Hi, I am employed in Maldives from last one year and while applying for a home loan, bankers are asking me if I have filed IT returns or not. Shall I file the same in Maldives or in India. My salary is around 6 to 7 LPA.

Hi , I am married 2.5 years ago to a man , who is very less in education compared to me , this marriage was done as a compromise or in worries about my future as my parents are no more .. He and his family is average in all case ..cleanliness, hygeiene , social relations, religious practices , education , self respect , financial well being ... all these things are either meaningless for them or they vary poor in those . Nor even they have moral values , as they have cheated me by hiding my husband's age to me . I told them that we strongly believe in astrology and will not go without it . Still they gave me wrong information about his age and he is very elder to me .As I am well educated , employed and self dependant. So they somehow trapped me for marriage. After 3-4 months of marriage my husband was diagnosed (a type of oral cancer) caused due to consuming gutkha and ciggarettes. He lied and denied to have any disease still i started his medication . In some time I lost my job also still continued his treatment , tried to help him in his business , it made a big impact on my sqving too :( But because of his careless business practice , it didnt work for him. Also I paid many times his car's EMI . And supported in all types of expenses be it house hold , his medication or business . He has parental properties in village but they are hardly using it for their own use and wanted to use my money till now . As I now denied to give more money , now they have started looking to sell or rent / lease their property for their use . I have spent lot of money on them , I hardly believe they will try to pay it out fully to me or give some part of property for my safe future now :( I am now 43 and have no children . At other hand my brother is also alone( even being his wife and 2 sons) Wife is quarrelsome and has a history of false case of dowry on my brother and due to this my brother and my family sufferered a lot , its been 20 years now . But this has tortured my brother me and my mother a lot in past .Sis-in-law never let my nephews to stay or sit for some time with us (me or my mother ). And now as my both nephews have grown up my sis-in-law told them lie as if she was victim and , we were the culprit . Children were innocent , they didnt knew the fact , hence taking mother's side now. I thought that as my sis-in-law doesn't like us so unwillingly I decided to marry with a compromise , thinking that after my marriage all will be fine in brother's home , But nothing improved. And now my brother , after my marriage is emotionally alone at home , I feel very sorry about this . I want to go back and take care of my brother , as now he is 53 and emotionally very weak , diabetic and suffering other disease too . Sis-in-law is least interested in his health , care .. so as her children. Going back to parental (it is my father's home, so i also have legal right on that property )home and leaving husband is not so easy, .. Elder Nephew and sis-in-law can become very violent as they are always . I dont want to endanger my brother's health and if I dont go then also .. brother is taking care of him alone ..that too very casually ..how can i make all things correct . Please suggest .

Hi Anu, Im 27yrs old. I have been married for 1.5 yrs. Me and my husband live abroad. I grew up abroad for a great deal of my life and all members of my family are post graduate degree holders from renowned universities. Recently my mother-in-law came to visit us, she is staying for 6 months. My husband prior to marriage said that his mother is educated when I asked him. Post marriage I found out she studied only till 10th and married my father-in-law who is deceased. Since her arrival, my mother-in-law’s behaviour has been very weird. 1. She once told me that in their caste Kshatriyas ( we had an inter-caste marriage) its very common for the men to have 2 wives and mistresses. This was said totally out if context. Couple of days later she mentioned that her husband had a mistress. 2. She asks me questions about why things are the way they are and why are they like that. I find it very difficult to answer to her questions at the same time I don’t want to sound condescending. 3. She complained to my mother that my husband and I are using up too much ghee and oil. She blames that I made her son fat. My husband likes to have everything deep fried when I don’t do as he asks he throws a fit like a child and refuses to eat. Now I realised why, she deep fries almost everything, bhindi, potato, gobi, arvi, and even brinjal. 4. She also mentions that some relative of their was going to give then 2kg gold dowry to marry her son. I asked her why didn’t she accept it then. They she covered up saying that our engagement was already done by then. Again recently, she was talking to her sister on the phone and was saying that a girl is really beautiful and she was considering her for my husband but he liked me. All while I was literally in front of her. 5. She tries to take over the kitchen, she wants to wash dishes by hand and there is food residue all over. She doesn't want me to use the dishwasher. When I pointedly out that there is residue all dried up on the mixer blade, she covered it up saying that its powder. 6. I asked her not to put oil or ghee on the roti pan when making rotis as its ruining the pan and to ghee after the roti is cooked. She still went ahead and melted butter and poured it on the pan and made rotis. She said that they are not puffing up without the oil. I tried it out myself and I discovered that she lied. Dishonesty is my biggest peeve. I have no respect for her now. I don’t understand why she behaves the way she does. She also expects me to listen to all her stories and express interest in her superstitions. She on the other hand shows total disregard to what I say. My parents want me to be nice to her as she is a widow and has only her son and daughter. She is not nice to her daughter. My sister in law does not want to live with her in laws and my mother-in-laws laughs when she calls her crying. I have witnessed her gas lighting her daughter on many occasions. Once my husband asked her is the sister can come stay at home with her back in India and my mother-in-law said that she does not want her daughter in the house because she is a burden. My mother in law also keeps telling me that I should press her son’s legs as it will give Lakshmi. Once he took food from my plate I told him to put it back and get his own, she said its a Maha paap to snatch from husband’s mouth. She uses this Mahapaap whenever I ask my husband to help around the house. I don’t know how to communicate this with my husband and how to deal with her. He believes he needs to provide everything his mom wants and give her the world because she went thru difficulties after their dad’s passing. However my mother in law believes her life got better after her husband’s passing. She says that her husband was abusive to her physically, emotionally and financially. What do I do?

