Hello I am Biplab, 42 Years old, have tested Serum Creatinine-1.09, UACR-Urine Albumin-0.25, Urinr Creatinine-83.82 Albumin : Creatinine Ratio - 2.98 & eGFR-87, is these Result are Normal or there is any worried matter, please share your valuable advise.

Ans: For a 97.18 percentile in JEE Mains 2024, an EWS candidate can expect a rank within the top 10,000 EWS ranks, placing them in a very competitive position for admissions to prestigious engineering colleges within the EWS category. Best of luck. Professor...............:)

Ans: According to current information, some of the top online coaching platforms for JEE Main and JEE Advanced include: Vedantu, Aakash Digital, Physics Wallah, Unacademy, Allen Kota, Motion Education Kota, and Byju's; with Vedantu often considered one of the best options for live interactive classes and comprehensive JEE preparation. Best of luck. Professor............................:)

Ans: That guarantee can't be given. Since the percentage is in border line. A candidate is from Rajasthan with 83.14 percentile in JEE Mains he may have a chance to get admission into some NITs and State Government colleges in Rajasthan, but it is likely only for lower ranked branches or if he belongs to a reserved category, as a general category candidate usually needs a higher percentile (around 90+) to secure a seat in top NITs. Best of luck. Professor...................:)

Ans: es, a candidate with 67% marks in 12th standard can appear for JEE Advanced, as there is no minimum percentage requirement in 12th grade to sit for the JEE Advanced exam; however, to get admission into an IIT, they will need a minimum of 75% aggregate marks in their 12th standard exams (65% for SC/ST/PwD categories). Best of luck. Professor.................:)

Ans: Yes, to get admission into an NIT through JEE Main, you need to have a minimum of 75% marks in your Class 12 board exams, according to the current eligibility criteria; this applies to general category candidates, while reserved categories like SC/ST may have a lower percentage requirement of 65%. Best of luck. Professor...................................:)

Ans: Hello;

Just summarizing your assets available for generating retirement income:

1. Domestic FD: 2 Cr
2. Gold(3 Kg) valued at~:2.64 Cr
3. Jewellery valued at~:2 Cr
4. Flat1: 3 Cr
5. Flat2: 1.5 Cr
6. Land: 1.5 Cr
7. Overseas House: 6 Cr
8. Overseas FD: 12 Cr
9. Self occupied property: 18 Cr
10. Stock & AIF: 1.8 Cr
Total: 50.44 Cr
(Gold price considered: 88 K per 10 gm)
However we can subtract assets at serial no. 3, 7 and 9 from this and we get a corpus of 24.44 Cr. The 44 L may be kept aside for transaction costs, taxes etc.

It is advisable that you sell the flats in India offering low rental yield and also physical gold and the land property.

Now the corpus of 24 Cr may be split into two parts:
20 Cr may be invested in MFs for SWP at 5% yielding post tax income of around 7.3 L per month.

4 Cr may be used to buy immediate annuity from a life insurance company. Assuming 6% annuity rate you may expect a post tax monthly income of 1.4 L.

So your post tax monthly income may be:
7.3+1.4+2*=10.7 L as desired.
*Rental from overseas House

Since the kid's higher education is not finding place here I suggest you work for few more years, while putting this retirement income plan in place, for funding their higher education.

Best wishes;
X: @mars_invest

Ans: Hi
Congratulations on such a marvellous score. He can get into any top 5 NITs. If every one scores like this is second phase of mains. He will get CSE in best. In my personal view prefer top IIITs too. They have much better curriculum over NITs.

Also, I would suggest let him focus on ADVANCED completely.

All the best.

Ans: Hello
Sorry to say but JEE won’t accept the NIOS marksheet with additional subject as maths. It has to be one marksheet with all subjects.
DM me through insta handle CAREERSTREETS. I will suggest a way to appear for JEE.

Ans: Hello
Don’t worry about it. It won’t affect the placements or internship.