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Sushil Sukhwani |335 Answers |Ask -Follow

Study Abroad Expert - Answered on Jun 28, 2023

Sushil Sukhwani is the founding director of the overseas education consultant firm, Edwise International. He has 31 years of experience in counselling students who have opted to study abroad in various countries, including the UK, USA, Canada and Australia. He is part of the board of directors at the American International Recruitment Council and an honorary committee member of the Australian Alumni Association. Sukhwani is an MBA graduate from Bond University, Australia. ... more

Question by Haresh on Jun 26, 2023Hindi

Career

Sir My son completed 12th and passed in neet with 400 marks now he wants to go for engineering graduation please advise

Ans: Hello Haresh,

First and foremost, thank you for getting in touch with us. Congratulations to your son on clearing the NEET! Please do let us know if your son if considering pursuing Engineering abroad or in India.

Career2Reply

You may like to see similar questions and answers below

Mayank Chandel |498 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jul 28, 2023

Question by Sushant - May 16, 2023Hindi

Career

Hello Mr. Chandel, this is Sushant Chimulkar from Goa. It's regarding my son, who has just finished his XIIth with Science stream. He is interested in studying Engineering. He had answered JEE Mains and got 83 percentile. He's also answered GCET for admission in Goa Engineering of College and is sure to get good marks which can qualify him for Computer Science. With his JEE Mains rank he is likely to get into NIT Goa Mechanical Engineering but it is said that there is hardly any scope for Mechanical Engineers. Given a choice between Mechanical Engineering in NIT Goa and Engineering in Computer Science at Goa College of Engineering, what would be your advice for him. Thanks & regards

Ans: Sir,
extremely sorry for the late response.
If your son has more interest in coding them go for CS. Even mechanical engineers can also go for coding but with bit of extra efforts.

Mayank Chandel |498 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jul 28, 2023

Question by Anand - Jul 11, 2023Hindi

Career

Good morning.my son got 625/720in NEET.he ll get mbbs seat in BMCRI n above level college, GOOD rank in jee mains n KCET,he got seat in ece NITK SURATHKAL,n he ll get cse in RVCE n BMS also,I AM in big dilama between medical n engineering,he is good in physics ,he was interested in medical while studying puc ,now he is telling I ll not sudy too long in medical so now nterested in engineering,I worry about his future plz advice me to take good decision,is I ll go for medical or ECE at NITK SURATHKAL or CSE at RVCE BMS PESET

Ans: Sir,
Your son is prodigy i must say. In my personal view being a DOCTOR is a very respectable thing, although it will take time for him to settle. After engineering you can settle quickly.

Ask him what he wants to pursue, he will do well in every field.

Mayank Chandel |498 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jan 02, 2024

Question by Ashish - Jan 02, 2024Hindi

Career

My son is is in 12th He is going fohe exam JEE, please guide us for Engineering branch to chose gor admission. Also please sugust a private engineering colleage.

Ans: Hello Ashish Ji,
let the results come and based upon ranks in various entrance exams we can decide where we can get admissions. You can follow up once the results are out.

Mayank Chandel |498 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 05, 2024

Asked by Anonymous - Mar 26, 2024Hindi

Career

Dear Siir, My son is studying BMLT( Bachelor in Medical Laboratory Technology) of 31⁄2 years duration, (likely to be 4 years) and will complete his study in June'24. Then he will have to undergo mandatory internship in labs or hospitals where he is to be placed by the University. I would request you to show a suitable path to follow for him after the end of his present course. Should he go for further higher relevant study for future prospects or search for a job? He is now 26 years+(DOB- 07/10/1997). He attempted NEET after 12 in 2016 & every time he did qualify but couldn't bag up a general seat due to marks constraint. He did qualify in West Bengal JEE but showed no interest in Engineering career. He always likes to adhere to medical/ allied health service courses. I await your valuable expertise advice regarding my son.

Ans: Hello Sir,
below can be career avenues for your son.

Clinical Laboratory Technologist/Technician: This is the most common career path for MLT graduates. You could work in hospitals, clinics, diagnostic laboratories, or research facilities, performing tests on patient samples to assist physicians in diagnosing and treating diseases.

Research Assistant: MLT graduates can work as research assistants in laboratories, assisting scientists and researchers in conducting experiments, analyzing data, and contributing to scientific discoveries.
Quality Control Technician: You could work in pharmaceutical or biotechnology companies, ensuring that products meet quality standards by testing raw materials, intermediates, and finished products for purity, potency, and safety.

Infection Control Officer: With additional training or certification, you could work as an infection control officer, responsible for preventing and controlling infections in healthcare settings by monitoring and implementing protocols to ensure patient and staff safety.

Public Health Officer: MLT graduates can work in public health departments or government agencies, contributing to disease surveillance, outbreak investigations, and health promotion programs aimed at improving community health.

