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Ramalingam Kalirajan |8614 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Mar 30, 2023

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by VK on Mar 29, 2023Hindi

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VKS : Would like to invest Rs 10 Lacs for 5 years , suggest good yield stock

Ans: Instead of investing in a single stock, you can invest in a few equity funds thru STP. It will derisk your investment considerably by diversification. Managing your portfolio is also easy.

In the longrun, it is expected to deliver 12% CAGR.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Question by R - Feb 04, 2023Hindi

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Wish to invest Rs.5.00 lac in a single stock for 3-5 years period. Please suggest a stock which is fundamentally strong and lucrative in the long run. Thank you

Ans: Investing Rs 5 lacs in single stock provided your total allocation to this single stock dont exceed more than 3 to 5 percent of total Equity portfolio than its fine otherwise you are taking excessive risk on the same and should move towards diversified Equity mutual funds to take exposure. But if you have existing portfolio and you want to allocate 3 to 5 % in single stock than you can look at defence & aerospace sector theme and select market leader from the same.

I hope this will help

Disclaimer: This information is just for educational purpose and not a buy or sell recommendation.

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Question by Deepanjan - Aug 12, 2023Hindi

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I want to invest 5 Lacs rupees for 10 to 15 years . which stock / sector will be suitable for investment.

Ans: This is not the right platform to share new stock recommendation, I would suggest you to visit a SEBI Registered Investment Advisor and seek advice from them. The following link will help you to find the neasest Adviser for you.
https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intmId=13

Samraat Jadhav |2302 Answers |Ask -Follow

Stock Market Expert - Answered on Feb 26, 2024

Question by Jayakumar - Feb 23, 2024Hindi

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i have one lac to invest, suggest some good shares for a period of two years

Ans: As per regulatory compliance no new stock recommendation can be mentioned, I would suggest you to visit a SEBI Registered Investment Advisor and seek advice from them. The following link will help you to find the nearest Adviser for you.
https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intmId=13

Samraat Jadhav |2302 Answers |Ask -Follow

Stock Market Expert - Answered on May 29, 2025

Question by MANOJ - Apr 12, 2025

Money

WANT TO INVEST 1 LACS FOR A SHORTER PERIOD OF 6 MONTHS. PLS ADVISE 5 STOCKS

Ans: for 6 months its better you invest in a debt fund, stocks are not meant for 6 months duration.

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Question by Vaishnavi - May 27, 2025

Career

Sir I got 162 marks in met and 90% in boards. What branch can I get in main campus manipal?

Ans: Hi Vaishnavi,
To find out the Rank, use the below-mentioned formula.
MET(200) + BOARD (P+C+M+E =400)
------------------------------------------------------ = RANK
2

Find out the rank and then plan.
BEST WISHES.
POOCHO. LIFE CHANGE KARO!

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Question by Jishnu - May 28, 2025

Career

Sir what would be my rank and probable branch with 115 marks in MET and 91 Percentage overall of board.Please kindly guide .

Ans: Hi Jishnu,
To find out the Rank, use the below-mentioned formula.
MET(200) + BOARD (P+C+M+E =400)
------------------------------------------------------ = RANK
2

BEST WISHES.
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Question by Divyansh - May 30, 2025

Career

158 marks in met and 83.2% in boards , what can be my rank?

Ans: Hi Divyansh,
To find out the Rank, use the below-mentioned formula.
MET(200) + BOARD (P+C+M+E =400)
------------------------------------------------------ = RANK
2

BEST WISHES.
POOCHO. LIFE CHANGE KARO!

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Question by Roopa - May 30, 2025

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This is expected score Sir ..kindly advise seat through mcc and karnataka state quota

Ans: Hi Roopa,
You did not provide the required information to answer your question.

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NEET, Medical, Pharmacy Careers - Answered on May 30, 2025

Asked by Anonymous - May 30, 2025

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Is there any supplementary phase for VIT VELLORE, for vacant seats or cancelled seats.

Ans: Hi, please visit the VIT website for more information.
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NEET, Medical, Pharmacy Careers - Answered on May 30, 2025

Question by Avi - May 30, 2025

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Securing 540 in neet if 2025 gen any chance for gmc

Ans: Hi AVI,

The NTA has not released the marks and rank list yet. We will need to wait for more information. Based on your prediction, a score of 540 is a decent score for admission to MBBS under the state-level quota, while a higher score is necessary for the All India Quota (AIQ). For updates regarding the marks and the admission process, please follow the respective websites.

BEST WISHES
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Dr Dipankar Dutta |1508 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on May 30, 2025

Asked by Anonymous - May 27, 2025

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Which college is best for bachelor of architecture. Class 12 -74% obc and jee mains category rank 2031

Ans: SPA Bhopal
SPA Vijayawada
NIT Trichy (Tiruchirappalli)
NIT Calicut
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Tech Careers and Skill Development Expert - Answered on May 30, 2025

Question by Adidev - May 27, 2025

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Sir i have a rank 33k in VITEEE but wasnt able to get into any ECE or CSE branch in VIT chennai but my friends with ranks of 70k+ got in is there any way??

Ans: Possible Reasons for This Discrepancy
Counselling Round Differences:

VIT counselling happens in multiple rounds. If your friends participated in later rounds, the cutoffs may have relaxed due to withdrawals.

Some seats may open up in sliding or mop-up rounds.

Category of Fee:

Your friends might have opted for higher fee categories (Category 2, 3, etc.), while you may have applied under Category 1, where cutoffs are stricter.

Campus/Branch Preferences:

Check if they selected less popular CSE/ECE specializations (e.g., CSE with Business Systems, or ECE IoT) rather than core branches.

Incorrect Preference Order:

Sometimes, students miss out because they placed less probable branches higher in preference order.

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NEET, Medical, Pharmacy Careers - Answered on May 30, 2025

Question by Rebel - May 30, 2025

Career

I have given my maharashtra board exam in 2024 with pcm english and It exam And i also gave improvement exam on 2025 exam in again pcm english and IT Can I give Isolated biology exam on 2026 GET ELIGIBLE FOR NEET 2026 I really want to appear for neet 2026 Please somebody help Please

Ans: Hi Rebel,
For NEET 2026, there is still time. We can't predict any changes in the NEET exam at this moment, so we must wait for the notification from the NTA. It might be better for you to take an isolated exam through NIOS.
BEST WISHES
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Asked on - May 30, 2025 | Answered on May 30, 2025

Sir I wanted to add something I gave improvement from again maharashtra board And want to give give Isolated exam from. Maharashtra board am i eligible for this for just one subject examination from Maharashtra board And sir I am not accepting the improvement result so I will go with 2024 result only

Ans: Hi Rebel, you cannot determine your marks. Normally, the regulatory body will consider only the latest RESULTS and NOT highest marks from two different attempts. Please review the guidelines of the Maharashtra board and FOR BIOLOGY and proceed accordingly.
BEST WISHES.
POOCHO. LIFE CHANGE KARO!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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