Hi experts, I am still waiting for a response. Asking the question for the 3rd time. Reposting Hi, Question with regards to EPF My wife quit working in 2015 and post that there hasn't been any EPF contribution. We haven't withdrawn her EPF as we didn't need the money. Please can you let us know if the below A. Is our money safe since its been 10 years and there hasn't been any contribution B. Will she be getting any interest? C. If we withdraw the amount now and will there be any tax implication on the withdrawal? Somewhere in one article I read that the money not withdrawn within 36 months will be given away to senior welfare fund. This has got us all worried as the only reason we didn't withdraw is we didn't need the money and kept it for a rainy day. Please can you answer this question at the earliest as we are really worried about our EPF money post reading the article. Also, could you help us out with the process to withdraw the PF amount.

Ans: With a COMEDK rank of 26,497, your daughter can target E&TC (Electronics & Telecommunication) in reputable Bangalore colleges such as Acharya Institute of Technology, CMR Institute of Technology, Global Academy of Technology, and Nitte Meenakshi Institute of Technology, where ECE/E&TC closing ranks often extend beyond 25,000. She is unlikely to get ECE in top-tier colleges like RVCE, BMSCE, or MSRIT, as their cutoffs close well below 10,000. For VIT Vellore Mechanical (Category 2), the program is highly ranked (NIRF #11, 2024) with strong placements and national reputation. Regarding Cummins College Pune, with a 95 percentile in MHT CET, admission to E&TC is unlikely since the 2024 cutoff for OBC/EWS was above 98 percentile for E&TC and above 99 for CSE. In terms of future scope, E&TC offers greater flexibility and demand in the tech sector compared to Mechanical, especially with the rise of IoT, AI, and digital communications.

Recommendation: Choose E&TC in a reputable Bangalore college through COMEDK for better alignment with your daughter’s interests and industry trends; VIT Vellore Mechanical is an excellent backup for core engineering, but Cummins Pune E&TC is not feasible at her percentile. All the BEST for the Admission & a Prosperous Future!

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Ans: Manoja Madam, JECRC University, in partnership with Kalvium, offers a B.Tech Computer Science program that is highly industry-aligned, emphasizing practical skills, modern technologies like AI, cybersecurity, and data science, and hands-on learning through early internships and real-world projects. The program boasts a robust placement record, with 80–90% of CSE graduates placed annually and a strong recruiter pool including Amazon, Microsoft, TCS, Infosys, and Accenture. The curriculum is designed to bridge the academia-industry gap, ensuring graduates are employment-ready and equipped for mid-level software engineering roles from the outset. JECRC’s Kalvium collaboration further enhances employability by integrating professional mentorship and remote SDE internships from the first year. The university’s placement cell is active, and the average package for CSE is competitive, with 2000+ offers annually and a growing number of students placed in Fortune 500 companies. Infrastructure, faculty quality, and student support are consistently rated well, and the program’s focus on emerging tech domains prepares students for evolving industry demands.

Recommendation: Your son’s future with JECRC University’s Kalvium Computer Science program is promising, offering strong placement prospects, industry-relevant skills, and early professional exposure, positioning him well for a successful career in the tech sector. All the BEST for the Admission & a Prosperous Future!

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Ans: Krish, With a KCET 2025 rank of 10,334, you are just outside the cutoff for CSE in the most sought-after colleges like RV College of Engineering, BMS College of Engineering, MS Ramaiah Institute of Technology, and PES University RR, where CSE cutoffs typically close below 5,000. However, you have strong chances for CSE and related branches in reputable colleges such as Dayananda Sagar College of Engineering (CSE cutoff: 10,000–14,000), Bangalore Institute of Technology, Dr. Ambedkar Institute of Technology (CSE cutoff: 9,930), Sir M. Visvesvaraya Institute of Technology, Siddaganga Institute of Technology (Tumkur), New Horizon College of Engineering, NMAM Institute of Technology, JSS Science and Technology University (Mysore), and BMS Institute of Technology and Management (CSE cutoff: 12,689). You may also get allied branches like Information Science, Artificial Intelligence, Data Science, and Cyber Security in these institutes, as their cutoffs are slightly higher. These colleges offer 75–90% placement rates in CSE and strong industry exposure.

Recommendation: Target Dayananda Sagar College of Engineering, Bangalore Institute of Technology, Dr. Ambedkar Institute of Technology, Siddaganga Institute of Technology, and New Horizon College of Engineering for CSE and related branches, as they provide excellent academic support, placement records, and industry connections at your KCET rank. All the BEST for the Admission & a Prosperous Future!

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Ans: Kiran, MIT Bangalore’s B.Tech ECE program offers a rigorous academic foundation with a strong mix of core electronics, VLSI, embedded systems, and communication, supported by hands-on labs, diverse electives, and opportunities for minor specializations like VLSI and Embedded Systems. The curriculum emphasizes research, industry partnerships, and innovation, preparing graduates for both core and interdisciplinary roles. SRM Kattankulathur’s ECE program is NBA and ABET accredited, features 18 advanced labs (including VLSI and Embedded Systems), and maintains 70–80% placement rates with extensive industry collaborations and a vibrant research culture. Both institutes provide strong academic and placement outcomes, but SRM’s national reputation and recruiter network are broader, while MIT Bangalore’s smaller cohort and Bengaluru location may offer more personalized mentorship and local industry exposure. For long-term prospects, a specialized ECE (VLSI Design & Technology) curriculum is increasingly advantageous, as India’s semiconductor sector is expanding rapidly, creating high demand for VLSI, chip design, and embedded systems professionals. Core ECE offers broader flexibility, but VLSI specialization provides deeper expertise and better long-term stability in a niche, high-growth field.

