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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Aug 08, 2022

Mutual Fund Expert... more

Question by Tushar on Aug 08, 2022Hindi

Sir, kindly give your expert opinion regarding mutual fund investments I have been doing for last 3 years. I am 53 yr old, self-employed. Your expert opinion will be appreciated.

1. ABSL flexicap growth

2. Franklin India smaller companies fund growth

3. Axis focused 25 fund

4. Kotak flexicap fund growth

5. Edelweiss balanced advantage fund growth

6. Nippon India value fund growth.

Ans: Please continue.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Head, Rank MF - Answered on Aug 08, 2022

Question by Tushar - Aug 08, 2022Hindi

Sir, kindly give your expert opinion regarding mutual fund investments I have been doing for last 3 years. I am 53 yr old, self-employed. Your expert opinion will be appreciated. 1. ABSL flexicap growth 2. Franklin India smaller companies fund growth 3. Axis focused 25 fund 4. Kotak flexicap fund growth 5. Edelweiss balanced advantage fund growth 6. Nippon India value fund growth.

Ans: Please continue.

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Question by K - Nov 20, 2019Hindi

Sir, I am 53-year-old and currently investing in the following mutual funds, the amount mentioned against it. Please advise if this investment is right or if I have any better option. 1. SBI Blue Chip Fund Direct Growth: Rs 5000 2. Mirae Asset Large Cap Fund: Rs 3000 3. HDFC Equity Fund Direct Growth: Rs 3000 4. HDFC Small Cap Fund Direct Growth: Rs 3000 5. Kotak Emerging Equity Scheme Growth: Rs 2000 6. ABSL Front Line Equity Fund Growth: Rs 4000 7. Franklin India Blue Chip Fund Direct Growth: Rs 3000 8. Franklin India Equity Fund Direct Growth: Rs 3000

Ans:

Name of the Fund	Category	RankMF Star Rating
SBI Blue Chip Fund Direct Growth	Equity - Large Cap Fund	4
MiraeAsset Large Cap Fund	Equity - Large Cap Fund	4
HDFC Equity Fund Direct Growth	Equity - Multi Cap Fund	4
HDFC Small Cap Fund Direct Growth	Equity - Small cap Fund	2
KotakEmerging Equity Scheme Growth	Equity - Midcap Fund	4
ABSL Front Line Equity Fund Growth	Equity - Large Cap Fund	4
Franklin India BlueChip Fund Direct Growth	Equity - Large Cap Fund	3
Franklin India Equity Fund Direct Growth	Equity - Multi Cap Fund	3

4-star rated ones can be continued, remaining 3 may be changed;

Large cap Suitable options considering quality and value for money at present levels is Mirae Asset Large Cap Fund

Small Cap: Suitable options considering quality and value for money at present levels are Kotak Small Cap and Axis Small Cap

Multicap: Suitable options considering quality and value for money at present levels are UTI Equity Fund, Axis Multicap and Motilal Oswal Multicap 35

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Sir, i have 6 No of Mutual fund 1.SBI small cap 1000 per month 2. SBI focused equity 1000 per month 3. SBI blue chip fund 1000 per month 4. Nippon india small cap 500 per month 5.Quant small cap fund 1000 per month 6. Parag parikh flexi cap 1000 per month Is these MF are good or i need to change any fund. SBI fund are almost 2.6 year old. I have time horizon of 10 to 15 years.Now i am 38 year old.

Ans: It's great that you're investing in mutual funds for your future financial goals! Let's review your current mutual fund portfolio and make some suggestions:

SBI Small Cap, SBI Focused Equity, and SBI Blue Chip Fund:
SBI Funds are reputable and have a track record of performance. However, it's essential to review their performance periodically to ensure they continue to meet your investment objectives.
Nippon India Small Cap and Quant Small Cap Fund:
Small-cap funds can offer high growth potential but also come with higher risk. Ensure you have a long-term investment horizon and the risk tolerance to withstand market volatility.
Parag Parikh Flexi Cap:
Flexi-cap funds provide flexibility to invest across market caps. Parag Parikh Flexi Cap Fund is known for its diversified portfolio and focus on quality stocks. It's a good choice for long-term wealth creation.
Suggestions:

Review Performance: Periodically review the performance of your mutual funds to ensure they align with your investment goals and risk tolerance.
Diversification: Consider diversifying your portfolio further by adding funds from different fund houses or investing in different asset classes like debt or international funds.
Regular Monitoring: Keep an eye on the performance of your funds and make adjustments as needed. If any fund consistently underperforms its benchmark or peers, consider replacing it with a better-performing alternative.
Consult a Financial Advisor: Consider consulting a Certified Financial Planner for personalized advice tailored to your financial goals, risk tolerance, and investment horizon. A professional can help optimize your portfolio and ensure it remains aligned with your objectives.
Overall, your mutual fund portfolio seems well-diversified, but it's essential to monitor its performance regularly and make adjustments as needed to stay on track towards your long-term financial goals. Keep up the good work and continue investing systematically for your future!

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