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R P

R P Yadav  |304 Answers  |Ask -

HR, Workspace Expert - Answered on Jan 31, 2024

R P Yadav is the founder, chairman and managing director of Genius Consultants Limited, a 30-year-old human resources solutions company.
Over the years, he has been the recipient of numerous awards including the Lifetime Achievement Award from World HR Congress and HR Person Of The Year from Public Relations Council of India.
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Asked by Anonymous - Jan 26, 2024Hindi
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Career

Tell me about the free courses which are available and that too with the certification but I want to complete it free of cost so please suggest me the related courses regarding financial field and also I want to do MS Office related course like MS word MS PowerPoint MS Excel so I just want to complete all the courses related to above mention details so please suggest me where should I purse you for the courses which I mention in the above field

Ans: There are many free courses available online that offer certifications upon completion. Here are some free courses related to the financial field that you may find useful:

Introduction to Corporate Finance: This course is offered by Great Learning and covers the basics of corporate finance. It is designed for beginners and takes approximately 3 hours to complete.

Business Finance Foundations: This course is also offered by Great Learning and covers the fundamentals of business finance. It is designed for beginners and takes approximately 3 hours to complete.

Analytics in Finance: This course is offered by Great Learning and covers the analytics concepts of finance along with financial risk analytics. It is designed for beginners and takes approximately 1 hour to complete.

Application of Machine Learning in Finance: This course is offered by Great Learning and covers the application of machine learning in finance. It is designed for beginners and takes approximately 1 hour to complete.

Behavioural Finance: This course is offered by Great Learning and covers the basics of behavioural finance. It is designed for beginners and takes approximately 2 hours to complete.

You can enroll in these courses and earn free certificates of course completion from Great Learning. To learn more about these courses and enroll, please visit.

As for MS Office related courses, you can check out the following resources:

Microsoft Office Courses on Coursera: Coursera offers a variety of Microsoft Office courses, including courses on MS Word, MS PowerPoint, and MS Excel. Some of these courses are free, while others require payment. You can browse the available courses and enroll in the ones that interest you.

Microsoft Learn: Microsoft Learn offers free online courses on a variety of topics, including MS Office. You can browse the available courses and enroll in the ones that interest you.

Microsoft 365 Fundamentals Specialization on Coursera: This specialization covers the fundamentals of Microsoft 365, including MS Word, MS PowerPoint, and MS Excel. The courses are free to audit, or you can pay to earn a certificate.

I hope this information helps you find the courses you’re looking for. Best of luck to you!
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Career Counsellor - Answered on Dec 26, 2024

Asked by Anonymous - Sep 24, 2024Hindi
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Hi Sir/Madam, Kindly request you to please guide in Finance and Accounts sector which is the best course certification or any training or course to do online if the individual man has a career gap of 3 years with 2.5 years of experience with only B.com degree. Kindly request you to please guide has I need the job very urgently. Kindly request you to share list of important course or certifications through online to get a job has a analyst or Executive or associate in management Level. Thanks and Regards.
Ans: Coursera and LinkedIn Learning offer various certifications in accounting and finance, including Tally ERP 9 or TallyPrime, QuickBooks Online, Analyst for Financial Modeling and Valuation (FMVA), First Level of Chartered Financial Analyst (CFA), GST Certification Course on Tax & Compliance, Tax Filing Course, and SAP Financial Accounting and Controlling (SAP FICO). Coursera also provides Excel Skills for Business and Power BI and Tableau courses for data visualization.

To update your resume, focus on your B.Com degree and work skills, list desired licenses, start freelance or internship projects, use networking to connect with finance and accounting candidates on LinkedIn, and improve your "soft skills" to improve communication, time management, and problem-solving abilities. These certifications and skills will increase your chances of getting a job quickly and look good on your resume. By incorporating these certifications and skills, you can increase your chances of success in the finance and accounting industry. All The Best for Your Prosperous Future. Follow RediffGURUS to Know More on 'Jobs|Education|Careers'.

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Milind

Milind Vadjikar  |931 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Mar 08, 2025

Asked by Anonymous - Mar 06, 2025Hindi
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Can I retire at age of 50 years? My savings are cash in Bank around Rs 2 Cr with nominal FD returns, Have Physical Gold about 3 Kg (Purchase price 1.8 Cr), Have Ornament Gold about 2.3 Kg (Purchase price 1.2 Cr), Have Unlisted NSE stock worth 1 Cr, Have Pre IPO Opportunities Fund worth Rs 80 Lakhs, Have two apartments worth 3 Cr and 1.5 Cr with combined rental of Rs 1Lakh per month, Have residential plot worth 1.5 Cr, Have one house abroad worth 6 Cr and rental 2 Lakhs per month, Have cash in Offshore Bank in dollars i.e. worth Rs 12 Cr with nominal FD returns, Have Insurance schemes worth Rs 20 Lakhs and Lastly have a house worth Rs 18 Cr in which we currently reside. Our Expenses : We have no Loans/Debts, Our Average Monthly Expenses are Rs 8 Lakhs, Health Insurance Rs 1.5 Lakhs per annum, Total College Education abroad for 2 kids for next 6 years estimated to be Rs 6 CR on an average 1CR per year, Old Aged Parents Expenses Rs 2 Lakhs per month.
Ans: Hello;

Just summarizing your assets available for generating retirement income:

1. Domestic FD: 2 Cr
2. Gold(3 Kg) valued at~:2.64 Cr
3. Jewellery valued at~:2 Cr
4. Flat1: 3 Cr
5. Flat2: 1.5 Cr
6. Land: 1.5 Cr
7. Overseas House: 6 Cr
8. Overseas FD: 12 Cr
9. Self occupied property: 18 Cr
10. Stock & AIF: 1.8 Cr
Total: 50.44 Cr
(Gold price considered: 88 K per 10 gm)
However we can subtract assets at serial no. 3, 7 and 9 from this and we get a corpus of 24.44 Cr. The 44 L may be kept aside for transaction costs, taxes etc.

It is advisable that you sell the flats in India offering low rental yield and also physical gold and the land property.

Now the corpus of 24 Cr may be split into two parts:
20 Cr may be invested in MFs for SWP at 5% yielding post tax income of around 7.3 L per month.

4 Cr may be used to buy immediate annuity from a life insurance company. Assuming 6% annuity rate you may expect a post tax monthly income of 1.4 L.

So your post tax monthly income may be:
7.3+1.4+2*=10.7 L as desired.
*Rental from overseas House

Since the kid's higher education is not finding place here I suggest you work for few more years, while putting this retirement income plan in place, for funding their higher education.

Best wishes;
X: @mars_invest

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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