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Inderpaul Singh | Answer |Ask -Follow

Leadership Coach - Answered on Jul 19, 2025

Major Inderpaul Singh (retired) served in the Indian Army for eight years.
In the year 2008, he moved to the corporate sector and worked with Century Plyboards for 14 years, specialising in people management and organisation improvement interventions.
He is currently employed as a partner with Amishrit Terrene Pvt Ltd, an IT solutions start-up located in Mohali, Punjab.
A certified life coach, he also helps students and individuals handle challenges in their personal and professional lives.
He holds a commerce degree from DAV College, Amritsar, and a post-graduate diploma in business administration from Symbiosis, Pune. ... more

Asked by Anonymous - Jul 16, 2025Hindi

Career

Sir I'm 22 yr old girl..i have 3 yrs gap right after 12th because of neet prep..this yr i have taken admission in bca in private college..sir I'm so worried of my carrer..i have 76% from cbse in class 10th and 70.50% in class 12th from mh board sir I'm thinking that i will be 25 when i will be completing my bca..so what to do after bca I'm so confused..should i opt for mca by giving nimcet for 3 yrs then my age will be 28 or should i opt for mba by preparing for cat for 2 yrs then i will be 27 or should i prepare for ssc or bank examinationin govt sector.. I'm clueless also my financial condition isn't good sir what should i do

Ans: Hello
My suggestion to you would be to take some suitable job/prepare for exam that may give you an instant career.

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Radheshyam Zanwar |7206 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 01, 2025

Asked by Anonymous - Jun 30, 2025Hindi

Career

Sir I have 3 yrs gap after 12th due to neet prep bt didnt cleared it..Sir i got 91.31 percentile in mhtcet pcb and have crop science in 12th..sir what should i do I'm confused that should i opt govt colleges in agriculture if i get that in this score as general candidate or should i opt for bca then after mba?which will be good sir for me as higher job prospectus as of now my age is 22

Ans: Hello dear. Prefer BCA and then MBA for a better prospect and future outlook. Forget what happened to you in the past and look forward with open eyes. Leave nervousness behind and enjoy life with new opportunities and challenges.
Good luck!
Follow me if you like this reply. Thanks!
Radheshyam

Latest Questions

Nayagam P P |11381 Answers |Ask -Follow

Career Counsellor - Answered on May 08, 2026

Question by Rajesh - May 08, 2026Hindi

Career

Dear Sir, Good morning, my son scored 97.233 percentile in JEE mains and the ranking is 43683 in General and 12901 in OBC ( Tamil Nadu Home state) Please suggest the future scope streams and locations we get in Indian Institutes.

Ans: Rajesh Sir, based on your son's score, NIT Trichy CSE/ECE is unlikely, but he can try for Production, Civil, Chemical, and Metallurgy branches through the home-state quota. Better future scope choices are the following: ECE/EEE/AI-related branches over weak core branches if he wants IT jobs. Preference order can be IIITDM Kancheepuram ECE/Mechanical-Smart Manufacturing, NIT Puducherry ECE/EEE, NIT Andhra Pradesh ECE/EEE, NIT Calicut/Surathkal lower core, IIIT Kottayam/IIIT Dharwad/IIIT Una/IIIT Bhopal/IIIT Ranchi CSE/ECE through CSAB, and then GFTIs. Additionally, reviewing JoSAA opening and closing ranks from the past 2–3 years will provide valuable insights and help your son confidently select and fill his preferred & maximum number of choices. However, your son can have backup options of TNEA counselling and 4-5 reputed private engineering colleges of Tamil Nadu State. All the Best for Your Son's Prosperous Future!

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Ulhas Joshi |285 Answers |Ask -Follow

Mutual Fund Expert - Answered on May 08, 2026

Question by Rajender - May 06, 2026Hindi

Money

Can we invest in small cap mutual funds at this time or wait for pullback

Ans: Hello, and thank you for writing to me. Investing in small-cap funds should not be based on trying to time a “pullback,” as this is difficult to predict consistently.

Small-cap funds can offer high growth potential over the long term, but they are also more volatile and can see sharp corrections in the short term. If the investment horizon is 5+ years and there is comfort with such volatility, investing through SIPs is a better approach rather than waiting for the “right time.”

If already investing, it is advisable to continue SIPs. If starting fresh, one can begin with a SIP instead of a lumpsum.

Overall, small-cap funds can be part of a portfolio, but allocation should be limited and aligned with risk appetite, as returns are subject to market risks.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Radheshyam Zanwar |7206 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 08, 2026

Question by Keanu - May 08, 2026Hindi

Career

Sir I got 85.94 percentile ( OBC NCL ) from Maharashtra so sir is there any NIT possible in any branch or Sir will you please recommend any GOOD gov college with GOOD branch

Ans: Chances with NITs are nil. But you can try with newer NITs like NIT Mizoram / Nagaland / Arunachal Pradesh. It would be better to try with COEP, VJTI, etc or good branches in state colleges through MHT-CET/JEE CAP rounds.

Good luck.
Follow me if you receive this reply.
Radheshyam

Nayagam P P |11381 Answers |Ask -Follow

Career Counsellor - Answered on May 08, 2026

Asked by Anonymous - May 07, 2026Hindi

Career

Bca ke bad mba theek hai ya mca ke bad mba kisame adhik vetan milta hai

Ans: MBA after BCA. All the Best for Your Prosperous Future!

