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Ramalingam Kalirajan |11181 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jan 02, 2025

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by John on Jan 02, 2025Hindi

Money

Thanks a lot for your detailed reply.

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Thank you very much. Appreciate your detailed response.

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

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Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

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Question by RamaKrishna - Jul 12, 2024Hindi

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Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

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Thank you very much for a detailed reply. Appreciated.

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Latest Questions

Dr Nagarajan J S K |3053 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 22, 2026

Question by Arik - May 22, 2026Hindi

Career

I have secured Subject Rank 2 in Phase 2 of the M.Tech Biotechnology admission process at SRM Institute of Science and Technology. I would like to know if there is any scholarship, stipend, or other benefit for securing a good rank.

Ans: HI ARIK,
GREETINGS FROM REDIFFGURUS!
Your admission will likely depend on your rank or score. If your rank or score isn't competitive with other institutions, the first allotment may be sufficient for you.

Since you probably did not sit for the GATE exam, you cannot expect to receive a government scholarship. However, you have an excellent score, which could make you eligible for the Tata scholarship. I also recommend applying for the Reliance scholarship.
BEST WISHES.

Dr Nagarajan J S K |3053 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 22, 2026

Question by VINAY - May 22, 2026Hindi

Career

SRM KTR CS is it worth joining alloted in first allotment

Ans: HI VINAY,
GREETINGS FROM REDIFFGURUS!

Your admission will likely depend on your rank or score. If your rank or score isn't competitive with other institutions, the first allotment may be sufficient for you.

ALL THE BEST.

Dr Nagarajan J S K |3053 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 22, 2026

Asked by Anonymous - May 22, 2026Hindi

Career

My daughter has been offered at VIT Chennai CSE, SRM main campus CSE, UPSE CSE, Thapar Chemical. Also we may get Manipal main campus CSE. Please suggest the preffered order in terms of reputation and possible placements. We are based in New Delhi.

Ans: HI SIR,
GREETINGS FROM REDIFFGURUS!
If you're trying to compare courses like Computer Science Engineering (CSE) or Chemical Engineering with different institutions, here are my predictions:

- Thapar University is not a strong option for Chemical Engineering.
- For Computer Science Engineering, Manipal University is the best choice. Since you're from New Delhi, their offerings may align better with your needs than those of other institutions.

ALL THE BEST.

Radheshyam Zanwar |7598 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 22, 2026

Question by Krishan - May 22, 2026Hindi

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My son has scored 117 marks in COMEDK 2026 (General category, Delhi State). What are his chances to secure CSE seat in RVCE or MSRIT?

Ans: Chances of CSE @ RVCE are slim but possible in lower CSE specializations, while MSRIT CSE may be possible.

Good luck.
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Radheshyam

Dr Dipankar Dutta |1879 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on May 22, 2026

Question by Subhash - May 22, 2026Hindi

Career

Hello sir, I'm a student residing in New Delhi. I passed 12th standard in 2025. This year, I got 93.04 percentile in JEE Mains examination. I have currently 3 engineering options available - 1) BE in Robotics and Artificial Intelligence in Thapar 2) BTech in Mathematics and Computing in JIIT, Noida 3) BTech in CSE in VIT Vellore campus in category 5. Our main factors in this decision are the future of BE in Robotics and AI being recognized as a valid qualification in government jobs for ISRO, DRDO, etc and on the other hand the VIT cat 5 CSE is also very expensive. Currently, we have the option of paying an advance amount and go for branch upgrade in Thapar to more CS oriented branch or pay the advance amount for VIT CSE. Sir, kindly suggest which would be a better option. Since I have PCMB, in the meanwhile I'm also simultaneously preparing for re-NEET examination.

Ans: First, fix your goal. Preparation for NEET and studying engineering at the same time is not possible. You can go for BE in Robotics and Artificial Intelligence in Thapar. Donot consider govt. job only. Artificial Intelligence is present and Robotics will be the future.

