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Sushil

Sushil Sukhwani  |328 Answers  |Ask -

Study Abroad Expert - Answered on Apr 17, 2024

Sushil Sukhwani is the founding director of the overseas education consultant firm, Edwise International. He has 31 years of experience in counselling students who have opted to study abroad in various countries, including the UK, USA, Canada and Australia. He is part of the board of directors at the American International Recruitment Council and an honorary committee member of the Australian Alumni Association. Sukhwani is an MBA graduate from Bond University, Australia. ... more
Asked by Anonymous - Apr 17, 2024Hindi
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Career

Hey sir I did my UG in BDS from I want to do PG in Australia how can I get admission on scholarship

Ans: Hello,

To begin with, thank you for contacting us. I am glad to hear that you have completed your Bachelor of Dental Surgery (BDS) and now wish to pursue your postgraduate studies in Australia. To answer your question first, I would like to tell you that you will be required to follow a few important steps in order to study a PG program in Australia with a scholarship. As the first step, you will need to conduct an all-round study on universities in Australia that offer postgraduate programs in the field of your choice, making sure they have respected dentistry schools and possibilities for scholarships. Secondly, I would recommend that you carefully evaluate the entry prerequisites as well as application criteria for scholarships that these universities offer, paying heed to any particular prerequisites for overseas students.

I would suggest that you keep up an excellent Grade Point Average (GPA) throughout the course of your undergraduate education as well as perform exceptionally well on any standardized tests viz., the GRE or GMAT, that are needed to secure admission. Moreover, to boost your application for a scholarship, you should acquire pertinent job experience or take part in extracurricular activities within your area of expertise. Lastly, I would suggest that you write a convincing statement of purpose and obtain impressive endorsement letters to support your scholarship application. Furthermore, to boost your chances of acquiring a scholarship, I would recommend that you get in touch with former students or faculty members from universities in Australia as this will help you gain meaningful information as well as present networking possibilities.

For more information, you can visit our website.
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Sushil

Sushil Sukhwani  |328 Answers  |Ask -

Study Abroad Expert - Answered on Apr 11, 2024

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hey good morning, this year I completed my mbbs course now I want to do pg in Australia can you please guide me which requirements and what are the exam that I need to clear for pg seat. thank you!
Ans: Hello Munna,

First and foremost, thank you for getting in touch with us. I am happy to hear that you have completed your MBBS and now wish to pursue your postgraduate (PG) studies in Australia. Concerning your question regarding the requirements and exams that you would need to clear in order to pursue your postgraduate medical studies, I would suggest that you follow these steps:

First and foremost, you would need to make sure that your MBBS degree is acknowledged in Australia. The Australian Medical Council (AMC) will need to evaluate your credentials, in order to assess if your degree adheres to the prerequisites for Australian practice. Next, English being the medium of instruction at universities in Australia, you will be required to prove your fluency in the English language through appearing for English proficiency tests viz., the Test of English as a Foreign Language (TOEFL) or the International English Language Testing System (IELTS). Remember that following the acknowledgement of your qualifications, a registration application to the Australian Medical Board will need to be submitted by you. To practice medicine in Australia, this is required. I would like to tell you that based on the field of specialization you choose to follow, you may be required to take specialized exams. In order to become a general practitioner (GP), you may be required to pass both, the multiple-choice question (MCQ) exam, as well as the clinical test, administered by the Australian Medical Council (AMC). On the other hand, you might have to clear the pertinent specialty-specific tests for other fields of specializations, viz., internal medicine or surgery. After having been granted admission into a postgraduate program and after having fulfilled all additional prerequisites, you will be required to apply for the necessary visa, to be able to study and work in Australia. The kind of visa you’ll need will depend on your situation and the length of your course. I would recommend that you conduct a comprehensive study on the Australian universities that offer the PG program of your choice. Remember that the application procedure and deadlines may differ between universities, and so, ensure that you gather the necessary paperwork, such as academic marksheets, statement of purpose, and recommendation letters. Also, take into account the tuition costs and living expenses in Australia. Look into the various scholarships and monetary assistance offered by Australian universities to help defray these costs.

In order to acquire recent and precise information, I would suggest that you carefully go through each and every step of the procedure, as well as get in touch with the appropriate authorities or organizations. I wish you the very best for your higher studies in Australia.

