Sir I am 26 years old now doing my job I have started investing in mutual fund from since 1year. I have invested in these MFs. Please review this funds can I invest on them for more 5-6 years? SHOULD I have to increase my SIP AMOUNTS in the existing MFs? PLEASE SUGGEST SOME MORE FUNDS TO INVEST FOR LONG TERM. 

1) TATA DIGITAL INDIA FUND DIRECT GROWTH - 1000

2) AXIS SMALL CAP FUND DIRECT GROWTH - 2000

3) ICICI PRUDENTIAL TECHNOLOGY DIRECT PLAN GROWTH – 2000

Ans: Please continue

Ans:

You may continue with funds with 4 and 5 star rated, sector funds to be avoided and good funds in Multicap , Focused and Mid cap should be invested in.

Midcap: Suitable option considering quality and value for money at present levels is DSP Midcap and Axis Midcap

Multicap: Suitable options considering quality and value for money at present levels are UTI Equity Fund, Axis Multicap, Motilal Oswal Multicap 35

Focused: Suitable options considering quality and value for money at present levels are Axis Focused 25 and Motilal Oswal Focused 25

Ans: Dear Ashok,

It's wonderful to hear that you've found valuable information in the responses provided. When it comes to managing your MF portfolio, it's essential to regularly review your investments to ensure they align with your financial goals and risk tolerance. Consider factors such as fund performance, investment strategy, and your own investment objectives.

Reflect on whether the funds you've chosen are still suitable for your current circumstances and long-term goals. Are they performing as expected, or are there better alternatives available? Remember, staying informed and proactive is key to optimizing your investment journey.

As you navigate your investment decisions, always keep your financial well-being at the forefront. Seeking guidance from a Certified Financial Planner can offer personalized insights tailored to your specific needs and aspirations.

Wishing you continued success on your investment journey!

Ans: It's great to see your disciplined approach towards investments. Let's assess your portfolio and potential additions:

Your current SIP portfolio seems well-diversified across different market segments, which is beneficial for long-term growth.
Given your investment horizon of 8 to 10 years, these funds offer a mix of growth potential and stability.
Considering adding another 10K to your SIP, you may want to focus on funds that complement your existing portfolio.
Look for funds with a track record of consistent performance and a strong investment thesis aligned with your financial goals.
Consider funds that provide exposure to sectors or themes with potential for future growth.
Consult with a Certified Financial Planner to evaluate your risk tolerance, financial goals, and investment strategy before making any changes.
Remember, investing is a long-term journey, and staying disciplined and diversified is key to achieving your financial objectives.
By carefully selecting additional funds and staying focused on your long-term goals, you can continue to build a robust investment portfolio that serves your needs effectively.