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Ramalingam Kalirajan |9569 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 13, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by Jaganmohan on May 13, 2024Hindi

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Money

Thank you for your prompt response Sir. May I know how to go about the financial planning please

Ans: I appreciate your trust and willingness to connect.
Let's embark on this financial journey together.
You can reach me through my website mentioned-below.
This platform has restrictions to share the personal contact. Hope you understand.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Ramalingam Kalirajan |9569 Answers |Ask -Follow

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Question by Chandra - May 20, 2024Hindi

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Thanks a lot sir, will try to consult you in person if possible, to understand the area of investment and the pocket size of the investment.

Ans: Welcome!
I appreciate your trust and willingness to connect.
Let's embark on this financial journey together.
You can reach me through my website mentioned below.
This platform has restrictions on sharing personal contact. Hope you understand.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in

Ramalingam Kalirajan |9569 Answers |Ask -Follow

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Question by Vijay - Jun 26, 2024Hindi

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Good Evening Sir, Could you please provide me Financial Advisor / Planning, so that I can prepare my financial planning accordingly.

Ans: I appreciate your trust and willingness to connect.
Let's embark on this financial journey together.
You can reach me through my website mentioned below.
This platform has restrictions on sharing personal contact. Hope you understand.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in

Ramalingam Kalirajan |9569 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jun 27, 2024

Question by Suman - Jun 27, 2024Hindi

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Thank you sir for your kind suggestion. Sir how to connect you for planning the financial goals?

Ans: I appreciate your trust and willingness to connect.
Let's embark on this financial journey together.
You can reach me through my website mentioned below.
This platform has restrictions on sharing personal contact. Hope you understand.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in

Ramalingam Kalirajan |9569 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Aug 24, 2024

Question by Nilesh - Aug 21, 2024Hindi

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Thanks for your suggestion and advice. Will consult financial planner

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

Ramalingam Kalirajan |9569 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Dec 23, 2024

Question by Ramesh - Dec 21, 2024Hindi

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Thank you for the detailed information sir, is there anyway I can reach for further detailed plan

Ans: I appreciate your trust and willingness to connect.
Let's embark on this financial journey together.
You can reach me through my website mentioned below.
This platform has restrictions on sharing personal contact. Hope you understand.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Latest Questions

Nayagam P P |8385 Answers |Ask -Follow

Career Counsellor - Answered on Jul 09, 2025

Question by Nishita - Jul 09, 2025Hindi

Career

Sir can you please rank IIIT Allahabad ECE , Gwalior EEE, Lucknow CSE+specialization, Jabalpur CSE and Kanchipuram CSE

Ans: Nishita, Evaluating the five IIIT programs reveals distinct strengths across faculty quality, research infrastructure, placement consistency, academic standards, and industry recognition. IIIT Lucknow in Uttar Pradesh offers B.Tech CSE with specializations including AI, business, and cybersecurity, achieving a remarkable 96.17% placement rate in 2025 with the highest package at Rs.145 LPA and the average at Rs.33.71 LPA, supported by 45+ PhD faculty and specialized research labs. IIIT Allahabad in Uttar Pradesh provides B.Tech ECE with strong electronics curriculum, NIRF rank #87 in Engineering 2024, 93% placement rate with highest Rs.121 LPA and average Rs.25.78 LPA, backed by globally-recognised faculty and research publications. IIITDM Jabalpur in Madhya Pradesh delivers CSE with design-manufacturing focus, over 60 PhD faculty, 71.8% placement rate with highest Rs.122 LPA international (?110 LPA domestic) and average Rs.19.27 LPA UG, featuring robust industry collaborations and 13 CSE department faculty. IIIT Gwalior (IIITM) in Madhya Pradesh offers EEE with 100% PhD faculty strength and 80–90% placement rates, with the highest at Rs. 65 LPA and an average of Rs. 20.56 LPA, supported by research-intensive programs and a diverse recruiter base. IIITDM Kancheepuram near Chennai provides CSE with design specialization, over 80 PhD faculty from IITs, 73% placement rate with highest Rs.32 LPA and average Rs.9.37 LPA, though experiencing declining trends from 97% in 2022.

Recommendation: Prioritize IIIT Lucknow CSE for its exceptional 96% placement rate, highest average packages, comprehensive specialization options, and strong industry linkages; follow with IIIT Allahabad ECE for its prestigious NIRF ranking, established reputation, and solid core electronics foundation; consider IIITDM Jabalpur CSE for its unique design-manufacturing focus and international placement opportunities; opt for IIIT Gwalior EEE for its 100% PhD faculty strength and research excellence; and rank IIITDM Kancheepuram CSE last due to declining placement trends despite strong academic credentials and faculty qualifications. All the BEST for Admission & a Prosperous Future!

