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Omkeshwar

Omkeshwar Singh  | Answer  |Ask -

Head, Rank MF - Answered on Nov 20, 2019

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Nandkumar Question by Nandkumar on Nov 20, 2019Hindi
Money

Details of my mutual fund portfolio are as under:

Name of the Fund Category RankMF Star Rating
Axis Blue Chip Mutual Fund Equity - Large Cap Fund 5
Axis Midcap Fund Growth Equity - Midcap Fund 4
CanaraRobeco Equity Diversified Fund Regular Growth Equity - Multi Cap Fund 4
DSP Small Cap Fund Regular Growth Equity - Small cap Fund 2
HDFC Midcap opportunities Fund Growth Equity - Midcap Fund 3
ICICI Prudential Exports and Services Fund Growth Equity - Sectoral Fund - Service Industry 2
IDFC Multi cap Fund Regular Growth Equity - Multi Cap Fund 4
L&T Equity Fund Regular Growth Equity - Multi Cap Fund 4
L&T India Value Fund Regular Growth Equity - Value Fund 3
Nippon India Multicap Fund  Equity - Multi Cap Fund 2
SBI Blue Chip Fund Equity - Large Cap Fund 4
SBI Consumption opportunities Fund Regular Growth Equity - Sectoral Fund - FMCG 3
SBI Focussed Equity Fund Regular Growth Equity - Focused Fund 4

Ans:

All 5 and 4 star rated funds can be continued, rest can be replaced by the funds below in their respective categories.

Large cap Suitable option considering quality and value for money at present levels is Mirae Asset Large Cap Fund

Large and Midcap Suitable option considering quality and value for money at present levels is Kotak Equity opportunity.

Midcap: Suitable option considering quality and value for money at present levels is DSP Midcap and Axis Midcap

Multicap: Suitable options considering quality and value for money at present levels are UTI Equity Fund, Axis Multicap, Motilal Oswal Multicap 35

Focused: Suitable options considering quality and value for money at present levels are Axis Focused 25 and Motilal Oswal Focused 25

Small cap: Suitable options considering quality and value for money at present levels are Kotak Small Cap and Axis Small Cap

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Omkeshwar

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Head, Rank MF - Answered on May 26, 2021

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pl find below investments of four persons in our family in mutual funds. 1) axis dynamic fund 4254 units 2) axis bluechip 5833 stp of Rs 10000 monthly from axis dynamic fund 3) aditya birla corporate fund -7462 4) aditya birla balance advantage fund- 719 5) aditya birla flexicap fund - 537 6) canara robeco short duration fund - 7807 stp of Rs20000 to canara bluechip 7) canara blue chip fund - 4902 8) canara income fund - 4343  9) dsp equity opp fund - 733 10) dsp shortterm fund - 1287 11) franklin us feeder opp fund -2076 12) icici blue chip fund - 60401 13) icici short term fund - 41417 14) us bluechip fund - 9198 15) equity and debt fund- 3651 16) balance advnatage fund- 4242 17) regular savings fund- 202 18) idfc banking &psu fund- 8352 16) kotak dynamic bond fund- 7429 17) parag flexi cap fund- 718 18) hdfc equity hybrid fund- 6523 19)  shortterm fund- 67090 20) corporate bond fund- 33595 21) l&t shortterm fund- 6995 22) flexi bond fund - 39600 23)sbi magnum income fund- 6906 stp of Rs10000 per month to equity hybrid fund 24)     bluechip fund- 3928 25) shorterms fund - 4915 26)  equity hybrid fund - 1084 sip pf Rs 5000 per month 27) mirae large cap fund- 10375 sip pf Rs 10000 per month   28)  bluechip '  - 6581         29) mirate shortterm fund- 33279 30) motilal dynamic fund- 14254 31) focused 25 fund- 4867 sip of Rs5000 per month 32) flexi cap -35 fund - 6662 sip of Rs 10000 per month 33)motilal nasdaq fund- 22844 34) nippon small cap fund- 3102 35)sundaram corp fund- 7970   pl advice on consolidation .
Ans: Too many funds, almost all stocks available are there in this combined portfolio. Overdiversification is killing the performance; at present markets are high, so it would not have impacted, however in the downturn it will underperform hugely.

