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Can I Settle in Canada with a Master's in Physiotherapy?

Sushil

Sushil Sukhwani  | Answer  |Ask -

Study Abroad Expert - Answered on Jun 22, 2024

Sushil Sukhwani is the founding director of the overseas education consultant firm, Edwise International. He has 31 years of experience in counselling students who have opted to study abroad in various countries, including the UK, USA, Canada and Australia. He is part of the board of directors at the American International Recruitment Council and an honorary committee member of the Australian Alumni Association. Sukhwani is an MBA graduate from Bond University, Australia. ... more
Asked by Anonymous - Jun 08, 2024Hindi
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Career

Is master degree in physiotherapy from Canada along with bachelor degree in physiotherapy enough to settle in canada

Ans: Hello,

To begin with, thank you for contacting us. As an answer to your query, I would like to tell you that to settle in Canada, a master’s degree in physiotherapy from Canada along with a bachelor's degree in physiotherapy can be sufficient. You would be glad to know that degrees earned from Canada can improve your eligibility for immigration and employment substantially. Physiotherapy being a licensed profession in Canada, I would like to tell you that you will require to get your credentials recognised by the regulatory agency in the province or territory you intend working in. This frequently entails an evaluation of your education and potentially taking additional tests, or acquiring professional experience in Canada.

Moreover, obtaining a master’s degree from a university in Canada can also assist you with the Express Entry immigration system, by raising your Comprehensive Ranking System (CRS) score, thereby, enhancing your chances of being invited to submit an application for permanent residency (PR). Furthermore, your resume can be further strengthened by adding work experience acquired in Canada via post-graduate work permits. Hence, your academic background coupled with fulfilling regulatory and immigration standards can help you settle in Canada.

For more information, you can visit our website: www.edwiseinternational.com

You can also follow us on our Instagram page: edwiseint
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Sushil

Sushil Sukhwani  | Answer  |Ask -

Study Abroad Expert - Answered on Jun 08, 2024

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Hellooo ...I want to know the universities for pursuing masters in physiotherapy in Canada??
Ans: Hello Akshara,

To begin with, thank you for contacting us. I am happy to hear that you intend pursuing your Masters in Physiotherapy in Canada. As an answer to your query concerning the universities offering this course, I would like to tell you that there are several Canadian universities that you can apply to. The University of Toronto offers Master of Science in Physical Therapy (MScPT). McGill University offers Master of Science (Applied) in Physical Therapy (MScAPT). You can also consider applying to Western University that offers Master of Physical Therapy (MPT). University of British Columbia offers Master of Physical Therapy (MPT). Master of Physical Therapy (MPT) is offered by University of Manitoba. University of Alberta offers Master of Science in Physical Therapy (MScPT) and University of Ottawa offers Master of Health Sciences in Physiotherapy (MHSc PT). Dalhousie University offers Master of Science in Physiotherapy (MScPT). Queen’s University offers Master of Science in Physical Therapy (MScPT). Master of Physical Therapy (MPT) is offered by University of Saskatchewan. You can consider applying to any of these universities. Wishing you the very best as you embark on your journey of pursuing your Masters in Physiotherapy in Canada!

For more information, you can visit our website: www.edwiseinternational.com

You can also follow us on our Instagram page: edwiseint

..Read more

Dr Shakeeb Ahmed

Dr Shakeeb Ahmed Khan  |187 Answers  |Ask -

Physiotherapist - Answered on Oct 16, 2024

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What are prospects of doing masters in Physiotherapy in India as compared to doing from a foreign country
Ans: Hi Ajay. Thank you for your query. Both pursuing a Master's in Physiotherapy in India and abroad have unique advantages, depending on your career goals and interests. A Master's in India provides a strong focus on the clinical aspects of physiotherapy, allowing you to gain extensive hands-on experience with a high volume of patients in hospitals, clinics, and rehabilitation centers. This exposure can enhance your practical skills and clinical decision-making. Additionally, if you aim to build a career in teaching within Indian institutions, having a Master’s degree from India is often preferred, as colleges tend to recognize and value domestic qualifications.

On the other hand, pursuing a Master’s abroad, especially in countries like the UK, Australia, or the US, often emphasizes research and evidence-based practice. This approach helps build a strong foundation in scientific methodologies and research skills, which can be valuable if you're interested in contributing to academic research or pursuing a PhD later. International programs can also offer global exposure, advanced technology, and varied healthcare systems, which can be an asset if you aim to work in a multicultural environment or pursue international job opportunities.