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Nayagam P P |8385 Answers |Ask -Follow

Career Counsellor - Answered on Jul 09, 2025

Question by Abhi - Jul 09, 2025Hindi

Career

sir which one is better sanskriti university or LNCT Bhopal

Ans: Abhi, Sanskriti University in Chhata, Mathura offers UGC-approved engineering programmes with modern computing, AI/ML and applied sciences labs, a dedicated Training & Placement Cell securing an 85% overall placement rate over the past three years and an average package of ?6.20 LPA. The 75-acre campus features hostel facilities, high-speed Wi-Fi, 24×7 medical support and active student clubs. Lakshmi Narain College of Technology in Bhopal, Madhya Pradesh is NBA- and AICTE-accredited, ranked in the NIRF 201–300 band, with a 50-acre urban campus, specialized R&D centres and a placement median of ?5.50 LPA for undergraduates and 70–90% recent placement consistency driven by top recruiters like TCS, Infosys and Amazon. Its Industry-Institute Partnership Cell and Entrepreneur Development initiatives enhance practical learning and employability.

Recommendation: Choose LNCT Bhopal for its national accreditations, broader industry collaborations, and consistent median placements, or opt for Sanskriti University if higher placement percentage, new campus amenities, and proximity to Delhi-NCR better align with your priorities. All the BEST for Admission & a Prosperous Future!

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Nayagam P P |8385 Answers |Ask -Follow

Career Counsellor - Answered on Jul 09, 2025

Question by sanjay - Jul 09, 2025Hindi

Career

Manav rachna or jss univrrsity

Ans: Sanjay, You have not mentioned the branch of either institution. As far as JSS University is concerned, are you referring to JSS of Mysuru or some other university??? Mention branches also you have got or you want to know in each of these universities. Please clarify.

Nayagam P P |8385 Answers |Ask -Follow

Career Counsellor - Answered on Jul 09, 2025

Question by Rajshree - Jul 09, 2025Hindi

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NANAVATI WOMEN'S COLLEGE IN MUMBAI IS A FASHION DESIGN COLLEGE

Ans: Ok. Noted Madam.

Nayagam P P |8385 Answers |Ask -Follow

Career Counsellor - Answered on Jul 09, 2025

Question by Roman - Jul 09, 2025Hindi

Career

Can we replace chemistry marks with computer science subject for top 20 percentile eligibility in nits system Not iit only nits system eligibility

Ans: Roman, No, you cannot substitute Computer Science for Chemistry when calculating the top-20-percentile cutoff for NIT admissions. JoSAA’s eligibility applies to marks in Physics, Chemistry, Mathematics, one language and any other subject with highest marks. Chemistry must remain one of the five subjects for NIT?system eligibility. All the BEST for Admission & a Prosperous Future!

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Nayagam P P |8385 Answers |Ask -Follow

Career Counsellor - Answered on Jul 09, 2025

Question by Garena - Jul 09, 2025Hindi

Career

Sir,does AI(Data Science) has opportunity in future like 2030 and what will be minimum salary after studying in amrita

Ans: Garena, Before answering your question, Please note that Return on Investment (ROI), regardless of the branch or college, is not determined solely by your choice of institution or program. Several other factors significantly influence it—such as consistent academic performance over the next four years, regular skill enhancement, soft skills development, awareness of job market trends, a well-built personal profile, and maintaining a professional LinkedIn presence with clear job search strategies. ANSWER to your question: By 2030, artificial intelligence and data science roles are expected to flourish as automation creates 11 million net new jobs globally and transforms 86 percent of businesses, underscoring strong long-term demand. Data scientist employment in the U.S. alone is projected to grow 36 percent from 2023 to 2033, far outpacing average occupations and signaling robust global opportunity. At Amrita Vishwa Vidyapeetham, Coimbatore, the CSE-Data Science branch recorded a 92 percent placement rate in 2024, with the lowest on-campus offer around ?2 LPA and a median salary of ?7.6 LPA across all streams.

Recommendation: Embrace a Data Science pathway at Amrita Coimbatore for its consistent placement performance, industry-aligned curriculum, and accessible entry-level salaries, ensuring a strong foundation in a rapidly expanding field through 2030 and beyond. All the BEST for Admission & a Prosperous Future!

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Nayagam P P |8385 Answers |Ask -Follow

Career Counsellor - Answered on Jul 09, 2025

Question by Dhueh - Jul 09, 2025Hindi

Career

Sir my sister has option to take admission in Greater noida institute of technology cse with data science branch or she could get iet sitapur ece or she could get admission in gl bajaj mathura cse or niet cs with cyber security what should she aim for according to future needs and job opportunities

