Home > Money > Question
Need Expert Advice?Our Gurus Can Help
Omkeshwar

Omkeshwar Singh  | Answer  |Ask -

Head, Rank MF - Answered on Nov 20, 2019

Mutual Fund Expert... more
Nandkumar Question by Nandkumar on Nov 20, 2019Hindi
Money

Details of my mutual fund portfolio are as under:

Name of the Fund Category RankMF Star Rating
Axis Blue Chip Mutual Fund Equity - Large Cap Fund 5
Axis Midcap Fund Growth Equity - Midcap Fund 4
CanaraRobeco Equity Diversified Fund Regular Growth Equity - Multi Cap Fund 4
DSP Small Cap Fund Regular Growth Equity - Small cap Fund 2
HDFC Midcap opportunities Fund Growth Equity - Midcap Fund 3
ICICI Prudential Exports and Services Fund Growth Equity - Sectoral Fund - Service Industry 2
IDFC Multi cap Fund Regular Growth Equity - Multi Cap Fund 4
L&T Equity Fund Regular Growth Equity - Multi Cap Fund 4
L&T India Value Fund Regular Growth Equity - Value Fund 3
Nippon India Multicap Fund  Equity - Multi Cap Fund 2
SBI Blue Chip Fund Equity - Large Cap Fund 4
SBI Consumption opportunities Fund Regular Growth Equity - Sectoral Fund - FMCG 3
SBI Focussed Equity Fund Regular Growth Equity - Focused Fund 4

Ans:

All 5 and 4 star rated funds can be continued, rest can be replaced by the funds below in their respective categories.

Large cap Suitable option considering quality and value for money at present levels is Mirae Asset Large Cap Fund

Large and Midcap Suitable option considering quality and value for money at present levels is Kotak Equity opportunity.

Midcap: Suitable option considering quality and value for money at present levels is DSP Midcap and Axis Midcap

Multicap: Suitable options considering quality and value for money at present levels are UTI Equity Fund, Axis Multicap, Motilal Oswal Multicap 35

Focused: Suitable options considering quality and value for money at present levels are Axis Focused 25 and Motilal Oswal Focused 25

Small cap: Suitable options considering quality and value for money at present levels are Kotak Small Cap and Axis Small Cap

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
Money

You may like to see similar questions and answers below

Omkeshwar

Omkeshwar Singh  | Answer  |Ask -

Head, Rank MF - Answered on May 26, 2021

Listen
Money
pl find below investments of four persons in our family in mutual funds. 1) axis dynamic fund 4254 units 2) axis bluechip 5833 stp of Rs 10000 monthly from axis dynamic fund 3) aditya birla corporate fund -7462 4) aditya birla balance advantage fund- 719 5) aditya birla flexicap fund - 537 6) canara robeco short duration fund - 7807 stp of Rs20000 to canara bluechip 7) canara blue chip fund - 4902 8) canara income fund - 4343  9) dsp equity opp fund - 733 10) dsp shortterm fund - 1287 11) franklin us feeder opp fund -2076 12) icici blue chip fund - 60401 13) icici short term fund - 41417 14) us bluechip fund - 9198 15) equity and debt fund- 3651 16) balance advnatage fund- 4242 17) regular savings fund- 202 18) idfc banking &psu fund- 8352 16) kotak dynamic bond fund- 7429 17) parag flexi cap fund- 718 18) hdfc equity hybrid fund- 6523 19)  shortterm fund- 67090 20) corporate bond fund- 33595 21) l&t shortterm fund- 6995 22) flexi bond fund - 39600 23)sbi magnum income fund- 6906 stp of Rs10000 per month to equity hybrid fund 24)     bluechip fund- 3928 25) shorterms fund - 4915 26)  equity hybrid fund - 1084 sip pf Rs 5000 per month 27) mirae large cap fund- 10375 sip pf Rs 10000 per month   28)  bluechip '  - 6581         29) mirate shortterm fund- 33279 30) motilal dynamic fund- 14254 31) focused 25 fund- 4867 sip of Rs5000 per month 32) flexi cap -35 fund - 6662 sip of Rs 10000 per month 33)motilal nasdaq fund- 22844 34) nippon small cap fund- 3102 35)sundaram corp fund- 7970   pl advice on consolidation .
Ans: Too many funds, almost all stocks available are there in this combined portfolio. Overdiversification is killing the performance; at present markets are high, so it would not have impacted, however in the downturn it will underperform hugely.