Healthcare Information Specialist: With additional training in health informatics or medical coding, you could work as a healthcare information specialist, managing and analyzing patient data to improve healthcare delivery and outcomes.

Education and Training: If you enjoy teaching, you could pursue a career as a teacher or instructor in MLT programs, training future laboratory professionals.

Specialized Laboratory Technologist: MLT graduates can choose to specialize in areas such as microbiology, hematology, immunology, or molecular diagnostics, focusing on a specific area of laboratory testing.
Phlebotomist: If you enjoy working directly with patients, you could become a phlebotomist, responsible for drawing blood samples for laboratory testing.

Healthcare Administration: With additional education or experience, you could pursue a career in healthcare administration, managing laboratory operations, budgets, and personnel.

Mayank Chandel |498 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 05, 2024

Question by Savendra - Apr 20, 2024Hindi

Career

Hi Sir ! I am a parent and worry about my son's career, being an engineer have preferred that my Son should also follow career of Engg back ground. I have not imposed on him, but his preparation for JEE / Advance / other institution is not up to mark as per my observation / opinion, that why am worry about his career. He has not done good in JEE 1 exam of January 2024. Now what is option for him for better college and better institution. He was regular student of Allen Career Instt. but he has not achieved what he wants. pl advise best and suitable option for him.

Ans: Hello Savendra
since jee result is out if you can share ranks, category & state, we can work out the best available option for you.
Also I can guide to get admission some of the best institutes in the country.

Latest Questions

Ramalingam Kalirajan |1550 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 07, 2024

Question by Sarat - Apr 11, 2024Hindi

Money

Sir I am 37 years old,I just investment at sip ...My Mutual Fund portfolio 1.SBI bluechip fund 2.SBI Contra fund 3.HDFC Mid cap oppertunity 4.Nippon India Multi cap 5.TaTa small cap 6.Paragparikha flexi cup Long term 20 year Mera goal 1 coror My portfolio is wright or modify please advice sir

Ans: Your mutual fund portfolio appears to be diversified across different fund categories, which is a good start. Here are some considerations and potential modifications to optimize your portfolio for your long-term goal of reaching 1 crore in 20 years:

Review Fund Performance:
Monitor the performance of each fund in your portfolio regularly to ensure they are meeting your expectations and aligning with your investment goals.
Consider replacing underperforming funds with better alternatives if necessary.
Asset Allocation:
Assess the asset allocation of your portfolio to ensure it is aligned with your risk tolerance and investment horizon.
Depending on your risk appetite, you may consider adjusting the allocation between large-cap, mid-cap, and small-cap funds to achieve an optimal balance of growth potential and risk mitigation.
Goal-based Investing:
Evaluate whether the selected funds are likely to generate the required returns to reach your goal of 1 crore in 20 years.
Consider using a goal-based investment approach and adjusting your investment strategy accordingly to ensure you stay on track to achieve your financial objectives.
Consider Adding Equity Diversification:
While your current portfolio includes funds across various market segments, you may consider adding further diversification by including funds from different fund houses or exploring thematic or sectoral funds.
Be cautious not to over-diversify, as this may dilute the potential returns of your portfolio.
Regular Review and Rebalancing:
Regularly review your portfolio's performance and make adjustments as needed to maintain alignment with your goals and risk tolerance.
Rebalancing your portfolio periodically can help ensure that your asset allocation remains consistent with your investment strategy.
Professional Advice:
Consider seeking guidance from a financial advisor or Certified Financial Planner who can provide personalized advice based on your individual financial situation, goals, and risk profile.
A professional can help you fine-tune your investment strategy and make informed decisions to optimize your portfolio for long-term growth.
By carefully reviewing and potentially modifying your mutual fund portfolio based on the considerations mentioned above, you can work towards achieving your goal of accumulating 1 crore over the next 20 years. Stay disciplined in your approach and continue investing regularly to maximize the growth potential of your investments.

Ramalingam Kalirajan |1550 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 07, 2024

Question by Srinivas - May 07, 2024Hindi

Money

Hi sir I had a amount of 10 lac , how much time it will take to double if i invest in MF

Ans: The time it takes for your investment to double depends on various factors, including the rate of return of the mutual fund and the compounding frequency. A commonly used rule of thumb to estimate the time it takes for an investment to double is the Rule of 72.

The Rule of 72 states that you can approximate the number of years it takes for an investment to double by dividing 72 by the annual rate of return.

For example, if you invest 10 lakhs in a mutual fund with an expected annual return of 10%, it would take approximately 7.2 years for your investment to double (72 / 10 = 7.2).

However, it's important to note that the actual time it takes for your investment to double may vary based on market conditions, fund performance, and other factors. Additionally, past performance is not indicative of future results, so it's essential to consider the long-term track record and investment strategy of the mutual fund you're considering.

