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Vivek Lala | Answer |Ask -Follow

Tax, MF Expert - Answered on Mar 16, 2023

Vivek Lala has been working as a tax planner since 2018. His expertise lies in making personalised tax budgets and tax forecasts for individuals. As a tax advisor, he takes pride in simplifying tax complications for his clients using simple, easy-to-understand language.
Lala cleared his chartered accountancy exam in 2018 and completed his articleship with Chaturvedi and Shah. ... more

Question by SRM on Mar 10, 2023Hindi

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my CTC is 40L and makes around 10L from trading, claiming exemptions are 150k 80C, HRA 110k and NPS 50k, which regime is beneficial to me?

Ans: new regime

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Hi Sir, I have a CTC of 30L deductions include ( 1.5 Lakhs 80C - PPF, NPS: 50,000 (Self), 75,000 (Employer contribution), (Rs 24,000 - Food coupons), Rs 21,600 - Fuel reimbursement. I have currently opted for old regime, please let me that going forward which regime would be useful for me.

Ans: Person having taxable income of 30 lakhs and take deduction less than 4.25 lacs from housing loan/80C/80D, can opt for new tax regime as new slab rate is likely to be beneficial as per budget proposed for FY 2023-24

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Question by SRM - Mar 13, 2023Hindi

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My CTC is 40L and makes around 10L from trading, claiming exemptions are 150k (80C), HRA 110k and NPS 50k, corporate nps 50k, which regime is beneficial to me?

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Hi Mihir My CTC is around 40 lakh. Could you please advise which tax regime is good for me Thanks

Ans: Selection of tax regime depends of eligibility of amount of deduction and exemption. Considering income of 40lacs, when amount of deductions/exemption cross 7,75,000; old scheme is likely to be beneficial for the tax payer.

You can calculate tax liability, using advance income tax calculator available at following link:

https://eportal.incometax.gov.in/iec/foservices/#/TaxCalc/calculator

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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