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Ramalingam Kalirajan |8869 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 20, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by Manoj on May 20, 2024Hindi

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Thanks a lot sir for insight n guidance..

Ans: Welcome :)

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Ramalingam Kalirajan |8869 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jul 01, 2024

Question by Shom - Jul 01, 2024Hindi

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Thanx a lot Sir for your advise!!!

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

Nayagam P P |5936 Answers |Ask -Follow

Career Counsellor - Answered on Jul 03, 2024

Question by SUDHIR - Jul 02, 2024Hindi

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Thanks a lot sir for your kind inputs...

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Career Counsellor - Answered on Jul 06, 2024

Question by LADDU - Jul 06, 2024Hindi

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Thank you sir For ur guidance

Ans: Thank You. Discover by yourself, because that's the goal of Education. All the Best to You.

Latest Questions

Nayagam P P |5936 Answers |Ask -Follow

Career Counsellor - Answered on Jun 08, 2025

Question by Sreeja - Jun 06, 2025

Career

Is SIT pune CSE a good option ?

Ans: Sreeja, Symbiosis Institute of Technology (SIT) Pune’s CSE programme is a strong option for students seeking a blend of academic rigor, industry exposure, and modern specializations. The department is NBA-accredited and offers a curriculum integrating AI/ML, Data Science, Cybersecurity, and IoT, with project-based learning and internships (6-month duration) to enhance practical skills. Placement rates have been consistent, with 91–98% of students placed over the last three years (2022–2024), supported by recruiters like Microsoft, Deloitte, Amazon, and NVIDIA. The institute boasts NAAC A++ accreditation, robust infrastructure (modern labs, 5G testing facilities), and faculty with industry and research expertise. While SIT Pune ranks **#9 among private engineering collegesIndia Today 2024), its focus on interdisciplinary projects and global collaborations (e.g., Purdue University) strengthens its appeal. However, core tech roles in placements may require proactive upskilling, and hostel facilities receive mixed reviews. For students prioritizing specialized tech training in a reputable private institution, SIT Pune’s CSE is advisable. All the BEST for your Admission & a Prosperous Future!

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Nayagam P P |5936 Answers |Ask -Follow

Career Counsellor - Answered on Jun 08, 2025

Question by Geetha - Jun 06, 2025

Career

Sir, my son is getting VIT vellore IT , PES EC campus AI/ML. Which one he can choose. Kindly guide

Ans: Geetha Madam, PES-RR Campus is slightly better than EC Campus. However, coming to your question, Choosing between VIT Vellore IT and PES EC Campus AI/ML depends on career focus and institutional strengths. VIT Vellore IT offers 93% placements with recruiters like Amazon and TCS, emphasizing core IT roles and internships (75% rate), supported by robust infrastructure and a wider alumni network. PES EC AI/ML provides specialized training in AI/ML with 90–95% placements (median ?12 LPA) and industry-aligned projects, though core tech roles may require upskilling. While VIT ensures broader IT opportunities, PES’s AI/ML curriculum aligns better with emerging tech trends. Prioritize PES EC AI/ML for niche expertise or VIT IT for established IT pathways, balancing specialization and placement consistency. My suggestion: Prefer VIT-V-IT. Also, please note, irrespective of which college/branch your join, upgrading skills/profile building are important during the last 4 years to be competitive for campus placement & Job Market. All the BEST for your Son's Admission & a Prosperous Future!

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Nayagam P P |5936 Answers |Ask -Follow

Career Counsellor - Answered on Jun 08, 2025

Question by gousiya - Jun 06, 2025

Career

Sir we are proper of guntur in ap,and my son secures 2035 in jee adwance,but we we want only south iits because of distance iit hyderabad electrical or nit warangal ece which is best?

