Home > Money > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Anil Rego |340 Answers |Ask -Follow

Financial Planner - Answered on Mar 07, 2023

Anil Rego is the founder of Right Horizons, a financial and wealth management firm. He has 20 years of experience in the field of personal finance.
He’s an expert in income tax and wealth management.
He has completed his CFA/MBA from the ICFAI Business School.... more

Question by Tamojit on Feb 23, 2023Hindi

Money

Good afternoon sir! This is Tamojit from kolkata my salary 3lkh pa. I have on Daughter 3.5yrs and deposit on behalf of 2000 pm sukanya samriddhi yojana and 2000 pm LIC give me advise how what are next step for my daughter future

Ans: I suggest you start an SIP in a children's gift fund or a dynamic asset allocation fund like ICIC Pru Balanced Advantage Fund. If you are ok with taking a higher risk, you can also use an equity fund for the SIP.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

You may like to see similar questions and answers below

Ramalingam Kalirajan |867 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Apr 23, 2024

Question by Rashmi - Nov 16, 2023Hindi

Money

Can u suggest funds for a new born girl... approx Rs 2500 * 3 funds i want to do. pls , how abt SSY scheme... , PPF or any FD ... kindly advice. LIC probably as I am 42 yrs old hence when my daughter turns 18, i\ll be 60

Ans: planning for your newborn's future is a heartwarming commitment. Let's embark on this journey with a blend of prudence and ambition.

Equity Funds: Given the long investment horizon, equities offer the potential for growth. They can be likened to planting a tree; the earlier you plant, the taller it grows.
Debt Funds or Fixed Deposits: These can act as the tree's sturdy roots, providing stability to your portfolio. They offer a safer haven, especially during market volatility.
SSY Scheme: This scheme is akin to a nurturing garden where your investments grow under the protective shade of government guidelines, offering both safety and tax benefits.
PPF: Consider it as a perennial plant, consistently yielding returns and adding to the garden's beauty. It offers tax benefits and has a longer tenure which aligns well with your daughter’s education needs.
LIC: This can be seen as an umbrella, providing a protective cover against life's uncertainties. It combines savings with life cover, ensuring your daughter's future is secure even in your absence.
Asset Allocation: A balanced approach, combining equity for growth and debt for stability, would be ideal for a newborn’s investment portfolio.
Remember, like tending to a garden, nurturing your investments requires patience, care, and periodic attention. With disciplined savings and informed choices, you can create a flourishing garden for your daughter's future. Your commitment to her well-being and future is truly admirable. Best wishes on this beautiful journey!

(more)

Latest Questions

Komal Jethmalani |303 Answers |Ask -Follow

Dietician, Diabetes Expert - Answered on Apr 26, 2024

Question by Kiran - Mar 06, 2024Hindi

Health

My fasting sugar normally 120 to 130 & post meal sugar 170 to 180. How I maintain sugar level?

Ans: Your fasting blood sugar levels are out of range. Adopt lifestyle modifications like following balanced diet including complex carbohydrates like whole grains (brown rice, quinoa, oats), legumes, and vegetables, healthy fats like avocados, nuts, and olive oil, lean proteins like fish, poultry, tofu, and beans. Avoid refined, sugary ,high fat, fast foods etc. Stay physically active. Regular exercise improves insulin sensitivity and helps manage blood sugar levels. Aim for at least 150 minutes of moderate-intensity aerobic activity per week.

(more)

Komal Jethmalani |303 Answers |Ask -Follow

Dietician, Diabetes Expert - Answered on Apr 26, 2024

Question by Balkrishna - Mar 06, 2024Hindi

Health

I m 67 years age and my hba1c is 10.2 and fasting sugar is 243 I m taking insulin 12 units of Novo Rapid flexi pen 3 times In a day morning, afternoon and night before food and Toujio 12 units at 5 pm.

Ans: It is advisable to consult your physician about your insulin dosage as your blood sugar levels are very out of range. Dietary modifications can include foods like complex carbohydrates like whole grains (brown rice, quinoa, oats), legumes, and vegetables. Include healthy fats like avocados, nuts, and olive oil and lean proteins like fish, poultry, tofu, and beans. Limit sugary foods, refined carbs, and saturated fats and stay physically active.

(more)

Komal Jethmalani |303 Answers |Ask -Follow

Dietician, Diabetes Expert - Answered on Apr 26, 2024

Asked by Anonymous - Mar 06, 2024Hindi

Health

I m 51 yrs old...my hba1c is 5.3..i want to get it lower still...i m vegetarian and veryyyyy fit woman but underweight Anyway to put on lil weight and not hba1c rise

Ans: An HbA1c level of 5.3 is absolutely normal. To increase body weight, focus on weight training to increase lean mass. Follow a regular muscular training regimen under professional guidance and have a high protein diet including lean protein foods like fish, chicken, egg whites, beans, low fat dairy products, soy products, etc. This will keep your blood sugar levels under control.