Kindly break the portfolio person wise along with age of the person and share details

Equity / Hybrid Schemes and Couple of Debt funds should be sufficient for each person.

..Read more

Omkeshwar

Omkeshwar Singh  | Answer  |Ask -

Head, Rank MF - Answered on May 26, 2021

Listen
Money
pl find below investments of four persons in our family in mutual funds. 1) axis dynamic fund 4254 units 2) axis bluechip 5833 stp of Rs 10000 monthly from axis dynamic fund 3) aditya birla corporate fund -7462 4) aditya birla balance advantage fund- 719 5) aditya birla flexicap fund - 537 6) canara robeco short duration fund - 7807 stp of Rs20000 to canara bluechip 7) canara blue chip fund - 4902 8) canara income fund - 4343  9) dsp equity opp fund - 733 10) dsp shortterm fund - 1287 11) franklin us feeder opp fund -2076 12) icici blue chip fund - 60401 13) icici short term fund - 41417 14) us bluechip fund - 9198 15) equity and debt fund- 3651 16) balance advnatage fund- 4242 17) regular savings fund- 202 18) idfc banking &psu fund- 8352 16) kotak dynamic bond fund- 7429 17) parag flexi cap fund- 718 18) hdfc equity hybrid fund- 6523 19)  shortterm fund- 67090 20) corporate bond fund- 33595 21) l&t shortterm fund- 6995 22) flexi bond fund - 39600 23)sbi magnum income fund- 6906 stp of Rs10000 per month to equity hybrid fund 24)     bluechip fund- 3928 25) shorterms fund - 4915 26)  equity hybrid fund - 1084 sip pf Rs 5000 per month 27) mirae large cap fund- 10375 sip pf Rs 10000 per month   28)  bluechip '  - 6581         29) mirate shortterm fund- 33279 30) motilal dynamic fund- 14254 31) focused 25 fund- 4867 sip of Rs5000 per month 32) flexi cap -35 fund - 6662 sip of Rs 10000 per month 33)motilal nasdaq fund- 22844 34) nippon small cap fund- 3102 35)sundaram corp fund- 7970   pl advice on consolidation .
Ans: Too many funds, almost all stocks available are there in this combined portfolio. Overdiversification is killing the performance; at present markets are high, so it would not have impacted, however in the downturn it will underperform hugely.

Kindly break the portfolio person wise along with age of the person and share details

Equity / Hybrid Schemes and Couple of Debt funds should be sufficient for each person.

..Read more

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Hello Sir. My Son has got offer from follwing University.. 1)University of Padua - Italy (BSC - Information Technology) - 3 years Course 2)University Of Strathclyde - UK (BSC - HON Computer Science) - 4 yrs 3)Caledonian University of Glassgow - UK (Bsc Hons Computing). 4 yrs 4) National College of Ireland (BSC - HON Computer Science Engg) - 4 yrs We are confused to select the university / country
Ans: Hello ASAD,

First and foremost, thank you for getting in touch with us. I am glad to know that your son has received offers from the above mentioned universities. As an answer to your query, I would like to tell you that a prestigious and budget-friendly education in a lively Italian environment, along with a reputable academic standing and lower living expenses is offered at the University of Padua; its 3-year BSC - Information Technology may also provide a quicker path to higher education or jobs. Coming to the University of Strathclyde, top-ranked in the UK for Computer Science, this university is renowned for its linkages with industry, research possibilities, as well as outstanding student services, offering robust employment opportunities. Next, situated in a student-centric city with budget-friendly costs in comparison to other cities in the UK, Glasgow Caledonian University focuses on hands-on, industry-focused learning with impressive graduate employment rates. The National College of Ireland provides a small, contemporary campus in Dublin with robust ties with the technology sector, internships, and employment prospects in one of Europe’s key technology hotspots.

