I m 49yrs, investing in SIP since 2019, started with Rs.10k/month, now Rs.20k/month. This month invested Rs.10lk in 4 equity linked MFs. Expecting Rs.43lks from PPF by 2031. How should I go further to have monthly income of Rs.2lk after 60yrs of age?
How can I earn Rs. 80,000 in 12 months by investing just Rs. 4,000?
Not possible in my opinion. I will continue to track answers i wish to learn from other experts..
I am 31 years-old & investing INR 110k/ month in various SIPs in India since July 2015. How can I make 10 Crores in 10 years from now? I have invested in PPF and Bank FD, and asset allocation in my SIP portfolio is appropriate as of March 2016.
Good job! your thinking process is abolutely perfect. You have a set goal to achieve an end number of Rs10crores. But it will lead to utter failure- I will explain in a moment-
And you also have a good savings rate of Rs1.1l per month which adds up to Rs13.2l per year.
So assume even if your investments yield 0% returns over the long period it would still amount to Rs1.32crores. Now don’t get upset when I say 0% returns. When you invest in equities, you have the worst scenario in your mind before you venture. Preparing for the worst is preparing to succeed.
Now lets look at your preferred mode of
If I invest 15000 INR every month in SIPs, how much returns can I expect by the end of 15-20 years?
*Answering this question from my perspective*
As I am going to invest for a long term, I would choose EQUITY funds. ( No debt or hybrid)
Per month I am going to invest Rs 15000.
So, it amounts to 1 lakh 80 thousand per year and 36 lakhs for 20 years.
In this case, I am assuming an annual returns of 12% as it is equity fund and any good equity fund can give 12% returns.
At the end of 15 years,
Amount Invested= 27 lakhs
Wealth Gain= 48.7 lakhs
Expected Total amount= 75.7 lakhs
At the end of 20 years,
Amount Invested= 36 lakhs
Wealth Gain= 1.1 crore
Expected Total amount= 14987219 ( 1.5 Crores)
I hope this an
If I invest ?1000 for 10 years in SIP what will be my returns?
I want to invest 2K per month for two years in SIP. What are the best SIP Plans for that?
If I plan to invest Rs. 3000 in SIP every month, should I put it all in 1 best MF or Rs. 500 each in 6 different MFs?
I have Rs. 50,000 with me to invest. Where can I invest so that I get an insured monthly return of Rs. 10,000?
Rs. 10000 per month means 240 percent per annum rate of interest
You cannot get through investments anywhere in the world
If you have financial discipline and know the techniques of doing any business activity, you can definitely get the return in the long run
See the example:
Buy clothes worth Rs. 50000 (need not be in a single day). You have purchased 500 pieces at Rs. 100 per piece.
Start selling th
Where should I invest Rs 30,000 every month?
Hey Keshav,
I am not a Financial Adviser, so i can’t advise where to invest, but here’s what i will do as a middle class investor.
Split that 30K into three parts:
15,000 - Plan A
I will invest this money in Fixed , PPF or RD deposit every month without fail, i will make sure, all the interest generated will also be put back into this account again and again. until i really need it for emergency or re-investing it in Home down payment, This money will only be for the most important need.
10,000 - Plan B
I will take the next 10K, and split it in to 7K and 3K. With 7K i will find two good mutual funds
If I plan to invest Rs. 3000 in SIP every month, should I put it all in 1 best MF or Rs. 500 each in 6 different MFs?
First of all, any mutual fund question is incomplete without a Goal and Individual Age.
Have you thought why you are investing 3000 and till what period ? What is your target amount? Without having answers to these questions it doesn't matter you invest in 1 fund or 100 funds.
Now for your purpose we make assumption that you are now 25 years old and you need 80 lakhs amount for your child higher education after 25 years (that is your child may be at a age of 21)
So as you are investing early I assume you could take a bit higher risk and target small cap funds with 15% annual returns expectation I
If I invest 2,000 rupees per month in SIP for 10 years, in which fund should I invest, and how much will I get a return after 10 years?
My suggestion would be to go for Mid Cap Mutual Funds.
There are quite a number of Good Mid Cap Funds available for investments like:
Quant Mid Cap Fund, Nippon India Growth Fund, HDFC Mid Cap Opportunities fund, SBI Magnum Mid Cap fund etc. etc.
Now how much you will get after 10 Years.
For Example Quant Mid Cap Fund - Direct Plan has NAV of Rs 197.99 its 3 years returns are 36.83 % and returns since launch of fund is 18.64 % and its assets under management is Rs 3781 Crores.
Suppose you do Monthly SIP in this fund for 10 years or 120 months and we assume the fund will return 15 % average then you
I want to invest in SIP, 1000 per month for 5 years. Is there any SIP available with this amount?
You can start your investment in mutual funds via SIP of Rs. 1000 for 5 years. Checkout following schemes in which you can begin your investment.
Reliance Tax Saver ELSS G
Axis Long Term Equity Fund G
SBI Magnum Multicap Fund G
ICICI Pru Value Discovery Fund G
L&T Tax Saver Fund G
HDFC Long Term Advantage Fund G
Franklin India Tax Shield Fund G
Sundaram Diversified Equity G
UTI Mastershare G
UTI Balanced Fund G
UTI Bond Fund G
Sundaram Money Fund G
Following calculations are takes place :
Monthly Investment (SIP) = Rs. 1000
Time Horizon (in years) = 5 years
Expected Return (%) = 12.5
Total SIP Amount Invested
What should I do with Rs. 50,000 to earn Rs. 10,000 per month?
There are lots of things you can do with your Rs 50,000 but if you invest in bitcoin, stock exchange or start trading you first have to know how these things work don't Just invest blindly.