For more information, you can visit our website.
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Ravi

Ravi Mittal  |179 Answers  |Ask -

Dating, Relationships Expert - Answered on Apr 30, 2024

Asked by Anonymous - Apr 30, 2024Hindi
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Hi..I am a 45 years widow lady and having a son. I am widowed since ten years. One person age of around 50 years is asking about love and may be marriage who is a divorcee and having no kids. Problem is that I am good looking and he is just an average looking person but his nature is good and he continuously asking me for my companionship. I am in a very much confusing state of mind. I love his talks, his concerned towards me except his looks. Kindly tell me what should I do. I know everything that he may be good for me but my mind is not allowing me. does the looks of a person matters if I choose him? kindly clear my confusion.
Ans: Dear Anonymous,

I am sorry for your loss. It is certainly not easy to put yourself out there and find love. And it might seem that you should have to settle because it's difficult to find a kind man, but you shouldn't. While I would like to point out that looks don't last forever; it's people's nature, their kindness, and their behavior that stays in the long run, that doesn't mean you must settle down with the first man who ticks the boxes. If your heart isn't into it, you should not have to rush. Give it some time. If you are okay with it, maintain a friendly relationship with him. If, with time, you grow to like him, then that's amazing. If you don't, that's perfectly fine too.
My only suggestion here is don't rush. A good nature, though hard to find, is still the bare minimum. Also, please don't focus on outward appearances only. They can be deceiving.

Best Wishes.
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Kanchan

Kanchan Rai  |175 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 30, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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Relationship
I am married since 2015 and I live in a joint family comprising of more than 20 members .everything was good until member of the families started accusing me of everything bad happening to family .father in law started abusing me ,when husband came in support of me even he was abused and man handled by everyone in the family .we live now in different town 400 away from them ,due to husband job, every now and the we both are made accused of something bad happening in family which the family member of mother in law side are instigating ..like sister in law caught in a relationship she named me for that blaming that i was the one who led the boy to meet and other started saying so to in laws and then same abusing over phone started...husband is supportive and is ready to leave everything for our mental peace but is emotionally down as he has to leave his family ...i am feeling very disturbed now of all this and the situation some how affecting my 5 years old son who always asks for the reasons for crying .
Ans: it's important to prioritize the safety and well-being of yourself and your family. No one should have to endure abuse or false accusations, especially within their own family. It's commendable that your husband is supportive and willing to prioritize your mental peace, even if it means leaving behind his family.

In such toxic and volatile situations, it may be necessary to distance yourselves from the negative influences and create boundaries to protect your mental and emotional health. Moving away from the family home was a positive step, and it's important to continue prioritizing your own well-being and that of your son.

Communication between you and your husband is key during this time. Lean on each other for support, and continue to have open and honest conversations about your feelings, concerns, and plans for the future. Together, you can navigate through this challenging time and make decisions that are in the best interest of your family's happiness and safety.

It's also important to seek support from trusted friends, family members, or a therapist who can offer guidance, empathy, and perspective during this difficult time. You don't have to face these challenges alone, and reaching out for support can provide valuable emotional support and validation.

Lastly, remember to prioritize self-care for yourself and your son. Take time to engage in activities that bring you joy and relaxation, and ensure that your son feels loved and supported during this transition. Children can be sensitive to family dynamics, so providing a stable and nurturing environment is crucial for his emotional well-being.

Overall, it's important to remember that you deserve to be in a safe and supportive environment, free from abuse and false accusations. It may be a difficult journey, but by prioritizing your own well-being and making decisions that are in the best interest of your family, you can navigate through this challenging time and emerge stronger and happier in the end.
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Kanchan

Kanchan Rai  |175 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 30, 2024

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Relationship
My parents said to me for marriage but i am in relationship with someone but he doesn't want marriage with me what i can do. I feel depressed and no one understands my feelings because it's very hard move on in life
Ans: it's important to acknowledge and validate your feelings. It's natural to feel upset, disappointed, and even depressed when facing such circumstances. Allow yourself to feel those emotions and give yourself permission to grieve the loss of the future you envisioned with your partner.

However, it's also important to recognize that you deserve to be in a relationship where your needs and desires are valued and respected. If marriage is important to you and your partner is unwilling to commit to that, it may be a sign of fundamental differences in your priorities and goals. In such cases, it's essential to have open and honest communication with your partner about your feelings and needs.

Express to your partner why marriage is important to you and listen to their perspective as well. However, if you find that you're unable to reach a compromise or if your partner remains unwilling to reconsider their stance, you may need to reassess the relationship and consider whether it's ultimately fulfilling and healthy for you.

Moving on from a relationship can indeed be incredibly challenging, but it's important to prioritize your own happiness and well-being. Surround yourself with supportive friends and family members who can offer understanding and empathy during this difficult time. Consider seeking support from a therapist or counselor who can provide guidance and help you navigate through your emotions.