Ans: For a JEE Advanced rank of 2,035, IIT Hyderabad Electrical Engineering (IC Design and Technology) offers superior institutional prestige (NIRF #8), average package of ?22.5 LPA, and 74.56% placement rate (2024) with roles in semiconductor design (Intel, Qualcomm). NIT Warangal ECE provides 85.6% placements, a median salary of ?16.15 LPA, and robust industry ties (Microsoft, Texas Instruments). While IIT Hyderabad’s brand and higher packages favor long-term career growth, NIT Warangal’s ECE balances affordability (lower fees) and strong regional reputation. Prioritize IIT Hyderabad if Electrical Engineering aligns with career goals, or NIT Warangal ECE for tech versatility and cost-effectiveness, considering both are in Telangana and meet proximity preferences. All the BEST for your Son's Admission & a Prosperous Future!

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Nayagam P P |5936 Answers |Ask -Follow

Career Counsellor - Answered on Jun 08, 2025

Asked by Anonymous - Jun 06, 2025

Career

Sir, i got 79%ile in mains. Have 18000 rank in manipal, 71000 rank in VITEEE (willing for category 5 if worth it), 77% in cbse boards aggregate, 69%in pcm in boards. MHCET expected 90-93%ile. Please advise. No problem in paying higher fees.

Ans: With a MET rank of 18,000, you may secure ECE/Mechanical at Manipal Jaipur/Bengaluru (2024 CSE cutoff: ~19,857–22,000), though core branches like CSE are unlikely. VITEEE rank 71,000 aligns with CSE at VIT-AP in Category 5 (2024 cutoff: ~120,000), offering robust placements (93% in 2024) despite higher fees. For MHT CET (90–93 percentile), target CSE at mid-tier private colleges like Pimpri Chinchwad or DY Patil Pune (cutoffs: ~85–95 percentile), though top govt. colleges (COEP/VJTI) remain out of reach. Prioritize VIT-AP CSE for tech roles or Manipal ECE for institutional reputation. Explore SRM Chennai or Thapar University via management quota as backups if branch flexibility is acceptable. Confirm cutoffs during counseling and assess ROI vs. fee structures.

All the BEST for your Admission & a Prosperous Future!

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Nayagam P P |5936 Answers |Ask -Follow

Career Counsellor - Answered on Jun 08, 2025

Question by A. - Jun 06, 2025

Career

My son got btech cse core at SRM ktr campus, he wants to join at vit chennai (CSE ) but he didn't get CSE at VIT Chennai campus, will it be a good decision to take BSc comp. Science at Vit Chennai instead of join btech nowadays, he scored 78.9 percentile in jee, cbse board he got 80percentage .pl. guide us.

Ans: Opting for B.Tech CSE at SRM KTR is preferable over B.Sc Computer Science at VIT Chennai for career-focused goals. SRM KTR’s B.Tech CSE offers 93% placements (2025) with top recruiters like Amazon, Microsoft, and Adobe, alongside higher industry alignment and practical training. While VIT Chennai’s B.Sc CS (70% placements, avg. ?8.5 LPA) provides theoretical foundations, it lacks the engineering rigor and core tech roles accessible via a B.Tech. SRM’s 4-year B.Tech curriculum includes internships, projects, and electives (AI/ML, cybersecurity), enhancing employability, whereas a B.Sc may require additional certifications for competitive IT roles. Given your son’s JEE 78.9 percentile and 80% CBSE marks, prioritize SRM KTR’s B.Tech CSE for better placement prospects, unless he aims for academia/research, where a B.Sc + M.Tech pathway could be explored later. If your son is based in TN State, you can try for Sathyabhama | Karunya | Sastra also as back-up options. All the BEST for your Son's Admission & a Prosperous Future!

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Nayagam P P |5936 Answers |Ask -Follow

Career Counsellor - Answered on Jun 08, 2025

Asked by Anonymous - Jun 06, 2025

Career

I have got 87632 rank in TG EAPCET, 341961 rank in jee and 82.2 overall percentage in CBSE board. I want to pursue AI/ML or Maths and Computing or CSE or derivative branches from reputed colleges in Telangana state or otherwise. Please suggest me some good college for better roi and low fees.

