Home > Career > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Dr Dipankar Dutta |1814 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Jul 19, 2025

Dr Dipankar Dutta is an associate professor in the computer science and engineering department at the University Institute of Technology, the University of Burdwan, West Bengal.
He has 27 years of experience and his interests include AI, data science, machine learning, pattern recognition, deep learning and evolutionary computation.
Aside from his responsibilities at the college, he also delivers lectures and conducts webinars.
Dr Dipankar has published 25 papers in international journals, written book chapters, attended conferences, served as a board observer for WBJEE (West Bengal Joint Entrance Examination) exams and as a counsellor for engineering college admissions in West Bengal. He helps students choose the right college and stream for undergraduate, masters and PhD programmes.
A senior member of the Institute of Electrical and Electronics Engineers (SMIEEE), he holds a bachelor's degree in engineering from the Jalpaiguri Government Engineering College and a an MTech degree in computer technology from Jadavpur University.
He completed his PhD in engineering from IIEST, Shibpur (formerly BE College).... more

Question by Aarush on Jul 15, 2025Hindi

Career

I had got 3562 rank in srmjeee phase 3 . I had opted for btech cse with specialization in internet of things in SRM ktr during the choice filling . What are the chances of getting it

Ans: With a rank of 3562 in SRMJEEE Phase 3, you have a good chance of getting B.Tech CSE with specialization in Internet of Things (IoT) at SRM Kattankulathur (KTR).

You may like to see similar questions and answers below

Nayagam P P |10806 Answers |Ask -Follow

Career Counsellor - Answered on Jun 27, 2025

Question by Aanjaneya - Jun 26, 2025Hindi

Career

Sir I have got 4445 rank in srmjee phase 2 and I have put my preference as cse big data analytics in main campus.... Will i get it please tell fast please sir

Ans: Aanjaneya, With a SRMJEE Phase 2 rank of 4,445 and your preference as CSE (Big Data Analytics) at the SRM Kattankulathur (main) campus, your chances are limited. Recent and expected cutoffs for specialized CSE branches at SRM KTR indicate that the closing rank for CSE (including Big Data Analytics, AI/ML, and Data Science) typically falls between 8,000 and 9,000, but the most in-demand CSE specializations—including Big Data Analytics—often close well before 4,500, sometimes even below 3,500, due to high demand and limited seats. Core CSE at SRM KTR generally closes at 2,000, and CSE (S) at 8,000, with specialized tracks being even more competitive. While you are eligible for CSE and its allied branches at other SRM campuses (Ramapuram, NCR, Vadapalani) up to 15,000–18,000 rank, at the main campus, CSE (Big Data Analytics) is highly competitive and may not be available at your rank. There is still a slim possibility in later counseling rounds if higher-ranked candidates withdraw or shift preferences, but it is not guaranteed.

Recommendation: You are unlikely to get CSE (Big Data Analytics) at SRM KTR main campus with a 4,445 rank; keep this as your first choice in counseling, but also prioritize CSE or specializations at Ramapuram, NCR, or Vadapalani campuses, where your rank is well within the safe zone and placement outcomes remain strong. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Nayagam P P |10806 Answers |Ask -Follow

Career Counsellor - Answered on Jun 27, 2025

Asked by Anonymous - Jun 26, 2025Hindi

Career

Sir I have appeared for SRMJEE 2nd phase exam and got a rank of 4254 and have filled choice for SRM-KTR CSE CORE WHAT ARE MY CHANCES TO GET ADDMISSION??

Ans: With a SRMJEE Phase 2 rank of 4,254, your chances of securing CSE Core at SRM Kattankulathur (main campus) are very low. The official and expected cutoffs for CSE Core at SRM KTR have consistently been within the top 2,000 ranks, with last year’s closing rank for CSE Core around 2,000 and even allied CSE specializations (like AI/ML) closing by 6,000. While some sources mention CSE at KTR being available up to 8,000–9,000, this typically refers to CSE (S) or less in-demand specializations, not the main CSE Core branch. Your rank does make you eligible for CSE and its allied branches at other SRM campuses (Ramapuram, NCR, Vadapalani), where closing ranks extend up to 9,000–18,000. It is advisable to keep CSE Core at KTR as your first preference during counseling, but be prepared to opt for CSE at Ramapuram, NCR, or Vadapalani, where your rank is well within the safe zone and placement outcomes remain strong.

