Home > Money > Samraat Jadhav

Need Expert Advice?Our Gurus Can Help

Samraat

Samraat Jadhav

Stock Market Expert 

1893 Answers | 130 Followers

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more

Answered on Jul 26, 2024

Listen
Money
I do not own a house; living in heart of metro city for over 50 years; I am retired, and with no family or financial (loan/EMI) commitment. I do not prefer retirement or living assist pay home available for senior citizen where I may lose my independance and choice of my life. I have given declaration for donation of organs after my death; also I have declared donation of my body to medical college to save creamation expenses and procedure, by not disturbing the others Being a self dependant, I allocate my income, 20% for rent; 15% for food expenses 10% for medical emergency (I have no health issues, not even a diabetic and blood pressure) though my annual medical expenses is ZERO. 25% for travel/Trek (I fond of travelling and exposing to trekking spot like travelling to Himalayas - Rishikesh every year for the laslt 27 years) 15% for local conveyance (like petrol etc)5% for emergency; 5% for insurance premium commitments; 5% for others including donation and pooja etc. anything unutlised is for saving where I donot require to accumulate saving or investment , as it does not require for me to leave a legacy. Please advise, do I need to re-allocate the ratio; all the time we are asking for income and investment, and I am placing this question on expenditure. Though I can understand the expenditure pattern changes according to the taste of the people; and life style; we do not have thumb rule and I request you to kindly suggest if anything is missed out or re-allocate the percentage.
Ans: Thats a great and noble thing you are doing and happy to see that you take care of your health and give importance to fitness, kudos to you on this.
From the allocation side I would suggest you to keep changing your food allocation ratio as this is linked with Inflation you can change this from 15% to 20%. The leftover should go in savings.
(more)

Answered on Jul 24, 2024

Asked by Anonymous - Jul 14, 2024Hindi
Listen

Answered on Jul 24, 2024

Asked by Anonymous - Jun 07, 2024Hindi
Listen

Answered on Jul 24, 2024

Asked by Anonymous - Jul 16, 2024Hindi
Listen

Answered on Jul 24, 2024

Asked by Anonymous - Jul 24, 2024Hindi
Listen

Answered on Jul 22, 2024

Answered on Jul 19, 2024

Answered on Jul 18, 2024

Asked by Anonymous - Jul 16, 2024Hindi
Listen

Answered on Jul 18, 2024

Answered on Jul 15, 2024

Answered on Jul 12, 2024

Answered on Jul 12, 2024

Asked by Anonymous - Jul 08, 2024Hindi
Listen

Answered on Jul 12, 2024

Answered on Jul 12, 2024

Asked by Anonymous - Jun 06, 2024Hindi
Listen
Money
How to start investing in stocks and trading, can you give a basic 101 guide to 18 year old ?
Ans: • Categorize stocks as Cyclical, Growth or Defensive Cyclical
• Investing in cyclical stocks — cement or steel, requires an understanding of the economic scenario.
• An active involvement is required in order to reap the maximum benefits of swings in economic cycles over time.
• The stock prices are likely to move through extreme highs and lows, and the ability to time entry and exit will be necessary.
• Categorize stock as Cyclical, Growth or Defensive Growth
• Growth investing is investing in sectors where the future direction is clear for the medium term – such as technology.
• Timing is key, the stock may do nothing for a long time as momentum builds up and then move sharply thereafter.
• Categorize stock as Cyclical, Growth or Defensive Defensive
• Defensive investing is done from a long term perspective.
• It is investing in sectors that grow consistently and on a sustainable basis over time, such as Pharmaceutical
• Appreciation may, at times, not be as dramatic as cyclical or growth stocks. However, stocks that constitute defensive investments are expected to grow steadily over longer time periods.
• Check market activity
• Being able to sell is as important as buying. The liquidity of a stock is very important in taking an investment decision.
• Look at the price volume relationship for a stock.
• If a stock price is moving up or down on high trading volume, it is more likely that there is real interest in that price movement than if there is very little volume supporting the price move.
• Know the business you buy
• The performance of each stock is linked to the underlying business, and the market’s perception of the future prospects for that business.
• Study the future potential in terms of demand & supply and the company’s competitive position in the industry.
• The business model of the company should have the ability to sustain growth and momentum well into the future.
• Study the company’s performance
• Look at the year-on-year growth in the company’s performance.
• Look at the price earnings (P/E) for arriving at comparative valuation.
• Finally, look at return on equity (ROE), which is the year’s earnings divided by the net worth of the company.
• ROE compared to the cost of capital allows the investor to gauge the company’s wealth creating ability.
• Set a price target
• Set expectations, by identifying a target price, and re-evaluate the stock when this target is reached.
• If there is a loss on a stock and does not show potential to rise, sell.
• By not selling out of low return stocks to get into higher return stocks, you miss out on opportunities.
• Tracking your investment
• Tracking your investment is as important as buying it.
(more)
Loading...Please wait!
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x