Remember that while it may feel overwhelming now, with time and self-care, you will be able to heal and move forward toward a brighter future. You deserve to be in a relationship where you feel valued, respected, and fulfilled, and it's okay to take steps to pursue that happiness, even if it means letting go of something that's no longer serving you.
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Kanchan

Kanchan Rai  |175 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 30, 2024

Asked by Anonymous - Apr 30, 2024Hindi
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Relationship
Dear Madam, Iam a 45 year old woman. Ever since I was a kid I had went through lot of bullying by my rekatives for the way I look but my parents never supported me in any way instead found fault in ne for complaining but would always support my younger brother. Somewhere down the line I thought this was all I deserved and let oeople walk all over me without standing up for myself. Now that Iam a mother myself of a 15 year old kid with dyskexia, i have sacrificed my career fir his sake and still get bullied by my relatives dir being a useless house wife. I have started drawing boundaries around me to protect my mental sanity and allow only few people in it which invludes a small group of friends and my son and husband. I avoid making new friends. I have also stopped attending any social events that involves my relatives. Meanwhile I have started deeply resenting my parents who want ne to take care of them but openly favour my brother who lives abroad. I have taken care of them everytime they require neducal treatments yet my father openly says that he plans to give all his property to my brother who is never coming back. Its not about the money here but the apathy they have towards me that kills me from inside. I have tried to talk to them multiple times but each time my mother creates a scene and puts the enture blame on me. For once in my life i want my parents to love me unconditionally the way I do with my son. Am i wrong to expect that? This is causung lot of health issues in me. Please advise.
Ans: First and foremost, it's crucial to recognize that your feelings are valid. It's natural to want love and support from your parents, especially after all you've done for them. It's not wrong to expect unconditional love from your family; however, sometimes, unfortunately, families can be complex and dysfunctional, and our expectations may not always be met.

Drawing boundaries and prioritizing your mental health and well-being is a positive step. It's essential to protect yourself from toxic relationships and environments, even if it means distancing yourself from certain family members. Surrounding yourself with supportive friends and loved ones, like your son and husband, is vital for your emotional health.

Regarding your parents, it's clear that their behavior is hurtful and unjust. It's understandable that you would feel hurt and resentful toward them, given their favoritism towards your brother and lack of appreciation
for your sacrifices and care. However, it's also essential to recognize that you cannot control their actions or attitudes. You can only control how you respond to them.

While it's challenging, try to approach conversations with your parents from a place of empathy and understanding. Express your feelings calmly and assertively, focusing on how their actions make you feel rather than blaming them. It's possible that they may not even realize the extent of the hurt they're causing you. However, it's also essential to set realistic expectations. If your parents continue to be unsupportive or dismissive, it may be necessary to limit your interactions with them for the sake of your own well-being.

Remember to prioritize self-care and seek support from a therapist or counselor if you're struggling with your mental health. It's okay to seek professional help to navigate through these difficult emotions and experiences. You deserve love, respect, and validation, and it's essential to surround yourself with people who uplift and support you.

Lastly, continue to cherish the love and bond you have with your son and husband. They are your pillars of support, and together, you can navigate through these challenges. You're stronger than you realize, and you have the power to create a fulfilling and loving life for yourself, regardless of the negativity from others.
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Ravi

Ravi Mittal  |179 Answers  |Ask -

Dating, Relationships Expert - Answered on Apr 30, 2024

Asked by Anonymous - Apr 24, 2024Hindi
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Relationship
Hi. I am a muslim girl. I am in a relationship from 5 years. Me and my boyfriend loves each other a lot and we are very close as well. His family also likes me and accepted me. One more thing is that he is my relative. So my family also knows their family well and other relatives too know them. The problem is my family is not agreeing for the marriage as his family once upon a time asked financial help from my other relatives as for some reason they were not in good condition. However, they are now financially stable and ready for the marriage. But my family mix with one evil relative and she said very bad things about my bfs family which are not true. My family will never agree for the marriage. I tried many times to make them understand but they have too much ego. They want me to marry a rich guy so that they can show off to other people whether I am happy or not. Since childhood I have no good bonding with my parents due to their selfish nature. Moreover, other relatives never talked bad about my bf and his family. My family told me to not talk to him ever but I still talk to him as I truly feel he is my soulmate. What should I do at this situation?
Ans: Dear Anonymous,

