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Dr Karthiyayini Mahadevan |678 Answers |Ask -Follow

General Physician - Answered on Mar 21, 2023

Dr Karthiyayini Mahadevan has been practising for 30 years.
She specialises in general medicine, child development and senior citizen care.
A graduate from Madurai Medical College, she has DNB training in paediatrics and a postgraduate degree in developmental neurology.
She has trained in Tai chi, eurythmy, Bothmer gymnastics, spacial dynamics and yoga.
She works with children with development difficulties at Sparrc Institute and is the head of wellness for senior citizens at Columbia Pacific Communities.... more

Question by Sai on Mar 19, 2023Hindi

Health

I am 28 years old male, married, vegetarian. I poop daily 2-3 times. This is driving me crazy, as I'm worried about its timings/pressure which are random. Sometimes it is soon after meal intake. Please advise.

Ans: This could be a for Irritable bowel syndrome
Also manage your stress

DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.

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Question by Sachin - Mar 15, 2023Hindi

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It does not empty completely in the morning. The first stool is without any effort but then i have to drink tea warm water etc to empty completely in another 1-2 sittings. Triphla, isabgol help at times but dont want to use regularly. I tried making the dinner very light but it didnt work. I wake up 3-4 times during night too. Please advice.

Ans: You can use Isaphgol regularly. It is quite safe. You should however have enough water along with the Isaphgol ( at least 2 glasses of warm water). Can try having more of papayas in the morning along with water.

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General Physician - Answered on Mar 16, 2023

Question by Sachin - Mar 15, 2023Hindi

Health

I m a 47 years old male. I do moderate exercise, jogging 3-4 times a week. my work requires me to sit for 6-8 hours. I have this issue where it does not empty completely in the morning. Having this issue from the last 15-20 years. The first stool is without any effort but then i have to drink tea warm water etc to empty completely in another 1-2 sittings. Triphla, isabgol help at times but dont want to use regularly. I have dinner too at 7 and sleep at 10. I tried having a very light dinner too but it didnt work. Please advice.

Ans: Having the bowel movement within 10mts of waking up in the morning is a good indicator to show that your life forces are good.
Nevertheless, you should not look at the evacuation as in quantity, you must see if there are any discomforts later in the day.
Even if you have your bowels, moved once more in the evening is good enough.
Increase the fibre content in your diet, have adequate water and increase your physical activity

(more)

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Question by Sekar - Mar 28, 2023Hindi

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Hi Dr I am 51 year male, I work out 6 days a week strength and cardio and I am very careful about my food habits. I eat only home cooked food eating out occasionally. In spite of my healthy habits I often feel bloated after my food and my bowl movement is not satisfactory. I find it difficult every morning to pass stool.

Ans: Hello, try drinking more water around 2.5 lit-3 lit/ day.. increase fibre rich food in diet. avoiding milk and milk products except curd may help in some cases.

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Krishna Kumar |228 Answers |Ask -Follow

Workplace Expert - Answered on Apr 18, 2024

Asked by Anonymous - Mar 09, 2024Hindi

Career

Sir, I'm a student of btech CSE(Artificial intelligence and machine learning) in aktu. Actually when i took admission i didn't get CSE(core branch), so i ended up with this course. Now , I'm confused should i change my branch after the 1st year through your cgp. Or should i stay in this branch. I am afraid of not having enough opportunities in this branch as compared to the CSE(core) in terms of placements. Is that so?

Ans: Hello

If you are having an option to make a change then please do. However continuing in your branch will not have any significant impact on your future prospects...as all the allied streams like AI ML, Data Science have similar subjects like core CS.

All the best.

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Asked by Anonymous - Apr 18, 2024Hindi

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Any openings in any online travel company please help me if you can

Ans: Hello

Please note this forum is for advice and not placement consultancy. Kindly approach placement consultants or apply to jobs directly.

All the best.

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Question by Rajan - Mar 28, 2024Hindi

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i have just recently joined our community services and holding official position also there. our community is basically immature and politics driven, few only interested in designation, lack of transparency etc. As far as myself is concern i am only interested to work by system/transparency without any politics. Guide me how to deal with all this.

Ans: Dear Mr.Rajan

At the end we are all humans driven by same set of emotions. You are coming from providing selfless service but not necessary others also think that way...they may have their own agenda.

Once you accept this it will be easier for you to do what you want to do.

Look at yourself as someone who is trying to contribute and not as someone who wants to change other. people.

Do what you can do best without setting expectations from others.

All the best.

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Question by Anand - Mar 17, 2024Hindi

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Hello Sir, I have the following Mutual Funds Investments, request you to let me know if these can be continued with or need to discontinue any of them, also please let me know new good performing funds to invest in. One time investment: (1) ICICI/ India Opportunities Fund - Growth - ?2,50,000, (2) ICICI/ Value Discovery Fund - Growth - ?2,50,000, (3) ICICI / Transporation & Logistics Fund - Growth - ?2,00,000. SIP Monthly: (4) Axis Flexi Cap Fund - Regular Plan - ?5,000, (5) Canara Robeco Emerging Equities - Regular Plan - ?5,000, (6) Aditya Birla SL Focused Equity Fund(G) - â‚15,000, (7) HDFC Mid-Cap Opportunities Fund(G) - ?5,000, (8) ICICI Pru Bluechip Fund(G) - ?5,000, (9) Axis Small Cap Fund - Regular Plan - ?5,000, (10) ICICI Prudential Technology Fund - Growth - ?5,000, (11) L&T Midcap Fund - HSBC Midcap Fund - ?5,000, (12) ICIPRU Multi-Asset Fund - Growth - ?5,000, (13) ICIPRU Value Discovery Fund - Growth - ?5,000. Thank You.

