Home > Money > Question
Need Expert Advice?Our Gurus Can Help
Dev

Dev Ashish  | Answer  |Ask -

MF Expert, Financial Planner - Answered on Jul 08, 2024

Dev Ashish is a fee-only SEBI-registered investment advisor with over 15 years of active experience in the stock market. In 2011, he founded StableInvestor, a platform for personal finance and financial planning.
He provides professional fee-only investment advisory services to small and high networth individuals in order to help them achieve their financial goals.
Ashish's views are regularly published in national business publications. He has an MBA degree from NMIMS, Mumbai and also holds an engineering degree.... more
Om Question by Om on Jul 08, 2024Hindi
Listen
Money

Hello Sir, My aim to generate 25L in next 5 years thru Mutual funds and have started 5 SIP of 3000 each in these fund , 1. 1. Axis Bluechip Fund (Direct Growth), 2. Nippon India Large Cap (Direct Growth), 3. HDFC Small Cap (Direct Growth), 4. Parag Parikh Flexi Cap (Direct Growth), 5. Canara Robecco ELSS tax saver (Direct Growth). Please advise whether this funds are enough to generate the required corpes or I need to invest more.

Ans: For a target of Rs 25 lakh in the next 5 years, you need to invest about Rs 25-31,000 monthly assuming average returns of 10-12% per annum.

Right now you are doing Rs 15,000 monthly across 5 funds (with 3K SIP). So unless the returns generated by your funds are a lot more than that, it will be difficult to reach the target amount.

So you should try and invest as close as possible to the calculated amount of Rs 25-31,000 monthly. And assuming a reasonable salary growth and controlled expenses, you should try to increase the monthly investments each year in line with your income growth.

Thanks
Dev Ashish,
SEBI Registered Investment Advisor (Fee-Only RIA)
Founder, StableInvestor.com
Twitter (@Stableinvestor)

Note (Disclaimer) - As a SEBI RIA, I cannot comment on specific schemes/funds that are provided or asked for in the questions in the platform. The views expressed above should not be considered professional investment advice or advertisement or otherwise. No specific product/service recommendations have been made and the answers here are for general educational purposes only. The readers are requested to take into consideration all the risk factors including their financial condition, suitability to risk-return profile and the like and take professional investment advice before investing.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
Money

You may like to see similar questions and answers below

Ramalingam

Ramalingam Kalirajan  |10246 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jul 27, 2024

Listen
Money
Puneet Asked on - Jun 16, 2024 Hello, I'm 35 years old. I'm planning to start a new cycle of SIPs and aspiration is to create a corpus of 1.5 crores in next 10 years. Monthly SIP is 50,000. Below are my mutual funds chosen: Quant midcap fund: 10,000, ICICI Prudential Bluechip Fund: 10,000, Quant Flexi Cap Fund: 10,000, SBI Small Cap Fund: 2,000, SBI PSU Fund: 8,000. Please suggest: - if the above chosen mutual funds are appropriate for this wealth generation, however, if no, please suggest alternatives and also advise if the amount chosen is apportioned is realistic. - if this SIP amount is adequate enough to generate the desired corpus? All are direct growth plans. Should I include Parag Parekh Flexi Cap Fund as well? Regards, Puneet
Ans: Puneet,

Your aspiration to create a corpus of Rs 1.5 crores in 10 years is commendable. Let's evaluate your current mutual fund choices and the allocation.

Current Allocation

Quant Midcap Fund: Rs 10,000

ICICI Prudential Bluechip Fund: Rs 10,000

Quant Flexi Cap Fund: Rs 10,000

SBI Small Cap Fund: Rs 2,000

SBI PSU Fund: Rs 8,000

Evaluation of Funds

Diversification: You have chosen a mix of large-cap, mid-cap, flexi-cap, small-cap, and sector funds. This ensures a diversified portfolio.

Risk Management: The inclusion of large-cap and flexi-cap funds helps balance the higher risk from mid-cap, small-cap, and sector funds.

Growth Potential: Mid-cap, small-cap, and flexi-cap funds offer high growth potential, though they carry higher risk.