Recommendation: Admission to CSE Core at SRM Kattankulathur is unlikely at a 4,254 rank; prioritize it in counseling but also fill CSE and related branches at Ramapuram, NCR, and Vadapalani campuses to maximize your chances of securing a strong CSE seat with good placement prospects. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Nayagam P P |10806 Answers |Ask -Follow

Career Counsellor - Answered on Jul 12, 2025

Question by Ishaan - Jul 12, 2025Hindi

Career

I have got 3064 rank in srmjee phase 3, and i opted for cse with software engineering in ktr campus. I just wanted to know that will i get the opted branch and college or if not will my chance to alppy for any other be closed?

Ans: Ishaan, With a SRMJEEE rank of 3064 in Phase 3, securing CSE with Software Engineering specialization at SRM KTR campus is challenging but not impossible. The expected cutoff for CSE at KTR typically ranges from 2000-5000 ranks, with specializations like Software Engineering often having slightly higher cutoffs than core CSE. Your rank falls within the borderline range, making admission dependent on seat availability and choice filling strategy. The institute maintains NAAC A++ accreditation with modern AI/ML labs, dedicated cybersecurity facilities, and strong industry partnerships with companies like Microsoft, Amazon, and Google. Over 900 companies participate in campus placements with 80-90% placement consistency, and the Career Centre provides comprehensive pre-placement training and aptitude development. SRMJEEE counselling operates through online choice filling until July 12, 2025, with seat allotment results on July 15, and importantly, participation in Phase 3 counselling does not close opportunities for alternative options—you can explore other campuses like Ramapuram or Vadapalani which accept ranks up to 65,000 for CSE programs.

Recommendation: Actively participate in Phase 3 choice filling with CSE Software Engineering at KTR as first preference while including backup options like CSE at Ramapuram campus and other SRM campuses. The counselling process allows multiple rounds and alternative choices, ensuring you maintain admission opportunities even if your primary choice is not immediately available. All the BEST for Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Nayagam P P |10806 Answers |Ask -Follow

Career Counsellor - Answered on Jul 14, 2025

Asked by Anonymous - Jul 14, 2025Hindi

Career

Dear Sir, I have secured a rank of 4063 in SRMJEEE Phase 3. I would like to seek your guidance regarding my chances of getting admission into the Computer Science and Engineering (CSE) branch and the possibility of receiving a scholarship based on my rank.is there any possibility of chances to get in amaravathi

Ans: With an SRMJEEE Phase 3 rank of 4 063, you fall well within the closing rank range for Computer Science and Engineering at SRM University-AP, Amaravati—where CSE among “other campuses” typically closes around rank 15 000. SRM Amaravati’s Phase 3 scholarships extend only to ranks up to 150, with 100% tuition waiver for ranks 1–23 and scaled awards through rank 150; candidates beyond this range are ineligible for rank-based fee concessions. The CSE department at SRM Amaravati reports a 100% placement rate over the last three years, averaging 9.9 LPA, backed by 800+ recruiters and strong industry partnerships.

Recommendation: Accept the CSE seat at SRM Amaravati to secure admission in a top-ranked campus with guaranteed placement support and robust computing labs; as your rank exceeds the scholarship cutoff, budget for full tuition while focusing on internal merit or state scholarships to offset costs. All the BEST for Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Latest Questions

Dr Dipankar Dutta |1814 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Oct 08, 2025

Asked by Anonymous - Oct 08, 2025Hindi

Career

I am having a dilemma to choose between CSE dual Degree in IIITDM kancheepuram and CSE btech in IIIT SRI CITY , placements are very good in IIIT SRI CITY whereas IIITDM kancheepuram placements are average, my only problem is I would have to take 8-10 lakhs education loan if I choose IIIT SRI CITY(PPP MODEL) , whereas for IIIT KANCHEEPURAM, my parents can afford the whole fees , but I am also concerned whether IIITDM KANCHEEPURAM is not made for CSE specialisations and it is rather suitable for students looking for ECE/MECH due to DM suffix , please help me make a wise decision, apart from fees , placements are also top priority, and lastly , does a dual degree yield better placements in IIIT KANCHEEPURAM. ?