Ans: With a TG EAPCET rank of 87,632, consider CMR Institute of Technology (CMRIT) or Malla Reddy College of Engineering (MRCET) for AI/ML/CSE, as their 2024 cutoffs for these branches closed around 80,000–100,000 ranks with fees of ?1.1–1.3 lakh/year . Scient Institute of Technology (Ibrahimpatnam) offers AI/ML at ?3.04 lakh total fees with a 2024 cutoff of ~85,000 . For Maths and Computing, Mahindra University Hyderabad (via JEE Main) is unattainable (cutoff ~341k), but Osmania University’s B.Sc CS (?6,000/year) provides a low-cost pathway for GATE/IIT JAM prep . Prioritize CMRIT/MRCET for balanced ROI and branch relevance. Explore Siddhartha Institute (SITS) or Hyderabad Institute of Technology (HITAM) as backups, with AI/ML fees under ?1.5 lakh/year . Verify TS EAPCET counseling for vacancy-driven cutoff drops in newer institutes like MLRIT or Vardhaman College. All the BEST for your Admission & a Prosperous Future!

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Nayagam P P |5936 Answers |Ask -Follow

Career Counsellor - Answered on Jun 08, 2025

Question by Suraj - Jun 06, 2025

Career

Sir I got 219900 rank in jee mains obc ncl category mp domicile can I get electrical in jec Jabalpur through mpdte

Ans: Suraj, With a JEE Main rank of 219,900 (OBC-NCL, MP domicile), securing Electrical Engineering at JEC Jabalpur via MPDTE counselling is borderline feasible. The 2024 MP-Counselling cutoff for OBC-NCL in Electrical Engineering closed at 228,956 in Round 2, while the 2023 cutoff was 159,980 (Round 2). Your rank (219,900) aligns closer to the 2024 cutoff, indicating a moderate chance in later rounds if vacancies arise. Historically, JEC Jabalpur’s Electrical Engineering cutoff fluctuates, and OBC-NCL ranks often see seat availability in subsequent rounds. Prioritize MPDTE counselling, list JEC Jabalpur in preferences, and monitor seat matrices. Consider Civil/Mechanical Engineering at JEC or ECE/EEE at RGPV Bhopal as backups if Electrical remains unattainable. Verify 2025 cutoffs during counselling for updated trends. All the BEST for your Admission & a Prosperous Future!

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Nayagam P P |5936 Answers |Ask -Follow

Career Counsellor - Answered on Jun 08, 2025

Question by Ajeet - Jun 06, 2025

Career

Mere bete ko srm ktr me cse mila hai and kiit me bhi cse mila h in dono me kis me admission karwana chahiye

Ans: Ajeet Ji, KIIT-CSE better. All the BEST for your Son's Admission & a Prosperous Future!

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Nayagam P P |5936 Answers |Ask -Follow

Career Counsellor - Answered on Jun 08, 2025

Asked by Anonymous - Jun 05, 2025

Career

Sir I'm getting cse in jss Noida ,jaypee and graphic era university and electronics engineering (vlsi and technology) in thapar University..what should be my preference?

Ans: Choosing between CSE at JSS Noida/JIIT/GEU and Electronics Engineering (VLSI) at Thapar depends on career goals and branch relevance. JIIT Noida CSE leads with 91.47% placements (2024), Microsoft/Amazon recruiters, and a median salary of ?8.71 LPA, outperforming JSS Noida (80% placements, ?5.69 LPA median) and GEU (68.8% placements, ?6.42 LPA median). Thapar’s VLSI program offers a median of ?11.89 LPA with core roles in semiconductor sectors (Intel, Qualcomm) and institutional prestige (NIRF #20). Prioritize Thapar VLSI for niche electronics careers or JIIT CSE for robust tech opportunities. Opt for GEU or JSS if regional preferences or lower fees are critical, balancing specialization, placement consistency, and institutional reputation. All the BEST for your Admission & a Prosperous Future!

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Dr Nagarajan J S K |876 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 08, 2025

Question by Keerthana - Jun 08, 2025

Career

Hi sir.iam getting 250 marks in Neet.can i get any govt veterinary clg in Telangana for sc category.

Ans: Hi Ma,
Difficult to get. To get clarity, wait till Jun 14.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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