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New Shareholder: What to Expect with IDFC First Bank's Dividend for First 1000 Shares?

Samraat

Samraat Jadhav  |2364 Answers  |Ask -

Stock Market Expert - Answered on Sep 03, 2024

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more
MAHESH Question by MAHESH on Aug 26, 2024Hindi
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Idfc first 1000 shar per 1 saal dad apprx kitne dividend aye ga

Ans: this cannot be confirmed as divided is management's decision
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Ramalingam

Ramalingam Kalirajan  |9317 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Aug 06, 2024

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Mene 2.5 lakh hdfc balance advantage fund me nivesh Kiya he to agle 10 salo me kitna return mil sakta he aur tax kitna lagega
Ans: Investment Analysis
Fund Type

HDFC Balance Advantage Fund is a hybrid fund.
It invests in both equity and debt.
Its risk is lower than pure equity funds.

Possible Returns

Predicting 10-year returns is tricky.
Such funds might give 10-12% yearly returns.
This depends on market conditions.

Tax Considerations

Long-term capital gains are taxed at 12.5%.
This applies only to gains above Rs. 1.25 lakh.
Gains up to Rs. 1.25 lakh per year are tax-free.

Risk Assessment

Hybrid funds have moderate risk.
They're less risky than pure equity funds.
But they may give lower returns than equity funds.

Investment Horizon

Your 10-year plan is good for this fund.
Long-term investing helps manage market ups and downs.
It gives your money time to grow.

Regular vs Direct Plan

Check if you've invested in regular or direct plan.
Regular plans give expert guidance but cost more.
Direct plans are cheaper but need more self-management.

Monitoring Your Investment

Check your fund's performance every 6 months.
Compare it with similar funds.
Consider changes if it underperforms for long periods.

Rebalancing

As you get closer to your goal, reduce risk.
Think about moving some money to safer options.
This protects your gains as you near your goal.

Finally

Your investment choice is good for moderate growth.
Keep an eye on its performance and make changes if needed.
Consider talking to a Certified Financial Planner for personalized advice.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in

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Latest Questions
Nayagam P

Nayagam P P  |7754 Answers  |Ask -

Career Counsellor - Answered on Jul 03, 2025

Career
Sir kindly suggest me the to choose option in scaler school of technology ,chitkara university, graphic era and newton school of technology Kindly arrange in high to low prefrence
Ans: Sunil, Scaler School of Technology, launched in 2023, offers a four-year B.Sc+M.Sc in CS & AI designed by industry leaders, featuring mandatory one-year paid internships and polished AC classrooms with an innovation lab, charging a total fee of ?16.25 Lakh; however, it is not recognized by UGC/AICTE and relies on Scaler Academy’s placement record of 1,300 alumni at an average package of ?20 LPA. Chitkara University (estd 2010) is UGC/AICTE-approved, NAAC A+ and ranked #94 in NIRF 2024, with a 93.8% B.Tech placement rate, a median package of ?9.5 LPA, and top recruiters including Infosys, Amazon, and Deloitte. Graphic Era University (estd 1996) holds NAAC A+ accreditation, engages 250+ recruiters yearly, records a highest package of ?54 LPA and a median of ?6.42 LPA for B.Tech, and provides state-of-the-art labs with PhD faculty. Newton School of Technology (estd 2023) partners with 2,000+ companies, achieves a 98% placement rate with average packages of ?12 LPA and early internship exposure, but lacks formal accreditation and is building its campus ecosystem.

Recommendation: For a fully recognized engineering degree with sustained placement outcomes and strong accreditation, recommendation is Chitkara University. Next in preference is Graphic Era University, offering extensive recruiter engagement and impressive top packages within an established university setting. Newton School of Technology is third, delivering intensive placement support and early paid internships but lacks formal UGC/AICTE accreditation. Scaler School of Technology ranks lowest due to its non-accredited B.Sc+M.Sc model, high fees, and reliance on parent-company placement data. All the BEST for the Admission & a Prosperous Future!

