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Should I join new age colleges like Polaris and Scaler for a computer science degree?

Nayagam P P |4033 Answers |Ask -Follow

Career Counsellor - Answered on Aug 09, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Question by Siraj on Jul 11, 2024Hindi

Career

Are new age colleges like polaris and.scaler who offer computer sciences degrees from Medhavi University and BITS pilani but teach pure coding worth joining ?

Ans: Siraj, prefer BITS-Pilani. All the BEST for Your Bright Future.

To know more on ‘ Careers | Education | Jobs’, ask / Follow Us here in RediffGURUS.

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Nayagam P P |4033 Answers |Ask -Follow

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Question by priti - Aug 05, 2024Hindi

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Sir my son is getting CS in NIAMT Ranchi. Would it be a good choice?

Ans: Still Prefer BVCOE.

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MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Aug 19, 2024

Asked by Anonymous - Aug 18, 2024Hindi

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Hello sir I am student and am very enthusiastic in coding and cs programs. I have been offered a seat from scaler school of technology(UG program) The curicullum is great but I am hesitant to join as they provide only a certificate from their side and BSc Cs online degree through coursera and Ms degree from wolf university. As these both are online degrees and considered as distant educational degrees , is it good considering this option sir ? It would be really great if you could give me your opinion. And Also the fees is on higher side and investing in a new institute would be really risky. Thanks a lot sir

Ans: Hi.
The answer to this question is already given. Please click on the link to read: https://gurus.rediff.com/question/qdtl/career/hello-student-enthusiastic-coding-cs-programs-offered-seat-scaler-school/5181812

If you are not satisfied with the reply, pl ask again without any hesitation.
If satisfied, pl follow me.
Thanks

Radheshyam

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CAT, XAT, CMAT, CET Expert - Answered on Jan 09, 2025

Asked by Anonymous - Jan 08, 2025Hindi

Career

Respected Sir, I am in the 2nd semester of MBA but I feel that I need detailed counselling for way ahead. Please guide accordingly.

Ans: Talk to students in the 2nd year of your college. They should guide you with respect to which area to focus on to build your career. You can also talk to the alumni. Check your college alumni directory and connect with your alumni in the industry you are interested. I am sure they would be glad to help. Also try and connect with your relatives and friends who are in the same industry to seek their guidance.

Patrick Dsouza |919 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Jan 09, 2025

Asked by Anonymous - Jan 08, 2025Hindi

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I’ve been practicing with SNAP mocks, and my scores were always on the borderline. Now, with SNAP 2024 results about to be announced, I’m really nervous about qualifying for SIBM Pune. Could you tell me how Symbiosis evaluates borderline scores during the shortlisting process?

Ans: If you get shortlisted even if you are in borderline, you have a chance to get a final selection if you do well in the interview stage. There is good weightage for the interview process that could help you surpass students who have scored higher marks than you in written test. The difference between written test after being scaled is very small.

Milind Vadjikar |846 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 08, 2025

Question by niraj - Jan 08, 2025Hindi

Money

i am 30 years and want to retire at 45 with 3 lakhs monthly income.my present mf corpus is 40 lakhs and xirr 13%. how much should be the corpus and for that how much monthly investment in mfs.??till 45 years of age.

Ans: Hello;

Current MF corpus(40 L) may grow into 2.19 Cr after 15 years.

You need a sum of 10.5 Cr to generate post-tax monthly income of 3 L.

So for generating balance corpus of 8.31 Cr you may start a flat monthly sip of 1.55 L or begin with a monthly sip of 1 L with 10% step up every year for 15 years.

12% modest return is assumed from a combination of pure equity mutual funds.

A 4% SWP from the corpus(10.5 Cr) invested in equity savings fund with low to moderate risk rating would be apt to generate desired monthly income after tax.

Happy Investing;

Milind Vadjikar |846 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 08, 2025

Question by niraj - Jan 08, 2025Hindi

Money

hi, my daughter is 35 with a mf corpus of 1 cr.she wants to retire at 45 with a monthly income of 3 lakhs.what should be her corpus at 45 for that and how much she should invest monthly for that till 45.

Ans: Hello;

She will need a corpus of 10.5 Cr to generate a post-tax monthly income of 3 L.