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Nayagam P P |11381 Answers |Ask -Follow

Career Counsellor - Answered on May 08, 2026

Question by bharti - May 07, 2026Hindi

Career

Sir my son got 77perxentile in jee and he is OCI any chance he get admission

Ans: Bharti Madam, At 77 percentile, NIT/IIIT/GFTI chances through normal JoSAA are very low. Since he is OCI, check whether he must apply through DASA/CSAB-DASA, because DASA is the official route for foreign national/OCI/PIO/NRI candidates for NITs, IIITs and GFTIs, and it requires a valid JEE Main rank plus Class 12 eligibility. Realistically, at this percentile, expect only low-demand branches or vacant-seat possibilities, not CSE/ECE in good NITs/IIITs. Still register for CSAB/DASA special rounds, as CSAB fills seats after JoSAA. It is advisable to have 5-6 reputed private engineering colleges also as backup options. All the Best for Your Son's Prosperous Future!

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Nayagam P P |11381 Answers |Ask -Follow

Career Counsellor - Answered on May 08, 2026

Question by Harsh - May 07, 2026Hindi

Career

Sir i got 93%ile in jee mains. My CRL is 265794 and OBC(ncl) category rank is 93991. And I'm from Bihar. Can i get CSE/ECE/IT/MnC in Any IIIT/NIT/GFTI

Ans: Harsh, Based on your score, CSE/ECE/IT/MnC in NIT/IIIT/GFTI is almost not possible through JoSAA. Still register for JoSAA + CSAB Special Rounds, as CSAB fills vacant NIT/IIIT/GFTI seats after JoSAA. But at this rank, even lower branches may be difficult and do not depend on NIT/IIIT/GFTI for tech branches. Better backups are Bihar UGEAC/state counselling, private colleges with fee control, CUET-based central universities, AKTU/MPDTE/REAP/HSTES if eligible, and affordable options like GECs/state engineering colleges. For CSE/IT, prefer a decent state/private college with good coding culture over an unrelated weak branch. All the Best for Your Prosperous Future!

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Samraat Jadhav |2574 Answers |Ask -Follow

Stock Market Expert - Answered on May 08, 2026

Asked by Anonymous - May 05, 2026Hindi

Money

Sir I've applied for right issue shares through Finsol securities pvt ltd , they are using finsol smart algo account for trading ,which they claimed company is SEBI registered, I subscribed for right issue and i got allocated some shares but i can't pay all of of them, what will happen if i fail to do complete payments

Ans: its not your obligation, if you fail to pay the rights would not be allotted to you. Nothing serious to be.

Nayagam P P |11381 Answers |Ask -Follow

Career Counsellor - Answered on May 08, 2026

Question by Adharsh - Apr 26, 2026Hindi

Career

I am in a dilemma between choosing MIT Banglore and SNU Chennai for B.Tech CSE(Maybe Specialisation). Both campuses are new and academic quality is almost the same as I heard from people. What should I choose so my placement opportunities are better?

Ans: Adarsh, prefer MIT-B over SNU-C. All the Best for Your Prosperous Future!

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Nayagam P P |11381 Answers |Ask -Follow

Career Counsellor - Answered on May 08, 2026

Asked by Anonymous - May 07, 2026Hindi

Career

Hi Sir, My daughter got 95.639 in Jee mains and her obc-ncl rank is 21327. We are from Karnataka state Kindly suggest colleges for cse, ECE or eee

Ans: Based on your daughter's score, NIT Surathkal CSE/ECE is unlikely, but try EEE/Mechanical/Chemical/Civil/Mining/Metallurgy under the home-state quota. For CSE/ECE, give priority to IIIT Kottayam, IIIT Dharwad, IIIT Kalyani, IIIT Bhagalpur, IIIT Ranchi, IIIT Bhopal, IIIT Una and newer IIITs through CSAB, where vacancies may help. For NITs, try NIT Andhra Pradesh, Puducherry, Goa, Agartala, Meghalaya, Mizoram, or Sikkim for ECE/EEE or lower branches. Additionally, reviewing JoSAA opening and closing ranks from the past 2–3 years will provide valuable insights and help your daughter confidently select and fill her preferred & maximum number of choices. It is also advisable to have backup options among KCET/COMEDK colleges—such as RVCE, BMSCE, MSRIT, PES, NIE Mysuru, BMSIT, and DSCE—as they may offer better branch and location value compared to a weaker NIT branch. All the Best for Your Daughter's Prosperous Future!

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Pankaj Vyavahare |39 Answers |Ask -Follow

Career Counsellor, Life Coach - Answered on May 08, 2026

Question by KUPPAM - May 05, 2026Hindi

Career

What are the career opportunities in the commerce stream

Ans: Namaste
Like Sky is the limit, there are ample career opportunities in the commerce stream.
following characterstics one should have to make her/his career inCommerce Field:
A person with strong interest in numbers, finance, and economics
Analytical and problem-solving skills
Well organized, detail-oriented, good decision maker and calculative
I strongly recommend 10+2 (with mathematics)
Grduation: B.com, B.Com(Hons), BBA, B.Sc Finance, B.sc Eco,
Professional : CA, CS, CFA, CPA, Actuary, FRM
Post graduate entrance test: postgraduate entrance exams like CAT, XAT, GMAT (for MBA)
new age: Digital Marketeer, Data Analyst, Market researcher, FIN-Tech analyst, AI Business startegist

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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