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Which Country is Better for Studying Engineering: Germany or USA?

Dr Pananjay K

Dr Pananjay K Tiwari  |86 Answers  |Ask -

Study Abroad Expert - Answered on Sep 04, 2024

Dr Pananjay Tiwari is the founder and director of Impel Overseas Education, a Dehradun-based consultancy for students who want to study abroad in the fields of engineering, science, agriculture, medicine, arts and the humanities.
They also guide PhD students who are studying internationally with their research.
Dr Pananjay has 21 years of academic and research experience and has published several books and research papers in various Indian and international journals.
He is a gold medallist with a master’s degree in science and a PhD in environmental sciences from the Hemvati Nandan Bahuguna Garhwal Central University, Uttarakhand.... more
Asked by Anonymous - Aug 27, 2024Hindi
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Career

Which country is better to pursue undergraduate in Biomedical Engineering, Green energy Engineering , AI and ML ? Germany or USA?

Ans: Hi.....The answer for your query is
Choosing between Germany and the USA for pursuing an undergraduate degree in Biomedical Engineering, Green Energy Engineering, or AI and ML depends on various factors, such as educational quality, research opportunities, and career prospects. Germany is renowned for its strong engineering programs, particularly in fields like Biomedical Engineering and Green Energy Engineering, offering high-quality education at a lower cost, with several programs taught in English and strong industry connections, particularly in renewable energy and engineering sectors. On the other hand, the USA excels in AI and ML education, hosting many of the world's leading universities and research institutions, providing extensive research opportunities, and fostering innovation through collaboration with tech giants and startups. Additionally, the USA offers a broader range of undergraduate programs with a flexible curriculum, which can be advantageous for students looking to explore multiple disciplines. Ultimately, the choice depends on the specific field of interest, preferred learning style, financial considerations, and long-term career goals.

For details you can contact us at: www.shreeoverseaseducation.com
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Asked by Anonymous - Oct 05, 2023Hindi
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for master's in aerospace engineering whether USA or Germany would be better. what are the chances for obtaining job and stay arrangements??
Ans: Hello,

To begin with, thank you for contacting us. I am happy to hear about your plans on pursuing Master’s in Aerospace Engineering in either the USA or Germany. To answer your question first, I would like to let you know that your personal choices, situation, as well as professional objectives play a key role in deciding if you should select either Germany or the USA to pursue your master's in aerospace engineering.

Comparing both the countries, I would like to let you know that if you choose to study in USA, there are relatively more renowned universities as well as research possibilities in aerospace engineering for you to opt from. A number of aerospace companies are situated in the USA. SpaceX, Boeing, and Lockheed Martin are some prominent ones that offer possible employment opportunities. Nevertheless, owing to visa limitations and the requirement to secure sponsorship from employers, the possibilities of seeking employment and residing in the country can be highly cut-throat.

Next, speaking about Germany, the country offers robust programs in the field of engineering. Also, the aerospace sector in Germany is highly advanced. Companies viz., DLR and Airbus, are located in Germany. Moreover, universities in Germany charge very low tuition fees. With respect to the possibilities of obtaining a job and stay in the country post graduation, I would like to let you know that it is relatively easier to attain both, through post-study employment possibilities offered by Germany via the Job Seeker Visa.

Outstanding academic and job prospects are offered by both, Germany as well as the USA in aerospace engineering. The decision you finally make should resonate with your educational and professional objectives, your readiness to understand the procedures pertaining to jobs and immigration in either of the two countries, as well as your monetary concerns.

For more information, you can visit our website.

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Insurance, Stocks, MF, PF Expert - Answered on Sep 15, 2024

Asked by Anonymous - Sep 15, 2024Hindi
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I am having a home loan of 12 lac for 20 years @8.7p.a. roi. I am about to have estimated 4500 Surplus every month out of which I will invest rs 1200 in sip with 1% step up every year and rest in principal. My query is 1-Please suggest the fund names for excellent growth to recover all the interest and principal(if possible). 2- Bank has committed to review and revise roi every year based on my cibil. I want to get this statement verified from the expert 3-My Cibil score is 790 at present. I am a regular user of credit card, pay dues timely, my average monthly bill is 2000/- only. and as told above I am going to have a home loan. I want my cibil score 825. How much time will it take to increase my cibil by 35 points.
Ans: Hello;

Your home loan of 12 L with 8.7%(considered fixed for calculation sake)and 20 year tenure is expected to have an interest outgo of 13.36 L

If you start a SIP of 1200 with 1% top-up each year then it will yield you a corpus of 14.55 L, after 20 years,thereby covering your interest outgo

If you want principal also to be covered for recovery through your investment then you must make a SIP of 2100 with 1% top-up each year which will yield you a corpus of around 25.56 L, after 20 years, thus exceeding your entire loan outgo(principal+ interest) of 25.36 L.

Here I have considered moderate return of 13% and recommend you to invest in PPFAS flexicap fund.

CIBIL score of above 750 is considered excellent and bank should offer you best possible ROI. Do check with other banks for best offer.

CIBIL Score calculation depends on:
Repayment history(35%)
Credit Utilisation (30%)
Credit history(15%)
Credit Mix(10%)
New Credit(10%)

My opinion is you are already in the excellent cibil rating category and should get best ROI from the bank.

CIBIL score increase happens over a period of time based on positive development on aforementioned criteria.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing

Happy Investing!!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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