I request you to clarify the following point.

I am having a housing loan with an outstanding principal amount of Rs 10 lakh (The flat where I am presently residing. Housing loan was taken during the year 2017). I got capital gain by means of sale of other flat to the tune of around Rs 80 lakh. By repaying the outstanding housing loan of Rs 10 lakh can I save myself from paying capital gains tax?

Ans: Malaviya NIT Jaipur’s B.Tech in Electronics & Communication (NIRF #43) is NBA-accredited, supported by over 100 PhD-qualified faculty, advanced VLSI, signal-processing, communication and embedded-systems labs, and active DST/DRDO/ISRO research collaborations. Over the last three years it achieved an 81.51% UG placement rate with a median package of ?8 LPA and an average of ?11.06 LPA. Delhi Technological University’s B.Tech in Software Engineering (NAAC A, NBA-accredited) offers state-of-the-art advanced software, AI/ML, cloud-computing and cybersecurity labs under research-active faculty, hosts 350+ recruiters and recorded a ~69.5% overall placement rate in 2024 with a branch-wise average of ?21.54 LPA. Both ensure mandatory industry internships, strong placement cells and extensive alumni networks, but DTU emphasizes software roles while MNIT combines core-ECE rigour with multidisciplinary research.

Recommendation: For exceptional software-engineering exposure, cutting-edge labs, and the highest average packages, recommendation is DTU Software Engineering. For balanced core-electronics training, stronger research ties in ECE and higher placement rates, choose MNIT Jaipur ECE. All the BEST for Admission & a Prosperous Future!

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Ans: Ansh, HMR Institute of Technology & Management’s B.Tech CSE, affiliated with GGSIPU and approved by AICTE, operates in a metropolitan setting with industry?oriented software, networking and data?structures labs and a proactive entrepreneurship cell. Over the last three years, its CSE branch achieved placement rates of 73% in 2023 and 83% in 2024, with top recruiters including Amazon, Wipro, TCS, Infosys and Adobe and an average package of ?5.35 LPA. Faculty are engaged in applied research projects, though detailed PhD?qualification data is limited. Dr. Akhilesh Das Gupta Institute of Professional Studies (ADGITM), formerly ADGITM, is NBA?accredited, NAAC A++ and ranked in the 151–200 band by NIRF, with a Corporate Resource Centre coordinating internships and 80–82% placement consistency over recent years and a median salary around ?5 LPA. IT students access specialized labs in software engineering, multimedia and cybersecurity, and benefit from 1 000+ recruiter tie?ups including TCS, IBM and Deloitte. ADGITM’s compact campus fosters personalized mentorship under largely PhD?qualified faculty.

Recommendation: For stronger average placement percentages, metropolitan industry exposure and a focused CSE curriculum, recommendation is HMR Institute CSE. If you prioritise broader accreditation credentials, a dedicated CRC, and slightly higher median IT placements, choose ADGITM IT. All the BEST for Admission & a Prosperous Future!

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Ans: Manipal University Jaipur (MUJ) ECE is NAAC A+ and NBA-accredited, offering a curriculum shaped by industry experts, advanced VLSI, embedded, and communication labs, and strong interdisciplinary flexibility for careers in both hardware and software domains. In 2023, MUJ’s engineering placement rate was 98% with an average package of ?9 LPA, and top recruiters included Amazon, Accenture, and Wipro. SRM Kattankulathur (SRM KTR) CSE is NAAC A++ and NBA-accredited, features over 980 recruiters in 2024, and achieved 85–90% placement rates for CSE, with a centralized placement process and a robust industry network. SRM’s CSE program is especially noted for its high volume of tech placements and strong alumni presence in IT. Both colleges offer modern infrastructure, research opportunities, and strong faculty credentials, but SRM KTR CSE stands out for its placement scale and software industry connections.

Recommendation: For maximum placement opportunities, industry exposure, and a future-proof software career, choose SRM KTR CSE. If you value interdisciplinary flexibility and a strong foundation in electronics with options for both hardware and software roles, MUJ ECE is a strong alternative. All the BEST for Admission & a Prosperous Future!

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Ans: Amrita University Bengaluru’s B.Tech EEE admits via AEEE with closing ranks around 20454 and leverages NAAC A++ accreditation, NBA-approved faculty, dedicated power-electronics and robotics labs, industry tie-ups (Bosch, Siemens), and reports 85–90% placement consistency over the last three years. Dayananda Sagar College of Engineering’s BE CSD (Computer Science & Design) closes at COMEDK ranks of 3436–5261, but at rank 9814 your chances are minimal; DSCE’s CSD benefits from NBA accreditation, modern UI/UX and multimedia labs, and branch placements near 68%. Techno India University Kolkata’s WBJEE closing rank for B.Tech CSE (AI & ML) spans 5966–20190, making your rank of 9814 comfortably eligible; the program offers NAAC A accreditation, specialized AI/ML and data-analytics labs, industry collaborations with Cognizant and TCS, and ~75% placement rates over three years.

recommendation
Given assured admission, strong EEE infrastructure, and higher placement stability, recommendation is Amrita Bengaluru EEE. If you prioritize core CS specialization in design and AI, pursue Techno India Kolkata CSE (AI & ML). Avoid DSCE CSD due to rank constraints. All the BEST for Admission & a Prosperous Future!

