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Aspiring VFX and Animation student seeking guidance on institute selection

Nayagam P

Nayagam P P  |3686 Answers  |Ask -

Career Counsellor - Answered on Sep 05, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Asked by Anonymous - Aug 30, 2024Hindi
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Career

Sir my daughter just passed 12, looking to make career in vfx and animation. Which is the best institute for this, as we have gone through videos on you tube, regards different institutes that they just making money and are not providing good education

Ans: It is advisable to join any UG course offered by any reputed college or institute instead of joining any small private institute for the same reason that most of them just provide job assistance in getting a job and NOT a job guarantee. All the BEST for Your Daughter's Bright Future.

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My daughters is in 12 with humanities. She is interested in designing- product designing Give few option of best private institute in india and abroad Is it a promising field or vfx is better .
Ans: There are private institutes in India that offer programs in product design and VFX, and the best option to consider is:

Gaming and Metaverse Design: This has to be the best course for your daughter. It's one of the 1st ever industry-certified gaming & metaverse design course. The course will teach both product design and VFX so once your daughter graduates from the course, you can take the decision or let her decide which one out of the 2 to choose.

The course also comes with a 100% job guarantee and is in a fast-growing industry. The metaverse industry is expected to become a $1 trillion industry by 2030 so getting your daughter early into this reap rewards in the long term.

In terms of whether product design or VFX is a better field, it ultimately depends on your daughter's interests and career goals. Both fields have promising career prospects in the Metaverse industry and offer unique opportunities for creative expression.

Product design would involve designing virtual or immersive environments in metaverse platforms like Roblox or Decentraland, creating mini-games in Metaverses, and creating Augmented or virtual reality experiences and/or NFTs (non-fungible tokens).

VFX involves creating special effects and animations in virtual environments. If your daughter is interested in both fields, she may want to consider enrolling in the course - "Gaming and Metaverse Design" to explore both these options. Learning about both or doing an internship will help the both of you to decide which route to take.

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Asked by Anonymous - Sep 15, 2024Hindi
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I am having a home loan of 12 lac for 20 years @8.7p.a. roi. I am about to have estimated 4500 Surplus every month out of which I will invest rs 1200 in sip with 1% step up every year and rest in principal. My query is 1-Please suggest the fund names for excellent growth to recover all the interest and principal(if possible). 2- Bank has committed to review and revise roi every year based on my cibil. I want to get this statement verified from the expert 3-My Cibil score is 790 at present. I am a regular user of credit card, pay dues timely, my average monthly bill is 2000/- only. and as told above I am going to have a home loan. I want my cibil score 825. How much time will it take to increase my cibil by 35 points.
Ans: Hello;

Your home loan of 12 L with 8.7%(considered fixed for calculation sake)and 20 year tenure is expected to have an interest outgo of 13.36 L

If you start a SIP of 1200 with 1% top-up each year then it will yield you a corpus of 14.55 L, after 20 years,thereby covering your interest outgo

If you want principal also to be covered for recovery through your investment then you must make a SIP of 2100 with 1% top-up each year which will yield you a corpus of around 25.56 L, after 20 years, thus exceeding your entire loan outgo(principal+ interest) of 25.36 L.

Here I have considered moderate return of 13% and recommend you to invest in PPFAS flexicap fund.

CIBIL score of above 750 is considered excellent and bank should offer you best possible ROI. Do check with other banks for best offer.

CIBIL Score calculation depends on:
Repayment history(35%)
Credit Utilisation (30%)
Credit history(15%)
Credit Mix(10%)
New Credit(10%)

My opinion is you are already in the excellent cibil rating category and should get best ROI from the bank.

CIBIL score increase happens over a period of time based on positive development on aforementioned criteria.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing

Happy Investing!!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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