Lastly, deciding which university and country to select depends on your son’s professional objectives, ideal learning atmosphere, budget, as well as plans for the future- whether he prefers a shorter course term, robust industrial connections, global exposure, or residing in a specific nation.

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Nayagam P

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Career Counsellor - Answered on Apr 24, 2025

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EWS category rank female 30065 suitable NIT IIIT GFTI admission getting sir 2025
Ans: Rajeswari, Here is, How to Predict Your Chances of Admission into NIT or IIIT or GFTI After JEE Main Results – A Step-by-Step Guide.

Providing precise admission chances for each student can be challenging. Some reputed educational websites offer ‘College Predictor’ tools where you can check possible college options based on your percentile, category, and preferences. However, for a more accurate understanding, here’s a simple yet effective 9-step method using JoSAA’s past-year opening and closing ranks. This approach gives you a fair estimate (though not 100% exact) of your admission chances based on the previous year’s data.

Step-by-Step Guide to Check Your Admission Chances Using JoSAA Data
Step 1: Collect Your Key Details
Before starting, note down the following details:

Your JEE Main percentile
Your category (General-Open, SC, ST, OBC-NCL, EWS, PwD categories)
Preferred institute types (NIT, IIIT, GFTI)
Preferred locations (or if you're open to any location in India)
List of at least 3 preferred academic programs (branches) as backups (instead of relying on just one option)
Step 2: Access JoSAA’s Official Opening & Closing Ranks
Go to Google and type: JoSAA Opening & Closing Ranks 2024
Click on the first search result (official JoSAA website).
You will land directly on JoSAA’s portal, where you can enter your details to check past-year cutoffs.
Step 3: Select the Round Number
JoSAA conducts five rounds of counseling.
For a safer estimate, choose Round 4, as most admissions are settled by this round.
Step 4: Choose the Institute Type
Select NIT, IIIT, or GFTI, depending on your preference.
If you are open to all types of institutes, check them one by one instead of selecting all at once.
Step 5: Select the Institute Name (Based on Location)
It is recommended to check institutes one by one, based on your preferred locations.
Avoid selecting ‘ALL’ at once, as it may create confusion.
Step 6: Select Your Preferred Academic Program (Branch)
Enter the branches you are interested in, one at a time, in your preferred order.
Step 7: Submit and Analyze Results
After selecting the relevant details, click the ‘SUBMIT’ button.
The system will display Opening & Closing Ranks of the selected institute and branch for different categories.
Step 8: Note Down the Opening & Closing Ranks
Maintain a notebook or diary to record the Opening & Closing Ranks for each institute and branch you are interested in.
This will serve as a quick reference during JoSAA counseling.
Step 9: Adjust Your Expectations on a Safer Side
Since Opening & Closing Ranks fluctuate slightly each year, always adjust the numbers for safety.
Example Calculation:
If the Opening & Closing Ranks for NIT Delhi | Mechanical Engineering | OPEN Category show 8622 & 26186 (for Home State), consider adjusting them to 8300 & 23000 (on a safer side).
If the Female Category rank is 34334 & 36212, adjust it to 31000 & 33000.

Follow this approach for Other State candidates and different categories.
Pro Tip: Adjust your expected rank slightly lower than the previous year's cutoffs for realistic expectations during JoSAA counseling.

Can This Method Be Used for JEE April & JEE Advanced?
Yes! You can repeat the same steps after your April JEE Main results to refine your admission possibilities.
You can also follow a similar process for JEE Advanced cutoffs when applying for IITs.

Want to Learn More About JoSAA Counseling?
If you want detailed insights on JoSAA counseling, engineering entrance exams, preparation strategies, and engineering career options, check out EduJob360’s 180+ YouTube videos on this topic!

Hope this guide helps! All the best for your admissions!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.
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