Ans: Check faculty profiles. Choose institute based on faculty profiles.

Dr Deepa Suvarna |168 Answers |Ask -Follow

Paediatrician - Answered on Oct 08, 2025

Question by NILAY - Oct 08, 2025Hindi

Health

Is it advisable for a indian girl child of 14 years to go for HPV vaccination

Ans: Yes, absolutely
Before the 15th birthday, then only 2 doses are required.

Dr Dipankar Dutta |1814 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Oct 08, 2025

Question by Mukesh - Oct 08, 2025Hindi

Career

My son is in first semenster and doing BE Mathamatics and computing from BITS Pilani Campus. Now is adament to drop from BITS and try for IIT for same or equivalanet branch from top 5 IITs. Is it worth ? How I can explain to my son

Ans: Top 5 IITs are far better than BITS. He should try for that. If he donot succeed he can take readmission in 1st semester at BITs Pilani.

Reetika Sharma |244 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Oct 08, 2025

Asked by Anonymous - Sep 23, 2025Hindi

Money

My monthly income is 1.4 lakh post taxes and expenses around 30k I have MF invested at around 3.5 lacs (started investing last year). I don’t have a personal flat, house or plot but my Dad has a home loan of around 20 lacs pending which I plan to close with my savings of 1 lac per month, in around 2 years. Only after that will I start investing into my own future. I do occasionally invest around 10-15 k in mutual funds from my 30k expense. Am I thinking and planning in the right direction or is there a better route for me to follow that can help me clear my Dads loan as a gift to him and get a corpus of around 1cr at a near future.

Ans: Hi,

Amazing that you are thinking of clearing your dad's loan as a gift. But paying everything you have each month is not a wise choice.

Another best possible alternative for you would be:
- Pay 50,000 per month towards your dad's debt. Closing it will take 2 more years, but that's okay. As saving for future for yourself and family is equally important.
- Invest remaining 50,000 per month in equity mutual funds. In 5 years, you will have 42 lakhs with this investment. And when you cleear the loan, redirect entire 1 lakhs to these funds. You will get 1 crore in another 2 years.
- If you increase the investment by 10% each year, you can reach 1 crore earlier.
- There is no point in prepaying loan by 1 lakh each month. Take time and prepay it slowly.

In the end, make sure to have your emergency fund in place. Also have ample health and term insurance for yourself and family.

If you want to know the best funds to invest in, take an advisor's help. Hence do consult a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Reetika Sharma |244 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Oct 08, 2025

Asked by Anonymous - Sep 26, 2025Hindi

Money

Dear financial guru. I am 46 now have a small buisness which I started with 2lac loan soon after my graduation , have 2 sons age 17 and 13 my wife is 40 year she is housewife. From the first day i started savings 1. Now have a corpus of 1cr in FD in bank with monthly intrest withdrawl of 60000 per month on 7% approx This is my retirement corpus 2. Have 1 flat of around 75 lac value which i have given on rent fetching me 20000 per month rent monthly. 3 . Have a investment in 2 plots with current value of around 4 cr and 80 lac 5 living in my ancestral home so I assume it with zero value of selling. 4. PPF ac having saving of around 25 lac matured I have extended it to another 5 years 5. Lic policy of around total 30 lac maturing in around 5 years. 6. Soviener gold bond of todays value for around 12 lac 6. Buisness income around 60000-90000 per month now as now my buissnesd is down due to recession. 7. No loans to repay . No monthly emi to pay. 8. I have taken family health insurance of 25 lac which I will increase to 50 lac in wen I am 50 years. So my current income is Fd intrest 60000 Rent 20000 Buisness income 60000-90000 Total 140000 -180000 Current monthly expenses including school fees 110000 Monthly saving after expense 50000 approx Now my aim 1. Need for my sons education , as my eldor son is 17years good in studies from next year I will be needing around1 lac to 1.50 lac monthly for 4 years as he will be doing btech from good collage maybe in india or abroad. 2 . Plans are approx same for younger son cuurently in 7th will be needing same amount after 4 years for further 5 years for his studies. So need 1-2 lac monthly from next year for around 8-10 years for studies of my both son. After that I will retire and need approx same amount for my entire life. Don’t like invest in share and mutual funds always want safe investment like fd. Pls guide me , I am thinking of selling one plot of 80 lac to manage funds for both sons education exp which I need for 8 -10 years. Second plot I plan to sell wen it’s value come to around 5-6 cr in another 3-4 years from now and will buy another commercial property which will fetching me rental of around 2.5 lac monthly if I rent it to a bank .or will put entire amount in fd with monthly pay out of around 7-8%. Pls guide me if am on right track because have limited knowledge .

