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Ans: Dear Ravindra

Running ones business is not an easy thing. I don't know how long you have ben running and what is the scale and size of the business. But If you think you have given sufficient time and the business is not scaling then I would suggest you take up the job.

All the best.

Ans: It's wonderful that your daughter is pursuing her MDS. To practice dentistry in the US, she'll need to complete a series of exams and gain licensure. The expenses can vary, but typically include exam fees, application costs, and possibly additional coursework. I recommend researching specific requirements and costs for the state she plans to practice in, as they can vary. It's also advisable to consult with educational and licensing authorities for up-to-date information and guidance. Best wishes for her future endeavors!

Ans: Hello Ravindra,

To begin with, thank you for contacting us. I am glad to hear that your daughter will be completing her Master’s of Dental Surgery as an Orthodontist the following year. Concerning your query as to whether she can remain in India itself and acquire a better future, I would like to tell you that we only deal with overseas education. Similarly, concerning your query as to whether it is okay to send your daughter abroad for better future prospects after she completes her degree, I would like to tell you that doing so can be a fantastic opportunity. Nevertheless, there are a number of aspects that need to be taken into account. First and foremost, your daughter will need to make sure that her qualifications are globally acknowledged. Moreover, she should ensure that these qualifications fulfill the prerequisites for licensing of the country she intends practicing in.

Several aspects viz., the living standards, language competency, preferences based on culture, as well as the job prospects play a key role in deciding which country is better. As asked by you, I would like to say that the UK, the USA, Australia, and Canada are some of the typical locations for one seeking a job in orthodontics.

The costs of living, tuition costs, as well as possible licensing and examination costs are associated costs included in pursuing a profession overseas that can be significant. I would recommend that on choosing the country for better future prospects, your daughter conducts a thorough study on particular costs as well as looks into various scholarships and possibilities for monetary assistance. Not just that, she should also check if she requires to undergo training or appear for certification exams to fulfill the requirements set by the country in order for her to be able to practice Orthodontics. The prerequisites for visa should also be taken into account by your daughter. Lastly, I would like to say that it can be an excellent decision to send your daughter overseas for better future possibilities. Nevertheless, to guarantee a smooth transition, a comprehensive study and meticulous planning is required.

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Ans: Why should you withdraw? Just because the amount is high and you’re worried that markets may crash and you will lose your money?

I’m sure that markets would have gone down many times in the past but your money would not have disappeared! And just because you did not act in haste as per short term movements of the markets, you now have a good amount of money.

Past 3 years have been very tumultuous economically but you have held on and seen the benefits accruing. There is no reason to think that the worst will happen now. Markets will go up and go down all the time – that is the way they are supposed to work and have always worked in the past. If you keep getting in and out of markets, you will never be able to convert your MONEY to WEALTH, the way you have done thus far.

Continue with your process of wealth creation. Withdraw money to the extent required only when one of your long-term financial goals arrive, and not before that.