hello Sir, My father died on 20th May 2022. As per rules getting death certificate took around 30 day and then started applying for closing his bank account ,fds etc. which took some time. As per AIS form (from income tax department) he has received interest in say month of july or august 2022 as closer took time. I will be filing income tax return for the last time as deceased heir. The interest which he has receive after 20th may 2022 will be considered as part of his income or i have to show as my income. Moreover he had LIC policy which was closed in dec 2022 the closer amount ( principal and interest) was credited to my account. The interest from LIC will be part of his income or my income as this is not reported in AIS form. Your early reply will be highly appreciated.

Ans: Dear Anonymous,
Our culture is very partial towards moral policing. We know what our neighbors should do but forget what we should do. Pratice what you preach is only for the wise men, you see...
So, if you go against societal norms and you are caught be prepared for a backlash.
Now, you can be unapologetic about this backlash that you might face (assuming the couple is of a legal age) and be unbothered by it. And if the moral policing bothers you, then avoid crossing that boundary and stay within the limits of what society prescribes.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Ans: Hello;

Investing in direct stocks should always be backed with research, temperament, clearly defined investment horizon and targets on both sides.

If you feel you can do this on your own, well and good, else you may consult a sebi registered research analyst.

If you have invested for the long-term then you shouldn't be concerned by such short term volatility.

If short term market volatility is affecting you then you should invest only through mutual funds with annual review of performance.

Not just Zomato, market appears heading for sideways movement with volatility in the short term(1-3 years). This is my view.

Happy Investing;

Ans: Check name exam centre, in case of discrepancy inform convener.

Ans: Actuarial has a good career prospect in India. But it is not based on Math but Statistics. Check if your daughter is interested in Stats and then decide. NMIMS has a graduation course in Actuarial.

Ans: the media described it as virus and made a hype of it. People across nations are driven by media now-a-days and this panic of lock-down or covid like situation pushed markets to fall.

Ans: It is just a short term adjustment as the fundamentals have not changed so far. Zomato as a business model is doing great in numbers, there upcoming results will clear this froth.

Ans: these are temporary unless the fundamentals changes. Long term investors should ignore such things and use this as an opprtunity to add more quantity.

Ans: Dear Anonymous,
Separation at any age is a very strained and emotionally draining activity. When you are younger, there is a lot of stakes on the ground which includes taking into consideration compatibility issues and then scope for considering separation for the sake of each others' sanity and for the sake of the children as well...
When you are older, usually these differences pale into the background and a general level of acceptance sets in with each partner either understanding the other or doing their own set of things without much involvement from the other. This seems wise at this age as there is a partner around you and loneliness is kept at bay and even if the two of you don't see eye to eye, at least there is another person in the house with you. Now, you may argue on this and say that it's better off without the other person as you and she have nothing in common. But you are right in thinking about whether it's necessary to go through this at your age.
You might want to think about the 'what' after that and how things will be different and if you and your wife are ready to take on a challenge like this.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Ans: Dear Sir/ Madam,

Gratuity is applicable after 5 years. So in your case yes. Just check if your company has the gratuity policy. During the exit, HR will help with the gratuity withdrawal forms which you can fill and submit.

Hope this helps

Thanks
Ashwini