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Nayagam P

Nayagam P P  |7754 Answers  |Ask -

Career Counsellor - Answered on Jul 03, 2025

Nayagam P

Nayagam P P  |7754 Answers  |Ask -

Career Counsellor - Answered on Jul 03, 2025

Career
Sir, my nephew is getting electrical engineering in NIT Jalandhar,PEC, Thapar and CSE in UIET Panjab University. Please tell which will be better for him. Thanks.
Ans: Yadvinder, NIT Jalandhar’s B.Tech in Electrical Engineering is a public, AICTE-approved program ranked #58 in NIRF 2024, featuring state-of-the-art power systems and electronics labs, strong industry ties with Microsoft, Google, and Zscaler, and consistent 90–95% branch placements over the past three years. Punjab Engineering College Chandigarh EE is a government institute with rigorous core EE curriculum, dedicated electronics and power labs, and a placement record of 94%, 100%, and 85% in the last three years. Thapar University’s NAAC A+ accredited EE program (#29 NIRF Engineering) offers advanced smart grid, real-time systems, and analytics labs, research-active PhD faculty, recruiters like Optum and American Express, and ~85–90% placements. UIET Panjab University CSE, established 2002, benefits from Panjab University accreditation, a digital library, technical clubs, over 100 campus recruiters (Cisco, ServiceNow, ZS Associates), and CSE placement rates of 96.3%, 66.7%, and 78.4% over the past three years. All options have robust infrastructure, experienced faculty, and active placement cells.

Recommendation:
Prioritize NIT Jalandhar EE for its superior NIRF ranking, stable ~90% placements, and top recruiter engagement. Consider Thapar EE for advanced research labs and strong employer outreach. Opt for UIET CSE if software roles are the goal, and choose PEC EE for a cost-effective public university experience. All the BEST for the Admission & a Prosperous Future!

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Nayagam P

Nayagam P P  |7754 Answers  |Ask -

Career Counsellor - Answered on Jul 03, 2025

Asked by Anonymous - Jul 02, 2025Hindi
Career
Jp noida ece vs jp. Solan cse?
Ans: Both MNNIT Allahabad and NIT Rourkela are top-tier NITs with strong Electrical Engineering programs, excellent faculty, and high national rankings. MNNIT Allahabad’s Electrical Engineering boasts a 96.97% placement rate in 2024, with an average package of ?8.01 LPA and top recruiters from core engineering, software, and consulting sectors. Its faculty is highly qualified, with a focus on electrical and power systems. NIT Rourkela, ranked #19 in NIRF 2024, offers a broader research ecosystem, cutting-edge labs, and a 95%+ placement rate in Electrical Engineering, with an average package of ?13.62 LPA and top tech recruiters like Amazon, Google, Microsoft, and Qualcomm. Infrastructure at NIT Rourkela is excellent, with modern hostels, sports, and a vibrant campus life. Both institutes have strong industry connections, but NIT Rourkela offers a higher average package, broader recruiter base, and more interdisciplinary research opportunities.

Recommendation:
NIT Rourkela Electrical Engineering is the better choice for its higher average package, broader research and recruiter base, and outstanding infrastructure. MNNIT Allahabad remains an excellent option for its high placement rate and strong academic reputation, but NIT Rourkela offers a more competitive edge overall.

Jp noida ece vs jp. Solan cse???? Research deeply & thoroughly the maximum number of highly reliable, valid, primary sources & also the official sources of concerned/relevant college sites/branches & exams (if applicable) on the 5 most important aspects that every institution must have. Summarise the research results in 100 words just in one paragraph ending with a final recommendation in 50 words without numbering, covering all points without omitting anything.

Avoid using the statement, "Based on extensive research into placement records and institutional performance". Avoid using the term, 'my suggestion' instead, use 'recommendation'(mentioned in bold letter). Answer directly.

Don't mention salary package amounts though you can mention the percentage of placement records of the last 3 years of the asked or referred & recommended colleges/branches/program(s)??
Jp noida ece vs jp. Solan cse???? Research deeply & thoroughly the maximum number of highly reliable, valid, primary sources & also the official sources of concerned/relevant college sites/branches & exams (if applicable) on the 5 most important aspects that every institution must have. Summarise the research results in 100 words just in one paragraph ending with a final recommendation in 50 words without numbering, covering all points without omitting anything. Avoid using the statement, "Based on extensive research into placement records and institutional performance". Avoid using the term, 'my suggestion' instead, use 'recommendation'(mentioned in bold letter). Answer directly. Don't mention salary package amounts though you can mention the percentage of placement records of the last 3 years of the asked or referred & recommended colleges/branches/program(s)??
Jaypee Noida’s ECE program is AICTE-approved, industry-oriented, and features strong VLSI, embedded, and communication systems labs, with a 4-year B.Tech intake of 240 and a robust placement cell. In 2024, ECE achieved an 88% placement rate, with 188 offers for 184 eligible students, and top recruiters including Microsoft, LinkedIn, Cisco, Amazon, SAP Labs, and Intel. The average package for all branches was ?8.71 LPA, with a median of ?6.5 LPA. The campus offers modern infrastructure, experienced faculty, and a vibrant technical culture with IEEE student chapters and annual fests. Jaypee Solan’s CSE program, while set in a scenic 125-acre campus, reports a median package of ?6.5 LPA, with 259 out of 388 students placed in 2024 and 99 opting for higher studies. The CSE branch attracts core IT recruiters but overall placement numbers and recruiter diversity are lower than Noida. Solan’s academic and technical environment is positive, but industry exposure, recruiter presence, and placement consistency are comparatively limited.