Ans: Your portfolio is diversified but needs periodic review. For one-time investments, assess the performance and alignment with your goals. For SIPs, ensure you're not overexposed to similar sectors or fund styles. Consider consolidating similar fund categories to streamline your portfolio. Always monitor performance and market trends to make necessary adjustments. Consult a financial advisor for personalized guidance.

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Question by Pradop - Apr 16, 2024Hindi

Money

My current portfolio is approx 45 Lac in PF, 5 Lac in NPS another 35 Lac in different MF & direct stocks, I am currently investing: 1) PF - Rs 42000 (Including company contribution) 2) NPS - Rs 22000 3) Aditya Birla Sun Life Focused Fund - Growth-Regular Plan - Rs 3000 4) Kotak Small Cap Fund - Direct Plan- Growth - Rs 7000 5) PGIM India Midcap Opportunities Fund - Direct Plan - Growth - 7000 6) Tata Digital India Fund Direct Plan Growth - Rs 10000 7) Nifty50 index fund - Rs 17500 8) Direct Stocks - Rs 10000 9) PGIM India Large cap Opportunities Fund - Direct Plan - Growth - Rs 4000 My goal is around 5 Cr in the next 9-10 years. Kindly advise, I can increase my monthly contribution if needed

Ans: To achieve 5 Cr in 9-10 years, your current investments need to be reviewed and possibly increased. Here's a brief analysis:

PF & NPS: These are good long-term savings. Ensure you're invested in equity-oriented options within NPS for better returns.
MFs & Direct Stocks: Diversified portfolio, but ensure it aligns with your risk profile.
MF SIPs: Consider increasing SIP amounts annually by at least 10-15% to match inflation and meet your goal.
Direct Stocks: Risky, ensure proper research or consider shifting to diversified mutual funds.
New Investments: You can increase monthly contributions across MFs and consider adding more to equity funds for better growth potential.
Review and rebalance your portfolio annually to align with your financial goals and risk tolerance. Consult a financial advisor for personalized advice.

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Question by Rahul - Dec 02, 2023Hindi

Money

Sir please review my portfolio I have Parag Parikh Flexicap ,Sbi mid cap & Axis small cap fund each with 5000 rs total 15000 rs per month sip for 25 year's and 10 percent step up every year, I want 10 crores for my retirement is this portfolio Good..? My Age is 33 ????

Ans: Your portfolio with Parag Parikh Flexicap, SBI Mid Cap, and Axis Small Cap funds is diversified across cap sizes, aligning with your long-term goal. With a 25-year horizon and annual step-up, aiming for 10 crores for retirement at 33 is ambitious but achievable with disciplined investing and regular review.

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Question by BR - Nov 30, 2023Hindi

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Hi Sanjib..please suggest a few good term insurance options and what all needs to be kept in mind before selecting the right one?

Ans: Here are some factors to consider and popular term insurance options:

Factors to Consider:

Coverage Amount: Choose a coverage amount based on your financial needs and future obligations.
Policy Term: Align the policy term with your financial goals and retirement age.
Premium: Ensure the premium fits within your budget for the entire policy term.
Claim Settlement Ratio: Opt for insurers with a high claim settlement ratio for reliability.
Rider Options: Check for additional riders like accidental death benefit, critical illness, etc., to enhance coverage.

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Question by Amaan - Nov 23, 2023Hindi

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Hello sir , I want to invest lump sum amount of 3 lacs for long terms ( 8-10 years). Risk - Moderate to High.please suggest me where to invest ? Is balanced advantage fund is good for lump sum investment?

Ans: For a moderate to high-risk profile with a long-term horizon of 8-10 years, consider diversified equity funds or balanced advantage funds. Balanced advantage funds dynamically manage asset allocation between equity and debt, aiming to reduce volatility. They can be a suitable choice for lump sum investments given their risk management approach. However, ensure you understand the fund's strategy and past performance before investing. Always consult with a financial advisor to align your investment with your financial goals and risk tolerance.

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Asked by Anonymous - Nov 22, 2023Hindi

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Regarding my previous post dated 21Nov.2023 i forgot to add 5637 units in UTI RBP current market value2.24 lac investment will remain for 25 years in my daughter ' s portfolios.

Ans: Including the 5637 units in UTI RBP valued at 2.24 lac, your daughter's investment for 25 years strengthens her portfolio. Regularly monitoring and adjusting based on performance and financial goals will further optimize the investment for her future.

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Question by Rajiv - Nov 19, 2023Hindi

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Dear Sir,my current expenses are Rs 2.6 lacs per month,how much money do I need to retire considering life expectancy till 100 years ?

Ans: To retire with expenses of Rs 2.6 lacs/month till age 100, you'll need approximately 7.8 crores. This calculation assumes inflation, investment returns, and doesn't account for any other income sources or unexpected expenses. Regularly review and adjust your retirement corpus based on changing financial conditions.

(more)

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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