Home > Career > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Chandu Nair | Answer |Ask -Follow

VC, Angel Investing, Entrepreneurship Expert - Answered on Nov 02, 2023

Chandu Nair advises entrepreneurs and enterprises about creating and building their business.
He has direct experience in angel, venture capital and strategic investor funding. Over the last three decades, he has made a name for himself in industry, consultancy, media and information services.
Nair is on the advisory boards of the Chennai-based private equity firm Fulcrum and the social impact fund, Menterra. He's an independent director on the board of India's first retail building products company, Shankara Building Products Limited.
He was the co-founder of Scope e-Knowledge Center, a pioneering knowledge process outsourcing company, as well as the co-founder of a business-to-business e-commerce venture, both of which he successfully exited.... more

Question by Shantanu on Oct 31, 2023Hindi

Career

I have a tender from a giant company for electric cab on rental basis. How can i take debt funding or fund raising behalf of equity?

Ans: Shantanu,
It is not clear what is the nature of the tender / order that you have got. Nor have you given any idea of your company and your background including financial. It may be useful to talk to a couple of financial advisors to determine the best course of action

You may like to see similar questions and answers below

Chandu Nair | Answer |Ask -Follow

VC, Angel Investing, Entrepreneurship Expert - Answered on Jul 08, 2024

Question by Vivek - Sep 24, 2023Hindi

Career

Hello Sir, I have a private limited company which had turnover of Rs. 24.5 cr but losses Rs. 4 cr. We have debt of Rs. 5 crores and other liabilities are approx Rs. 5 crores. Banks are not giving us loan for working capital. What should we do to get the equity investment so that we can reduce the burden of debt and other liabilities and also continue our business. The prospects for the FY 2023-24 are good if we get to run the business without any stress of liabilities.

Ans: This requires deeper understanding of the nature of your business, its financial performance, the capital structure, the prospects of your industry, the differentiation that your business has vs competition, the quality of your team etc before one can consider an equity investment. I am not privy to such info. You may want to consult a financial advisor.

Chandu Nair | Answer |Ask -Follow

VC, Angel Investing, Entrepreneurship Expert - Answered on Nov 27, 2023

Asked by Anonymous - Nov 23, 2023Hindi

Career

Hi sir, I've appx. 20 years of experience in customer service, now I quit the job and started my own service business now I want to grow my business and want some funds to grow my business. Request you to please suggest how can we raise the funding. Thanks and regards, Rakesh Kumar,

Ans: Typical initial sources are family and friends, and depending on your credit worthiness, loans from banks and NBFCs. If the business/ offering is unique and differentiated and the team is solid, there are possibilities of angel investors / early stage funds who might consider it. There are also government grants and other startup schemes. Pl check if you qualify

Baqar Iftikhar Naqvi | Answer |Ask -Follow

Start-up Mentor - Answered on Feb 23, 2024

Asked by Anonymous - Feb 22, 2024Hindi

I want to start a car auction online and offline business in Bangalore and maybe other cities, how can I arrange funds for such a venture?

Ans: Make a pitch document with details of your startup idea and pitch to investors. These days there so many events where entrepreneurs can pitch to investors.

Latest Questions

Patrick Dsouza |822 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Oct 08, 2024

Asked by Anonymous - Sep 20, 2024Hindi

Career

Hello, I have completed BCOM degree specialised in accounting and finance also has certificate of US CMA thinking of continuing MCOM in India. Later I want to go abroad. Could you recommend what can I study further or should I apply for jobs there?

Ans: Mcom in India is not very useful. Can help to complete 16 years of education for US universities. To go to US, do both - apply for job and for studies. Wherever you get better option can take it up.

Patrick Dsouza |822 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Oct 08, 2024

Asked by Anonymous - Oct 07, 2024Hindi

Career

I am in 2nd year (3rd semester )of MBA in healthcare management .I don't want to study further .What should I do ?

Ans: Look for jobs in your area. Contact your alumni, contact some placement agencies, look out for openings in the companies that you are interested in.

Patrick Dsouza |822 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Oct 08, 2024

Asked by Anonymous - Oct 08, 2024Hindi

Career

Hi krishna, I wana restart my career and i need an advise. Hope you can try to help me! Im 30 now, I persuaded my btech csc and passed out year was 2015. After that i did two years a small job in bpo and then im married and left the country with my husband, after 2 years i had a baby and corona time, all these years i was busy with personal life and stuff. And now we are back to hyd and wana start my career but i have never been interested in IT career , since i did a graduation in that my family is forcing me to join in that field again which i cant, iam always interested in studying mba in abroad and none are encouraging me because i have a kid... and now i dont know what to do... its really hard for me now to choose what to do ... if you can please give a word for me, thanks

Ans: One option would be to do some short term courses like Digital Marketing or on Finance that could fetch you job in those areas. Another option would be to do correspondence professional courses like CFA and simultaneously work in that area.