I would suggest you invest it in yourself get knowledge, get smarter. Look at it this way right now the 2ND richest person on this planet is Jeff Bozos the CEO of Amazon. Yes he's a billionaire. Now think about it for a second does Amazon have physical store ? No. Does it advertise on TV ? No. It all started form internet and it's where it generates it's traffic from. In America about 50% of people earn from
I want to invest 15-20k per month in SIP, how much return is expected after say 2-3 years?
Of Rs.20,000 invest Rs.10,000 in Equity mutual funds, Rs.5,000 in Balanced funds and Rs.5,000 in Debt mutual funds. Normally it will more than 3 years to see decent return from equity & balanced mutual funds but the return will be good around 13% to 15% (Tax free). As for debt funds, you will see returns sooner and it will be around 9% (Taxable).
In three years returns won’t be much. You will be investing around Rs.7 lakh and you may have return of around Rs.60,000 after 3 years. But as years goes on, power of compounding takes effects and you will see massive returns in long term like in 15 ye
I have Rs. 50,000 with me to invest. Where can I invest so that I get an insured monthly return of Rs. 10,000?
I recommend you to invest in yourself by doing a professional course so that you stop asking these type of question. By investing money in yourself you may open a business for yourself and can much more. On investment term, the monthly return of 20% is possible only in a poonzi scheme where chances of losing money are very high.
How can I generate a monthly income of Rs 50,000 from Rs 20 lakh?
Learn “Income investing” method which goes on like this:
Buy a basket of banks : HDFC BANK, ICICI and Kotak. These 3 make the major market cap of all banks.
You can put these “Shares as Margin” with good brokers like ICICIDIRECT and get up to 85% of amount as margin. Thus investment of 20L gives u a margin of about 17L.
Sell Banknifty (BN) call contracts about 40–50 days from current date and such that the premium comes close to ?50,000
?50k premium needs to write 2500 points of BN contracts as the lot size is 20. Writing 1 Lot requires about 60k of capital. With 17L capital, you can write about 2
If I invest 1000 per month in SIP for 20 years, how much will I return after 20 years? For this amount, which fund is best for me?
If you Invest in SBI Small Cap Mutual Fund thru SIP of Rs 1000 per month for 20 Years or 240 months then your Expected Fund value at the end of the 20 th Year would be Rs 24,38,856.38 approx.
SBI Small Cap Fund is currently returning 25.81 % average since its launch. However, in the above calculation I have considered only 20 % average returns.
Your total Investment Rs 1...
If I plan to invest Rs. 3000 in SIP every month, should I put it all in 1 best MF or Rs. 500 each in 6 different MFs?
It depends.
If u want to have sound sleep in nights without worrying about fluctuations, balanced advantage funds r great.
In theory they follow the principle of BUY LOW and SELL HIGH.
Again it's a very individual preference.
Everyone is UNIQUE and should invest as per his/her capacity and personal situation.
Ideal would be to invest in combination of NIFTY 50 index funds and NIFTY next 50 index funds
Again the proportion can vary from 70:30 to 50:50.
Many people will say I have high risk tolerance but remember to recover 5% loss u haveto earn double 10 % of profit and so on.
So it's better to have hi
If I invest ?1000 for 10 years in SIP what will be my returns?
I want to invest 2K per month for two years in SIP. What are the best SIP Plans for that?
If I plan to invest Rs. 3000 in SIP every month, should I put it all in 1 best MF or Rs. 500 each in 6 different MFs?
Where do I invest Rs. 2000 per month for SIP?
What if I started investing 2000rs / month in SIP for 40 years?
Which SIPs are good for investing Rs 500 per month to get Rs 20 lakh and above after 16 years?
Which are the best long-term MF SIPs to invest Rs. 4,000 per month?
How do I invest 500 Rs per month?
What capital do I need to invest to get Rs.20K per month in dividends?
I want to invest 5000 (fixed) as SIP every month for my sister for 10-15 years for a corpus of 30 lakhs. What are some good funds for investment?
Ans: It's great that you're exploring investment options and seeking advice. Investing in SIPs can be a prudent way to build wealth over the long term. Here are some general considerations and principles to keep in mind:
Diversification: It's often recommended to diversify your investments across different asset classes and fund categories. This helps spread risk and maximize potential returns. Consider allocating your investments across equity, debt, and balanced funds based on your risk tolerance and investment objectives.
Investment Horizon: Determine your investment horizon, which refers to the length of time you plan to stay invested before needing to access the funds. Longer investment horizons typically allow for more aggressive investment strategies, whereas shorter horizons may necessitate a more conservative approach.
Risk Tolerance: Assess your risk tolerance carefully and choose funds that align with your comfort level. Equity funds tend to offer higher potential returns but also come with higher volatility and risk. Debt funds, on the other hand, offer lower risk but typically lower returns.
Expense Ratio: Pay attention to the expense ratio of the mutual funds you're considering. Lower expense ratios can translate to higher returns for investors over the long term, as less of the fund's assets are consumed by fees and expenses.
Fund Performance: While past performance is not indicative of future results, it's still essential to review the historical performance of mutual funds before investing. Look for funds with a consistent track record of delivering returns that align with your investment goals.
Review Regularly: Regularly review your investment portfolio and make adjustments as needed based on changes in your financial situation, investment goals, and market conditions. Rebalancing your portfolio periodically can help ensure that it remains aligned with your objectives.
Seek Professional Advice: If you're unsure about which funds to choose or how to construct a well-diversified portfolio, consider seeking advice from a qualified financial advisor. An advisor can assess your individual circumstances and help tailor an investment strategy that meets your needs.
Remember that investing involves risks, and it's essential to conduct thorough research and exercise due diligence before making any investment decisions. By following these principles and investing consistently over time, you can work towards achieving your financial goals.
Best regards.
