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2nd Year Psychology Student Wants UI/UX Design Career - Which Courses and Institutes in Pune?

Nayagam P

Nayagam P P  |4093 Answers  |Ask -

Career Counsellor - Answered on Jan 04, 2025

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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arun Question by arun on Jan 03, 2025Hindi
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Career

my daughter is doing 2nd year BA(Psychology) and intend to do carrier in Ui-Ux design.Kindly suggest courses In Ui-Ux for which she will be eligible.Also suggest institutes for design.we are from pune so suggest private colleges also

Ans: Arun Sir, Your daughter's psychology background can be a strong foundation for a career in UI/UX design, as both fields focus on understanding human behavior and user experience. Transitioning into UI/UX design can be achieved through targeted courses that build on her existing skills. Eligibility for UI/UX courses varies by institution, but generally, a bachelor's degree in any discipline is acceptable. Reputable institutes in Pune offering UI/UX design courses include Symbiosis Institute of Design, Doctor DY Patil International University, Maeer's MIT Institute of Design, and Edit Institute. To ensure alignment with career goals, review each institute's curriculum, prepare a portfolio, and consider workshops and certifications. By leveraging her psychology background and pursuing specialized education, your daughter can position herself competitively in the field of design.
All The BEST for Your Daughter’s Prosperous Future.

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Sushil

Sushil Sukhwani  |582 Answers  |Ask -

Study Abroad Expert - Answered on Jan 13, 2024

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Hello, My son is in his 5th semester at VIT Chennai- pursuing B.Tech- CSE (AI&R). He's currently home till December as they had their fast semester to allow for a window for Internships & some mandatory online courses to complete. My son is interested in pursuing UI UX as his interest & expertise are more in this field and has also obtained many online certifications thereof. I want to give him the freedom to pursue his Masters in the best institutes in this field. We went for an UG in India so that if needed he could go abroad for his Masters; I want to know which institutes are the preferred ones in this line & how do we go about the approach to admissions there. Please suggest a roadmap so that his current time (till December 2023) is utilised well and we have a guidemap of which courses to pursue.
Ans: Hello Mahoe,

First and foremost, thank you for getting in touch with us. I am glad to hear that your son is currently pursuing the 5th semester of his Bachelor’s of Technology (B.Tech) degree and is clearly interested in pursuing UI/UX, having already obtained a number of online certifications in this field. I would like to let you know that your son can improve his abilities and be presented with new possibilities through pursuing a Master's degree at an esteemed university. As requested by you, here is a suggested roadmap:

First and foremost, I would recommend that your son conducts an extensive study on leading universities well-regarded for the superior UI/UX design programs they offer. Massachusetts Institute of Technology (MIT), the Royal College of Art, Carnegie Mellon University, the Interaction Design Foundation, and Stanford University, are among the prominent ones. Next, your son should look into the entry prerequisites set by these universities. These generally entail a robust educational background, a Statement of Purpose, recommendation letters, a portfolio of his work, as well as results of standardized tests viz., the GMAT or GRE. Make sure your son concentrates on keeping a strong GPA throughout, and begins his preparation for any mandatory standardized tests. Remember, a portfolio is a significant element of the application procedure, and your son’s chances of securing admission can be boosted to a great extent with a strong one. Thus, he should continue building an impressive portfolio encompassing case studies, projects, as well as any freelance work that he has undertaken that is related to the field of UI/UX. Collaborating and building connections is vital to the field of UI/UX design. I would suggest that your son connects with online groups, engages in conferences, and gets in touch with industry experts. This is a great way to acquire useful information as well as boost his chances of getting strong recommendations. Its important to stay abreast with the most recent UI/UX resources and innovations, and thus, pointing out any gaps in your son’s skillset and encouraging him to take up further online courses or seminars to fill them proves beneficial. As the next step, with the application deadlines soon approaching, assist your son in drafting a convincing Statement of Purpose that highlights his experiences, enthusiasm, and professional objectives in the field of UI/UX. Keep all the necessary documents including marksheets and recommendation letters ready beforehand. Furthermore, your son should examine the available scholarships and other forms of monetary assistance provided by these universities in the UI/UX field. Lastly, prepare a schedule with all the requirements and due dates he needs to adhere to in order to submit the application. This will aid in seamlessly managing the process and prevent anxiety at the last moment. Stick to this roadmap to boost your son’s chances of securing admission to a leading program in UI/UX design.

For more information, you can visit our website.

