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Nayagam P

Nayagam P P  |10981 Answers  |Ask -

Career Counsellor - Answered on May 27, 2025

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Anuj Question by Anuj on May 23, 2025
Career

My son recently completed his B.Tech in Electronics and Communication Engineering (ECE) from VIT Vellore, achieving a commendable CGPA of 8.86. However, he was unfortunately unable to secure a campus placement. I am seeking guidance on potential next steps for his career path.

Ans: Anuj Sir, Any specific reason for not getting placed through VIT-Campus? Coming to your question: Your son has a solid academic foundation in ECE but needs strategic steps to enter the job market. He should consider applying for roles in telecom, electronics, and IT sectors while simultaneously exploring higher studies like M.Tech or specialized certifications to boost his profile. Government sector jobs and PSUs are excellent options if he is interested in stable careers. Short-term courses in trending technologies and internships will enhance his practical skills. If inclined towards academia or research, pursuing a PhD or teaching can be rewarding. Engaging with a career counselor can provide personalized guidance to navigate options effectively. With focused effort and skill enhancement, your son can successfully launch his career despite missing campus placements. All the best for your son's bright future!

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Asked on - May 27, 2025 | Answered on May 28, 2025
"Thanks for your reply. My son is joining a one-year PG Diploma in VLSI at IIT Bhubaneswar (Orissa) with Mosfet Lab. He's also looking to join a good company in the electronics, telecom, or IT sector in parallel. Please suggest some options and it will be a great help for me from your side "
Ans: Your son’s decision to pursue a one-year PG Diploma in VLSI at IIT Bhubaneswar after his BTech in ECE from VIT Vellore is excellent, as VLSI is a high-demand field in India and globally. He should target leading semiconductor and VLSI companies such as Intel, Qualcomm, NVIDIA, Broadcom, NXP Semiconductors, Synopsys, Cadence, and Texas Instruments, which offer roles like VLSI Design Engineer, Verification Engineer, and Physical Design Engineer. Major IT firms like HCL, Wipro, TCS, and Infosys also have VLSI and embedded systems divisions, providing additional opportunities. In the telecom sector, companies such as Cisco, Ericsson, Samsung, and Tejas Networks offer roles in communication systems and embedded hardware. He can also consider Indian startups and design houses like Sankalp Semiconductor and Maven Silicon for hands-on experience. To maximize job prospects, he should leverage IIT Bhubaneswar’s placement cell, apply for internships and entry-level roles, and network through industry events and alumni. Mastery of core skills like Verilog, VHDL, ASIC/FPGA design, and EDA tools is crucial. By combining his advanced training with active job searching and networking, he will be well-positioned for a rewarding career in VLSI, electronics, telecom, or IT sectors.
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Hi Experts, I have a query regarding my PPF (Public provident fund) investments and would really appreciate a simple explanation. I have been investing 1.5 lakhs per year in my PPF account since March 2011. In 2014, I opened another PPF account for my minor son. Since the maximum allowed investment is 1.5 lakhs per year (combined), I started investing 1.49 lakhs in my son’s PPF and 1,000 in my own PPF from 2014 onwards. Now that it has been 15 years, I understand I am eligible to either withdraw or extend my PPF account for another 5 years. I have a few questions: - When exactly can I withdraw the full amount from my PPF? - If I withdraw from my PPF and close it, will it have any impact on my son’s PPF account, or can that continue independently?can I invest the full 1.5 lakhs in my son’s PPF account? Lastly, I know this is subjective, but it your opinion would it make sense to withdraw the PPF amount and invest it in the stock market, especially considering markets are currently low? I know it's my decision at the end but would like to get an expert opinion. It would really help if you could guide me so I can plan and take a sound decision.
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It makes sense for you to withdraw the entire amount once the tenure of 15 years is over which might have been last month. This way, you can maximize investment of 1.5 lakhs in your son's account henceforth.
And you can choose to go for equity mutual funds for long term to park the closure proceedings of your PPF account. And as you said, this is actually the best time to invest in the market considering these are at all times low.

Make sure to go for equity mutual funds rather than direct stocks for your investment; as direct stocks require lot of research and proper entry exit. While mutual funds comes with comparative ease to choose and invest without worrying for the individual stocks.

Also if you do not have much knowledge on how to start your investments, you can work with a dedicated advisor to guide you throughout.
Hence do consult a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile. A CFP periodically reviews your portfolio and suggest any amendments to be made, if required.

Let me know if you need more help.

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https://www.instagram.com/cfpreetika/

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