Hello Sir, I am a lecturer in Private organization working hours of 10:00 am to 5:00 pm. I am thinking to do business as extra income source. Kindly guide me.

Ans: In whatever is your area of interest, talk to as many experts and consumers you can.. evaluate if your idea is solving a real problem that your potential consumers face. Fine tune your business idea. Then again talk to people if they are willing to pay you money to sort out the problem.. and how much. Concurrently, talk to experts on the cost of solving the problem/ offering the solution. Wherever you think the cost of solution is lesser than what people are willing to pay, is a good idea to work on prima facie. Then create a detailed feasibility report. Take help of some expert at this stage. Understand the investments and evaluate how you will need to fund the business initially. See if you can get some grants / seed funding. Typically seed funding is through friends and family . There are also a few govt schemes for entrepreneurs- see if you can get some grant/ financial assistance under these schemes. Put some of your own money and start implementing your idea in the mean while. Don’t be over optimistic in your planning. Work for the best but be prepared for the worst.

Ans: Here are some starting business ideas that you can consider, keeping in mind your background in education:

Tutoring or Online Courses: Utilize your educational expertise to offer tutoring services or create and sell online courses. This can be in various subjects or specialized skills like exam preparation, language learning, or professional development.

Educational Consulting: Provide consulting services to schools, parents, or students on educational planning, career counseling, or educational technology integration.

Educational Content Creation: Create educational content, such as e-books, lesson plans, worksheets, or educational games, and sell them online.

Language Training: Offer language learning classes or create content for language learning platforms. Language skills are in high demand.

Educational Software Development: If you have programming skills, you can develop educational software, apps, or learning management systems for schools and institutions.

Career Counseling Services: Help individuals, especially students, in making informed career choices and developing career plans.

Educational Workshops and Seminars: Host workshops, seminars, or webinars on educational topics or skills development. Charge participants a fee to attend.

Online Bookstore: Start an online bookstore specializing in educational books, textbooks, and educational resources.

School Supplies Store: Open a store or online shop selling school and office supplies. This could include textbooks, stationery, and teaching materials.

Educational Event Planning: Specialize in planning and organizing educational events, such as conferences, workshops, and academic competitions.

Educational Blogging or Vlogging: Share your knowledge and insights on educational topics through a blog or YouTube channel. You can monetize through ads, sponsorships, or affiliate marketing.

Customized Educational Products: Create and sell customized educational products like school uniforms, educational posters, or graduation memorabilia.

Educational Toys and Games: Design and sell educational toys and games for children that promote learning through play.

Online Education Platform: Develop an online platform for educators to create and sell their courses or a platform for students to access educational content.

Educational Franchise: Explore franchising opportunities in the education sector, such as tutoring centers or educational service providers.

Ans: Home kicthens and selling through zomato is a good idea. There is a daily foods section on zomato where they supply home cooked food. Also you can later take catering orders for small parties.

Ans: You could become a reseller of old books which have market value.

Ans: Spandan, pause before you mail the resignation.

Your maths
60 k take-home
40 k spends (15 k of that is EMI on a 9 L loan)
→ 20 k buffer

A newborn will nudge monthly costs up by 8-10 k. Cash cushion shrinks fast.

So the plan must earn while you learn, not leap blind.

Keep the paycheck six more months.
Use evenings to test micro-ideas. Risk stays capped at ?0 for now.

Choose a “cash-this-month” niche, not a moon-shot.
Pick work that turns inventory ≤ ?50 k into sales inside 30 days.

Tiffin + office snacks (two dishes, 40 boxes) - ?25 k utensils, ?10 k FSSAI, ?5 k flyers - ?120 per box × 40 = ?4.8 k /day

Amazon / Flipkart reselling (phone cases, cables) ?40 k stock, ?15 k ads 25 % net margin on ?2 L monthly sales = ?50 k

Weekend print-on-demand & personalised gifting kiosk ?45 k heat-press kit (other options are there too) ?300 profit per mug × 200 pcs → ?60 k Bring Your Mug - Take Away Memories.

Local social-media management for clinics & salons ?0 gear, ?3 k Canva Pro ?8 k-?12 k per client; 6 clients hit target

None need heavy staff or rent. All can run beside your day job.

Set one simple goal: ?15 k profit by Day-30.
Hit it twice, raise target to ?35 k. Only when side income beats salary three months straight do you quit.

This is critical - Plug leaks early. Refinance personal loan to longer tenor; shave EMI to ~?10 k.

Park 1 L of savings in an emergency account—no touch.Skill up tiny, daily.
Watch a YouTube on ad copy, take a WhatsApp course on GST filings. Low cost, immediate payback.

Start small, sell fast, reinvest every rupee. Freedom comes, but by steps, not by one loud jump.