Sir i have Parag Parikh Flexicap, Sbi Mid cap & Axis Small cap fund each with 5k total 15k per month sip for 25 year's and 10 percent step up every year I want 10 crores for my retirement, is this portfolio Good..? I am 33 year's old ????

Ans: Hello Dr.
Prefer CSE @ Manipal
Best of luck.
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Radheshyam

Ans: Hello Neetu
You did not specify your expected CUET score or your preferred area of study. You can secure admission at Christ University while being aware of the terms regarding admission cancellation and fee refunds. Clearly communicate that you are awaiting your CUET results, and if you are accepted into your desired course through CUET, you will proceed to cancel your admission. If the fee loss is minimal, this approach of admission and subsequent cancellation at Christ can be a viable option.
Best of luck to you.
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Radheshya,

Ans: Hello Neetu
You did not specify your expected CUET score or your preferred area of study. You can secure admission at Christ University while being aware of the terms regarding admission cancellation and fee refunds. Clearly communicate that you are awaiting your CUET results, and if you are accepted into your desired course through CUET, you will proceed to cancel your admission. If the fee loss is minimal, this approach of admission and subsequent cancellation at Christ can be a viable option.
Best of luck to you.
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Radheshya,

Ans: Choosing between VIT Bhopal CSE AIML (Category 1), IILM CSE AIML with IBM, and LPU AIML hinges on balancing academic rigor, industry partnerships, and placement reliability. VIT Bhopal offers 90% placements for CSE AIML, supported by a robust curriculum aligned with AI/ML trends and access to 850+ recruiters like Microsoft, Amazon, and Cisco, ensuring consistent opportunities in core tech roles. Its Category 1 admission guarantees priority in placements and internships. IILM’s IBM-integrated program provides IBM-certified training, specialized projects, and 85–95% placements with firms like Deloitte and KPMG, but its higher fees (~?9.36L) and newer AI/ML ecosystem may limit niche role access compared to VIT. LPU AIML reports 70–80% placements with IT-sector recruitment (TCS, Infosys) but lacks focused AI/ML training and corporate engagement depth. While IILM’s IBM collaboration enhances skill relevance, VIT Bhopal’s established infrastructure, lower fees (~?7.92L), and higher placement traction make it preferable for students prioritizing industry-ready training and diverse tech opportunities. Opt for IILM only if IBM certifications and interdisciplinary projects are critical, and consider LPU as a budget-friendly alternative with moderate outcomes. All the BEST for your Admission & a Prosperous Future!

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Ans: Hello Neha
Prefer CSE @ UPSE-D.
Best of luck to you.
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Radheshyam

Ans: Hi,

A corpus of 3.40 crores is a large enough amount for planning a retirement. If you invest wisely and keep your expenses within a limit then you can comfortably live till age of 80 years.

Assuming an inflation of 6% on your expenses and a 12% return for the corpus investment, you can withdraw 1.5 lakh per month for expenses and still have some corpus at the end. If expenses are much higher then you may be short, if they are much less, then you will have a good corpus at the end.

So it will depend on your expenses each month.

Thanks & Regards
Janak Patel
Certified Financial Planner.

Ans: Hello dear
Chances are very slim to get CSE/ECE at reputed institutes via the COMEDK counseling process. Please try in private colleges via management quota.
Best of luck to you.
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Radheshyam

Ans: Hello dear
Given that you have already taken a drop once, your current score of 401 on your second attempt significantly reduces your chances of securing a seat in MBBS at GMC. If you have an interest in pursuing B.Tech in Bioinformatics, this could be a viable alternative for you. It is advisable to abandon the notion of a partial drop for NEET preparation, as excelling in this highly competitive exam requires an all-encompassing commitment. The vast syllabus demands not just time but also focused effort, which is difficult to achieve with a partial drop. You are likely aware of the extensive material that needs to be mastered, and attempting to juggle this with other commitments may hinder your performance. Therefore, it would be more beneficial to either commit to a full drop to dedicate yourself entirely to NEET preparation or to reconsider the path of a partial drop altogether.
Best of luck to you.
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Radheshyam

Ans: Choosing between VIT Chennai CSE and Amrita Coimbatore CSE depends on balancing scale, recruiter diversity, and placement consistency. VIT Chennai reports 3,160+ annual offers with top recruiters like Microsoft, Amazon, and Cisco, leveraging its extensive corporate network across campuses. However, its high student intake (~25,000) results in a lower median package (~6 LPA) for CSE, with only ~1% securing roles above 20 LPA, reflecting intense competition. While VIT’s highest packages (up to ?1 crore) and metro location enhance exposure, placements skew toward mass recruitment by firms like TCS and Infosys (~70% of offers).

Amrita Coimbatore, with a smaller cohort, achieves 90–95% placement rates for CSE, supported by a proactive placement cell and strong industry ties (TCS, Cognizant, Amazon). Its median package (~7.75 LPA) and consistent recruitment across core and IT sectors ensure broader student inclusivity, though highest packages (~?56.95 LPA) are rarer.

Recommendation: Prioritize Amrita Coimbatore for reliable placements and balanced opportunities, especially if seeking a supportive ecosystem with fewer disparities. Opt for VIT Chennai only if targeting niche high-paying roles (via exceptional academic performance) or valuing metro-based internships, despite higher competition and variable outcomes. All the BEST for your Admission & a Prosperous Future!

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