Actively Managed Funds vs. Index Funds

Actively Managed Funds: Provide better adaptability to market conditions. Managed by professionals aiming to outperform the market.

Index Funds: Track specific indices and cannot adapt to market changes. May underperform compared to actively managed funds.

Disadvantages of Direct Plans

Lack of Guidance: Direct plans require self-research and decision-making.

Higher Risk: Greater potential for mistakes without professional advice.

Time-Consuming: Requires continuous monitoring and adjustments.

Benefits of Regular Plans Through CFP

Expert Advice: Certified Financial Planners (CFPs) provide tailored advice.

Holistic Planning: CFPs consider your overall financial goals and situation.

Ongoing Support: Regular reviews and adjustments to your strategy.

Is Your SIP Amount Adequate?

To assess if Rs 50,000 monthly SIP is adequate:

Expected Returns: Assuming an average annual return of 12-15%, your target is achievable.

Consistency: Staying invested for the full 10 years is crucial for compounding to work.

Adding Parag Parekh Flexi Cap Fund

Flexi Cap Funds: They offer a balance between risk and return by investing across market caps.

Evaluation: Adding another flexi-cap fund can further diversify your portfolio.

Suggested Adjustments

Review Sector Fund Allocation: Consider reducing the sector fund allocation if you want a more balanced portfolio.

Increase in Large-Cap Allocation: You may increase large-cap allocation for more stability.

Final Insights

Puneet, your current fund choices show a good mix of diversification and growth potential. With disciplined investing and regular reviews, achieving your Rs 1.5 crore goal in 10 years is realistic. Consider consulting a Certified Financial Planner for tailored advice and ongoing support.

Best Regards,

K. Ramalingam, MBA, CFP

Chief Financial Planner

www.holisticinvestment.in

..Read more

Ramalingam

Ramalingam Kalirajan  |10246 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Oct 05, 2024

Money
Hello, This is Capt. Samir. I have invested in mutual funds and doing an SIP of 70k per month. Would like to know if the mutual funds that I have invested in are good to hold and the corpus that can be generated in the next 10 years. I am looking forward for a 2 cr corpus by 2034 from MF. Kindly advise if SIP needs to be increased to generate the said corpus. Mutual Funds DSP-Global innovation FOF-Reg fund -G -3000 Sip WHITEOAK flexi cap reg fund- 3000 SIP CANARA REBECCO Mid cap fund - 3000 SIP HDFC Business fund- 200000 LUMPSUM HDFC top 30 fund - 3000 SIP Aditya Birla frontline equity fund - 2 folios - 3000 SIP in one only DSP small cap fund- 5000 HDFC small cap fund- 5000 Merai asset large cap fund-5000 ICICI prudential Blue chip fund-5000 Canara Rebecco manufacturing fund Growth - 5000 Kotak focused equity fund -5000 JM midcap fund Growth - 5000 SBI ENERGY OPPORTUNITIES FUND - 400,000 LUMPSUM Kotak Multicap fund: 5000 ICICI PRU energy and fund: 5000 HDFC Nifty 200 momentum30 index fund- 10000 HSBC EXPORT OPPORTUNITIES FUND - 3L lumpsum Thanks Samir
Ans: It’s great to see that you are already investing consistently and have a target in mind. Your aim of generating Rs 2 crore by 2034 from mutual fund investments is achievable with a systematic approach. Let's break down your current investment strategy and assess whether any adjustments are needed to meet your goal.

Review of Your Existing SIPs and Lump Sum Investments
You are currently investing Rs 70,000 per month through SIPs and have made some lump-sum investments as well. Let's evaluate the funds you have chosen based on their category, diversification, and potential for long-term growth.

Global Innovation Fund: This fund gives you exposure to international markets, which helps diversify your portfolio. Keep an eye on global market trends, but this fund can add value if the global tech and innovation sectors grow.

Flexi Cap and Mid Cap Funds: Flexi Cap and Mid Cap funds offer a balance of growth potential and risk. They tend to outperform in the long run, but they also come with volatility. These funds are good to hold for a long-term horizon.

