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Anil Rego |388 Answers |Ask -Follow

Financial Planner - Answered on Feb 05, 2023

Anil Rego is the founder of Right Horizons, a financial and wealth management firm. He has 20 years of experience in the field of personal finance.
He’s an expert in income tax and wealth management.
He has completed his CFA/MBA from the ICFAI Business School.... more

Question by Rohit on Feb 01, 2023Hindi

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Which tax regime is beneficial now for income 15L with investment of 1.5 L in 80C , 50000 NPS, 25000 80D and loan interest of more than 2L?

Ans: The old tax regime would be effective if you are able to claim the above deductions.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Hi Sir Hope you are doing well. My CTC is 27 LPA, I Invest 1.5L in 80C, 50K in NPA, 85K School fees, My Age is 45 and planning to take home loan of 40L, No Other liabilities. Request to pls tell which tax regime should i go for? Thanks In Advance.

Ans: Assuming your loan of 40L with duration of 15yrs , the EMI will be 40k approx with interest component being 3.36L for the first year. The Old regime will still be beneficial in this case.

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Hi my salary annualy is 15 lakh. which tax regime should i opt for?i I have home loan,80c 1.5 lakh and health insurance 12000annually

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Hi, my salary is 15 lakhs per annum , 1.5 lkhs investment in 80c , 25,000 medical insurance. Which tax regime i should opt for ?

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You can compare the tax liability under both regime at https://incometaxindia.gov.in/Pages/tools/115bac-tax-calculator-finance-bill-2023.aspx

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Asked by Anonymous - Feb 01, 2025Hindi

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After today's Budget by FM Which TAX regime to choose if Income is around 18 lacs PA. Having Home Loan Principal 1.50 Home loan Interest 2 lacs Other 80C - 1.50 lacs 80 D - 40K

Ans: Kindly make sure, that you are talking about above details for F/Y 2025-26 only.
Broadly speaking, New Tax Regime may be more suitable in this case.
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I am 38 years old divorced men and I loss 18 lakh in option trading now a days I have no capital and not any income source mentality fully harassed can any body help me ,7 loan EMI Defaulter and 2 credit card defaulter please help

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I scored 320 marks in neet ug 2025 and i am a st category student in karnataka and i have a esic certificate can i get a govt mbbs seat in karnataka and also reply me sir shld i put couselling in state quote or in AIQ

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The NTA has not yet announced the results and rankings for NEET, so we need to wait for more accurate predictions. However, based on your predicted marks, there is a chance of getting into GMC (ESIC quota) and it depends on various factors like the difficulty level of NEET exam and the number of seats. As I mentioned, it's best to wait for more reliable information before drawing any conclusions.
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My daughter (OBC NCL) has scored 260 marks in neet UG 2025. What are her chances of getting selected in any medical course.

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Hello sir. I have given NEET UG 2025 and I'm expecting a score of around 340 marks sir. Can you please tell me if I have a chance of getting a gmc seat if I'm obc ncl from Assam?

Ans: Hi, the NTA has not yet announced the results and rankings for NEET, so we need to wait for more accurate predictions. However, based on your predicted marks, there is a slim chance of getting into GMC in Assam. As I mentioned, it's best to wait for more reliable information before drawing any conclusions.
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My son expect 437 marks in neet 2025and belongs tost category can help getting medical seat in Karnataka state quota sir

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My daughter expects 535 in NEET 2025 and has SCG category from karnataka. Does she get govt medical seat under state quota?

Ans: Hi, the NTA has not yet announced the results and rankings for NEET, so we need to wait for more accurate predictions. However, based on your predicted marks, there is a chance of getting into GMC. As I mentioned, it's best to wait for more reliable information before drawing any conclusions.
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Sir/ma'am I am getting 543 in neet UG (general category) what are my chances of getting gmc through aiq and state quota (maharashtra). If so what tier of gmc I can expect

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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