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18-Year-Old Aspiring Engineer: What Country Offers the Best Education, Fees, Placements, and Safety?

Sushil

Sushil Sukhwani  |550 Answers  |Ask -

Study Abroad Expert - Answered on Sep 11, 2024

Sushil Sukhwani is the founding director of the overseas education consultant firm, Edwise International. He has 31 years of experience in counselling students who have opted to study abroad in various countries, including the UK, USA, Canada and Australia. He is part of the board of directors at the American International Recruitment Council and an honorary committee member of the Australian Alumni Association. Sukhwani is an MBA graduate from Bond University, Australia. ... more
Savendra Question by Savendra on Apr 20, 2024Hindi
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Hi Madam ! My son is just 18 yrs and completed 12 class from PCM, and he is interested for engineering degree from abroad, kindly suggest which country will be best suitable in terms of education, fee, placement, and safely getting degree. pl also advise what will be coasting for that. Any scholarship program is available for Undergraduate program pl also suggest. Thanks !

Ans: Hi Savendra,

First of all, thank you for contacting us. I am glad to know that your son wants to pursue an engineering degree abroad. To answer your question, the USA, UK, Canada and Germany are all excellent options for studying engineering. The USA, UK and Canada offer top-notch education with diverse programs, and many universities provide scholarships which will significantly reduce the total cost. Germany, known for its engineering excellence would also be a great choice as the country offers an education with minimal or no tuition fees at its public universities. All these countries have strong safety records and promising placement opportunities, so your son can confidently pick one of these as his study abroad destination.

For more information you can visit our website: edwiseinternational.com
You can also follow us on Instagram: @edwiseint
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Sushil

Sushil Sukhwani  |550 Answers  |Ask -

Study Abroad Expert - Answered on Nov 02, 2023

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My son is in 3rd year and pursuing B. Tech in chemical engineering from VIT Vellore. He want to prepare for MS . Which country and university will be the best
Ans: Hello Sudesh,

First and foremost, thank you for getting in touch with us. I am happy to hear that your son is currently pursuing the 3rd year of his Bachelor’s of Technology degree in Chemical Engineering from VIT Vellore and wishes to pursue his Master’s further. To answer your question first, I would like to inform you that to pursue his Master’s of Science (MS) in Chemical Engineering, your son can take into account countries like the United Kingdom, the United States of America, Australia, Canada, and even Germany. There are a number of prestigious universities in these countries. Among these are Imperial College London in the UK; Stanford University, Massachusetts Institute of Technology (MIT), and University of California, Berkeley (UC Berkeley) in the USA; the University of Melbourne in Australia; the University of Toronto in Canada; and TU Munich in Germany. Your son can consider applying to any of these universities. I would recommend that he conducts an extensive research on the programs he intends enrolling in, the prerequisites for admission to these programs, and the different scholarships and financial aid options available. Not just that, prior to making an educated choice, your son should also factor in the cost, the location, the blend of cultures, as well as the possible employment prospects.

For more information, you can visit our website.

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Sushil

Sushil Sukhwani  |550 Answers  |Ask -

Study Abroad Expert - Answered on Oct 28, 2023

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My son is in 3rd AI Engg. If he wants to pursue higher education , what will be the best option outside India, with loan options.
Ans: Hello Anand,

First and foremost, thank you for getting in touch with us. I am happy to hear that your son is currently in the 3rd year of his Bachelor's degree in Artificial Intelligence Engineering. To answer your question first, I would like to tell you that if your son intends pursuing higher education overseas, he could consider studying at any of the below mentioned countries:

In the UK, your son could consider applying to the University of Cambridge, University College London, University of Oxford, and Imperial College London, regarded for their programs related to AI. The University of Melbourne, University of Sydney, and Australian National University in Australia are also known for robust Machine Learning and Artificial Intelligence courses. In the USA, Stanford University, Carnegie Mellon University, Massachusetts Institute of Technology (MIT), and UC Berkeley, are renowned for offering robust programs in Artificial Intelligence and Computer Science. Applying to the University of British Columbia, University of Toronto, and McGill University in Canada known for their outstanding Artificial Intelligence and Machine Learning programs could also be considered by your son. The Artificial Intelligence and Machine Learning programs at Nanyang Technological University (NTU), and National University of Singapore (NUS) in Singapore could also be factored in by your son. Additionally, your son could consider applying to universities in Netherlands viz., University of Amsterdam, Eindhoven University of Technology, and Delft University of Technology that are known for offering Artificial Intelligence programs in the English language. Top-notch German universities like University of Heidelberg, Technical University of Munich, and University of Stuttgart, also offer programs related to Artificial Intelligence that could be opted for by your son. Moreover, your son could also consider applying to universities in Sweden, Switzerland, and France.

When deciding on the finest choice for your son to pursue his higher education overseas, I would recommend that you take into account the cost, his hobbies, as well as his professional objectives. Additionally, investigate the prerequisites for admission as well as the application deadlines pertaining to each individual country and university of your choosing.