Lump Sum Investments in Sector-Specific Funds (Energy and Manufacturing): Sector-specific funds can be high-risk but may offer high returns if the sector performs well. The energy sector has potential but may be volatile due to factors like government policies, oil prices, and global energy trends. Manufacturing is more stable but less likely to deliver aggressive returns. Keep these funds for diversification, but be cautious.

Small Cap Funds: You have exposure to two small cap funds. While small cap funds can offer high returns, they come with high volatility. Keep in mind that small cap funds should ideally not exceed 20% of your portfolio due to their risk profile.

Large Cap and Blue Chip Funds: Large Cap funds are a safer bet in the long term and provide stability. They might not offer the highest returns but will protect your capital. Continue your SIPs in these funds.

Focused Equity Funds: These funds invest in a limited number of stocks, which can give concentrated returns but also carry higher risk. As you are looking for a long-term goal, these funds can add value, but balance them with more diversified funds.

Index Funds: While index funds are low-cost, they track the index and may not offer outperformance. Actively managed funds can give you better returns over the long term. If you are invested in index funds, consider reviewing their performance and reallocating to actively managed funds with a Certified Financial Planner.

Is Your Portfolio Diversified Enough?
Your portfolio has a good mix of different fund categories—small cap, mid cap, flexi cap, and large cap. You also have exposure to international markets and sectoral funds. However, be cautious about over-investing in small caps and sectoral funds due to their high volatility. Consider reducing the allocation to sectoral funds if their performance dips.

Will You Achieve Rs 2 Crore by 2034?
You aim to accumulate Rs 2 crore by 2034. Based on your current SIP amount, it is important to assess if this is enough. Considering an average return of 12% per annum from your mutual funds, Rs 70,000 per month SIPs may get you close to your target. However, it is wise to periodically review your portfolio and step up your SIP amount by 10-15% every year to stay on track.

Recommendation:

Increase your SIP amount: If possible, increase your SIPs by 10% every year to boost your corpus and mitigate the impact of inflation.
Step-Up SIPs: Some mutual funds offer a "Step-Up SIP" option where you can increase your monthly SIP amount automatically by a fixed percentage every year. This will help you stay on track for your Rs 2 crore goal.
Lump Sum vs SIPs
Lump sum investments can boost your corpus, but they depend on market timing. Since you already have a few lump-sum investments, it’s good to continue with SIPs to average out market volatility. If you come into additional funds, like a bonus or windfall, consider allocating some towards lump sum investments in diversified funds.

Expense Ratios and Fund Performance
It’s important to regularly monitor the expense ratios of the funds you are invested in. High expense ratios can eat into your returns over the long term. Actively managed funds with high expense ratios should justify the cost with higher returns. If you find that the returns are not justifying the high costs, consult a Certified Financial Planner to switch to better-performing funds with reasonable expenses.

Managing Risk and Rebalancing
Your current portfolio leans towards high-risk, high-return funds like small caps and sectoral funds. As you approach your target year, start reducing exposure to high-risk funds and shift more towards stable funds like large caps and flexi caps. This will help preserve your capital and reduce volatility.

Every year or two, review your portfolio and rebalance it. For example, if small caps have outperformed, they may now constitute a larger portion of your portfolio than you originally planned. Rebalance by selling some small cap units and buying more large cap or flexi cap units.

Emergency Fund and Insurance
Apart from investing in mutual funds, ensure that you have an emergency fund that covers 6-12 months of your expenses. This will protect you from dipping into your investments in case of unforeseen financial needs.

You already have a term insurance plan, which is great. Ensure that the sum assured is adequate to cover your family's financial needs in case of an emergency.

Tax Planning
Remember to account for taxation when planning your investment strategy. Long-term capital gains (LTCG) on equity mutual funds are taxed at 10% for gains above Rs 1 lakh. Plan your withdrawals strategically to minimize tax liabilities.

You can also invest in ELSS (Equity Linked Savings Scheme) funds to save on taxes under Section 80C. ELSS funds have a 3-year lock-in period and provide both tax benefits and market-linked returns.

