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Is VIT Bhopal, Thapar or HS Gaur University the Best Choice for My Son in CSE?

Nayagam P P |4110 Answers |Ask -Follow

Career Counsellor - Answered on Jul 18, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Question by Arnav on Jul 17, 2024Hindi

Career

Hi Sir my Son has got seat in CSE in VIT BHOPAL, THAPAR and HS Gaur central university Sagar. Kindly guide which one to choose , my home is in Himachal and money is no issue ASHOK KUMAR

Ans: Ashok Sir, prefer Thapar. All the BEST for Your Son's Bright Future.

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Parthiban T R | Answer |Ask -Follow

Career Counsellor - Answered on Jul 07, 2024

Question by Arnav - Jul 07, 2024Hindi

Career

Sir I am getting CSE in Thapar patiala, VIT Bhopal , KIIT bhuneshwar and HS Gaur central university Sagar , which one should I choose. Kindly guide. Arnav Chandla HP

Ans: Sagar or Bhubaneshwar

Nayagam P P |4110 Answers |Ask -Follow

Career Counsellor - Answered on Jul 18, 2024

Question by Akhilendra - Jul 18, 2024Hindi

Career

Hi Sir, my son has got a seat in CSE at SNU, Noida and ECE in Thapar Patiala. Kindly guide which one is better option in choose for his future. We are from state of Bihar. Kindest regards

Ans: Akhilendra Sir, prefer SNU-CSE. All the BEST for Your Son's Bright Future.

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Latest Questions

Mayank Chandel |2016 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Feb 17, 2025

Question by Puneet - Feb 17, 2025Hindi

Career

Hi Sir My son is appearing in CBSE 12th class this session and has cleared JEE mains with 99 percentiles. He is keen to pursue the career in research in Astro Physics. Can you please guide as to what course should he undertake, the institutes (both Indian and Foreign) and the admission process. Also if you could guide about the scope in this field.

Ans: Hi Puneet
Your son has an excellent percentile in JEE Mains, and his interest in Astrophysics is great for a research-oriented career.
There can be two ways either with B.Tech or B.S Course.
B.Tech in Engineering Physics / Electrical / Mechanical / Computer Science
Followed by an M.Sc. or Ph.D. in Astrophysics
Recommended if he also has an interest in technology, instrumentation, or computational astrophysics.

B.Sc. in Physics / Astrophysics
Followed by M.Sc. Physics / Astrophysics
Ph.D. in Astrophysics
Recommended if he is deeply interested in theoretical physics and cosmology.

IISc Bangalore – BS (Research) in Physics, followed by M.Sc./Ph.D.
IITs (IIT Bombay, IIT Kanpur, IIT Madras, IIT Delhi) – B.Tech in Engineering Physics / Physics
IISERs (Indian Institutes of Science Education and Research) – 5-year Integrated BS-MS in Physics
IIA (Indian Institute of Astrophysics, Bangalore) – Ph.D. programs in Astrophysics (after M.Sc.)
IUCAA (Inter-University Centre for Astronomy & Astrophysics, Pune) – Ph.D. in Astrophysics
TIFR (Tata Institute of Fundamental Research, Mumbai) – Integrated M.Sc.-Ph.D.

For abroad he needs to appear for SAT after 12th for UG courses & GRE for PG courses.

Scope & Career Opportunities in Astrophysics
Academia & Research: Professors, Scientists at ISRO, NASA, ESA, etc.
Observatories & Space Organizations: Working with telescopes and space missions.
Data Science & AI: Many astrophysicists work in AI, ML, and big data analytics.
Finance & Consulting: The analytical skills from physics are in demand in finance.

Milind Vadjikar |1028 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 17, 2025

Asked by Anonymous - Feb 16, 2025Hindi

Money

Hello sir, I am 44 year old and like to retire by age 55. I am having 12 year old son, my wife is house wife. I am having one home that I made two year back having cost 60lac, 24 lac in ppf, 12lac in gold, 14 lac in property, 40000 monthly sip, 5 lac in equity, 2.4 lac nps. My monthly expenses are about 40k. Kindly let me know how much more should I save for 56 year of retirement that fulfill my needs. Also having medical insurance from company and my own also. One term insurance of 50lac.

Ans: Hello;

Your current savings may suffice to meet higher education needs of your kid.

The current monthly expenses of 40 K will be 80 K in 12 years time considering 6% inflation.

You need a sip of 80 K per month so as to achieve a sum of around ~ 2.4 Crs in 12 years.

If you do an SWP at 4% from this sum, then you may expect monthly income of around 80 K.

Happy Investing;

Milind Vadjikar |1028 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 17, 2025

Question by sasprings - Feb 17, 2025Hindi

Money

Dear sir, My father is retiring this may and he won't get pension. He will get an amount of 40 lakhs from his savings.He has health insurance.At present he is paying home loan EMI of 35000 per month.Myself and my brother are working . After my father's retirement we want to pay home loan and my father want 30000 per month for his expenses. 1)Can we get that amount through SWP by investing in mutual funds? 2)can you give suggestions on reducing home loan burden?

Ans: Hello;

SWP in this case is absolutely ruled out because it won't work neither it is worth the risk.