I am sorry to hear that you are going through a rough patch. Sometimes parents make decisions on our behalf without understanding what it is that we want; that doesn't necessarily mean that our parents are selfish. More often than not, they do it with our best intentions in mind. You might be misunderstanding your parents wanting to show off a rich son-in-law. It is possible that they want you to have an easy life. Having said that, it is also important that your feelings be taken into consideration. You have been with your partner for five years and that is a significant amount of time. I suggest you try to reason with your parents. You can try bringing them all together and ask both your parents and your boyfriend's parents to talk it out. If there is clear communication, nothing will be left to assumptions. Next, keep on mentioning all the positive things about your partner. Try to etch that in your parents' mind. Third, if you are not working, I suggest you start looking for a job. Regardless of your parents', husband's, and his family's financial conditions, you should have financial freedom. You can also contribute to building a better life for yourself and your family.
I am sure your boyfriend and his family are amazing; you have spent five years with him and that should give you a fair idea. But just a gentle reminder, no one can be sure of someone's true nature till they start living together. I am not insinuating that your relatives are right about badmouthing your partner's family; all I am suggesting is that you look into it a bit more thoroughly. Marriage is indeed a big decision and rushing into it would be foolish.
And one more thing, it's just a phase. Tough times don't last forever.

Best Wishes!
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Ramalingam

Ramalingam Kalirajan  |1154 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 30, 2024

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Hello Hardik, Iam 40 Years and have started investing in SIP for the past 6 months.Below are my monthly investment 1. Parag Parikh Flexi Cap Regular Growth - 3500 2. Canara Robeco Small Cap Fund Growth - 3000 3. HDFC Retirement Savings Fund Equity Growth - 3000 4. NPS - 3500 I am planning for 18 Years of investment and aiming to slowly increase the SIP to achieve corpus of 2.5-3.0 Cr. Kindly review and advice. Regards, Ram
Ans: Hi Ram,

It's great to see that you've started investing systematically towards your long-term financial goals. Here's a review of your current SIP investments:

Parag Parikh Flexi Cap Regular Growth: This fund follows a diversified approach across various market caps and geographical regions, which can provide stability to your portfolio. It's suitable for long-term wealth creation.
Canara Robeco Small Cap Fund Growth: Small-cap funds can be volatile in the short term but have the potential to offer high returns over the long term. Ensure you're comfortable with the risk associated with small-cap investments.
HDFC Retirement Savings Fund Equity Growth: This fund is designed to provide wealth accumulation for retirement. It's aligned with your long-term investment horizon and retirement goal.
NPS: The National Pension System (NPS) is a retirement-focused investment option offering tax benefits. It's prudent to contribute to NPS alongside other investments for retirement planning.
To achieve your target corpus of 2.5-3.0 Cr over 18 years, consider periodically reviewing your SIP contributions and adjusting them based on changes in your income, expenses, and market conditions. Additionally, diversify across asset classes to manage risk effectively.

As your financial goals evolve, consider consulting with a Certified Financial Planner to ensure your investment strategy remains aligned with your objectives.
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Ramalingam

Ramalingam Kalirajan  |1154 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 30, 2024

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Hello Sir This Sanjeev Kumar, From Himachal Pradesh. Below are my Investments. Sir I would like to known that Is my portfolio good enough to get better return. I want to accumulate 20 to 30 lakhs in next 10 to 12 years from below investment. Also suggest me that whether, below MF are good enough, or reshuffling is required. 1. Aditya Birla Sun life Multi Cap Fund-regular growth --- Rs 1000/- 2. Invesco India Flexi Cap Fund-regular plan growth ---- Rs 1000/- 3. Invesco Multicap fund-Regular growth --- Rs 1000/- 4. Kotak Emerging Equity fund growth ---- Rs 1000/- 5. Kotak tax saver fund growth (ELSS) ---Rs 500 /- 6. Kotak multi cap fund --------- Rs 1000/- 7. Union long term equity fund growth regular plan ----- Rs 1500/- 8. Nippon India Flexi cap fund ----------- Rs 1000/- 9. LIC ------------------ 51000 /- (Annually). 10. PPF -------------- 1.5 lac (Annually, Since 2015). 11. NPS ------------ 50000 /- (Annually).
Ans: Hello Sanjeev,

Your investment portfolio appears to be diversified with a mix of mutual funds, insurance, and other instruments. Diversification is key to managing risk and potentially achieving better returns over the long term. However, it's essential to periodically review and rebalance your portfolio to ensure it aligns with your financial goals and risk tolerance.

Consider assessing the performance of each mutual fund regularly and comparing it with benchmark indices and peer funds. If any fund consistently underperforms or if your investment goals change, you may consider reshuffling your investments.

Additionally, continue contributing to instruments like PPF and NPS, as they offer tax benefits and long-term wealth accumulation opportunities. Remember, investing is a journey, and staying disciplined while focusing on your goals will increase your chances of achieving financial success.
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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