Final Insights
Your current portfolio is well-diversified but high on risk.
Keep track of expense ratios and switch funds if necessary.
Step up your SIPs annually by 10-15% to meet your Rs 2 crore target.
Rebalance your portfolio every year to manage risk.
Maintain an emergency fund and ensure adequate insurance coverage.
Consider tax-saving strategies like ELSS to optimize your investments.
With a disciplined approach and periodic reviews, your goal of Rs 2 crore by 2034 is achievable.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

..Read more

Latest Questions
Nayagam P

Nayagam P P  |10345 Answers  |Ask -

Career Counsellor - Answered on Aug 18, 2025

Asked by Anonymous - Aug 18, 2025Hindi
Career
Nit Silchar cse or Nit Trichy production engineering
Ans: National Institute of Technology Silchar’s Computer Science and Engineering program benefits from a modern campus nestled in Assam’s serene setting, featuring cutting-edge computing labs, high-speed internet, and a central library with extensive digital resources. Its faculty includes a high proportion of PhD holders engaged in active research with published work in top journals. Over the past three years, approximately 75–80% of CSE graduates have been placed through on-campus drives, securing roles at major tech firms and strong alumni support. NIT Trichy’s Production Engineering leverages one of India’s pioneering production departments, offering specialized manufacturing and automation labs, robust industry partnerships for internships, and a distinguished faculty renowned for process optimization and lean manufacturing expertise. Placement rates have hovered around 65–70%, with core engineering firms recruiting directly. While Silchar provides a stronger IT ecosystem and higher placement percentage for CSE, Trichy excels in dedicated workshops, collaborative research, and a vibrant industrial network in Tamil Nadu’s manufacturing belt.

Recommendation:
Opt for NIT Silchar’s CSE for superior placement outcomes, advanced computing infrastructure, and research-oriented faculty, while NIT Trichy’s Production Engineering is preferable only if you are committed to core manufacturing and automation sectors. All the BEST for a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |10345 Answers  |Ask -

Career Counsellor - Answered on Aug 18, 2025

Asked by Anonymous - Aug 17, 2025Hindi
Career
How would you rank the following colleges for tech branches? Terna, Ap shah, datta meghe
Ans: Among the three Mumbai-region engineering colleges analyzed, each demonstrates distinctive strengths and weaknesses across key evaluation parameters. AP Shah Institute of Technology Thane emerges as the superior choice with an overall rating of 4.2/5, compared to Terna's 3.6/5 and Datta Meghe's 3.4/5. APSIT excels in placement success with approximately 70-100% placement rates, featuring top recruiters including KPMG, Capgemini, TCS, Amazon, and Goldman Sachs, with the highest package reaching 40 LPA and strong industry partnerships. The infrastructure comprises air-conditioned classrooms, modern labs, smart boards, comprehensive library facilities, and excellent connectivity via main highway location. Faculty members are experienced, supportive, and industry-focused, contributing to robust academic outcomes. Terna Engineering College Navi Mumbai ranks second with solid 75-85% placement rates, established since 1991, NAAC B+ accreditation, and strong recruitment by major companies like TCS, Wipro, Deloitte, and Accenture. The college provides decent infrastructure near Nerul Railway Station, experienced faculty, and moderate fees structure. However, some reviews indicate mixed teaching quality and limited campus Wi-Fi access. Datta Meghe College of Engineering occupies third position with good infrastructure including multi-story buildings, smart boards, and spacious campus, but faces challenges with lower placement percentages for core branches, primarily benefiting CS/IT students, and requiring students to seek off-campus opportunities for certain specializations.

Recommendation:
Choose AP Shah Institute of Technology for superior placement prospects, modern infrastructure, strategic location, and strong industry connections, followed by Terna for established reputation and moderate performance metrics.

