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Sushil Sukhwani  |94 Answers  |Ask -

Study Abroad Expert - Answered on Jun 15, 2023

Sanjay Question by Sanjay on Jun 13, 2023
Career

Hello Sir - I cleared my MBBS this year. What are the possibilities of pursuing higher studies and also professional career in Australia? What are the exams and qualifiers to be cleared ? Request your answer please and thanks a lot in advance.

Ans: Hello Sanjay,

First and foremost, thank you for getting in touch with us. Congratulations on passing your MBBS exam! It is undoubtedly possible for you to pursue advanced studies and a professional career in Australia. Australia has a developed healthcare system and excellent employment prospects for medical professionals.

To practise medicine in Australia, international medical graduates must normally complete a sequence of steps, which include the following:

1. English Language Competency: A language test in English, such as the Occupational English Test (OET) or the International English Language Testing System (IELTS), is required to prove your ability in the language.

2. Register with the Medical Council: Depending on the state or territory you plan to practise in, you must submit an application for registration with either the Australian Medical Council (AMC) or the Medical Board of Australia (MBA). You must submit your credentials and finish the relevant documentation as part of the registration procedure.

3. Competency Evaluation: To make sure your credentials fit Australian standards, you'll probably need to go through a competency exam as an international medical graduate. The AMC typically administers the assessment, which entails assessing your clinical and medical expertise. Both a written and a clinical exam could be a part of this.

4. Career Placement Opportunities: You can begin looking for employment opportunities in Australia as soon as you have received the required registration and evaluation. There are many options to choose, including public hospitals, private practises, or research institutions. Finding suitable opportunities can also be facilitated by networking with and establishing connections with Australian medical experts.

In terms of advanced education, Australia provides a variety of postgraduate medical programs and specializations. Master's degrees, doctoral programs, and training programs for different medical specialties are a few examples. Universities and hospitals in Australia both provide these programs.

It's vital to keep in mind that precise guidelines and procedures may change depending on the Australian state or territory you intend to practise in. For the most recent and correct information on registration and additional education, it is best to get in touch with the appropriate medical authorities or professional organizations in Australia, including the AMC or the MBA. Wishing you success in all of your future endeavours in Australia!

For more information, you can visit our website.

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Sir, I just retired from my service @60yrs. I will get my PF+other fund ₹50L. Please advice how to invest the amount so that my principal not disputed and I can get ₹30,000 pm for my monthly expenses. My family of 2 persons are covered ₹50L health insurance. Regards
Ans: Considering your age and your requirement, you will need to invest in a mix of debt and equity instruments. Here are some investment options available to you:-

• Senior Citizens’ Savings Scheme (SCSS) – This is a pure debt instruments and provides guaranteed returns of 8.2% per annum. The interest is paid quarterly. The maximum amount that you can invest is Rs. 30 Lakhs.

• Corporate FDs – It provides you return more than the regular bank FDs. It contains two options i.e. cumulative and non-cumulative.

• Post Office Monthly Income Scheme (POMIS): This is another government-backed scheme that offers guaranteed monthly income. The current interest rate is 7.1%.

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It is good to know that you are adequately insured for any healthcare emergency.

Your requirement of Rs. 30,000 will be changing in the future due to inflation, hence you should consult with your financial advisor for a proper increasing income or SWP (systematic withdrawal plan) which can help you to ensure sufficient amount available for your monthly expenses.
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Hi Sir, I worked a small level company between 01.02.2018 to 30.04.2021. They paid standard EPF contribution of Rs. 1800/- from my side they deducting the same of Rs. 1800/-. After I exit the company I applied the EPF Withdrawl (both contribution) on 06.05.2023 and it was rejected by the officer and the reason was mentioned "Claim Rejeced EQUAL SHARE 07/18". The Employer deposit the July 2018 share in wrongly i.e. The deposited Rs. 1800/- in Employee Share and Rs. 1800/- employer Share and Pension is " 0 ". instead of Rs.1800/- as employee, Rs. 550/- as Employer and Rs.1250/- as pension contribution. When I sent a 2 continues mail to EPF they taking my query as a grivience and sent a query to the employer. But Still they not close the issue. How to I approch them to clear my claim. Because there is no mistake from my side. Thanks in Advance. Narayanan
Ans: I understand that your EPF withdrawal claim has been rejected due to an error in your employer's contribution. This is frustrating, but it is important to remember that you are not alone. Many people experience problems with their EPF claims, especially when their employers make mistakes.

When filing a grievance, be sure to provide clear and concise information about the issue. You should also include any relevant documentation, such as your EPF statement and the revised Form 11 from your employer (if you have one).

Once you have filed a grievance, the EPFO will investigate the matter and try to resolve it. This process can take some time, but it is important to be patient.

Here are some additional tips:

• Keep track of all your communication with the EPFO. This includes emails, phone calls, and visits to the office.
• If you are not satisfied with the EPFO's response, you can escalate the issue to the regional or national level. You can also mail on employeefeedback @ epfindia.gov.in for the redressal of your grievance.
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