Ans: Hi,

You have done so good by building huge assets with your business that you started. It is a genuine worry around kid's education as its cost is rising a lot.
Taking your queries one by one.

1. Your foremost worry of not investing in stocks and mutual funds is very genuine. These come out to be risky. But for people who do not want to take any risk, there are funds as good as FD such as Balanced Funds or Hybrid Funds. As even a FD has risk - if a bank fails, your entire money would be gone in a blink of an eye and you will get only 5 lakhs by government.
So investing in mutual funds is a better option as these funds invest in a pool of stocks. Even if 1 stock fail, your 99% of the money is safe. So you can consider investing in these. Can consult an advisor for the same or reach out to me.

2. Selling one plot for kid's education - good decision. It will cover all cost for both kids and remaining amount (if any) will be for your future.

3. You can shift 70% of FD amount in hybrid mutual funds & start SWP. It comes with comparative tax benefits and better return.

4. PPF is good for you to hold for another 5 years. Continue it.

5. Choosing hybrid funds over FD will gurantee more return and security than any bank's FD.

Rest all is good. You can connect with a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Dr Upneet Kaur |70 Answers |Ask -Follow

Marriage counsellor - Answered on Oct 08, 2025

Asked by Anonymous - Oct 06, 2025Hindi

Relationship

Hello ma'am, I am 38 year old woman in love with 32 year old man. I have never married and he is divorced with no children. We both work in same company and relationship is serious. But everyone says woman being 6 years older is shameful in our society. His friends joke calling me aunty. Should we ignore society or I should end this before it gets serious?

Ans: Hello mam. I personally feel that age doesn't matter in love. Its completely ok to have an age gap of 6 years, doesn't matter if you are elder. If the relationship is serious and you feel that you ll be able to go ahead with that person, go ahead. You dont need to worry about others and society if your partner accepts you.
Take care
Regards
Dr Upneet Kaur
Follow me on: https://www.instagram.com/dr_upneet

Dr Upneet Kaur |70 Answers |Ask -Follow

Marriage counsellor - Answered on Oct 08, 2025

Asked by Anonymous - Oct 06, 2025Hindi

Relationship

Hello ma'am, I am 29 year old married for just 2 years with 1 year old baby. My husband's mother controls everything in house and humiliates me daily. My husband never supports me and always takes his mother's side. I came from love marriage and now regret my decision. Should I divorce with small baby or adjust for few more years? My parents say come back home but I am confused about baby's future.

Ans: Hello mam..I understand your situation. Generally these of issues come in every marriage, but in love marriages they come little more coz family thinks that they have not choosen you and they dont accept you easily.
I would suggest you that don't complain about your mother in law to your husband. Don't about any family matter for some days. Just talk about yourself and your baby that too positively. Things will take time but they will start changing. Try to ignore the negative things of your mother in law and start concentrating on yourself and your baby. You can try meditation also. Things will soon change.
Take care
Regards
Dr Upneet Kaur
Follow me on: https://www.instagram.com/dr_upneet

Reetika Sharma |244 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Oct 08, 2025