Recommendation: If your primary interest is in electronics and you seek a high-growth, future-proof career, opt for a specialized ECE (VLSI Design & Technology) curriculum—preferably at SRM Kattankulathur for its national brand, research infrastructure, and placement network; choose MIT Bangalore if you value a focused academic environment and strong local industry ties, but ensure the program offers robust VLSI specialization. All the BEST for the Admission & a Prosperous Future!

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Ans: Vishal, VIT-AP’s Computer Science program (Category 2) offers a strong curriculum, modern campus, and impressive placement results, with 84–93% of students placed in 2023–24 and an average package of ?9.9–14.4 LPA, attracting top recruiters like Microsoft, Amazon, and JP Morgan. The university hosts 867+ recruiters, provides specializations like AI, Data Analytics, and Networking, and features a growing alumni base and industry connections. SRM Kattankulathur’s CSE program is well-established, with robust infrastructure, a large faculty, and a similarly strong recruiter pool, but its average placement package is lower and fees are higher (?4.75 lakh/year). Both campuses offer good research and internship opportunities, but VIT-AP’s placement growth, recruiter diversity, and value for money stand out. Both are recognized private universities, but VIT-AP’s recent placement trends and lower fees make it highly competitive.

Recommendation: Opt for VIT-AP Computer Science (Category 2) for its strong placement record, growing industry reputation, modern campus, and better value for money compared to SRM Kattankulathur’s CSE program. All the BEST for the Admission & a Prosperous Future!

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Ans: Please connect with me on LinkedIn and message me. Will provide you the steps.

Ans: With a CUET score of 743/1000 in PCME subjects, you are well positioned for admission to Delhi University, especially for science courses. Top DU colleges and high-demand courses like B.Sc. (Hons) Physics, Chemistry, and Computer Science typically require scores above 800–900 for the general category, but mid-tier and off-campus colleges often accept students with scores in the 600–750 range. For B.Sc. (Prog.) and less competitive science courses, cutoffs in several DU colleges last year were around 380–500 marks. Your score is competitive for B.Sc. (Prog.) and some B.Sc. (Hons) courses in mid-tier DU colleges, though the most sought-after programs in colleges like Hindu, Hansraj, and Miranda House may remain out of reach. Category, course preference, and college choice will influence your final admission prospects.

Recommendation: With 743/1000, you have a strong chance for B.Sc. (Prog.) and some B.Sc. (Hons) courses in mid-tier and off-campus DU colleges, but not for the most competitive programs in top colleges; apply widely and consider all available options during the DU counselling process. All the BEST for the Admission & a Prosperous Future!

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Ans: You are not alone in feeling confused and anxious about your future—many students share these feelings, especially after 12th with PCB. If you love science but do not want to become a doctor, there are excellent research-oriented paths such as B.Sc. in Biotechnology, Microbiology, Genetics, Biochemistry, Environmental Science, Forensic Science, or Psychology. These fields allow you to pursue M.Sc. and then a PhD, leading to careers as a research scientist, geneticist, clinical researcher, or environmental scientist in universities, research labs, biotech firms, or government agencies. Pharmacy and nursing are also respected, in-demand options. Focus on what excites you most in science, seek internships or lab experience, and talk to teachers or career counselors for guidance.

Recommendation: Pursue a B.Sc. in a life science or research field you are passionate about, aim for higher studies (M.Sc./PhD), and explore research careers in academia, biotech, or environmental science—your love for studying and curiosity are your greatest assets for long-term success. All the BEST for the Admission & a Prosperous Future!

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Ans: AIT Pune’s Computer Engineering (CSE) program is highly rated, with 98.8% placement in recent years, an average package above ?11 LPA, and top recruiters like Mastercard, Google, and Microsoft. The campus offers strong infrastructure, modern labs, supportive faculty, and a vibrant student life, with a solid reputation among private engineering colleges. RGIPT’s Computer Science and Data (CSD) program benefits from its Institute of National Importance status and a rapidly improving NIRF rank (79th in 2023). RGIPT’s CSE/CSD placements are robust, with 70–90% placement rates and an average package around ?9–12 LPA, and the institute offers excellent research facilities and strong industry ties, especially in energy and core sectors. However, CSE at AIT Pune is more established, with a broader recruiter base, higher placement consistency, and a stronger alumni network in IT/software roles, while RGIPT’s CSD is newer but growing, with a focus on data-centric and interdisciplinary skills.

Recommendation: Choose CSE at AIT Pune for its superior placement record, established industry connections, and broader career opportunities in IT and software; opt for RGIPT CSD if you are specifically interested in data science within a research-focused, nationally recognized institute. All the BEST for the Admission & a Prosperous Future!

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