Kindly break the portfolio person wise along with age of the person and share details

Equity / Hybrid Schemes and Couple of Debt funds should be sufficient for each person.

..Read more

Omkeshwar

Omkeshwar Singh  | Answer  |Ask -

Head, Rank MF - Answered on May 26, 2021

Listen
Money
pl find below investments of four persons in our family in mutual funds. 1) axis dynamic fund 4254 units 2) axis bluechip 5833 stp of Rs 10000 monthly from axis dynamic fund 3) aditya birla corporate fund -7462 4) aditya birla balance advantage fund- 719 5) aditya birla flexicap fund - 537 6) canara robeco short duration fund - 7807 stp of Rs20000 to canara bluechip 7) canara blue chip fund - 4902 8) canara income fund - 4343  9) dsp equity opp fund - 733 10) dsp shortterm fund - 1287 11) franklin us feeder opp fund -2076 12) icici blue chip fund - 60401 13) icici short term fund - 41417 14) us bluechip fund - 9198 15) equity and debt fund- 3651 16) balance advnatage fund- 4242 17) regular savings fund- 202 18) idfc banking &psu fund- 8352 16) kotak dynamic bond fund- 7429 17) parag flexi cap fund- 718 18) hdfc equity hybrid fund- 6523 19)  shortterm fund- 67090 20) corporate bond fund- 33595 21) l&t shortterm fund- 6995 22) flexi bond fund - 39600 23)sbi magnum income fund- 6906 stp of Rs10000 per month to equity hybrid fund 24)     bluechip fund- 3928 25) shorterms fund - 4915 26)  equity hybrid fund - 1084 sip pf Rs 5000 per month 27) mirae large cap fund- 10375 sip pf Rs 10000 per month   28)  bluechip '  - 6581         29) mirate shortterm fund- 33279 30) motilal dynamic fund- 14254 31) focused 25 fund- 4867 sip of Rs5000 per month 32) flexi cap -35 fund - 6662 sip of Rs 10000 per month 33)motilal nasdaq fund- 22844 34) nippon small cap fund- 3102 35)sundaram corp fund- 7970   pl advice on consolidation .
Ans: Too many funds, almost all stocks available are there in this combined portfolio. Overdiversification is killing the performance; at present markets are high, so it would not have impacted, however in the downturn it will underperform hugely.

Kindly break the portfolio person wise along with age of the person and share details

Equity / Hybrid Schemes and Couple of Debt funds should be sufficient for each person.

..Read more

Latest Questions
Anu

Anu Krishna  |1186 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 05, 2024

Asked by Anonymous - Oct 02, 2024Hindi
Listen
Relationship
Hi Madam. I am married from last one and half years now, there has been numerous fights in between small and big ones both. In between this time I have become a mother, and, my baby is 7 months old now. My husband does nothing, did nothing in past one and half years. He is only occupied with his work all the time, he goes to office everyday mostly. Right now my baby is 7 months old and from last 7 months me and my parents are taking care of the baby. And, he absolutely shows no understanding when it comes to looking after the baby. Am also a working person. Moreover I pay all the bills when it comes to getting household stuff, paying rent, all the expenses related to baby. He is so shameless that he just doesn’t care too, when I pick these topics or raise concerns about handling the baby he gets abusive. I am not sure what to do now! How insensible can a person get if no one sees my husband would never feel that person like him exist in this world. I feel like filing a divorce petition now. He was the one who wanted to have baby so soon. I was never ready. Now when I have the baby I am the only person along with my parents and sister looking after the baby.
Ans: Dear Anonymous,
Your husband wants a family without responsibilities and that's why neither is he interested in the baby nor in paying the bills...This is not just insensitivity but lack of emotional immaturity and the unwillingness to take on responsibilities head on...Approach a senior male member within the family who is someone that has been a role model to others in terms executing family responsibilities and is also caring and affectionate. This person can appeal to your husband and talk some sense into him.

If there's no one that fits the bill, the only option is to go to a professional for Couples Therapy. There's a reason why your husband avoids his duties as a husband and father and that needs to be uncovered and sorted out. It will also help the two of bond and connect better. Make this attempt before jumping into divorce; separating is a whole different world that comes with its own set of challenges and with the baby now in the picture, work at the marriage and putting things together.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.
  • Video Reply
  • Audio Reply
  • WhatsApp
  • Facebook
  • Twitter
  • Copy link
  • Delete
x