Question by Prashanth - Oct 05, 2025Hindi

Money

Hi sir My age was 35years old, my husband government employee, he was 39 years old, iam freshly start investing in mutual funds Paragh flexi cap fund 6000 monthly sip Nippon india small cap fund 7200 Quant small cap fund 2000 Motilal oswal mid cap 5700 Edlewiss mid cap fund 1000 Motilal oswal nifty microcap 250 index fund 5700 Icici Prudential health care fund 1000 Sbi technology opportunities fund 1000 Sbi infrastructure fund 1000 Sbi energy opportunities fund 1000 Edlewiss us technology fund 1000 Total monthly sip 32600 of monthly rental income This portfolio for long term 20 years, how much returns expected,iam interested to aggressive behaviour.. kindly suggest how much returns expected and first 50 lakh when reaches??

Ans: Hi,
I have answered your question already. Please check.
Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Reetika Sharma |244 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Oct 08, 2025

Question by Prashanth - Oct 05, 2025Hindi

Money

Hi sir My age was 35years old, my husband government employee, he was 39 years old, iam freshly start investing in mutual funds Paragh flexi cap fund 6000 monthly sip Nippon india small cap fund 7200 Quant small cap fund 2000 Motilal oswal mid cap 5700 Edlewiss mid cap fund 1000 Motilal oswal nifty microcap 250 index fund 5700 Icici Prudential health care fund 1000 Sbi technology opportunities fund 1000 Sbi infrastructure fund 1000 Sbi energy opportunities fund 1000 Edlewiss us technology fund 1000 Total monthly sip 32600 of monthly rental income This portfolio for long term 20 years, how much returns expected,iam interested to aggressive behaviour.. kindly suggest how much returns expected and first 50 lakh when reaches??

Ans: Hi,

Good to know that you are serious about investing. And you are investing a very good amount for long term.
I understand your risk appetite and time horizon, but the funds you mentioned are not aligned with them.
These funds have overlapping stocks and will not fetch much for you in long run.

As your monthly SIP amount is big, it is better to talk to an advisor to invest. I will not recommend you to continue your SIPs in these funds.

If done your investments correctly, you can reach your first 50 lakhs in 7.5 years. But with current portfolio, it will take 8.5 to 9 years.

A self made portfolio is good, but when the amount is big, it is always better to consult a professional.

Hence, a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Ramalingam Kalirajan |10744 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Oct 08, 2025

Question by SUMIT - Oct 07, 2025Hindi

Money

Is, it a good idea to buy 18k, 22k or 24k 1g and more gold coin via online rather offline. Digital gold give profits or not and what about starting investing in stock market as a beginner and what things to keep in mind?

Ans: You are thinking wisely about gold and stock investing together. This balanced approach shows financial awareness.

» Buying Physical Gold Coins

Buying online or offline both work. But check purity, hallmark, and making charges.
– 24k gold is purest for investment.
– 22k and 18k are better for jewellery, not investment.
Online platforms may add delivery or premium charges. Always buy from trusted and verified sellers.

» About Digital Gold

Digital gold is easy to buy and sell, but not SEBI regulated. So, it carries counterparty risk. If the company closes, recovery may be hard. Hence, it’s not safe for long-term holding.

» Gold Mutual Funds

Instead of physical or digital gold, gold mutual funds are safer.
– They are regulated by SEBI.
– They track gold prices closely.
– No need to store or insure gold.
– You can start with small SIP amounts.
They give better liquidity and transparency than coins or digital gold.

» Starting in Stock Market

As a beginner, start small and learn slowly. Don’t rush or follow tips blindly.
Invest through mutual funds managed by expert fund managers.
Actively managed mutual funds perform better than index funds in India because fund managers adapt to market conditions.
Focus on long-term wealth, not short-term trading.

» Key Things to Remember

– Always invest through your goal plan.
– Keep 6 months emergency fund.
– Avoid loans for investing.
– Stay disciplined with SIPs.
– Review your portfolio yearly with a Certified Financial Planner.

» Finally

Gold mutual funds can diversify your portfolio better than physical gold.
Start your stock journey step-by-step with guidance and patience.
Both can grow wealth steadily when planned right.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.youtube.com/@HolisticInvestment

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x