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Should I Follow My Dream of Becoming a Writer?

Ramalingam

Ramalingam Kalirajan  |7271 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Dec 04, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more
Abhishek Question by Abhishek on Dec 04, 2024
Money

Thank you so much for your advice sir

Ans: You’re most welcome! I'm glad I could assist you. Wishing you the very best on your financial journey. Feel free to reach out anytime for further guidance. ????

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Sir/madam My son is an MBA and wants to establish a cafe. Kindly guide. Regards
Ans: It's great to hear that your son is planning to open a cafe. With his MBA knowledge and entrepreneurial spirit, he has a strong foundation to build a successful venture. Here are some steps to guide him.

First,
He must decide on a unique concept for the cafe that will set it apart from others. Whether it is a cozy space for book lovers, a health-focused menu, or a modern cafe with a tech-friendly vibe, having a clear vision will attract the right customers. Additionally, researching the market to understand customer preferences, competition, and pricing trends is important to create a viable business plan.

Encourage him to prepare a detailed business plan that includes his vision, projected budget, marketing strategy, and operational plans. Choosing the right location with good visibility and foot traffic will be crucial to the cafe's success. He will also need to obtain the necessary licenses and permits, such as food safety approval and business registration, to operate legally.

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Focus should be on creating a strong brand identity with a memorable name, logo, and interior design. Offering high-quality ingredients and a menu with a mix of unique and popular items will help build a loyal customer base. Excellent customer service and a welcoming atmosphere will further enhance the visitor experience.

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Wishing her all the best in this exciting journey!

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Relationships Expert, Mind Coach - Answered on Dec 17, 2024

Asked by Anonymous - Dec 16, 2024Hindi
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Relationship
We had been Dating since our College days & had a Love Marriage almost 2 Decades ago. My Wife had always been the Dominant one in the Relationship, while I had always been Soft-spoken. She is also much more Capable than me, in terms of Academic as well as Professional Competence, and also very Ambitious. These are some of the Qualities which I always admired in her. Over the years of our Marriage, I had to Compromise on my own Professional Growth, in order to support her Professional Growth. She has a Transferable Job, so I have taken up a Work-from-Home Job which pays much lesser, but allows more flexibility in timings, just to support her Professional Growth, I had given up much better opportunities. I have been literally living like a Stay-at-Home Husband, doing almost all the Household chores & also taking care of both our Children. I have no complaints about any of this, I am doing all this, just because I Love my Wife. My Wife too Loves me a lot, but doesn't seem to Respect me. She feels ashamed to introduce me to her Colleagues in her Office Parties. She often puts me down, in the presence of her Friends & Relatives. She asks others (her Friends, Colleagues & Relatives) for advice, even in matters relating to our Personal Life & gives more importance to their Opinions, compared to mine & has taken several big Decisions, without my Consent/Agreement. She doesn't bother telling me anything about her whereabouts & her Finances. While at Home, she Orders me around like a Boss & talks to me in a Condescending manner. Seeing her attitude, even our Servant Maid, Driver, Watchman & our Teenaged Children also don't treat me with due Respect. Our Neighbours, laugh at me behind my back. I have been Tolerating all this since many Years only because I Love my Wife so much. Many times, I tried to convey my concerns to her but she used to invalidate my feelings, labelling them as my 'Insecurity' or 'Male Ego' even though I never had either of those. She seems to have more time for her Partying with her Colleagues & Friends, rather than having a Productive Discussion with me about my Feelings. Now I am feeling Saturated. I need to do something to Earn Respect from my Wife, Children & the Society as I have realised that my Wife is not up for anything like Couples Counseling & I wouldn't be able to discuss my Feelings with anyone else (almost everyone I know, Respects her more than me). Please give me some Suggestions as to what can I do to become more Respectable in the Eyes of my Wife, Children & our Social Circle?
Ans: Dear Anonymous,
It's heart warming to know that you eased into a role that usually can be not a very 'manly' thing to do. But I guess somewhere your wife has begun to enjoy her dominant status; let me tell you...that part is not easy on a man...
You just adapted to it and slowly, it has begun to erode your self-esteem...
Assume the role that will bring back your self-worth; this will mean actually a career, bringing money home, taking care of your responsibilities as a husband and father. This will also mean a step back from what you are doing at home now...
Your wife may not want the extra chores that you had to drop off and there's bound to be some skirmishes; but better to take all this head on rather than skirt around the issue.
Slowly and steadily inch towards a space where the two of you are equal partners without anyone dominating the other.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Relationships Expert, Mind Coach - Answered on Dec 17, 2024