Radheshyam Zanwar |7598 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 22, 2026

Question by Harshitha - May 22, 2026Hindi

Career

Namaste sir my daughter got 57000 rank in VITEEE can she get ECE in category-4/5 or EEE in Chennai campus

Ans: Yes, she has fair chances @ VIT EEE in Chennai campus and possible/slight chances for ECE in Category-5, but ECE Category-4 looks difficult. Keep a close eye on the counselling process; any magic can happen at any time.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |7598 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 22, 2026

Question by Subhash - May 22, 2026Hindi

Career

Hello sir, I'm a student residing in New Delhi. I passed 12th standard in 2025. This year, I got 93.04 percentile in JEE Mains examination. I have currently 3 engineering options available - 1) BE in Robotics and Artificial Intelligence in Thapar 2) BTech in Mathematics and Computing in JIIT, Noida 3) BTech in CSE in VIT Vellore campus in category 5. Our main factors in this decision are the future of BE in Robotics and AI being recognized as a valid qualification in government jobs for ISRO, DRDO, etc and on the other hand the VIT cat 5 CSE is also very expensive. Currently, we have the option of paying an advance amount and go for branch upgrade in Thapar to more CS oriented branch or pay the advance amount for VIT CSE. Sir, kindly suggest which would be a better option.

Ans: Preference order may be: COE/CSE @ Thapar > Maths & Computing @ Jaypee > CSE @ VIT. Cat 5. Robotics & AI is promising but less proven than CSE/COE for placements and some government recruitments, so choose it only if you are comfortable with a slightly higher risk. Hence, keep Robotics & AI as a backup only if an upgrade does not happen.

Good luck.
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Radheshyam

Radheshyam Zanwar |7598 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 22, 2026

Asked by Anonymous - May 22, 2026

Career

Namaskar Sir, Actually I have a big confusion in choosing college for my better future. I am getting enc at thapar and most likely it will upgrade to COE as the difference is of 3.2k rank only. Also I got 28671 rank in viteee so I am getting vit vellore cat 5 cse core. Also sir I am scoring around 103/180 in comedk I want only Cse related branches SO WHAT SHOULD I PREFER SIR IF FEES IS NOT THAT BIG ISSUE..... ALSO THERE IS MY BITSAT ON 27TH MAY... BUT CSE THERE IS SO HARD TO GRAB ....

Ans: Prefer COE/ENC at Thapar first. Then, good COMEDK colleges, RVCE/BMS/MSRIT, may be CSE specialisation or core branches. Then CSE at VIT Vellore under cat-5. If you crack BITS, choose BITS over all. If you think BITS may be hard for you, then prefer Thapar without hesitation over VIT cat-5. The final choice and decision will be yours.

Good luck.
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Radheshyam

Asked on - May 22, 2026 | Answered on May 22, 2026

SIR IF I GET ANY BRANCH IN BITS SHOULD I TAKE IT DUE TO ITS PREMIUM TAG OR JUST CONSIDER CSE ONLY IN THAPAR ETC....

Ans: If CSE or CSE-specialisation is getting @ BITS, then consider it. Else prefer COE/ENC @ Thapar.

Radheshyam Zanwar |7598 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 22, 2026

Asked by Anonymous - May 22, 2026Hindi

Career

which is better ( don't worry about my interest) what to choose btw iit madras bs-ms in biomedical science and technology or core branches in top nits

Ans: Prefer any top core branch in top NITs than BS-MS Biomedical @ IIT Madras if you are not stuck to the IIT brand. The final decision and choice will be yours.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |7598 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 22, 2026

Asked by Anonymous - May 22, 2026Hindi

Career

Sir, I secured a 92.67 percentile in JEE Mains (2026) under the OBC-NCL category. Which NITs or IIITs offer admission opportunities for me? Furthermore, considering I am from Bihar, which of these options would be the best choice for me?

Ans: You have a chance at lower branches in mid/lower NITs like Patna, Jamshedpur, and Agartala, and at IIITs like Bhagalpur and Ranchi. The best practical choice is to prefer IIIT Bhagalpur (CSE/IT) or a lower branch at NIT Patna, given the Bihar quota advantage.

Good luck.
Follow me if you receive this reply.
Radheshyam

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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