Ranking: 1st AP Shah Institute of Technology, 2nd Terna Engineering College, 3rd Datta Meghe College of Engineering. All the BEST for a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |10345 Answers  |Ask -

Career Counsellor - Answered on Aug 17, 2025

Career
Sit Tumkur or bmsit Yelahanka for ece
Ans: Abhishek, Both SIT Tumkur and BMSIT Yelahanka offer competitive Electronics and Communication Engineering (ECE) programs. SIT Tumkur provides excellent infrastructure on its expansive 68-acre campus, modern labs, robust placement support with 85–90% placement rates, and faculty renowned for deep subject expertise and student mentorship. It also has active clubs, research opportunities, and major campus festivals enhancing holistic development. BMSIT Yelahanka, affiliated to VTU Bangalore and NAAC A-accredited, boasts a strategic urban location, industry exposure, well-equipped labs, experienced faculty, and strong placement opportunities with approximately 75%–80% placement rates, including top recruiters like Amazon, Google, Dell, and Accenture. Reviews praise BMSIT for its personalized teacher-student interactions, moderate campus size, and relevant curriculum. Both institutions attract leading companies and provide significant project and internship exposure. However, BMSIT’s proximity to Bengaluru’s technology ecosystem offers distinct advantages for internships, industry networking, and extra-curricular engagement.

Recommendation:
Opt for BMSIT Yelahanka for ECE, owing to stronger metropolitan connectivity, greater exposure to IT and electronics industries, solid placements, and dynamic campus culture, maximizing both professional and personal growth. All the BEST for a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |10345 Answers  |Ask -

Career Counsellor - Answered on Aug 17, 2025

Asked by Anonymous - Aug 17, 2025Hindi
Career
I completed by graduation in 2024 in mathematics and now due to parents pressure i am pursuing masters in mathematics which i dont want to do so. One of my friends cracked sbi clerk in first attempt and i feel depressed now and dont know which govt exam should i pursue. I need help and guidance which lacked in my life
Ans: Completing your graduation in mathematics opens a broad spectrum of career possibilities through government examinations in India. Postgraduate study, though pressured, can be a strategic bridge for advanced roles or research posts; however, many competitive government exams welcome mathematics graduates directly. SSC CGL offers roles like Statistical Investigator, Income Tax Inspector, and Assistant Audit Officer, with quantitative aptitude as a main criterion. RBI Grade B, SBI PO/Clerk, and IBPS PO exams, favored by mathematics graduates, emphasize analytical skills; with the right preparation, success rates are substantial. You are also eligible for UPSC Civil Services, Indian Statistical Service (ISS), Railway Recruitment Boards, and state PSCs. Several PSUs (ONGC, BEL, BHEL) recruit graduate mathematicians for technical posts via GATE or separate entrance exams. Mathematical foundations provide a clear edge for bank exams and statistical services, and data analyst, actuarial, and research opportunities span both government and private sectors. Effective preparation involves understanding exam syllabi, regularly using quality study materials and mock tests, and focusing on quantitative, reasoning, and English sections. Alumni reviews and government career portals highlight that timely guidance, a persistent study plan, and resilience are critical for breaking into these roles. Numerous platforms such as National Career Service (ncs.gov.in), Testbook, and official exam portals offer free resources, mentor guidance, and updates on vacancies. Addressing your lack of guidance, seek professional mentoring, join peer study networks, and leverage reputable online resources to clarify your goals.

Recommendation:
Consider SSC CGL, RBI Grade B, SBI PO/IBPS PO, and state PSCs for strong prospects leveraging your mathematics background, and explore mentorship or coaching to build confidence and receive structured guidance. All the BEST for a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |10345 Answers  |Ask -