Asked by Anonymous - Dec 14, 2024Hindi
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Recently, we had an Arranged Marriage. Before committing for the Marriage, we had a few Months of Courtship Period & got to understand each other well. He seemed to be a very Loving & Caring Person. Once, He asked me whether I was Virgin, I lied saying that I was, because I didn't want to lose such a Wonderful Guy. On our Wedding Night, he got Suspicious as I didn't bleed. Upon further Interrogation, I broke down & confessed the Truth that I had been Sexually Active in my previous Relationships, before getting Married to him. He got Disappointed as he felt Cheated & Betrayed. Since then, he's been sleeping in a seperate Room & not even talking to me properly, there's no Romance between us, at all. He'd also cancelled our Honeymoon Trip to Bali. He comes Home late, often having eaten out, doesn't ask me anything about my Day or even Care about me at all. He's become quite opposite of what he was, during our Courtship Period. Many times, I've tried to break the Ice & build some Chemistry between us, but he told me that he lost all Feelings for me, and he wouldn't even Care if I left him & his House for Good. He was Ready to give me a Divorce, if I wanted to Leave him. But I don't want to throw away this Marriage, I want to try & make it work, but there's no Cooperation at all from his side. He blatantly refused to go for Marriage Counseling with me. In the presence of other Family Members, he tries to act like a normal Husband, just to maintain his image in the Society. But when we both are alone at Home, he acts as if I don't even exist. Now I am getting frustrated, I don't understand what to do? I don't regret all that I did in my Past, I had the Right to Enjoy my Life, when I was Young & Unmarried & I don't owe any Explanation to anyone, about my Past. Now I feel I am being treated too Coldly just for a little White Lie. Did I really do something so Wrong that I don't even deserve to be Loved by the Person, I Married? If it leads to a Divorce, we both have got a lot to lose out on, hence I am trying to avoid the extreme Decision. But I don't have any idea as to how our Marriage can be Repaired & Rejuvenated, when my Husband is not at all interested in the Marriage? Please advise me what to do.
Ans: Dear Anonymous,
If you understand him, your virginity meant a lot to him...that was one of his core beliefs that one preserves their virginity until marriage. Now, he feels cheated as what he believes in has gone against him. It seems very old-fashioned to want the bride to 'bleed' on the first night and conclude that she isn't pure...I get your point, but that are his values...
Can he change and actually look at things differently and save the marriage? YES only if he wants to...he has to commit to it...

For you, the fear of losing him made you hide the fact. Who's right and who isn't? Neither! It's all a matter of the way you look at it; each one will hold their impressions as the truth. So, he's holding onto what he feels is his truth and unwilling to budge and make the marriage work. What can you do? Perhaps apologize for hurting him; he is hurt and angry, isn't it?

It may seem trivial and foolish to you that he gives this so much importance in this day and age. You can't shake people off their beliefs. Anything that you hide eventually comes to bite you; so act wisely...
- talk to him about how you feel about him and the marriage
- tell him what he means to you and why you hid the facts that was most important to him
- lastly apologize to him from your heart

All this may seem 'going over the top' BUT hey, you wish to make the marriage work, right? At times, going that extreme bit can bring back things...So, if there's a 'Feminist' side of you that seems to disagree, keep that at bay for a while and ask: Do I want the marriage?
If YES, then do what it takes...

All the best!
Dear Likitha,
Please download the whatsapp chats and try and get the recording of the phone calls. When your husband denies and says she is just a friend, these things that you collect will be the only proof to actually prove what you are saying. I know this is hard to do but what other way do you have? He does not want to admit what he is doing...

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I have been in a relationship with my boyfriend since 2018. We’ve always been deeply connected, staying in constant touch through calls and quick replies. Now, he is 31 years old and wants to marry me, but I am not ready yet. I recently got a job with a 7.5 LPA income and need to focus on building my career. My family disapproves of him because he has been preparing for government exams for the last six years and only earns ?15k/month. He also has a very closed mindset and is extremely insecure, constantly worrying that I will leave him one day. One of my biggest concerns is that he’s unwilling to adjust to my work location. After marriage, he plans to stay behind and continue private tuition instead of being with me. These differences have led to frequent conflicts, and it’s becoming emotionally exhausting for me to manage. While I care deeply for him, I feel stuck between my career ambitions, my family’s disapproval, and his expectations. I’m struggling to make him understand my situation, and I don’t know how to move forward.
Ans: Dear Sourima,
I guess you have reached that point where you need to decide whether he is the right one for you. Take yourself out of the situation and then observe...
Are you making choices that have begun to compromise your career and your future? If you haven't you might do that soon with all his insecurities, it's possible that you will underplay and hide your success and anything that is going to raise the bar for him. Never compromise on matters like these as today it's Love and tomorrow when practicalities of life is thrown at you, you will end up blaming him for your dips and losses. Think wisely and practically about this NOW. His fixed mindset does suggest that at any point in time, he can and might throw tantrums in insecurity and fear. So, what are you going to do?

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Anu Krishna  |1402 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 17, 2024

Asked by Anonymous - Sep 12, 2024
Relationship
My daughter 26 years is diagnosed as BPD. She is depressed , over sensitive, very angry, resentful, abusive. She believes that every one in the family is treating her badly, belittle her, she and her brother are not treated equally. Specially,me, her mother, is not emotionally available to her , doesn't take her side and quarrel with all whoever she is angry with, never protects her if anyone compared or abused her verbally. According to her I love her younger brother 19 years more, and donot reprimand him for his mischief and don't banish him from home because she feels uncomfortable and threatened at his presence. Most of her complaints are either imaginary or exaggerated. She refused to get treated even after taking to 4 doctors on the ground that she is unwell due to treatment she received in the family and we must compensate her damage by fulfilling her wishes like cutting relationship with her brother and quarrelling with her extended family. She even physically and verbally abuse me every day Please guide me how to deal with her and help her as she is refusing treatment and at the same time keep the family intact.
Ans: Dear Anonymous,
I am sorry but she has to absolutely go in for expert therapy/counseling along with the prescribed medications. I would not recommend anything other than this as I only speak from my experiences. Her complaints may very well be exaggerated and at times 'illusionary' and that comes with how BPD is. Behaviors stemming from it can be very different from what you maybe used to or what you may call 'normal'. So, for her to manage this, she will need some form of therapy that will enable her to take care of herself and her highs and lows.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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