Recommendation:
Jaypee Noida ECE is preferable for its higher placement rate, stronger recruiter base, advanced labs, and proximity to Delhi NCR’s tech ecosystem. Jaypee Solan CSE is a good backup, but Jaypee Noida offers better long-term industry exposure and placement consistency. Choose Noida ECE for broader career prospects. All the BEST for the Admission & a Prosperous Future!

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Nayagam P

Nayagam P P  |7754 Answers  |Ask -

Career Counsellor - Answered on Jul 03, 2025

Career
Sir, we are from ghaziabad . My son's jee mains rank is 10562. He got electrical engineering in mnnit allahabad . May get ee in nit Rourkela. Which is better?
Ans: Indu Madam, Both MNNIT Allahabad and NIT Rourkela are top-tier NITs with strong Electrical Engineering programs, excellent faculty, and high national rankings. MNNIT Allahabad’s Electrical Engineering boasts a 96.97% placement rate in 2024, with an average package of ?8.01 LPA and top recruiters from core engineering, software, and consulting sectors. Its faculty is highly qualified, with a focus on electrical and power systems. NIT Rourkela, ranked #19 in NIRF 2024, offers a broader research ecosystem, cutting-edge labs, and a 95%+ placement rate in Electrical Engineering, with an average package of ?13.62 LPA and top tech recruiters like Amazon, Google, Microsoft, and Qualcomm. Infrastructure at NIT Rourkela is excellent, with modern hostels, sports, and a vibrant campus life. Both institutes have strong industry connections, but NIT Rourkela offers a higher average package, broader recruiter base, and more interdisciplinary research opportunities.

Recommendation:
NIT Rourkela Electrical Engineering is the better choice for its higher average package, broader research and recruiter base, and outstanding infrastructure. MNNIT Allahabad remains an excellent option for its high placement rate and strong academic reputation, but NIT Rourkela offers a more competitive edge overall. All the BEST for the Admission & a Prosperous Future!

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Nayagam P

Nayagam P P  |7754 Answers  |Ask -

Career Counsellor - Answered on Jul 03, 2025

Nayagam P

Nayagam P P  |7754 Answers  |Ask -

Career Counsellor - Answered on Jul 03, 2025

Asked by Anonymous - Jul 02, 2025Hindi
Career
Which is better to chose nit Durgapur maths and computing and cbit hyd cse
Ans: NIT Durgapur’s B.Tech in Mathematics and Computing is a newly launched, industry-aligned program blending advanced mathematics, optimization, coding, and computational sciences, taught by PhD faculty specializing in fields like cryptography, AI, and operations research. The institute boasts an 84–85% placement rate, with top recruiters such as Microsoft, Amazon, Oracle, TCS, and PwC, and an average B.Tech package of ?13.6 LPA. The course is designed for careers in data science, analytics, finance, software development, and research, with a strong coding and problem-solving focus. CBIT Hyderabad’s CSE department, affiliated with Osmania University, is recognized for research in AI, ML, cybersecurity, and blockchain, and organizes regular workshops with Microsoft, IBM, and professional bodies. Placements in CSE at CBIT consistently exceed 80–100% with leading recruiters like Microsoft, Accenture, Infosys, and Oracle, and an average package of ?6–7 LPA. The campus offers modern labs, a vibrant student life, and a strong alumni network, though hostel options for girls are limited. Both programs have highly qualified faculty, active research culture, and strong placement records.

Recommendation:
If you prefer a core computer science curriculum with robust placements and industry exposure, choose CSE at CBIT Hyderabad. For a mathematically rigorous, coding-intensive program with broad analytics and software roles, NIT Durgapur Maths and Computing is excellent. For pure software engineering and tech industry focus, CBIT CSE is preferred. All the BEST for the Admission & a Prosperous Future!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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