Regarding your query about loan options, I would suggest that you contact us and our team of expert counselors will be more than willing to provide you with further guidance. Thank you!

For more information, you can visit our website.

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Sushil

Sushil Sukhwani  |550 Answers  |Ask -

Study Abroad Expert - Answered on Jul 02, 2024

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My son is in 9th class. I am planning for engineering from foreign University after 12th. Pls guide me the best country with financial considerations
Ans: Hello Rashmi,

First and foremost, thank you for getting in touch with us. I am happy to know that your son is currently studying in the 9th grade and further wishes to pursue engineering overseas post completing his 12th grade. To answer your question first, I would like to tell you that a number of variables, including the quality of education, living expenses, tuition costs, and possibility of scholarships, are entailed when planning for an engineering degree overseas for your son. To assisting you in deciding on the best country with monetary considerations, I would suggest that you go through the following:

Considering Germany, overseas students are charged minimal or no tuition fees by the majority of public universities. The cost of living in the country is moderate, ranging from €850-1,200 per month. The country offers outstanding education with a number of top-ranked engineering schools. Scholarships are available via DAAD and other organizations.

Coming to Australia, the tuition fees in the country are relatively high, ranging from AUD 25,000-45,000 annually. The cost of living is also high between AUD 1,500-2,500 monthly. With universities viz., the University of Sydney and the University of Melbourne, Australia offers an outstanding quality of education. Students can avail scholarships that are available via government and university programs.

Next, talking about Canada, the tuition fees in the country are higher than Germany, but relatively economical in comparison to the USA and the UK, between CAD 20,000-40,000 annually. Although it differs depending on the city, the cost of living ranges from approximately CAD 1,000-1,500 every month. Housing leading universities viz., the University of Toronto and the University of British Columbia, top-notch instruction is offered in the country. There are numerous scholarships offered to overseas students via different programs.

In Ireland, the tuition fees are moderate to high, ranging from €9,000-25,000 annually. The living expenses are high, ranging from €1,000-1,800 monthly. With universities viz., Trinity College Dublin, an excellent quality of education is offered. Overseas students can avail numerous scholarships.

Coming to Netherlands, the tuition fees are moderate, ranging from €6,000-15,000 annually for non-EU students. The living cost is similar to Germany, around €800-1,200 monthly. Housing prestigious universities viz., Delft University of Technology, the quality of education offered in the country is high. There are numerous scholarships available for overseas students.

Next, in Sweden, the cost of tuition is moderate, ranging from SEK 80,000-140,000 annually. The living expenses is high, between SEK 8,000-13,000 per month. Home to institutions viz., KTH Royal Institute of Technology, the quality of education offered is high. Scholarships are available via the Swedish Institute and other sources.

I would suggest that your son begins preparing beforehand, concentrating on academic achievement, extracurricular activities, and standardized tests viz., the SAT, ACT, TOEFL, or IELTS. He should investigate scholarships and other forms of monetary assistance in the countries he is considering. Make sure that your son fulfills the language prerequisites for the chosen country and university. Not just that, get acquainted with the application procedure and deadlines for each country.

Bear in mind that the Netherlands and Germany are frequently suggested for their economical tuition, superior education, and low cost of living. Despite its slightly higher expenditures, Canada is also a fantastic choice for those who prefer an English-speaking environment.

For more information, you can visit our website: www.edwiseinternational.com

You can also follow us on our Instagram page: edwiseint

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Dr Dipankar

Dr Dipankar Dutta  |609 Answers  |Ask -

Tech Careers and Skill Development Expert - Answered on Sep 17, 2024

Asked by Anonymous - Sep 17, 2024Hindi
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Sir I am btech - industrial biotechnology (4 years ) student. Now I'm in 3 rd year . My family financial situations didn't ain't me study msc or mtech or going abroad. So.. I'm planning to work hard for an year to get government job in my biotech field. However, biotech in india is just in it's initial stages . I didn't find good jobs in biotech industry for graduates and I even google many times about this concern. Could you please guide me ? What are best rated - government and private jobs in biotechnology field for biotech graduates ? I want each of jobs list If not any other alternatives ? What are the entrance exams I can appear for mtech pursuing at free of cost in India ? Is there any entrance exams to get a govt job in biotech field for graduates ? I'm bothered with many quests???????? I'm so... Worried about my career . Hope I'll get my answers from your team as soon as possible Thank you ????
Ans: Biotechnology graduates can apply for various positions in government organizations, research institutes, and labs. Below are some of the key government organizations where biotechnology graduates can find jobs:

Government Organizations:
Department of Biotechnology (DBT)
Council of Scientific and Industrial Research (CSIR)
Indian Council of Medical Research (ICMR)
National Institute of Immunology (NII)
All India Institute of Medical Sciences (AIIMS)
Biotech Consortium India Limited (BCIL)
Food Safety and Standards Authority of India (FSSAI)
Indian Institute of Technology (IITs) as technical assistants or lab technicians
Central Drugs Standard Control Organization (CDSCO)
Defense Research and Development Organization (DRDO)
Public sector units (PSUs) like Bharat Immunologicals and Biologicals Corporation Limited (BIBCOL)

Key Entrance Exams:
GATE (Graduate Aptitude Test in Engineering): Scores in the Biotechnology paper can help you get into prestigious institutes like IITs and NITs for M.Tech with scholarships.
DBT JRF BET: Provides a fellowship to pursue a PhD in biotechnology.
ICMR JRF: For research fellowship and PhD positions.
CSIR UGC NET: For lectureships and research in biotechnology.
JNU CEEB: For postgraduate programs in biotechnology across many universities in India.

