Can we divide our income of interest income of TD to file IT return

Ans: Hello Sanjay
Prefer DSAI @ Thapar if possible. Thapar's Data Science program is more future?ready with broader tech and analytics opportunities. The final decision will be yours.

Good luck.
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Radheshyam

Ans: Rakesh, IIIT Ranchi’s ECE programme, established in 2016 as a public–private Institute of National Importance, holds NBA accreditation and achieved an average package of 12.36 LPA with an 84.7 percent placement rate in 2025, supported by recruiters like Google, Amazon, and Deloitte and multidisciplinary electronics labs fostering VLSI and communication research. IIIT Bhagalpur’s CSE offering, launched in 2017, boasts an average CSE package of 11.17 LPA (median 9 LPA) and a 96.97 percent placement rate in 2024, driven by Atlassian, Amazon, Microsoft, and a robust industry–academia interface through its Training and Placement Cell and specialised computing centres. IIIT Una’s ECE, part of a 2014 cohort, recorded an average package of 8.49 LPA (median 9.25 LPA) with an 83.33 percent placement rate in 2025, enriched by coding bootcamps, MOUs in AI/IoT, and hands-on laboratory modules in signal processing and embedded systems. IIIT Dharwad’s ECE, founded in 2015, secured an average package of 10 LPA (median 8 LPA) with a 66 percent placement rate in 2025, leveraging Practice School internships, CAD/CAM labs, and tie-ups with Cognizant, IBM, and Intel on its new 100-acre campus. Each institute features modern infrastructure, NAAC/NBA accreditation, and growing research centres.

Recommendation prioritizes IIIT Ranchi ECE for its highest average packages, strong placement consistency, and national importance status; IIIT Bhagalpur CSE follows for superior placement rate and industry linkage; IIIT Dharwad ECE is third for balanced ROI and infrastructure; IIIT Una ECE, while solid, ranks fourth based on average package trends. All the BEST for Admission & a Prosperous Future!

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Ans: MIT Manipal’s CSE programme, part of MAHE A++?accredited MIT ranked 61st in NIRF Engineering, features AICTE, NBA, and NAAC A++ approvals, a 250-student batch, 1:15 faculty ratio, advanced computing and research labs, industry MoUs, and recorded 77% placements with 230+ recruiters over three years. BITS Hyderabad Mechanical, NAAC A++ with IIRF #46 and NIRF 47 (B.Tech), offers 200-acre urban campus facilities, dedicated CAD/CAM and prototyping labs, Practice School internships, 81.7% first-degree placement consistency, and average package of ?20.36 LPA across 320 recruiters. BITS Goa Mechanical, NAAC A++ and Institute of Eminence, boasts 95% placement consistency, ?21.14 LPA average package, dual-degree laboratories, wind-tunnel and CNC labs, and robust semiconductor recruiter engagement.

Recommendation: Considering superior mechanical placement consistency, highest average packages, specialized infrastructure, and Institute of Eminence status, recommendation prioritizes BITS Goa Mechanical Engineering, followed by BITS Hyderabad Mechanical Engineering, with MIT Manipal CSE as a strong choice for those seeking early software careers. My Suggestion: Prefer BITS-H-Mechanical. All the BEST for Admission & a Prosperous Future!

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Ans: Maniben Nanavati Women’s College’s four-year B.Design programme, affiliated with SNDT Women’s University and NBA-approved, integrates a rigorous curriculum spanning visual communication, product and textile design, and digital media, supported by four specialized fashion and CAD laboratories and an Art & Design studio within its NAAC A-accredited campus. Faculty members with industry experience conduct regular workshops and guest lectures, while the Placement & Internship Cell secures creative internships and 85%–90% placement support through ties with leading design houses and tech firms. The college’s central Vile Parle location provides access to Mumbai’s design ecosystem, complemented by state-of-the-art seminar halls and resource-rich library repositories. Collaborative projects with industry partners and participation in national design festivals foster professional readiness. However, student residences are off-campus, full Wi-Fi coverage is limited, and placement data specific to B.Design remain sparse, requiring proactive networking and portfolio development for optimal career outcomes. All the BEST for Admission & a Prosperous Future!