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Ans: Charan, All three programs are NBA- and NAAC-accredited with modern AI/ML, data-science, and software-engineering labs and strong industry partnerships. SASTRA Thanjavur reports an 83% overall UG placement rate (1684/1920 in 2024) with a median package of ?7.6 LPA, driven by recruiters like Morgan Stanley, Infosys, and Reliance; it benefits from dedicated Bajaj BEST and research centers. VIT Vellore achieves 85–90% placement consistency, with 867 companies offering 7,526 offers in 2024, an average package of ?9.9 LPA, and ABET accreditation for its CSE program. Manipal Bengaluru (MAHE) CSE records an 81% branch placement rate, average CSE package of ?13.1 LPA, and 73% overall placement, supported by 220+ recruiters and a robust Career Development Centre. Faculty at all three are predominantly PhD-qualified, with SASTRA and VIT holding top national rankings (SASTRA NIRF-75 Engineering; VIT NIRF-10 Universities), while MAHE Bengaluru offers strong metropolitan industry exposure.

Final recommendation: For highest average CSE packages and metropolitan placements, recommendation is Manipal Bengaluru CSE. For balanced ROI with strong AI labs and national prestige, choose VIT Vellore CSE. If mid-tier median packages, research centers, and specialized AI & DS focus are priorities, opt for SASTRA Thanjavur CSE (AI & DS). All the BEST for Admission & a Prosperous Future!

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Ans: VIT Chennai’s B.Tech CSE (Data Science) is A++ NAAC-accredited with dedicated AI/ML, big-data, and IoT labs, and its robust Career Development Centre facilitated 3160 offers in 2025, achieving 85–90% placement rates for CSE graduates over the last three years. LNMIIT Jaipur’s five-year Integrated B.Tech + M.Tech ECE is NBA-accredited, delivered by research-active PhDs in VLSI and communications, and reported 70–88% branch placements with a median package of ?12 LPA and top recruiters like Unacademy and Kelly Technologies. With a BITSAT score of 222, admission in CSE or core branches at Pilani, Goa, or Hyderabad campuses is unlikely, as CSE cutoffs exceed 315–330 marks and ECE cutoffs 288–320 marks in 2025.

Recommendation: For assured CSE and Data Science placements with strong industry linkages, recommendation is VIT Chennai CSE (Data Science). If you seek a deep integrated ECE master’s pathway with specialized VLSI labs and a higher qualification, opt for LNMIIT Jaipur Integrated ECE + MTech. All the BEST for Admission & a Prosperous Future!

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Ans: All three IIITs are AICTE-approved, offer NBA-accredited CSE programs, and maintain JEE Main–based admissions with modern AI/ML, data-structures, and software-engineering labs. IIIT Sri City recorded an 89.67% placement rate in 2024 with a CSE average package of ?14.5 LPA and median ?12 LPA, attracting top recruiters like Google, Amazon, and Deloitte. IIIT Kota achieved a 73.39% CSE placement rate with an average package of ?12.71 LPA and median ?10 LPA, supported by industry tie-ups and project-based learning. IIIT Sonepat placed 70.73% of its CSE cohort at an average package of ?13.88 LPA and median ?12 LPA, backed by recruiters such as Reliance Jio, Amazon, and IBM. Faculty at all three hold PhDs and engage in research collaborations; IIIT Sri City and Kota benefit from stronger alumni networks and higher median packages, while Sonepat offers emerging-tech focus and growing placement cells.

Recommendation:
For the best placement consistency, stronger recruiter engagement, and higher average CSE packages, recommendation is IIIT Sri City CSE. If cost or home-state preference matters and you value solid industry ties, consider IIIT Kota CSE, with IIIT Sonepat CSE as a third option for specialized emerging-technology roles. All the BEST for Admission & a Prosperous Future!

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Ans: All three IIITs are AICTE-approved, offer NBA-accredited CSE programs, and maintain JEE Main–based admissions with modern AI/ML, data-structures, and software-engineering labs. IIIT Sri City recorded an 89.67% placement rate in 2024 with a CSE average package of ?14.5 LPA and median ?12 LPA, attracting top recruiters like Google, Amazon, and Deloitte. IIIT Kota achieved a 73.39% CSE placement rate with an average package of ?12.71 LPA and median ?10 LPA, supported by industry tie-ups and project-based learning. IIIT Sonepat placed 70.73% of its CSE cohort at an average package of ?13.88 LPA and median ?12 LPA, backed by recruiters such as Reliance Jio, Amazon, and IBM. Faculty at all three hold PhDs and engage in research collaborations; IIIT Sri City and Kota benefit from stronger alumni networks and higher median packages, while Sonepat offers emerging-tech focus and growing placement cells.

Recommendation:
For the best placement consistency, stronger recruiter engagement, and higher average CSE packages, recommendation is IIIT Sri City CSE. If cost or home-state preference matters and you value solid industry ties, consider IIIT Kota CSE, with IIIT Sonepat CSE as a third option for specialized emerging-technology roles. All the BEST for Admission & a Prosperous Future!

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Ans: Kuldeep Sir, IIT Jammu’s new BSBE department (est. 2021) boasts interdisciplinary research in medical devices, bioelectronics, AI-driven healthcare, and 3D bioprinting with state-of-the-art labs such as biomedical instrumentation and computational biology. The MTech cohort achieved a 78.6% placement rate in 2024, with a median package of ?9.15 LPA and top recruiters spanning medical-device firms and healthcare consultancies. India’s medical-device market is projected to reach ?88 320 cr, driving demand for engineers skilled in design, regulatory affairs, and clinical engineering across PSUs and MNCs such as Siemens Healthcare, Medtronic, and GE Healthcare. While an MTech provides strong industry entry and practical exposure, a PhD opens roles in R&D leadership, regulatory policy, and academia—with higher long-term earning potential but delayed earnings.

Recommendation: For immediate industry entry with solid placement prospects in medical-device design and clinical engineering, recommendation is to pursue IIT Jammu MTech in Medical Equipment. If aiming for advanced R&D leadership, regulatory strategy, or a career in academia, consider enrolling in a PhD after gaining 1–2 years of industry experience. All the BEST for Admission & a Prosperous Future!

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