You may repay home loan from the corpus to be received by your father and buy him lifetime annuity for the balance amount.(Will be much less then 30 K expected)

Else you may put entire sum received at retirement into an immediate annuity which at 6% may provide monthly income of 20 K. You and your brother may service the home loan.

You may migrate the loan to other lender with lesser rate of interest to reduce the burden.

Other option is to pay entire home loan from retirement corpus of your Dad. Then you may do reverse mortgage of the property owned by your father so that he gets monthly income.

But this option will relinquish your right to your father's home. Ofcourse you may buy from the lender later at the market rate.

Best wishes;

Milind Vadjikar |1028 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 17, 2025

Asked by Anonymous - Feb 16, 2025Hindi

Money

Dear sir, I have Home loan with Tata capital. As per recent rate cut by RBI I have requested to reduce my Home loan interest rate. However got a reply saying - interest rate on your loan is linked to TCHFL Prime Lending Rate (PLR), as specified in your loan agreement and sanction letter. Our lending rates are primarily influenced by our cost of borrowing which is related to lending rates of Banks, NHB and prevailing market rates. As and when these rates change and our cost of funds see the impact we would be changing our PLR. In past they have increased whenever RBI increased Repo rates however now saying it may not impact. Kindly assist on this

Ans: Hello;

I agree with the justification offered by Tata Capital.

However by the same yardstick they shouldn't have raised home loan rates immediately after RBI rate hike.

You may talk to their senior team and try to get some relief.

Complaining to RBI should be the last resort.

Best wishes;

Milind Vadjikar |1028 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 17, 2025

Asked by Anonymous - Feb 17, 2025Hindi

Money

Hi Milind. With current volatility in markets, what's the best strategy. Direct investment in equity market, lumpsum in MF or SIP?

Ans: Hello;

Direct equity investment in such choppy markets is a strict NO.

SIPs must be definitely ON with lumpsum at every big market fall.

Your time horizon, risk appetite and financial profile will decide type of fund to be invested into.

Happy Investing;
X: @mars_invest

Mayank Chandel |2016 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Feb 17, 2025

Asked by Anonymous - Feb 16, 2025Hindi

Career

Hi sir , if a student donnot give physics board exam 2025 due to health issue, and give all four exams and get good marks but give class 12 physics board exam in supplementary 2025 july. Will he be eligible for iit in 2026

Ans: Hi
yes you will be eligible for IITs

Mayank Chandel |2016 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Feb 17, 2025

Asked by Anonymous - Feb 17, 2025Hindi

Career

We are from Gujarat My son was one of student who can do easily 98 to 99 percentile but he end up with 93, we have not even fill the Gujtech. What are best option for him? Even if second attempt score 98 plus then also good collage are looking difficult. Can you guide ? BITS is only option after missing IIT?

Ans: Hello Sir/Mam
He can improve in 2nd session, I believe he will be able to make to 98+ percentile. Ask him to control negatives & he will. Apart from BITS, Enroll for MHTCET there are some really good colleges in Pune & Mumbai, we can try that too. In case of any queries & professional help, you can DM me through insta handle CAREERSTREETS.

Mayank Chandel |2016 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Feb 17, 2025

Question by movie - Feb 17, 2025Hindi

Career

Scored 87.8 percentile in jee mains 1 attempt obc ncl from up any good collage for ece

Ans: Hi
Getting a good college through josaa or csab doesn't seem easy. You should try through state counselling.

Nayagam P P |4110 Answers |Ask -Follow

Career Counsellor - Answered on Feb 17, 2025

Question by Shraddha - Feb 09, 2025Hindi

Career

I'm belong to obc ncl in state list but ews in central list. So if I'm choosing ews category in neet UG registration so can I will be able to participate in state neet UG counseling as obc ncl category candidate? Or they also treat me like ews category candidate like central?

Ans: Shraddha, You will be treated as EWS for All India Quota seats (15%).
You can still participate as OBC-NCL in your state quota if your state categorizes you as OBC-NCL. Always confirm the latest official notices from both the NEET bulletin (NTA) and your state’s counseling authority to be certain of the exact procedure. All the Best for your Prosperous Future.

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T S Khurana |350 Answers |Ask -Follow

Tax Expert - Answered on Feb 17, 2025

Asked by Anonymous - Feb 14, 2025Hindi

Money

sir, A individual it assessee Mr. X purchased Residential Flat for Rs. 15..50 lacs on 11-05-2019, cost of improvement (Like Paint the house, Purchased TV, AC, Fridge, Sofa, Furniture etc.) done in the same FY 2019-2020 amounting pay to Rs. 22.00 lacs by Mr. Y (Brother of Mr. X) and the above same Residential Flat held by Mr. X, sold for Rs. 50 lakhs f.y.24-25 Questions Assessee Mr. X Claim Cost of Improvement (which is done by brother Mr. Y) in his ITR

Ans: It is questionable to invest Rs.22.00 lakhs on improvement, on a Flat purchased for Rs.15.50 lakhs. Please note that Cost of certain movable assets or accessories i.e., TV, Fridge & Furniture etc., can not be considered as improvement (addition) to the Flat value.
Most welcome for any further clarifications. Thanks.

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