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Dr Karthiyayini Mahadevan |1058 Answers |Ask -Follow

General Physician - Answered on Aug 03, 2024

Dr Karthiyayini Mahadevan has been practising for 30 years.
She specialises in general medicine, child development and senior citizen care.
A graduate from Madurai Medical College, she has DNB training in paediatrics and a postgraduate degree in developmental neurology.
She has trained in Tai chi, eurythmy, Bothmer gymnastics, spacial dynamics and yoga.
She works with children with development difficulties at Sparrc Institute and is the head of wellness for senior citizens at Columbia Pacific Communities.... more

Asked by Anonymous - Aug 03, 2024Hindi

Health

Why no answer for this? Is it a tough question?

Ans: Don't have the question itself. Am sorry

Asked on - Aug 03, 2024 | Answered on Aug 03, 2024

Sir, The below question was posted long back. Writing here again. Will really appreciate if you give your feedback. My son is studying CSE in KIIT. He is currently in 5th semester. Is it better option to try for GATE and do Master's in IITs or NITs instead of going for placement after completing.

Ans: It's not my expertise to answer this question

DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.

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Question by amit - Jun 10, 2024Hindi

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Why my question is not answered?

Ans: what question, plz repost

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Insurance, Stocks, MF, PF Expert - Answered on Sep 08, 2024

Question by Chandrashekhar - Feb 25, 2024Hindi

Money

I have transferred some of my Mutual Fund investments to my daughter as a gift. Do I need to make a gift deed? Do I need to register it? What will it cost me to register it?

Ans: As on today transferring or gifting mutual fund units is a difficult topic(gray area) that needs to be addressed by the regulators. When you say you have transferred, I suppose you have redeemed your holding and purchased units in the name of your daughter who is a major(above 18 years). No need for gift deed in such case.

Other ways could be through nomination, joint holding

Radheshyam Zanwar |817 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Sep 08, 2024

Asked by Anonymous - Sep 08, 2024Hindi

Career

Sir,My daughter is studying biotechnology(b.tech+m.tech)from KIIT Bhubaneswar.How good are the placements from this institution and what else should she learn so that she càn enhance her knowledge from learning and career enhancement perspective

Ans: Hi.
You did not mention the year in which your daughter is studying.
The placements for B.Tech. + M.Tech in Biotechnology is good and will grow as time passes.
Here are some key points on which your daughter can focus:
(1) Learn tools like Python, R, and Perl for data analysis in genomics and proteomics.
(2) Gain proficiency in CRISPR, PCR, DNA sequencing, and protein purification.
(3) Explore applications of AI/ML in biotechnology for drug discovery, medical imaging etc.
(4) Consider online certifications in Genomics, Biostatistics, and Clinical Research
(5) Seek internships or research projects in pharmaceutical, agriculture, or biomedical fields.

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If satisfied, please like and follow me.
Thanks.

Radheshyam

Radheshyam Zanwar |817 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Sep 08, 2024

Asked by Anonymous - Sep 03, 2024Hindi

Career

Hlo sir/ma'am maine 2022 me 10th kiya h uske baad mera 2 saal ka gap h maine 2024 me 11th class me admission Li hu kya main 2026 jee advance ka paper de sakti hun kya

Ans: Hello.
To appear for JEE (Adv) you have to clear first JEE (Main). It will be difficult for you to match with the syllabus after a huge gap of 2 years. But nothing is impossible. If you qualify in JEE (Main) cutoff, you certainly can appear for JEE (Adv)

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Radheshyam

Radheshyam Zanwar |817 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Sep 08, 2024

Asked by Anonymous - Sep 08, 2024Hindi

Career

Sir,I want take advice that what 3rd year cse student should follow for better placement and intership,,

Ans: Hi
Here are some key points a student must try to follow-
(1) Build Strong Technical Skills in C++, Python, and Java, and Practice on LeetCode, HackerRank, and Codeforces. Work on OS, DBMS, Networking, and OOPs.. Try to gain proficiency in front-end (HTML, CSS, JavaScript) and back-end technologies (Node.js, Django).
(2) Focus on Competitive Coding like CodeChef, HackerRank, or Google Kickstart
(3) Work on Projects for web development, AI, or mobile apps
(4) Create an attractive LinkedIn profile. Attend tech webinars, hackathons, and coding contests to connect with industry peers.
(5) Use platforms like Internshala, AngelList, LinkedIn, and company career portals to search for internships.
(6) Practice mock coding interviews and aptitude tests on platforms like InterviewBit or Pramp to prepare for campus placement interviews.
To some students who enjoyed a lot in their engineering for 3 years, it seems to be difficult. But simple for those who worked hard since 1st year and focussed on the syllabus and extracurricular learning activities.

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If satisfied, please like and follow me.
Thanks.

Radheshyam

Radheshyam Zanwar |817 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Sep 08, 2024

Question by Ismah - Sep 03, 2024Hindi

Career

When is the right age/ class to prepare for neet

Ans: Hi Ismah

From the 8th standard, you can join foundation classes for the preparation of NEET classes. If not possible, no need to worry. You can also start preparation from the 11th. With full 2-year preparation (11th and 12th), you can crack the NEET.

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If satisfied, please like and follow me.
Thanks.

