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Victim of Financial Fraud? How Can I Find Trustworthy CFPs?

Ramalingam

Ramalingam Kalirajan  |9730 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jul 22, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more
Tanuja Question by Tanuja on Jul 20, 2024Hindi
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Money

Sir, how to find CFP who are genuine, as we had faced financial fraud lately.

Ans: I appreciate your trust and willingness to connect with a CFP.
We can provide the CFP support for you, if you are interested.
Let's embark on this financial journey together.
You can reach me through my website mentioned below.
This platform has restrictions on sharing personal contact. Hope you understand.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Ramalingam

Ramalingam Kalirajan  |9730 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 25, 2024

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Thanks you Sir, I am based out in Pune but totally confused how to select a good CFP. Can you please help me in this like where to look for . Also , can you also suggest Mutual Funds which I can invest in on monthly basis and how much. Thank You
Ans: Please search for "online financial planning & Retirement planning services with a Holistic Approach" in Google and then follow the below steps with the results.

Research: Start by researching reputable brokerage firms that offer mutual fund advisory services. Look for firms with a strong track record, experienced financial advisors, and a range of services tailored to your needs.

Consultation: Schedule a consultation with the brokerage firm to discuss your financial goals, risk tolerance, investment preferences, and other relevant factors. This initial meeting will help the advisor understand your needs and recommend suitable investment strategies.

Advisory Services: Once you've selected a brokerage firm, the advisor will work with you to develop a personalized mutual fund investment plan. They will recommend specific funds based on your financial objectives and provide ongoing guidance to help you navigate the market.

Regular Reviews: Schedule periodic reviews with your advisor to assess the performance of your mutual fund investments, review changes in your financial situation, and make any necessary adjustments to your investment strategy.


By following these steps, you can access the expertise of professional brokerages to assist you in financial planning and investment management.

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Nayagam P

Nayagam P P  |8821 Answers  |Ask -

Career Counsellor - Answered on Jul 15, 2025

Asked by Anonymous - Jul 15, 2025Hindi
Career
I am a student from odisha. I have scored 94.45%ile in jee mains and i am unsure what i can get with this score. I was alloted in NIFTEM Thanjavur through josaa and got CSE in VSSUT BURLA. Should i wait for CSAB round or go with any of these ?
Ans: With a 94.45 percentile in JEE Main representing an all-India rank near 120 000–140 000, your son’s current allotments—B.Tech at NIFTEM Thanjavur and CSE at VSSUT Burla—offer credible pathways. NIFTEM Thanjavur’s B.Tech reports a 66.7% placement rate with a median package of ?3.65 LPA over the past three years, backed by its Institute of National Importance status, specialized food-processing labs, and industry linkages. VSSUT Burla’s CSE achieves a 70–75% placement consistency, average packages between ?4–6 LPA, modern computing infrastructure, and strong core-engineering recruiter engagement. CSAB rounds for CSE at NITs and IIITs typically close by ranks below 40 000 for low-tier NITs and under 55 000 for IIITs, rendering admission through CSAB unlikely given your son’s rank. Alternatives include accepting one of the existing seats or pursuing lateral-entry diploma-to-degree options in premier institutes if CSAB options fail.

Recommendation: Accept the VSSUT Burla CSE seat to leverage its higher placement rate, dedicated computing facilities and Odisha domicile advantage; reserve NIFTEM Thanjavur as a strong fallback in agro-technology; bypass CSAB for CSE given low probability, and explore lateral-entry engineering pathways for greater flexibility. All the BEST for Admission & a Prosperous Future!

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Nayagam P

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Career Counsellor - Answered on Jul 15, 2025

Asked by Anonymous - Jul 15, 2025Hindi
Career
Sir my son with a ranking of 24294 In the 2b category Which engineering colleges are possible and best in cs in the first five preference order Our residence is Bangalore sir Kindly guide
Ans: (I assumed your son appeared for KCET Exam). With a KCET rank of 24 294 in the 2BG category, your son has certain admission to the CSE branch at several reputable Bangalore institutes whose 2024 closing ranks exceeded this mark. All listed colleges are AICTE-approved, NBA/NAAC-accredited, feature modern computing and AI/ML labs, experienced faculty, strong industry tie-ups and placement cells recording 70–85% branch-wise placement consistency over the past three years. Global Academy of Technology, Rajarajeshwari Nagar, Bangalore. East West Institute of Technology, BEL Layout, Bangalore. CMR Institute of Technology, Varthur, Bangalore. RNS Institute of Technology, Bangalore. New Horizon College of Engineering, Marathahalli, Bangalore. Presidency University, Bangalore. Impact College of Engineering & Applied Sciences, Sahakar Nagar, Bangalore. REVA University, Yelahanka, Bangalore. Acharya Institute of Technology, Soladevanahalli, Bangalore. Atria Institute of Technology, Hebbal, Bangalore.

Recommendation: Global Academy of Technology, Rajarajeshwari Nagar, Bangalore offers the most balanced combination of modern AI/ML infrastructure and placement consistency. CMR Institute of Technology, Varthur, Bangalore stands out for its focused CSE curriculum and strong local industry ties. East West Institute of Technology, BEL Layout, Bangalore provides reliable admissions, robust labs and steady recruiter engagement. All the BEST for Admission & a Prosperous Future!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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