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Ans: You should withdraw your EPF(with interest)and invest in PMVVY, SCSS, Postal MIS(15, 30, 15, total 60L) since these come with sovereign safety.

Then look at FDs but prefer Big/Govt banks and do split it into small ticket size across banks.

Ensure adequate healthcare support for self and spouse in retirement.

SWP from MFs is also an option to get periodic payments from MF corpus but you will need advice from an MF advisor to plan this.

*Investments in mutual funds are subjected to market risks. Please read all scheme related documents carefully before investing

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Ans: Satyanarayan, I'd suggest you ask your current firm or any of your past employers or friends/family's businesses if they are open to providing you a work-from-home with a few days visiting the office. Please be open to have them try your skill sets at reduced pay as well. Visiting the office few days a week will keep you more active which is important for both mental and physical health. A lot of work from home opportunities are SCAMs and I'd caution do necessary due diligence before you accept any. If anyone asks for money in advance for courses, registration etc. please avoid those opportunities.

Ans: Fungal infection in the groin becomes repeated if your skin pH is altered due to consuming high proteins and less hydrated.
Also it is mandate to check your blood Sugars and keep them we regulated.
Always use dried underclothes and change the underclothes Atleast twice a day