Radheshyam

Radheshyam Zanwar |817 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Sep 08, 2024

Question by ARUN - Sep 08, 2024Hindi

Career

Sir, please advise your view about B.Tech CS in AI & Medical Engineering offered by Amrita Engineering in Coimbatore and Faridabad. My son is keen on CS in Medical Engineering. Please advise. Manipal also offers it. Please advise. : Regards Arun

Ans: HI Arun

You have three choices (1) Amrita Engineering Coimbatore (2) Amrita Engineering Faridabad and (3) Manipal.

Suggestion: Manipal MIT has an edge regarding global exposure and infrastructure. All are top institutions, but Manipal offers more global exposure, while Amrita focuses on research and ethics.

Please decide as per your convenience, and distance. Please compare the fee structure of all the institutions.

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Thanks.

Radheshyam

Asked on - Sep 08, 2024 | Answered on Sep 08, 2024

Thank you very much.

Ans: Welcome.

If satisfied, pl follow me and like me.

Radheshyam Zanwar |817 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Sep 08, 2024

Asked by Anonymous - Sep 08, 2024Hindi

Career

What would be the expected jee main percentile for coming spot on admission

Ans: Hi.
The question is not asked properly. Hence unable to guide you.
If possible, please ask in detail.

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If satisfied, please like and follow me.
Thanks.

Radheshyam

Radheshyam Zanwar |817 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Sep 08, 2024

Question by Divit - Sep 08, 2024Hindi

Career

Had 2 options ECE at iiit naya raipur and mechanical at nit raipur, went with iiit, could please tell me if it is a good Institute considering placements?

Ans: Hi Divit
You made a good choice with ECE at IIIT Naya (i.e. New) Raipur because:

1) ECE has wider career opportunities in the tech and IT sectors.
2) IIITs specialize in electronics and computing.
3) ECE offers flexibility to transition into IT roles, which are in demand.

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If satisfied, please like and follow me.
Thanks.

Radheshyam

Radheshyam Zanwar |817 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Sep 08, 2024

Question by Divit - Sep 08, 2024Hindi

Career

I had 2 options, ECE at IIIT NAYA RAIPUR and Mech at NIT RAIPUR, went with IIIT NAYA RAIPUR, could you please

Ans: Hi Divit
You made a good choice with ECE at IIIT Naya (i.e. New) Raipur because:

1) ECE has wider career opportunities in the tech and IT sectors.
2) IIITs specialize in electronics and computing.
3) ECE offers flexibility to transition into IT roles, which are in demand.

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If satisfied, please like and follow me.
Thanks.

Radheshyam

Moneywize |145 Answers |Ask -Follow

Financial Planner - Answered on Sep 08, 2024

Asked by Anonymous - Sep 05, 2024Hindi

Money

I am investing monthly around Rs 18,000 in MFs, as per the following: Canara Robeco Small capMF - Rs 4.5k, PGIM Mid Cap Opportunities - Rs 4.5k, Tata Digital - Rs 4.5k, Quant Active - Rs 4.5k. I am intending to increase monthly investment in MF from present Rs 18k to Rs 40k & needed a corpus of at least 1 cr in next 10 years. Can you check suggest if my portfolio needs any changes or the same appears to be in order?

Ans: To reach a corpus of Rs 1 crore in 10 years, you will need to invest in funds that generate around 10-12 per cent annual returns. Your current portfolio is diversified across small-cap, mid-cap, digital, and active funds, which can work well but also carries some volatility, especially in sectoral and small-cap/mid-cap funds.

Portfolio Review:

• Canara Robeco Small Cap Fund: Good for aggressive growth but highly volatile. Keep it if you're comfortable with higher risk.
• PGIM Mid Cap Opportunities Fund: Another growth-oriented fund with decent potential. It's good to have some exposure to mid-caps.
• Tata Digital Fund: Sectoral funds are risky because they are dependent on the sector's performance. Digital/technology funds can be volatile; consider reducing exposure here.
• Quant Active Fund: A multi-cap approach with flexibility across market caps. This fund provides balance and is good for diversification.

Suggestions:

• Increase Allocation to Large Cap/Index Funds: You may want to balance your portfolio with a large-cap or index fund like UTI Nifty 50 or Mirae Asset Large Cap Fund. Large-cap funds provide stability and reduce overall portfolio volatility.
• Reduce Sector-Specific Exposure: Consider trimming your allocation to Tata Digital Fund, as sectoral funds can face prolonged underperformance during sector downturns. You can reallocate this to a more diversified fund.
• Balanced Fund: Add a balanced or hybrid fund like HDFC Balanced Advantage Fund or ICICI Prudential Balanced Advantage Fund for better risk management while maintaining growth potential.
• Debt Component: To hedge against equity risk, consider adding a small portion to a short-term debt fund or gilt fund, which can provide stability during volatile periods.

Suggested Structure After Increase:

• Canara Robeco Small Cap Fund: Rs 6,000
• PGIM Mid Cap Opportunities Fund: Rs 6,000
• Quant Active Fund: Rs 6,000
• Mirae Asset Large Cap Fund: Rs 6,000
• HDFC Balanced Advantage Fund: Rs 6,000
• ICICI Prudential Multi Asset Fund: Rs 5,000
• UTI Nifty 50 Index Fund: Rs 5,000

This adjusted allocation will maintain growth potential while providing a cushion against volatility.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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