It is considered that she might invest corpus in a equity savings type mutual fund with "low to moderate" or "moderate" risk rating.

A 4% SWP will provide her income above 3 L(post-tax)and indexed to inflation.

A modest 8% return from the fund is considered. At 6% inflation this corpus will surely last her for 30 years and more.

The existing corpus of 1 Cr will grow into a sum of 3.41 Cr in 10 years.

For the balance 7.1 Cr, she may do a flat monthly sip of 3.1 L or begin with monthly sip of 1.8 L and step it up by 14% every year for 10 years to achieve 7.1 Cr target.( A modest return of 12% is considered from a combination of pure equity mutual funds).

Happy Investing;

Milind Vadjikar |846 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 08, 2025

Question by Rajat - Jan 07, 2025Hindi

Money

HI I AM 55 WITH 10 LAC IN FD AND 20 CR IN PROPERTY ONE DAUGHTER TO BE MARRIED MY MONTHLY EXPENSES ARE 2 LAC NO LOAN OR EMI IF I RETIRE IN 5 YEARS HOW MUCH MONEY SHOW I HAVE TO CONTINUE MY LIFE THE WAY IT IS IN NEXT 10 TO 15 YEARS

Ans: Hello;

You need a corpus of 6 Cr to be able to get post-tax monthly income of 2L+. (6% annuity rate considered from an immediate annuity offered by a life insurance company).

You may keep aside 50 L towards marriage expenses and another 20-25 L as emergency fund.

Best wishes;

Milind Vadjikar |846 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 08, 2025

Question by rama - Jan 08, 2025Hindi

Money

HOW TO START INVESTMENT WITH 10000 FOR FIRST TIME

Ans: Hello;

If your time horizon is 1-3 years you may invest in an equity savings type mutual fund with growth option.

You may use any of the online apps available for making this investment.

If you are not ready for mutual funds, a simple bank FD with any nationalised bank would be good to beginwith.

Happy Investing;

Milind Vadjikar |846 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 08, 2025

Question by jitendra - Jan 08, 2025Hindi

Money

I have invested in laura lab 3 years ago, still, today, it is not recovering why, when it will recover my, Purchase price, My, Purchase price is 680/

Ans: Hello;

When you are holding a portfolio of direct stocks, it is not possible that you will make profit in all of them.

As long as you are profitable at the portfolio level you should focus on reducing the losses and maximizing your gains.

Coming to Laurus Labs, I am not a chartist so won't be able to predict price movement but a basic research into the stock's financials and valuation does not give any comfort.

My view is, the earlier you exit it, the lesser will be your losses.

You may cross verify with a sebi registered research analyst.

Happy Investing;

Dr Dipankar Dutta |738 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Jan 08, 2025

Asked by Anonymous - Jan 08, 2025Hindi

Career

Sir I am 22 years old after completing b.ed. now studying M.Sc(Physics). What are options for me ? Please guide me.

Ans: Many options are there
1. School Teaching or College/University Teaching
2. Ph.D. in Physics
3. Technical Roles in Core Industries
4. R&D Positions
5. Government and Competitive Exams

Samraat Jadhav |2150 Answers |Ask -Follow

Stock Market Expert - Answered on Jan 08, 2025

Asked by Anonymous - Jan 08, 2025Hindi

Money

Hi , I want to invest in a long term equity stock market with a goal of 25% monthly return on the fund invested , Which are the stocks which will grow at this rate and where should i invest the amount

Ans: there are no stocks in the world which will give you 25% monthly returns. I am sorry but you need to keep your goal realistic.
if your goal is 25% monthly then I would suggest you to stay away from markets as you may end up putting your hard earned money in some ponzi scheme and loose it.
The real goal should be anything between 12-14% yearly and if you need that over a long term (10-15yrs) then plz buy a bluchip mutual fund.

Radheshyam Zanwar |1134 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jan 08, 2025

Asked by Anonymous - Jan 08, 2025Hindi

Career

If someone isn’t satisfied with their CTET results, is there an option to apply for re-evaluation or rechecking? If yes, what’s the process and timeline for it?

Ans: Hello dear.
As far as I know, the Central Teacher Eligibility Test (CTET) does not provide for re-evaluation or rechecking exam results. Your current result will be treated as final result.
If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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