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Milind

Milind Vadjikar  |149 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Sep 17, 2024

Asked by Anonymous - Sep 09, 2024Hindi
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Hi I am 44 years old working for almost 21years now. I have accumulated close to1.6Cr of corpus through diversified portfolio in FD, MF, Stocks etc. I am undergoing health issue post recovery from a major illness and not able to mentally and physically cope up with the demand of the Job which is paying me around 2.5L/Month. I want to settle for a less demanding job even at 50% lesser salary. With my current corpus how to invest it so that i get a monthly interest to maintain my current lifestyle without reducing my corpus.
Ans: You can buy immediate annuity from an insurance company for your corpus of 1.6 Cr as joint holding by you and your spouse and return of purchase price to you, your spouse or nominee either after completion of tenure or expiry of the annuity holder/s.

Assuming modest rate of 6% will yield you a monthly income of 80K per month(pre-tax).

You can always negotiate and shop to get a better rate for your annuity.

If you suppliment this with low stress, less exertion job at 50% of your current salary you will have monthly income of 1.25 L + 0.8L = 2.05 L per month.

Although annuity rates are typically lower you can lock them for a longer tenure.

Most companies or banks offer 5 year FDs.

Few do offer 10 year FDs but then you have TDS deducted at 10% from your interest payout. Also FDs are not entirely risk free.

In case of annuity TDS is not deducted, so far, since tax liability is with the annuity holder.

Please do take care of your health and wish you speedy recovery.

In case you any other concerns, feel free to revert.

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Milind

Milind Vadjikar  |149 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Sep 17, 2024

Asked by Anonymous - Sep 17, 2024Hindi
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Sir, I had invested in HDFC Sanchay Plus in Long-Term Income Plan. It was a insurance and regular income plan for a period of 30 years. I paid up for five years as mandated by the policy. The pay out would commence from 7th year annually upto 30 years. The principal amount would be paid on completion of 30th year of enrollment. I appears the return of investment was less than 5% and diminishes further with time. I decided to withdraw from the scheme however the HDFC Life is deducting a huge sum from the invested amount. I requested to atleast return the principal amount invested without any add-on. But HDFC Life is referring to the policy clause and declining to return the invested amount. How can I retrieve the invested amount in this scenario. Thanking you in anticipation.
Ans: Most of the people make this mistake of considering insurance coupled with investment as good combination. The fact that insurance regulator allows insurance companies to use words such as "Guaranteed", "Assured" which entice gullible investors, makes things more difficult.

Endowment or money back policies never yield return over 5 to 6%.

Even ULIP policy returns above a threshold will now be subject to long term capital gain tax apart from fund management, policy administration and other heavy charges during first 5 years.

Insurance is for pure protection hence term insurance with appropriate riders is best option.

Unfortunately there is no way you can seek higher surrender value payment because you are contractually obligated by the terms and conditions of the policy agreement.

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Milind

Milind Vadjikar  |149 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Sep 17, 2024

Milind

Milind Vadjikar  |149 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Sep 17, 2024

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I am 42 years old, and for the last 18 months, I have been investing ?90,000 per month in SIPs (20% in small cap, 25% in multicap, 20% in hybrid, 30% in large cap, and 5% in an IT digital fund). The total value of these funds is now ?18,00,000. I also have a PF of ?11,00,000, ?3 lakh in the stock market, and two houses with a monthly EMI of ?40,000. Currently, this is all the wealth I have. I would like to achieve a monthly income of ?2 lakh after 10 years. Could you please suggest the best steps I can take to reach this goal? Thank you in advance for your guidance. Best regards,
Ans: Existing corpus 18+11+3=32 L
Assuming modest growth @ 10% pa this corpus will grow to 83 Lakhs 10 year hence.

Also SIP of 90K will yield a corpus of 2.22 Cr after 10 years

So comprehensive corpus of 2.22 + 0.83=3.05 Cr

Considering annuity at 6 % this will yield a monthly income of 1.52 L falling short of your expectation of 2 L pm.

This can be addressed in two ways:
Either you increase SIP amount to 1.30 L or top-up current SIP amount by 10% each year.

This leads to corpus of 3.21 + 0.83=4Cr+

An annuity at 6% will yield you a monthly income of 2 L(pre-tax).

The rental income from your extra house or other fund resources are not considered.

A modest return of 13% is considered from pure equity schemes.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

You may follow us on X at @mars_invest for updates

Happy Investing

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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