Below is my portfolio.

My age is 27. I plan to invest long term, but still want to have about 25 per cent available for easy withdrawals.

Request your inputs. Also, request your suggestion on my investments on sectoral and foreign funds.

Monthly SIPs

Company	No of units
Mirae Tax Saver	4,000
Quant Tax Plan	4,000
Edelweiss Balanced Advantage	4,000
Axis Small Cap	2,000
Mirae Emerging Blue Chip	3,000
ICICI Technology Direct	1,000
Nippon Pharma Fund	1,000
ICICI Commodities Fund	1,000
Motilal NASDAQ 100 FOF	2,000
Edelweiss Greater China Equity	1,000

Any other equity plan you would suggest to further diversity?

I have also made a lump sum investment in the following debt funds.

Company	No of units
Aditya Birla Corporate Bond	1,00,000
HDFC Credit Risk Debt Fund	50,000
ICICI Short Term Fund	25,000

Should I invest more in debt? Are there better debt plans?

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