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Ans: Subbu, With a BITSAT score of 225, you fall below last year’s closing marks for both Integrated MSc Mathematics and MSc Physics. At Pilani, the 2024 cutoffs were 256 for MSc Mathematics and 254 for MSc Physics; at Goa they were 249 and 248 respectively; and at Hyderabad 247 and 245 respectively. Your 225 exceeds the Integrated MSc Chemistry cutoff of 241 at Pilani only because of seat availability dynamics. Since you are 11–31 marks short of the Maths/Physics cutoffs across all campuses, your chances in further iterations of securing MSc Mathematics or Physics are very low. Focus on the Chemistry programme where you’ve already been allotted If you are not fully satisfied with Chemistry, you may wish to explore opportunities at other universities that offer Mathematics or Physics. All the BEST for Admission & a Prosperous Future!

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Ans: Hello dear.
You might secure a self?financing MBBS seat in Tamil Nadu (private/management quota). But admission to a veterinary seat via AI Quota is very unlikely.

Good luck.
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Radheshyam

Ans: The LNM Institute of Information Technology, Jaipur, a NAAC-accredited deemed university established in 2002, holds a NIRF engineering ranking within the 201–300 band. Its integrated B.Tech–M.Tech CSE programme combines core computing with advanced research, delivering an average package of ?12.58 LPA and a median of ?11 LPA in 2024, with 70% of registered students placed across branches. Training through multidisciplinary MoUs and a rigorous, industry-aligned curriculum underpins consistent CSE outcomes, while LNMIIT’s AICTE approval and UGC recognition ensure academic robustness. BITS Pilani Goa, a UGC-recognised Institute of Eminence since 2004, features NAAC A++ accreditation and Practice School internships spanning 7½ months, facilitating immersive industry exposure. Its Mechanical Engineering cohort reported a 91.15% first-degree placement rate in 2023, with average packages of ?21.14 LPA and top recruiters including Qualcomm, Texas Instruments, and Reliance. The 300-acre campus offers state-of-the-art CAD/CAM, CNC, and wind-tunnel labs, while the dual-degree option enhances academic breadth. Both institutions excel in infrastructure, accreditation, and placement, yet LNMIIT prioritises cutting-edge software research and integrated master’s depth, whereas BITS Goa stands out for superior mechanical placements, global recruiter reach, and engineering eminence.

Recommendation favours BITS Pilani Goa Mechanical Engineering for its exceptional mechanical placement consistency, higher average packages, expansive research infrastructure, and Institute of Eminence status; LNMIIT Jaipur CSE is ideal for those targeting advanced computing research and integrated dual-degree credentials. All the BEST for Admission & a Prosperous Future!

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Ans: Hello Dipanksha
It is unlikely you’ll secure admission to government veterinary colleges as the expected OBC cutoff is around 480–520. But you may have some slim chances in certain state?quota or lower?tier government/private veterinary colleges, depending on your state and competition. Better to explore other options.

Good luck.
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Radheshyam

Ans: You must submit all original hard-copy documents required by the college at admission, and they will provide you with an acknowledgement receipt—keep this safe. Make photocopies and save digital copies in your email or on your laptop as backups. After you complete your degree (or even just before graduation in some colleges), the originals will be returned. This is a standard policy at nearly every institution to prevent misuse of documents once you enroll. Although Digilocker documents are recognized as valid original digital certificates, most institutions still require submission of physical original documents and may not accept digital copies alone. (KEY REASONS for Demanding Original Documents Are As Follows—
Verification and Fraud Prevention: Many institutions and authorities remain cautious about digital document tampering. While Digilocker certificates are government-verified, some organizations still prefer physical originals to minimize the risk of digital forgery or manipulation, especially for high-stakes admissions, legal, or financial processes.

Institutional Policy and Legacy Systems: Numerous organizations have not yet fully updated their policies or integrated with the Digilocker ecosystem. Their administrative procedures are still based on traditional practices that mandate physical verification, and staff may lack training or infrastructure to handle digital-only workflows.

Regulatory Compliance: Certain regulatory bodies, universities, and government departments require physical originals to comply with specific legal, audit, or archival standards. These requirements may be set by central or state regulations that have not yet been amended to fully recognize digital alternatives.

Limited Digital Acceptance: Some authorities may not have access to the Digilocker platform or may not be on the list of registered verifiers. As a result, they are unable to authenticate digital documents in real time and thus default to demanding physical originals.

Transition Phase: India is in a transitional phase toward digital governance. While Digilocker is increasingly accepted, complete adoption is gradual, and authorities continue to require originals as a safeguard until digital verification becomes universally trusted and standardized.

Although Digilocker certificates are valid and government-recognized, authorities often require original physical documents due to concerns about fraud, outdated institutional policies, regulatory mandates, limited digital infrastructure, and the ongoing transition to fully digital systems. This ensures authenticity and compliance until digital verification is universally reliable and accepted). All the BEST for Admission & a Prosperous Future!

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