Ans: Dhueh, Greater Noida Institute of Technology in Knowledge Park II, Greater Noida offers B.Tech CSE with Data Science specialization in a NAAC A+-accredited private campus featuring Oracle and Dell tie-ups, modern AI/ML labs and a dedicated women’s cell; over 300 recruiters visited in 2024, yielding a 6.5 LPA average and 70 LPA highest package. Institute of Engineering & Technology, Sitapur (Lucknow, UP) is a NAAC A++-graded campus under AKTU with ECE labs in signal processing and embedded systems, conducting soft-skill workshops and mock interviews; 72 of 80 students were placed in 2024 with a 4.1 LPA average and 7 LPA top package. GL Bajaj Group of Institutions, Mathura (UP) grants CSE with AI/ML, holds NBA accreditation, industry-linked projects and recorded 94% CSE placements in 2025 with a 6.75 LPA average and 34 LPA high offer. NIET Greater Noida (Knowledge Park II) provides B.Tech CSE Cyber Security on a 13.9-acre NAAC-A campus with Oracle and Salesforce MoUs; 85% of students placed in 2024, averaging 6 LPA with a 35 LPA peak.

Recommendation: Prioritize GNIOT Greater Noida CSE (Data Science) for its superior average packages, expansive recruiter network, and women’s support initiatives; next, choose NIET Greater Noida CS for strong placement consistency and specialized cybersecurity curriculum; opt for GL Bajaj Mathura CSE for robust AI/ML training; consider IET Sitapur ECE for solid core-electronics exposure and focused mentorship. All the BEST for Admission & a Prosperous Future!

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Nayagam P P |8385 Answers |Ask -Follow

Career Counsellor - Answered on Jul 09, 2025

Question by Sayak - Jul 09, 2025Hindi

Career

Sir/madam My jee main CRL is 23059 In csab round there are chances of getting NIT DURGAPUR ECE and IIEST SHIBPUR Information technology!! Which one should I prefer more ? I am from WB

Ans: Sayak, NIT Durgapur in West Bengal offers a four-year B.Tech in Electronics & Communication Engineering with robust labs in VLSI, signal processing and embedded systems, guided by Ph.D. faculty and supported by a dedicated Career Development Centre. Over the last three years, ECE placement rates have ranged from 64.9% to 88.4%, often exceeding 88% in strong years, with average packages around ?17.5 LPA and top recruiters including Microsoft, Amazon and JP Morgan. IIEST Shibpur in Howrah delivers a B.Tech in Information Technology under NIRF-ranked #49, featuring modern computing clusters, AI/ML and cybersecurity labs, with IT placements near 80% over recent years and an average package of ?19 LPA, driven by recruiters like Google, TCS and HSBC Technologies.

Recommendation: Prioritize NIT Durgapur ECE for its higher and more consistent peak placement momentum in a core-electronics stream close to home, but if you seek stronger average IT packages and a broader software-centric curriculum, opt for IIEST Shibpur Information Technology. All the BEST for Admission & a Prosperous Future!

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Nayagam P P |8385 Answers |Ask -Follow

Career Counsellor - Answered on Jul 09, 2025

Question by Rakesh - Jul 09, 2025Hindi

Career

Sir i have scored 680 out of 1000 and scored AIR 843 . As going by past trends i am getting IIT kanpur CSE , IIT Hyderabad CSE and NIT Delhi CSE what to choose can you pls tell

Ans: Rakesh, 680 out of 1000 in which exam? Which program you are referring? Please clarify. All the BEST for Admission & a Prosperous Future!

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Nayagam P P |8385 Answers |Ask -Follow

Career Counsellor - Answered on Jul 09, 2025

Question by Namachivayan - Jul 09, 2025Hindi

Career

Sir,My son got B tech mechanical in iit tirupati and also btech cse in shiv nadar university chennai.Which one will be the best for his future?

Ans: Namachivayan Sir, IIT Tirupati in Renigunta (Andhra Pradesh) offers B.Tech in Mechanical Engineering with a curriculum blending thermofluids, manufacturing, design and robotics in DST-funded laboratories, guided by predominantly Ph.D.-qualified faculty and supported by project-based learning and research collaborations. Over the 2023–24 placement drive, 41.9% of Mechanical students secured roles with an average package of ?10.95 LPA, while core recruiters such as Microsoft, Amazon and Samsung participate on campus.

Shiv Nadar University Chennai on Old Mahabalipuram Road (Tamil Nadu) delivers B.Tech in Computer Science & Engineering with specializations in AI/ML, cybersecurity and IoT, taught by industry-immersed faculty in GPU-enabled HPC clusters and smart classrooms. Its Career Development Center facilitates mock interviews, hackathons and 250+ recruiter engagements, achieving an 85%+ placement rate and a four-year CSE average package of ?12.85 LPA through top firms like Goldman Sachs, Microsoft and Amazon.

Recommendation: Opt for Shiv Nadar University Chennai CSE if you prioritise higher placement consistency, strong industry partnerships and cutting-edge computing specializations, (OR) choose IIT Tirupati Mechanical Engineering for a government institute pedigree, robust core-engineering foundation and growing research infrastructure. My Suggestion: Prefer IIT-T-Mechanical over SNU. All the BEST for Admission & a Prosperous Future!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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