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Sushil

Sushil Sukhwani  |582 Answers  |Ask -

Study Abroad Expert - Answered on Apr 08, 2024

Asked by Anonymous - Apr 07, 2024Hindi
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My daughter is studying Iterior Designing -4yr course. Shall be completed in May-24. What are the higher studies she can persue after this including master in same stream and other stream aslo and the college/ University name pl.
Ans: Hello,

To begin with, thank you for contacting us. I am glad to know that your daughter is currently pursuing Interior Designing. As an answer to your question, I would like to let you know that in order for your daughter to improve her chances for career advancement, there are a variety of higher education opportunities that she can take up post the completion of her Bachelor's in Interior Designing. She can opt for a Master's in Interior Designing, Master's in Urban Design, Master's in Business Administration (MBA) specializing in Design Management, Master's in Architecture, or Master's in Fine Arts (MFA) with a focus on Interior Design. If your daughter intends specializing in sustainable and ecologically responsible design approaches, she can opt for a Master's in Environmental Design.

Concerning your query regarding the universities and colleges offering these programs, I would recommend that your daughter conducts an all-round study depending on variables viz., the college’s or university’s standing, the location, the experience of the faculty members, as well as the available resources. Savannah College of Art and Design (SCAD), University of California, Berkeley, Rhode Island School of Design (RISD), Royal College of Art (UK), Massachusetts Institute of Technology (MIT), Parsons School of Design, Politecnico di Milano (Italy), and Pratt Institute are a few of the prominent institutions regarded for the interior design and associated programs they offer.

In addition to the above, there are a number of other outstanding institutions across the world. In order to better understand the programs and to decide which ones resonate with her professional objectives and passion, I would recommend that your daughter investigates the websites of each university, if possible, visits campuses, as well as gets in touch with alumni or students who are presently studying there.

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Ramalingam

Ramalingam Kalirajan  |7837 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Feb 05, 2025

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Get me some clearity on HDFC BALANCED ADVANTAGE FUND as from last few days my portfolio is going in negative
Ans: Understanding Balanced Advantage Funds

Balanced Advantage Funds invest in both equity and debt. They adjust their investments based on market conditions. This flexibility helps manage risk and aim for steady returns.

Recent Performance Insights

It's natural to feel concerned when your portfolio shows negative returns. Remember, short-term declines are common in investments. Balanced Advantage Funds aim to reduce risk by adjusting their investments. This strategy helps manage market ups and downs.

Factors Influencing Performance

Several elements can affect your fund's performance:

Market Volatility: Changes in the market can impact returns.

Asset Allocation: The mix of equity and debt plays a role.

Interest Rate Changes: Fluctuations can influence debt investments.

Economic Indicators: Factors like inflation and GDP growth are important.

Evaluating Fund Performance

To assess your fund's performance:

Compare with Benchmarks: See how it measures up against standard indices.

Review Historical Returns: Look at past performance over different periods.

Consider Risk-Adjusted Returns: Evaluate returns in relation to the risk taken.

Staying the Course

It's commendable to stay focused on your long-term goals. Short-term market changes shouldn't deter your investment strategy. Maintaining discipline is key to achieving financial objectives.

Consulting a Certified Financial Planner

For personalized advice, consider consulting a Certified Financial Planner. They can provide guidance tailored to your financial situation.

Final Thoughts

Market fluctuations are a part of investing. Balanced Advantage Funds are designed to manage these ups and downs. Staying informed and patient can help you reach your financial goals.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.youtube.com/@HolisticInvestment

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Ramalingam

Ramalingam Kalirajan  |7837 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Feb 05, 2025

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Hello, my mother is 62 year old pensioner. She has invested funds in government securities and postal schemes. Despite submitting 15H form and filing ITR (as a senior citizen person), her tax is getting deducted. Can you kindly explain why this is happening?
Ans: There are a few possible reasons why TDS (Tax Deducted at Source) is being deducted from your mother's investments, despite submitting Form 15H and filing ITR.

1. Incorrect or Late Submission of Form 15H
Form 15H must be submitted at the start of the financial year to all institutions where she has investments.
If submitted after TDS is deducted, it won’t apply retrospectively to recover the deducted tax.
Ensure the form is submitted separately to each bank, post office, or financial institution.
2. Exceeding the Basic Exemption Limit
For senior citizens (60+ years), income up to Rs. 3 lakhs is tax-free.
If her total taxable income (pension + interest from investments) exceeds Rs. 3 lakhs, TDS will still apply.
Even if TDS is deducted, she can claim a refund while filing her ITR if her total tax liability is zero.
3. Form 15H Validity Rules
Form 15H is only valid if total taxable income is below the exemption limit.
If her total income is more than Rs. 3 lakhs, banks and post offices will ignore Form 15H and deduct TDS.
4. Different TDS Thresholds for Investments
Banks deduct TDS on FD interest if it exceeds Rs. 50,000 per year for senior citizens.
Post Office schemes (like SCSS) deduct TDS if interest crosses Rs. 50,000 per year.
Government securities may also have TDS rules based on the issuing authority.
5. PAN Not Updated with the Bank/Post Office
If PAN is not linked to the investment accounts, higher TDS at 20% is deducted.
Ensure all investments have PAN updated to avoid excess TDS.
6. Errors in Tax Deduction System
Sometimes, banks deduct TDS even if Form 15H is submitted correctly.
In such cases, she can file an ITR and claim a refund from the Income Tax Department.
What to Do Now?
Check total taxable income to confirm if she qualifies for Form 15H.
Verify all Form 15H submissions with banks and post offices.
Ensure PAN is updated in all financial institutions.
If TDS is wrongly deducted, file an ITR and claim a refund.
Would you like help with checking if she is eligible for a refund?