My mother (42 years old) came in relationship with a neighbour guy suddenly before few months. This neighbour guy is just 5 years elder than me & 20 years younger than my mother, but whenever this neighbour guy touch my mother, she feels too uncomfortable. My father knows about it, but he is not saying anything to my mother to stop all these nonsense. Why don't my mother break-up with him if she feels uncomfortable ?? What was the need of being in relationship with a person who is 20 years younger than her ?? Why is my father allowing this ?? Is there any problem ?? My father loves my mother a lot & she knows about it, then what's wrong here ?? My mother asked me to not to interfere in this when I asked these questions to her.

Hello Sir, I left my previous IT company in 2015 after working for 15 years there. Since I didn't plan to continue working, I opted for PF withdrawl as well as get the Pension certificate. I received the PF amount after a few months, but my Pension certificate was rejected and some reason was given like family details not provided or something like that even though I had submitted all documents to my employer. Now it is almost 8 years. How to get my Pension certificate?

Hi maam. I am a doctor and i am in relationship with a solider. We are very happy. But i told my family.. My family is not ready to accept him. As my both parents are lawyers and am doctor. My parents are very much concerned about there social status and want me leave this relationship anyhow for them and marry a guy of there choice. They have huge problem as he is normal solider not a officer ranked person. .... I tried to convice them. Alot.. But now both my parents started called me bad words and trap me like if i leave them and go they will suicide... Daily they calls me and tell that it will never happen. And if u leave ur parents for him they will commit suicide. Recently my dad is acting or actually he have i dont know... He does like a pyschotic person and told he feels like commiting suicides. He told because an doing lke this he feel pyachotic probome. Now he is on medication. And he is planning to do voluntart retirement as he is not able to work. He keep telling all this is because of my relationship and i want to marry my partner Both my mother and father is continuously telling no to my relationship and if i leave them they will suicide. They told me they don't care about how hard it will be for me to leave but somehow to leave amd save ur family I dont know. I am not able to leave my relationship Nor not able to makemy parents suffer I feel really frustrated

I am 47 years old, earning 2Lacs P.M after tax. My wife also works and earns 1lac net. Have a daughter in 10th so she has another 7 years to complete her schooling and U.G (she plans for law 5years). I am in rented house paying 50k and own a 3 BHK apartment which has been rented out for 20k. I have a corpus of 1.7CR in MFs, FD and stock market shares. I am debt free. My aim is to fund my daughter's education completely thru the investment and the interest it's accrues. After 2 years I plan to live in my own house to save rental expense. My expectation is to get 2 Lakh passive income 10 years from now. My current household expense is around 1.4L p.m including rent, insurance premiums and school and tution fees. Is it possible to achieve this considering I can invest 40k every month to the corpus.

Hi. I am 40 years old middle aged person. My HB1Ac is around 8 to 9 for last 1 year. I am taking Encelin M 1000 + Udapa 10mg in the morning and Encelin 1000 mg in the night... HBA1C is not coming down . please suggest

Need advice regarding my lipid profile. I am a diabetic and also taking Atorvastatin 10 mg. My LDL is 9.5, total cholesterol is 93, HDL is 34 and TG is 245 , VLDL is 49, . Also all the ratios LDL/ HDL is 0.4.. Chol/ HDL is 2.71.. my HvA1c is 5.8 now after taking anti diabetics.. what should I do about my TG and low HDL . Just to let you know that I take alcohol- 2 drinks per day what should I eat in terms of food and any other things that I can do ?

If I have to choise between Sanofi and Linde, which should I go for?