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Nayagam P

Nayagam P P  |11255 Answers  |Ask -

Career Counsellor - Answered on Jul 28, 2025

Nayagam is a certified career counsellor and the founder of EduJob360.
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Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Piyush Question by Piyush on Jul 26, 2025Hindi
Career

Sir can you please suggest me 10 college as my son really want cse/ai/ise/ece through KCET and his rank is 1.5L . Please guide me

Ans: Piyush Sir, With a KCET rank of 150 000, admission into premier Bengaluru institutes like RVCE, BMS, MSRIT, DSCE is unattainable; however, several reputed colleges across Karnataka offer CSE, AI, ISE, and ECE branches with closing ranks well beyond 150 000, ensuring 100% feasibility.

Among these, Acharya Institute of Technology, Hesarghatta Road, Bangalore offers Computer Science & Engineering and Artificial Intelligence with last-round closing ranks up to 130 556. SKSJT Institute of Engineering & Technology, Bangalore admits CSE and ECE with cutoffs around 188 195. Government Engineering College, Hassan; Government Engineering College, Mandya; Government Engineering College, Raichur; Government Engineering College, Haveri; and Government Engineering College, Sira all consistently close core branches above 150 000. University B.D.T. College of Engineering, Davangere; University College of Engineering, Shivamogga; Malnad College of Engineering, Hassan; Basaveshwar Engineering College, Bagalkot; BLDEA’s Vachana Pitamaha Dr. P.G. Halakatti College of Engineering & Technology, Bijapur; K.V.G. College of Engineering, Sullia; B.V.B. College of Engineering & Technology, Hubli; and East West Institute of Technology, Bangalore similarly admit CSE, ISE, AI, and ECE branches at ranks beyond 150 000.

Recommendation: Prioritize Acharya Institute of Technology and SKSJT Institute of Engineering & Technology for their strong infrastructure, industry?aligned curricula, and placement support; follow with Government Engineering College, Hassan and Government Engineering College, Mandya for affordable quality education; and University B.D.T. College of Engineering, Davangere for its balanced academics, vibrant campus life, and steady placement record. All the BEST for a Prosperous Future!

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Asked on - Aug 06, 2025 | Answered on Aug 07, 2025
Sir I have got Aakash Institute of engineering and technology in KCET round 1 for AI and Data science is this option good , can you please give me it's placement details and college information.
Ans: Aakash Institute of Engineering and Technology (AIET), established in 2023 near Kempegowda International Airport, Bengaluru, is affiliated with Visvesvaraya Technological University and approved by AICTE and the Government of Karnataka. The B.E. program in Artificial Intelligence and Data Science at AIET offers a contemporary curriculum emphasizing machine learning, deep learning, data analysis, and real-world problem solving. The college features modern labs, a well-stocked library, and active industry partnerships, aiming for a holistic learning environment. Placement support at AIET is robust, with the college highlighting 100% placement assistance and an expanding recruiter list that includes notable MNCs, though as a new institution, its placement rates and packages are still stabilizing and may not match those of more established colleges yet. Students typically become eligible for placements from the sixth semester, and recent batches have reported favorable placement outcomes and internships with reputed organizations. The AI and Data Science branch aligns with high-demand industry sectors, providing graduates with access to careers in IT, data analytics, and emerging technology domains.

Recommendation: AIET’s AI and Data Science program is a good choice if you value modern infrastructure, strong academic mentorship, and committed placement support in a growing institution. However, as it is relatively new, if you receive offers from more reputed colleges with proven placement records and broader alumni networks, prioritizing those would be advantageous for maximized career prospects and campus exposure.
Asked on - Aug 07, 2025 | Answered on Aug 07, 2025
So should I go to round 2 in KCET for better seat or stick with it as I may get ECE in Reva or CSE Data science in Presidency University in round 2
Ans: With a KCET rank of 150,000, admission chances in ECE at Reva University or CSE Data Science at Presidency University in Round 2 are slim, as their typical cutoffs fall well below this rank. It may be prudent to stick with the current seat or explore other options while considering Round 2 outcomes carefully.
Asked on - Aug 30, 2025 | Answered on Aug 30, 2025
I got Atria Institute of Technology in round 2 via KCET in ECE branch is it good, for everything and placement also with campus life please
Ans: Atria Institute of Technology’s Electronics and Communication Engineering program combines a solid academic curriculum with practical learning opportunities, supported by experienced faculty who hold PhDs and industry backgrounds, ensuring subject mastery and research orientation. The department’s laboratories feature up-to-date equipment for signal processing, embedded systems, and communication networks, housed within Atria’s 17.5-acre campus that offers modern classrooms, a digital library with over 30,000 e-resources, and well-maintained hostels. Student life is vibrant, with technical and cultural clubs, annual fests, sports facilities, and active committees fostering holistic development. Placement outcomes show that nearly half of eligible ECE students secure roles through on-campus recruitment drives, with approximately 50% placement rates over the last three years and regular visits from top firms such as Amazon, Tata, IBM, Concentric, and CGI. The institute’s value-for-money is reflected in competitive fees, scholarship options, and quality of life metrics. While infrastructure and campus culture rival top institutions in Bangalore, placement strength, at 50%, lags behind premier colleges, suggesting room for growth in corporate partnerships and training programs. The recommendation is to choose Atria’s ECE program for its robust academic environment, supportive faculty, and engaging campus life, while proactively engaging in skill upgradation and seeking internships to enhance career prospects.
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Ramalingam

Ramalingam Kalirajan  |11160 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 01, 2026

Money
Mujhe ek Lucknow development authority ki property jo 1988-89 me allot hui thi mere father se unke registered wasiyat ke adhar par mili,jiski kul keemat jama ho gai hai aur freehold hai, Unki death 2016 me ho gai, us property ki registry mere nam lda a abhi 2026 me huee hai -mai ise vikray karna chahto hu,kripya bataey ki yah long gain capital gain ke adheen hi mana jaega tatha iski amount se koi dusari property do varsh ke bheetar kray kar sakta hu ki nahi
Ans: Your case is quite clear and favourable from a tax point of view. I will explain in simple terms.

» Nature of Capital Gain – Long Term or Short Term

The property was originally allotted to your father in 1988–89
You received it through a registered Will after his death in 2016

As per tax rules:

When property is received through inheritance, the holding period of the previous owner (your father) is also considered

So:

Holding period starts from 1988–89, not from 2016 or 2026

Hence:

On sale, it will be treated as Long Term Capital Gain (LTCG)

» Cost of Acquisition – Important Point

You can take the original cost of your father
Also, you can use indexation benefit from the year of purchase

This will reduce your taxable capital gain significantly

» Tax on Sale

LTCG on property is taxed at 20% with indexation benefit

» Exemption Option – Buying Another Property
Yes, you can save tax by reinvesting

Under Section 54:

You can buy another residential property
Time limits:
Purchase within 2 years after sale OR
Construct within 3 years

Conditions:

New property must be in your name
Capital gain amount (not full sale amount) should be invested

» Alternative Option – Capital Gains Bonds
If you do not want to buy property:

You can invest in specified bonds within 6 months
This also gives tax exemption

» Practical Suggestion

Plan the sale and reinvestment carefully
Calculate indexed cost before deciding reinvestment amount
Keep documentation of inheritance and original allotment safe

» Finally

Your gain will be treated as Long Term Capital Gain
You are eligible for indexation benefit
You can buy another property within 2 years to save tax
Proper planning can reduce tax significantly

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.linkedin.com/in/ramalingamcfp/

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