Best Regards,

K. Ramalingam, MBA, CFP

Chief Financial Planner

www.holisticinvestment.in

https://www.youtube.com/@HolisticInvestment

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Ramalingam Kalirajan  |7837 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Feb 05, 2025

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Ramalingam Kalirajan  |7837 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Feb 05, 2025

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My son is a Singapore citizen. He has a flat in his name in Co-op. Hous. Soc. in Navi Mumbai purchased in 2005. He wants to sell it. Will you please suggest ways to repatriate the proceeds with least tax implications?
Ans: Selling property in India as a non-resident involves several steps. It's important to follow these steps to ensure compliance with Indian laws and to minimize tax liabilities. Here's a detailed guide to assist your son:

1. Understanding Capital Gains Tax

Long-Term Capital Gains (LTCG): Since the property was purchased in 2005 and is being sold now, it qualifies as a long-term asset. LTCG is taxed at 20% for non-resident Indians (NRIs).

Indexation Benefit: This benefit adjusts the purchase price for inflation, reducing taxable gains.

2. Tax Deducted at Source (TDS) Obligations

TDS Rate: The buyer must deduct TDS at 20% on LTCG for NRIs. Ensure the buyer complies with this requirement.

3. Repatriation of Sale Proceeds

NRO Account: Deposit the sale proceeds into a Non-Resident Ordinary (NRO) account.

Repatriation Limit: NRIs can repatriate up to USD 1 million per financial year from their NRO account, provided all taxes are paid.

4. Documentation for Repatriation

Tax Clearance: Obtain a certificate from a Chartered Accountant in Form 15CB.

Bank Procedures: Submit Form 15CA to the bank. These forms confirm that taxes have been paid.

5. Tax Exemptions to Reduce Liability

Section 54: Invest LTCG in another residential property in India within specified timelines to claim exemption.

Section 54EC: Invest in specified bonds within six months of sale to avail exemption. The maximum investment limit is Rs 50 lakhs.

6. Currency Exchange Considerations

Exchange Rate: The prevailing exchange rate at the time of repatriation will apply.

Bank Charges: Be aware of potential charges during the transfer process.

7. Professional Consultation

Certified Financial Planner: Consult a Certified Financial Planner to navigate the complexities of taxation and repatriation.

By following these steps, your son can efficiently manage the sale and repatriation process, ensuring compliance and minimizing tax liabilities.

Best Regards,

K. Ramalingam, MBA, CFP

Chief Financial Planner

www.holisticinvestment.in

https://www.youtube.com/@HolisticInvestment

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Anu

Anu Krishna  |1494 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 05, 2025

Asked by Anonymous - Jan 24, 2025Hindi
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Relationship
I have been married for more than 3 weeks. And I don't like my husband. I didn't like him before the marriage and it was very clear to my family tht I didn't like him. But my parents forced me to get married to him and it was my fault tht I couldn't prioritise my feelings. I considered what would happen to them if I called off the engagement. And after being married I have been more than depressed. My parents keeps telling what I should do. I don't let him touch me since I don't like him I asked him for some time and on the 2nd day he made a huge issue in my family telling them that I don't let him touch me. I started to resent him after this. Everyone around me keeps on telling Me that he will go abroad in 2 weeks so I should do whatever a wife does. it's been 3 weeks and continuous arguments. I'm so sad. I'm scared of what would happen if I leave this marriage. I can't stay in my own family because they would treat me so bad. I would have to stay alone. Thinking about the uncertain future and consequences am not able to do anything. Am stuck in this miserable situation.
Ans: Dear Anonymous,
For sure, it's difficult to be physically intimate with someone that you do not fancy and he is being silly in making this public. Rather than winning you over, he's making it a public issue to gain sympathy which his highly immature.
Now, I am going to give you an example that you may not like.
Eg: You have to live in Japan for 2 years and you do not like that cuisine. But eventually you realize that 2 years is a long time and then you actually start enjoying the food by looking at what's nice in it; healthy, light, good on the heart etc.

It's the same here. You may have gotten forced into the marriage. But it's just 3 weeks. Give it time...NO, you do not have to engage in any physical intimacy with him right away; but at least try to get to know him...maybe someday you might start to appreciate his good qualities, yeah? See, if this is possible in the short time that you have...it's just about having an open mind. Marriages are easy to break, think hard on this one.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Anu

Anu Krishna  |1494 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 05, 2025

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