विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं
Shankar
Naveenn Kummar233 Answers |Ask - Follow
Financial Planner, MF, Insurance Expert - Answered on Sep 04, 2025
Asked on - Jul 31, 2025
My fund details
1. Axis large cap
2. Mirae Asset Large and mid cap
3. Sbi small cap
4. Parag parikh flexi cap
5. Axis ELSS
Pls suggest any modifications required.
Ans: You have a good mix of funds already:
Axis Large Cap – Provides stability; good for long-term wealth creation.
Mirae Asset Large & Mid Cap – Balanced exposure to large and mid caps, consistent performance.
SBI Small Cap – Strong growth potential but volatile; ideal for >7 years horizon.
Parag Parikh Flexi Cap – Diversified with global exposure; good for risk-adjusted returns.
Axis ELSS – Helps with tax savings under 80C.
Suggestions:
Your portfolio is diversified across large, mid, small, and flexi caps.
Since you already hold Axis Large Cap, review Axis ELSS performance; if weak, consider alternatives like Mirae, Canara Robeco, or Kotak ELSS.
Limit SBI Small Cap allocation to around 15–20% to manage volatility.
Review once a year; avoid frequent changes.
Additional Guidance:
For detailed planning and guidance, a QPFP (Qualified Personal Finance Professional) can guide you through yearly reviews. Remember, wealth creation is a long-term journey where the benefit of compounding plays a big role. Your age, investment amount, and financial goals must be considered for a more accurate assessment.
Summary: Portfolio looks well-structured. Just recheck Axis ELSS performance and keep small-cap exposure in control.
Please replying to your query
Best regards,
Naveenn Kummar, BE, MBA, QPFP
Chief Financial Planner
???? www.alenova.in
https://www.instagram.com/alenova_wealth/
(more)
Axis Large Cap – Provides stability; good for long-term wealth creation.
Mirae Asset Large & Mid Cap – Balanced exposure to large and mid caps, consistent performance.
SBI Small Cap – Strong growth potential but volatile; ideal for >7 years horizon.
Parag Parikh Flexi Cap – Diversified with global exposure; good for risk-adjusted returns.
Axis ELSS – Helps with tax savings under 80C.
Suggestions:
Your portfolio is diversified across large, mid, small, and flexi caps.
Since you already hold Axis Large Cap, review Axis ELSS performance; if weak, consider alternatives like Mirae, Canara Robeco, or Kotak ELSS.
Limit SBI Small Cap allocation to around 15–20% to manage volatility.
Review once a year; avoid frequent changes.
Additional Guidance:
For detailed planning and guidance, a QPFP (Qualified Personal Finance Professional) can guide you through yearly reviews. Remember, wealth creation is a long-term journey where the benefit of compounding plays a big role. Your age, investment amount, and financial goals must be considered for a more accurate assessment.
Summary: Portfolio looks well-structured. Just recheck Axis ELSS performance and keep small-cap exposure in control.
Please replying to your query
Best regards,
Naveenn Kummar, BE, MBA, QPFP
Chief Financial Planner
???? www.alenova.in
https://www.instagram.com/alenova_wealth/