Moneywize |166 Answers |Ask -Follow

Financial Planner - Answered on Oct 08, 2024

Asked by Anonymous - Oct 06, 2024Hindi

Money

I’m Suresh from Ahmedabad. I’m 47 with one daughter, aged 15. I’ve been investing Rs 50,000 a month in equity mutual funds for the last 5 years. My goal is to accumulate Rs 2 crore for my daughter's education and our retirement. Am I on track, or do I need to adjust my portfolio?

Ans: Let's analyze your investment scenario and suggest possible adjustments:

Current Situation:

• Investment: Rs 50,000 monthly in equity mutual funds
• Tenure: 5 years
• Goal: Rs 2 crore for daughter's education and retirement
• Time Horizon: Assuming retirement in 20 years (when your daughter is 35)

Analysis:

• Accumulated Amount: Considering an average annual return of 12% (which is reasonable for equity funds over a long term), you would have accumulated approximately Rs 58.5 lakhs after 5 years.
• Gap to Goal: To reach Rs 2 crore in 15 years (remaining till retirement), you'd need an annual return of around 15%, which is achievable but might involve some volatility.

Recommendations:

• Increase Investment: To bridge the gap and account for potential market fluctuations, consider increasing your monthly investment by 15-20% to Rs 60,000-65,000.
• Review Portfolio: Ensure your equity fund portfolio is well-diversified across different sectors and market caps. This helps mitigate risk and capture potential growth opportunities.
• Consider Debt Funds: As your retirement nears, gradually allocate a portion of your investments (around 20-30%) to debt funds or hybrid funds. This provides some stability and reduces overall risk.
• Emergency Fund: Maintain an emergency fund of 3-6 months of your expenses in a liquid savings account or short-term debt funds to cover unexpected expenses.
• Regular Review: Review your portfolio periodically (at least annually) to assess its performance against your goals and make necessary adjustments.
• Remember: Investing in equity funds involves market risk, and returns are not guaranteed. It's essential to stay disciplined, invest for the long term, and consult with a financial advisor if needed.

Disclaimer: This analysis is based on assumptions and general market trends. It's always advisable to seek personalized advice from a qualified financial planner.

Dr Karthiyayini Mahadevan |1105 Answers |Ask -Follow

General Physician - Answered on Oct 08, 2024

Question by Rajesh - Sep 09, 2024Hindi

Health

Is GERD medications is life long medicine. Because when I stopped PPI after few days I feel bloated and feeling discomfort in stomach?

Ans: PPI cannot be for life long
Please consult a Nutritionist and undertake the dietary discipline

Dr Karthiyayini Mahadevan |1105 Answers |Ask -Follow

General Physician - Answered on Oct 08, 2024

Asked by Anonymous - Sep 07, 2024Hindi

Health

Should patient with high cholestrol stabilised with statin 20mg continue medicine after his cholestrol levels have reduced with in limits. Does statin medicines taken for long period say above 2 years have adverse effect by reducing testosterone levels and cause erectile dysfunction to patient.

Ans: Station break down muscle protein
Definitely it brings down the muscular capacity and skills

Dr Karthiyayini Mahadevan |1105 Answers |Ask -Follow

General Physician - Answered on Oct 08, 2024

Asked by Anonymous - Oct 05, 2024Hindi

Health

I am 46 years old man. I feel giddy throughout the day. Sometimes I feel I will fall down. My legs stars paining hands shiver. Also I feel frightened. What is this cause. I take daily telmabeta 50 one in morning. Pls help.

Ans: How long are you on this medication?
Please check your BP an hour after medication
Fix a particular time preferrably 8 am to have your medicine
Get your Blood sugars checked

Mayank Chandel |1914 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Oct 08, 2024

Asked by Anonymous - Oct 01, 2024Hindi

Career

My score is 275 can i and my domicile is bihar can i get a good private medical college under total budget of up to 75 lakh including all the expenses hostel, and other charges? If yes then which college are they??

Ans: Hi
there are chances of getting a college at this score.
Narayan Medical College & Hospital, Sasaram
Lord Buddha Koshi Medical College and Hospital, Saharsa
Shree Narayan Medical Institute and Hospital,

Dr Karthiyayini Mahadevan |1105 Answers |Ask -Follow

General Physician - Answered on Oct 08, 2024

Asked by Anonymous - Oct 02, 2024Hindi

Health

My HbA1C is 6.3 and my fasting blood glucose is 94. Should I consult a doctor?

Ans: Look into lifestyle modifications

Dr Karthiyayini Mahadevan |1105 Answers |Ask -Follow

General Physician - Answered on Oct 08, 2024

Question by Shah - Oct 02, 2024Hindi

Health

How we can clear triglyceride / bad cholesterol naturally from Blood Pl advise food / practices / diet etc.. Is consuming Ginger 1 kadi per day is good for this ?

Ans: Dietary discipline
Avoid deep fried food
Have early dinner by 6 pm
No refined carb and sugars
Regular brisk walks

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x