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Msc integrated courses ( 5 year course) in Coimbatore PSG vs B.E in psg: Should you go for the integrated program?

Dr Dipankar

Dr Dipankar Dutta  |658 Answers  |Ask -

Tech Careers and Skill Development Expert - Answered on Oct 12, 2024

Dr Dipankar Dutta is an associate professor in the computer science and engineering department at the University Institute of Technology, the University of Burdwan, West Bengal.
He has 27 years of experience and his interests include AI, data science, machine learning, pattern recognition, deep learning and evolutionary computation.
Aside from his responsibilities at the college, he also delivers lectures and conducts webinars.
Dr Dipankar has published 25 papers in international journals, written book chapters, attended conferences, served as a board observer for WBJEE (West Bengal Joint Entrance Examination) exams and as a counsellor for engineering college admissions in West Bengal. He helps students choose the right college and stream for undergraduate, masters and PhD programmes.
A senior member of the Institute of Electrical and Electronics Engineers (SMIEEE), he holds a bachelor's degree in engineering from the Jalpaiguri Government Engineering College and a an MTech degree in computer technology from Jadavpur University.
He completed his PhD in engineering from IIEST, Shibpur (formerly BE College).... more
Asked by Anonymous - Oct 09, 2024Hindi
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Msc integrated courses ( 5 year course) in Coimbatore PSG vs B.E in psg. Q1. What are the advantages of former except internship and placements. Q2. With MSc integrated - going for higher studies possible? Is this accepted by foreign universities.

Ans: Question1: Advantages of the Integrated M.Sc. (other than Internship and Placements)
1. In-Depth Specialization
2. Research-Oriented Approach
3. Cost and Time Efficiency
Question 2: Pursuing Higher Studies with an Integrated M.Sc.
An Integrated M.Sc. is generally well-accepted by foreign universities for higher studies.
Overall, if you are leaning towards scientific research, academia, or even roles in scientific consulting or technology development, the Integrated M.Sc. offers strong preparation. If you have a clear focus on engineering fields like IT, Electrical, or Mechanical, and are interested in industry jobs right after graduation, the B.E. might be more suitable. Both paths can lead to higher studies abroad, but the Integrated M.Sc. might be more streamlined for Ph.D. programs and research-oriented careers.
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I want yo know if the Btech integrated 6 year course after 10th std offered by Nmims has equal value to the Btech course done after the 12th? Would you recommend it? What is the value of such courses abroad or jobs in India? MIT pune also offers a similar course
Ans: The value of an integrated B.Tech. program after the 10th standard versus a traditional B.Tech. program after the 12th standard depends on various factors. Generally, both paths lead to a B.Tech. degree, and the value often lies in the institution's reputation and the specific program.

NMIMS and MIT Pune are reputable institutions, and their integrated programs are designed to provide a comprehensive education. However, it's essential to consider the following:

1. Curriculum and Accreditation: Assess the curriculum and accreditation of the integrated program to ensure it aligns with industry standards.
2. Internships and Industry Exposure: Evaluate the opportunities for internships and industry exposure, as practical experience is crucial in the job market.
3. Career Opportunities: Research the placement records and career opportunities for graduates of both programs.
4. Flexibility: Consider the flexibility of the integrated program in terms of adapting to changing career goals or pursuing higher education.

In India, integrated programs are gaining acceptance, and reputable institutions like NMIMS and MIT Pune are recognized. And abroad, some universities may have specific entry requirements, so it's advisable to check with the institutions directly.

Ultimately, the decision depends on your preferences, career goals, and the specific offerings of each program. If the integrated course at NMIMS or MIT Pune aligns with your aspirations and provides adequate industry exposure, it can be a valuable choice. Consider contacting alums, attending information sessions, and gathering as much information as possible before deciding.

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HelloMr. Arora, I'm going to be 54 in May and have no retirement plan yet. As we have 2 budget stores 1 is going ok and other one we just started. I want to get around 4cr after 10 years. While our investments are my LIC is 84000 yearly for 20 years which will be matured in 2033 and 2034 SIP's are Axis ELSS Tax Saver Fund (G) 1000 p/m from 2020 Bank of India ELSS Tax Saver Fund Reg (G) 1500 p/m from 2022 Kotak Equity Opportunities Fund (G) 2500 p/m from 2022 Quant Small Cap Fund (G) 1500 p/m from 2022 my wife's SIP are Bank of India ELSS Tax Saver Fund Reg (G) 5000 p/m from 2024 Canara Robeco ELSS Tax Saver Fund Reg (G) 2500 p/m from 2021 Quant ELSS Tax Saver Fund (G) lumsum amount 2L in 2021 Union ELSS Tax Saver Fund (G) 2500 p/m from 2021 Value of above is today 11Lacs I also have shares and invested in it 3L, now a days its cost is 4Lacs besides that I have made 2 more small SIP's in nippon as well from this year. My wife is also working while I look after the stores. We have our own two houses (1Cr and 90Lacs) (both lone free.) One we bough last year with 33k EMI for next 20 years. I'll get 3L next year in july, one of my tax saving policy will be matured. I have big ancestral land in hills (agricultural but barren), will be cost 1Cr and one more an ancestral house. Can you please guide me about the investment, so we can diversify and make 4cr in another 10 years. We also have one small kid for him we have already taken 2 child eductional plans and for that we pay 1,25,000/- yearly seperately. Which he will get when he will be 18. Please guide me. regards Amy
Ans: Hello;

Your current monthly SIP of 16.5 K may grow into a sum of 40.7 L after 10 years.

The 11 L worth holding in mutual funds as on today may grow into a sum of 37.34 L after 10 years.

The 4 L worth share holding as on today may grow into a sum of 13.58 L after 10 years.

The LIC endowment policy may yield you a sum of 22.45 L in 2033.(Maturity)

Adding all these amounts we get a sum of 1.14 Cr after 10 years.

Supposing you sell your land property currently valued at 1 Cr and invest it lumpsum in a pure equity mutual fund then after 10 years you may expect a sum of 3.39 Cr. (Returns from mutual funds and equity considered at 13% and endowment insurance policy return assumed at 6%)

So your total corpus will become 3.39+1.14=
4.53 Cr.

Seek help from a mutual fund distributor or investment advisor to select appropriate funds for your requirement.

Happy Investing!!

You may follow us on X at @mars_invest for updates.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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