Ramalingam Kalirajan |1550 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 07, 2024

Asked by Anonymous - May 07, 2024Hindi

Money

Hi sir, my wife is 42 yrs old. She has recently started investing 2500 per month in HDFC top 100 fund and 2500 per month in Nippon India large cap fund. We are targeting investing for the next 15-20 yrs. Please advice.

Ans: It's great to hear that your wife has started investing for the long term! Here's some advice to consider for her investment strategy:

Diversification:
Investing in both HDFC Top 100 Fund and Nippon India Large Cap Fund provides diversification across different large-cap stocks and fund managers.
Large-cap funds are known for stability and consistency, making them suitable for long-term investment horizons like yours.
Regular Investing:
Continuing to invest regularly, like your wife's monthly contributions of 2500 rupees in each fund, is a sound strategy known as rupee-cost averaging.
This approach helps smooth out market fluctuations over time and can potentially lead to better long-term returns.
Investment Horizon:
With a target investment period of 15-20 years, your wife has a significant time horizon, allowing her investments to potentially grow and ride out market volatility.
Encourage her to stay invested for the long term and avoid making impulsive decisions based on short-term market movements.
Monitoring and Review:
Regularly review the performance of the funds and assess whether they continue to align with your wife's investment goals and risk tolerance.
Consider rebalancing the portfolio periodically if needed to maintain the desired asset allocation.
Emergency Fund and Insurance:
Ensure that you have an adequate emergency fund in place to cover unexpected expenses.
Additionally, consider investing in insurance policies like health insurance and life insurance to protect your family's financial well-being.
Professional Advice:
Consider consulting with a financial advisor or Certified Financial Planner to ensure your wife's investment strategy aligns with your overall financial goals and risk tolerance.
A professional can provide personalized guidance and help optimize your investment strategy for long-term growth and financial security.
By staying disciplined, investing regularly, and monitoring her investments, your wife can potentially build a substantial corpus over the next 15-20 years. Encourage her to stay focused on her long-term goals and remain patient during market fluctuations.

Ramalingam Kalirajan |1550 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 07, 2024

Asked by Anonymous - May 07, 2024Hindi

Money

I am 52 yr old doctor in govt setup planning to retire in next 3 to 4 yrs and will have corpus of total of about 4.5 cr including pension/EPF/ gratuity benefits at the time retirement excluding physical assets. And will get pension of about 1.8 lakhs/month and will get a decent job of 2 lakhs/month after retirement. I have liability of higher education and marriage of two daughters. Should i continue in Govt job till normal retirement? Please suggest retirement planning

Ans: Given your financial situation and retirement plans, it's essential to carefully consider whether to continue in your government job until normal retirement or retire earlier. Here are some factors to consider for retirement planning:

Financial Stability:
With a total corpus of about 4.5 crores, including pension, EPF, and gratuity benefits, you have a substantial financial cushion for retirement.
Your projected pension of 1.8 lakhs per month and anticipated post-retirement job income of 2 lakhs per month provide additional financial security.
Liabilities:
Consider the financial commitments for your daughters' higher education and marriage. Evaluate the estimated costs and ensure your retirement corpus is sufficient to meet these expenses.
Lifestyle Preferences:
Assess your desired lifestyle in retirement and whether continuing in your government job aligns with your retirement goals.
Evaluate factors such as work-life balance, stress levels, and personal fulfillment to determine if retiring earlier would improve your quality of life.
Health and Well-being:
Consider your health status and any potential health concerns that may affect your ability to continue working until normal retirement age.
Prioritize your well-being and assess whether retiring earlier would allow you to focus on your health and enjoy a fulfilling retirement.
Professional Opportunities:
Explore potential post-retirement job opportunities in your field that offer a balance between financial security and personal satisfaction.
Consider alternative options such as part-time work, consultancy, or pursuing hobbies and interests that can generate additional income during retirement.
Retirement Planning:
Review your retirement goals and objectives, including lifestyle aspirations, financial security, and legacy planning.
Develop a comprehensive retirement plan that factors in your sources of income, expenses, investments, and long-term goals for yourself and your family.
Ultimately, the decision to retire early or continue in your government job until normal retirement age depends on your individual circumstances, preferences, and priorities. Consider consulting with a financial advisor or Certified Financial Planner to assess your retirement readiness, evaluate your options, and create a personalized retirement plan that aligns with your goals and aspirations.

Krishna Kumar |266 Answers |Ask -Follow

Workplace Expert - Answered on May 07, 2024

Asked by Anonymous - May 06, 2024Hindi

Career

@krishna kumar Dear Sir My last employer has shared me Certificate of Employment on my mail id after serving notice period and approval of resignation, and when I asked them if I should expect seperate document as experience and relieving letter they replied same document i.e certificate of employment will serve as both relieving and experience letter. so sir kindly confirm if it's correct or will I face any issues in future with this document? Note: this certificate of employment clearly says I worked from xyz date to abc date and it says I have been relieved from the services from close hours of abc date And in bottom it's mentioned : as per your contract of employment you will be bound by non- compete, solicition, non disclosure etc I am worried why my last employer has given me certificate of employment instead of relieving letter and will it affect me in future?

