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Omkeshwar

Omkeshwar Singh  | Answer  |Ask -

Head, Rank MF - Answered on Nov 20, 2019

Mutual Fund Expert... more
Nandkumar Question by Nandkumar on Nov 20, 2019Hindi
Money

Details of my mutual fund portfolio are as under:

Name of the Fund Category RankMF Star Rating
Axis Blue Chip Mutual Fund Equity - Large Cap Fund 5
Axis Midcap Fund Growth Equity - Midcap Fund 4
CanaraRobeco Equity Diversified Fund Regular Growth Equity - Multi Cap Fund 4
DSP Small Cap Fund Regular Growth Equity - Small cap Fund 2
HDFC Midcap opportunities Fund Growth Equity - Midcap Fund 3
ICICI Prudential Exports and Services Fund Growth Equity - Sectoral Fund - Service Industry 2
IDFC Multi cap Fund Regular Growth Equity - Multi Cap Fund 4
L&T Equity Fund Regular Growth Equity - Multi Cap Fund 4
L&T India Value Fund Regular Growth Equity - Value Fund 3
Nippon India Multicap Fund  Equity - Multi Cap Fund 2
SBI Blue Chip Fund Equity - Large Cap Fund 4
SBI Consumption opportunities Fund Regular Growth Equity - Sectoral Fund - FMCG 3
SBI Focussed Equity Fund Regular Growth Equity - Focused Fund 4

Ans:

All 5 and 4 star rated funds can be continued, rest can be replaced by the funds below in their respective categories.

Large cap Suitable option considering quality and value for money at present levels is Mirae Asset Large Cap Fund

Large and Midcap Suitable option considering quality and value for money at present levels is Kotak Equity opportunity.

Midcap: Suitable option considering quality and value for money at present levels is DSP Midcap and Axis Midcap

Multicap: Suitable options considering quality and value for money at present levels are UTI Equity Fund, Axis Multicap, Motilal Oswal Multicap 35

Focused: Suitable options considering quality and value for money at present levels are Axis Focused 25 and Motilal Oswal Focused 25

Small cap: Suitable options considering quality and value for money at present levels are Kotak Small Cap and Axis Small Cap

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Ans: Too many funds, almost all stocks available are there in this combined portfolio. Overdiversification is killing the performance; at present markets are high, so it would not have impacted, however in the downturn it will underperform hugely.

Kindly break the portfolio person wise along with age of the person and share details

Equity / Hybrid Schemes and Couple of Debt funds should be sufficient for each person.

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