Overall, both paths have their benefits. If your interest lies in practical experience and patient care, studying in India could be a better fit. But if you are inclined toward research and global opportunities, pursuing a Master’s abroad might align with your goals. Wishing you best for your future endeavors.

..Read more

Latest Questions
Ramalingam

Ramalingam Kalirajan  |11151 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 22, 2026

Money
If I want to withdraw 1.5 lac per month, which SWP is better and how much should I invest in it?
Ans: It is very good that you are planning SWP (Systematic Withdrawal Plan) in advance. Planning monthly income properly helps protect your capital and gives stable cash flow.

To withdraw Rs 1.5 lakh per month, the correct SWP structure depends mainly on:

– your age
– investment horizon
– whether income is required lifelong or for limited years
– existing retirement corpus
– risk tolerance

Still, I will guide you with a practical structure that suits most long-term SWP income needs.

» How much investment is required to withdraw Rs 1.5 lakh per month

Normally, safe SWP withdrawal rate should be around:

– 6% yearly for very safe structure
– 7% yearly for balanced structure
– 8% yearly for growth-oriented structure

Based on this:

Approximate investment required:

– Conservative structure: around Rs 3 crore
– Balanced structure: around Rs 2.5 crore
– Growth-oriented structure: around Rs 2.25 crore

This allows income sustainability without early capital depletion.

If withdrawal period is limited (example 15 years), required corpus may be lower.

If income required lifelong, higher corpus is safer.

» Which mutual fund categories are best for SWP income

Best SWP income normally comes from a combination approach.

Ideal structure:

– 40% Multi asset allocation category fund
– 30% Balanced advantage category fund
– 20% Flexi cap category fund
– 10% Short duration debt category fund

This structure provides:

– income stability
– inflation protection
– market downside control
– long-term capital sustainability

Avoid using only pure equity category funds for SWP.

Avoid using only debt category funds also because inflation reduces value.

Combination approach works best.

» Why multi asset allocation category fund works well for SWP

This category invests across:

– equity
– debt
– gold

It adjusts allocation automatically and supports stable withdrawal planning.

Very suitable for retirement-style monthly income planning.

» Tax efficiency advantage of SWP

SWP is more tax-efficient compared to interest income.

Because:

– only capital gain portion is taxed
– equity mutual fund LTCG above Rs 1.25 lakh taxed at 12.5%
– debt fund gains taxed as per income slab

So proper category selection improves post-tax income.

» How to structure SWP correctly

Better approach:

– keep 2 years withdrawal amount in short duration debt category fund
– keep remaining corpus in multi asset + balanced advantage category funds
– review once per year
– increase withdrawal gradually based on inflation

This protects income continuity during market corrections.

» Important preparation before starting SWP

Before starting SWP ensure:

– emergency fund available separately
– health insurance active
– no high-interest loans pending
– nominee details updated

These steps protect retirement income stability.

» Finally

To withdraw Rs 1.5 lakh monthly comfortably, target corpus should ideally be between Rs 2.25 crore and Rs 3 crore depending on risk level.

Use combination of multi asset, balanced advantage, flexi cap and short duration debt category funds instead of relying on a single category. This improves income stability and protects capital for long-term sustainability.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.linkedin.com/in/ramalingamcfp/

...Read more

Nayagam P

Nayagam P P  |11050 Answers  |Ask -

Career Counsellor - Answered on Apr 22, 2026

Career
Namaskar, My son has got 93.60 percentile in JEE mains 2026 with General rank 100144 and OBC NCL rank 32618. I request you to kindly guide me can he get admission in SGSITS, Indore in CSE / IT / ETC branch having MP domicile or any other better option as per your recommendation.
Ans: Govind Sir, With 93.60 percentile, CRL 1,00,144 and OBC-NCL rank 32,618 (MP domicile), your son should try both MP BE counselling and JoSAA. For SGSITS Indore, recent MP-counselling data show General home-state closing ranks around CSE 18,410, IT 37,589, ETC 48,484 in 2025, so CSE looks difficult, IT is borderline, and ETC appears the most realistic; OBC-MP quota may improve chances somewhat. For JoSAA, at OBC 32,618, expect mainly lower-demand branches in mid/lower NITs, IIITs and GFTIs, not CSE/IT in top institutes. My recommendation: SGSITS ETC/IT first, then good MP colleges like IET-DAVV/JEC, while keeping JoSAA + CSAB as backup. (I suggest you also cross-check the JoSAA opening and closing ranks data from the last 2–3 years before filling in the maximum number of your son’s preferred institutions and branches during counselling). ALL the BEST for Your Son's Prosperous Future!

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