Ans: Hello

To me this letter is good enough, as it gives both, duration of your employment and also the last working date...so technically it serves as both experience and relieving letter.

All the best for your future.

Warm Regards

Krishna Kumar |266 Answers |Ask -Follow

Workplace Expert - Answered on May 07, 2024

Question by p - May 06, 2024Hindi

Career

In spite of having required skills and experience my resume doesn't get noticed. Is it because I am 62?

Ans: Hello P

Yes, lets accept it age is definitely the reason. I believe you had your days of glory when you were young, let Sun shine on other faces as well.

Instead of seeking paid job, why not explore volunteering services, that would also give you satisfaction.

All the best.

Krishna Kumar |266 Answers |Ask -Follow

Workplace Expert - Answered on May 07, 2024

Asked by Anonymous - May 06, 2024Hindi

Career

Sir, I dont know if I am successful in life. I'm 47 and work in a reputed Automotive company as AVP. My wife is with one of the top Indian pvt Bank as Region Head. She is only child of govt servants. We have 2 kids nearing teenage. Combined CTC is 74 lpa. We live in a 3 bhk and have 3 more apartments in Mumbai suburbs which is let out on rent and also invested in a small office space. 2 of these properties are inheritance. I do management consulting part time apart from regular work whenever I get time. My colleagues have become VP and Sr. VP. This I feel has been a point of concern for me. Don't know if I'm doing right things. I don't want to go to any smaller company as I've been here for 15 years. Usually I'm not confused but lately I ve started feeling that somewhere I am not upto my colleagues in terms of position.

Ans: Hello

Yours is a classic case of when there is no problem create one. You are not just successful but truly blessed. Firstly be grateful to all that life has given you.

Comparison is like white ants it can destroy best of the furniture and make it hollow, don't let that happen to you. Forget about what your colleagues have achieved or not, rejoice in all that life has given you.

All the best.

Sushil Sukhwani |335 Answers |Ask -Follow

Study Abroad Expert - Answered on May 07, 2024

Asked by Anonymous - May 02, 2024Hindi

Career

Hi, I heard that MBBS from India will be credited in the US? Is that right and can you please explain how this will change the process of coming to US after completing MBBS in India? Will the students still have to give USMLE, do residency or no?

Ans: Hello,

First and foremost, thank you for getting in touch with us. To answer your question first, I would like to tell you that yes, it is true that MBBS degrees from India will be recognized in the US. Nevertheless, in order to practice medicine in the US, graduates will still need to pass the United States Medical Licensing Examination (USMLE) and complete residency. Remember that although the recognition could simplify the procedure, these steps are still necessary to obtain a license and begin practicing.

For more information, you can visit our website.

Krishna Kumar |266 Answers |Ask -Follow

Workplace Expert - Answered on May 07, 2024

Asked by Anonymous - May 02, 2024Hindi

Career

Hi, I am 29 years old with having experience of over 6 years working in private sector not able to decide what to do next confused between business and job if I go for a job I know I have to suffer that toxic culture abusive language and many more things from my seniors and if I go with business scared if it doesn't succeed my heart says go with business but situation says go with job so what to do now?

Ans: Hello

If your working environment is toxic, suggest you change the company.

While it is said follow your heart, but many a times we also have to be practical. If you have stable financial position from family side and you have enough capital start a business then go for it. However don't start business just because you 'feel' about it. Your age is on your side, you can always start your business later.

Suggest you take a job, build a corpus for yourself and then venture into business.

All the best.

Krishna Kumar |266 Answers |Ask -Follow

Workplace Expert - Answered on May 07, 2024

Question by shashavali - Apr 29, 2024Hindi

Career

I was doing job in icici bank have one year experience in phone banking as customer executive but recently I quit job , but currently I don't feel like which career option to choose after quitting job I already wasted 4 months my age is 30 I have no financial stability , no skills , I am not getting any idea what skills to learn kindly help me with your suggestions I have became lazy and got struck in a rut please help

Ans: Hello Shashavali

Careers are like marathon, not a sprint. Also there are good days and bad days.

Suggest you start with telemarketing companies as you have experience in the industry, give your best and you will grow steadily.

Siting and thinking what to do will not help, for you will spin your own mental cob webs. When you take action you know what is working and what is not. Its like driving a car, when you drive you know whether to increase or reduce the speed, take a turn, even u-turn. Just sitting and looking at the map wont take you anywhere.

All the best.

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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