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Shekhar

Shekhar Kumar  |154 Answers  |Ask -

Leadership, HR Expert - Answered on May 01, 2024

Shekhar Kumar is senior manager, talent acquisition, at the Shri Venkateshwara University in Gajraula, Uttar Pradesh. He has 18 years of expertise in the search and placement of executive leadership talent across various industries.
He has also mentored middle and senior management professionals for leadership positions and guided them in career development.
Shekhar has a bachelor's degree in business management from Magadh University, Bihar, and a master's degree in human resource management from Annamalai University, Tamil Nadu.... more
Asked by Anonymous - Apr 28, 2024Hindi
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I'm 35 years having 9 years experience in the old generation pvt bank as an officer. Worked in different capacities at branch n back office. I have done global certificate in fraud detection n interested in pursuing my career in the fraud domain. N i don't see any opportunities in my current bank. Planning to switch other new generation bank.

Ans: Switching to a new generation bank to pursue a career in the fraud domain sounds like a promising move given your interest and expertise in fraud detection. Research new generation banks known for their focus on technology, innovation, and digital banking services. Look for banks that prioritize cybersecurity, fraud prevention, and risk management as part of their core business strategies. Leverage your professional network and connections to explore job opportunities in new generation banks. Reach out to former colleagues, mentors, and industry contacts for referrals and recommendations. Attend industry events, webinars, and seminars to expand your network. Evaluate your skills, experience, and knowledge in fraud detection and prevention. Highlight any specialized training, certifications, or relevant qualifications you have obtained in this field, such as the Global Certificate in Fraud Detection. Update your resume to highlight your experience, achievements, and skills related to fraud detection and prevention. Optimize your LinkedIn profile to showcase your expertise in this area and network with professionals in the fraud domain. Monitor job portals, company websites, and professional networking platforms for job openings in fraud detection, risk management, compliance, or cybersecurity roles within new generation banks. Tailor your job search to match your skills and career interests. Stay informed about the latest developments, regulations, and best practices in fraud detection and prevention. Consider pursuing additional certifications, training programs, or continuing education opportunities to enhance your knowledge and skills in this evolving field.
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Nayagam P

Nayagam P P  |3989 Answers  |Ask -

Career Counsellor - Answered on Oct 21, 2024

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HELLO, I am working in old generation pvt sector Bank for the last 15 years and presently posted as Branch Manager in a metro branch. I am a math graduate and my age is 40+. I am completed JAIIB AND CAIIB. I want to switch from Banking to other sector. Please guide
Ans: Raj Sir, Please stay with the bank and don't quit until you find employment outside of the banking industry. Depending on your interests, aptitude, attitude, & personality traits and the job market trends, you will need to choose amongst alternative career options. Additionally, if you choose to transition to a different field, you need to be knowledgeable about that field and/or gain the skills and expertise that nearly all employers and recruiters require. Make a shortlist of your interests, set up job notifications on LinkedIn to learn about open positions, and continue to improve your skills through both online and offline channels. You must, however, consider the essential and noteworthy qualities or benefits that you will gain by taking these courses, such as: (a) the course's relevance; (b) accreditation and recognition; (c) the instructors' expertise; (d) the course's content and curriculum; (e) the learning format and flexibility; (f) the duration and commitment; (g) the fee structure; (h) the certifying authority and credibility; (i) evaluations and endorsements; (j) post-certification assistance/career services; (k) the evaluation and certification process; and (l) the technological framework used. All the BEST for Your Prosperous Future.

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Milind

Milind Vadjikar  |795 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 24, 2024

Asked by Anonymous - Dec 24, 2024Hindi
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Hello i am almost 30 now I have invested around 40 lakhs in Market (mutual funds plus equity) 6 lakhs ppf maybe 2 lakhs pf I have parental property of combining around 2.5cr I have my parents helath insurance from a private insurance company, also covered by cghs health scheme,so no major worries about health expenses, for me i have 10lakhs health insurance Apart from this we have family pension also. As of now overall i have a monthly income of around 2-2.25 lakhs. I have a car a bike a scooty all valid for next 8-10 years What should be my goal amount for the retirement, i want it as early as possible As per the current scenario i am assuming i will live max till 75 years age. As of now i can invest 80-90k per month Yet to be married i assume i need atleast Lakhs per month as of now What should be the ideal amount with which i can retire
Ans: Hello;

Hope you have adequate term life insurance for yourself.

You may start a monthly sip of 90 K in a combination of pure equity mutual funds.

After 10 years your sip and lumpsum investment will grow into sums of 2.09 and 1.24 Cr respectively.

This adds upto 3.33 Cr. If you add your ppf and EPF corpus then this should add upto a sum of around 4 Cr.

If you invest this corpus in a conservative hybrid debt fund and do a SWP at the rate of 3.5%, you may expect a post tax monthly income of
1 L+.

As you get married your expenses will rise as also the need to plan for various other goals.

Therefore the decision to retire from regular 9-6 job should be backed up with alternate business plan or such other plan to monetize your hobbies that may yield income over atleast next 10-15 years.

Best wishes;

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