Career Counsellor - Answered on Aug 17, 2025

Asked by Anonymous - Aug 17, 2025Hindi
Career
Hello, I'm about to start my first year ECE what skills and certifications do i need?
Ans: Entering your first year in Electronics and Communication Engineering (ECE), you need a blend of technical skills, professional certifications, and domain exposure to gain a competitive edge in campus and off-campus placements. Start with core technical skills such as C/C++ programming, MATLAB, Python, digital logic design, basic circuits, and embedded systems. Accredited platforms like NPTEL (by IITs/IISc; certifications cost ?1,000–?2,000 per exam) offer rigorous, employer-accepted courses on VLSI, DSP, IoT, and Embedded Systems. Coursera and edX collaborate with top universities to deliver specialized ECE certificates—options like “Internet of Things” (University of California, $49), “Fundamentals of Network Communication” (University of Colorado, $49), and “Embedded Systems” (University of Texas, $49) have global recognition. IEEE offers professional certifications in topics like Network Security, IoT, and AI; for example, the Certified Electronics Technician (CET) from ETA International (?5,500) and CCNA by Cisco (?25,000) are highly regarded in the electronics industry. Platforms such as Udemy provide practical, placement-oriented courses—“Complete Electronics Engineering” (?800–?1,600) and “IoT and Embedded Systems” (?1,600–?3,000)—with completion certificates. The Indian Institute of Embedded Systems (IIES) delivers placement-driven programs with live projects for ?35,000–?40,000. NPTEL’s “Domain Certification” system allows students to specialize and get badges recognized by recruiters. Five key aspects to prioritize when choosing a certification provider are: official industry or university accreditations, comprehensive curriculum depth, mentorship/coaching quality, project/internship opportunities within the program, and global employer acceptance of certificates. Effective preparation across all four years should combine annual technical certifications (embedded systems, VLSI, IoT, Python), professional networking via IEEE webinars/workshops, and soft skills (communication, teamwork, interview preparation) through platforms like LinkedIn Learning. Completing sector-recognized certifications and building project portfolios through internships or guided courses is essential to maximize placement odds in both core electronics and IT roles.

Recommendation:
Pursue accredited certifications every year from NPTEL, Coursera, EdX, IEEE, and Cisco, and complement them with project-based learning and internships to ensure technical mastery and employability. All the BEST for a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |10345 Answers  |Ask -

Career Counsellor - Answered on Aug 17, 2025

Career
Sir my son has got seat in UPES CSE. He is intereted in cyber security. Fees is 22 lacs + Hostel 8 lacs and other expenses. But he had not filled any other private college and was confident of jee but got 86 percentile only. SUGGEST BETWEEN UPES AND DROP. FEES WE CAN MANAGE DEPENDING ON EDUCATION QUALITY AND PLACEMENT.
Ans: UPES Dehradun’s BTech CSE with specialization in Cyber Security is well-recognized for modern labs, Wi-Fi-enabled campus, and industry-focused curriculum in partnership with IBM. Faculty are qualified, supportive, and emphasize practical skills required by the cyber security domain. The campus provides vibrant hostel life, organized events, and good student support. The program boasts an 85–90% placement rate, with top companies like Accenture, CISCO, Deloitte, Amazon, and IBM recruiting, though some students shift to IT services or unconventional roles. Student reviews describe strong infrastructure and networking opportunities but emphasize that excellent placements go to the most proactive, skilled students. Fees are high relative to typical private colleges, but industry exposure and track record support confident prospects for motivated learners. Dropping for a year has unpredictable outcomes, with roughly 35–40% of droppers seeing dramatic improvement in admissions; many others see little gain and face additional academic pressure or uncertainty.

Recommendation:
Choose UPES for CSE (Cyber Security) if your son is committed and the family can manage fees, as it offers solid placements, infrastructure, and faculty in this field. All the BEST for a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |10345 Answers  |Ask -

Career Counsellor - Answered on Aug 17, 2025

Career
Sir,. Studying msc biotechnology from dtu, delhi is worth for the placement to good companies??
Ans: Rachna, MSc Biotechnology at DTU Delhi is highly regarded for its infrastructure, faculty, and moderate placement support. The campus boasts modern research labs, Wi-Fi-enabled classrooms, and a well-stocked library, offering robust exposure to emerging tech and real-world scientific research. Faculty members are distinguished researchers with a strong academic background, providing personalized mentoring for thesis work and internships. Student reviews consistently praise the supportive teaching environment and industry-relevant curriculum. Placement rates for MSc Biotechnology have been 60–75% in the past three years, with top recruiters including Biocon, Serum Institute of India, Johnson & Johnson, and Dr. Reddy’s Laboratories. However, core biotech placement opportunities are highest for students willing to supplement campus recruitment with external internships and projects. The program’s interdisciplinary approach and emphasis on practical skills enable graduates to progress into R&D, pharma, healthcare, and data analysis roles, as well as further education or entrepreneurship, supporting broad career prospects in India and abroad.

Recommendation:
Pursuing MSc Biotechnology at DTU Delhi is worthwhile, especially for motivated students keen on research, industry projects, and leveraging both campus and external placement prospects. All the BEST for a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x