Namaskar Interest certificate issued by bank shows interest paid and tax deducted against say 1 senior citizen savings scheme 2 normal savings SB account 3 Fìxed Deposit (term deposit) for say 5years with a maturity value at the end of 5 yrs. Against sl no. 1 and 2 money is credited in account and naturally tax is to be paid. For sl.no. 3 where no money has been credited although said amount paid and tax deducted am I to a) consider said amount paid and TDS in the ITR? b) Is the same maturity amount as mentioned in the certificate will be paid or again tax will be deducted on maturity ? c) If same amount is paid whether that amount will be taxable in that related FY? Regards

Ans: Ashwin, my son, graduated from RVCE in 2023 and secured employment through campus placement with a reputable software company. Despite being among the highest achievers in COMEDK, he opted for ECE instead of the more accessible CSE. We did not compel him to join CSE. Following his second year, he progressively shown an interest in software and obtained several certifications through NPTEL, Internshala, and similar platforms. Regarding his experience, while ISE is commendable, CSE is the superior option. Simply enter 'RV placement statistics 2024'. Select the initial result to get the Placement Statistics of RV directly. The top placements are for Computer Science Engineering, followed by Electronics and Communication Engineering, and then Information Science Engineering. The recommendations of your seniors, your personal interests, and the branch with the highest placement statistics are distinct considerations. Kindly review the Course Curriculum for both CSE and ISE and make a decision. Kindly review one of my detailed responses below, in which I have explicitly outlined the stages, recommendations, and methods that a first-year engineering student should adhere to till their fourth year for campus placement. All the BEST for Your Prosperous Future.

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