(more)

Komal Jethmalani |303 Answers |Ask -Follow

Dietician, Diabetes Expert - Answered on Apr 26, 2024

Asked by Anonymous - Mar 06, 2024Hindi

Health

I have minimal intake of sugar and sweet items, processed foods and carbohydrates. Yet my fasting sugar remains around 125 and it takes much more than the standard 2 hours for the blood glucose level to fall below 140 after a main meal. I am 77 but active and in otherwise good health. Except TSH of around 8.5 and A1c of 6.7. Any suggestions for me?

Ans: It would be advisable to consult your family physician for medical advise. However, dietary changes can be followed by consuming a high fiber diet including vegetables, whole grains, beans, etc. Avoid sugary and refined foods. Include healthy fats like avocados, nuts, and olive oil and lean proteins like fish, poultry, tofu, and beans. Have regular meals and remain physically active.

(more)

Komal Jethmalani |303 Answers |Ask -Follow

Dietician, Diabetes Expert - Answered on Apr 26, 2024

Asked by Anonymous - Mar 06, 2024Hindi

Health

Hi. My mother is 63 year old who is a diabetic and is on her medicines. For past 2 weeks, her sugar level has increased which is 350 fasting and 480 pp. It's not getting under control. She does want to take insulin. Pls help how to control it.

Ans: For such out of range blood sugar levels, it is advisable to take medication or insulin as advised by your family physician. Monitor her diet with low carbohydrate and high fiber foods like whole grains, vegetables, beans, etc. Avoid refined foods, fruit juices, sugary foods, etc. Lean protein foods like beans, low fat dairy products, egg whites will blunt the glycemic index. Make sure she remains physically active.

(more)

Komal Jethmalani |303 Answers |Ask -Follow

Dietician, Diabetes Expert - Answered on Apr 26, 2024

Question by Vijayaraghavan - Mar 18, 2024Hindi

Health

What are the fruits and vegetables advised for a person of 70 years of age who has crossed in to diabetic state from prediabetic, to keep down the sugar levels and avoid medicines?

Ans: The dietary recommendations to help stabilize blood sugar levels and promote overall health include high fiber vegetables like green leafy and other vegetables, brussels sprouts etc are excellent choices. They provide fiber, vitamins, and minerals while helping control blood sugar. Fruits that are rich in nutrients and fiber are oranges, grapefruits, guava, apples, clementines, etc are high in vitamin C, folate, and potassium. To monitor blood sugar levels, have a high fiber, low carbohydrate, low fat and moderate protein diet. Avoid refined foods, alcohol, sugary foods, etc. Adopt a regular exercise regimen.

(more)

Komal Jethmalani |303 Answers |Ask -Follow

Dietician, Diabetes Expert - Answered on Apr 26, 2024

Question by Meghana - Mar 18, 2024Hindi

Health

Is it ok for diabetics to eat chawanprash which contains jaggery as the sweetener?

Ans: Chyawanprash is a powerful herbal remedy known for its immune-boosting properties. However, jaggery contains equivalent amount of carbohydrates like sugar which will increase the glycemic index. Thus it is advisable to have sugar-free chyawanprash variants .

(more)

Komal Jethmalani |303 Answers |Ask -Follow

Dietician, Diabetes Expert - Answered on Apr 26, 2024

Question by Dibyajyoti - Mar 19, 2024Hindi

Health

Hello Doctor. I have recently detect type 2 diabetic. Some days before I have check my sugar level and found Fasting-273 and PPBS-298 and I see a doctor and he is recommend me Metfromin-1g and Atorvastatin-40 for one week. I have take only metformin for one week and when I have check my glucose found Fasting-173 and PPBS-230.Now doctor prescribe me Metformin-1G and Zeeta M,and atorvastatin-40 for another one week. Please advised what to do. And how can I control my sugar level to normal.

Ans: As your blood sugar levels are out of range, medication needs to be continued. Abnormal blood sugar levels can be lowered gradually with dietary modifications. A balanced Diet will be focused on whole, nutrient-dense foods, complex carbohydrates like whole grains (brown rice, quinoa, oats), legumes, and vegetables. Include healthy fats like avocados, nuts, and olive oil in your diet .Lean Proteins like fish, poultry, tofu, and beans will blunt your glycemic index. Limit sugary foods, refined carbs, and saturated fats. Stay physically active which improves insulin sensitivity and helps manage blood sugar levels.

(more)

Komal Jethmalani |303 Answers |Ask -Follow

Dietician, Diabetes Expert - Answered on Apr 26, 2024

Question by Archana - Feb 23, 2024Hindi

Health

Hi Komal Mam,I am 40 years female,weight 48kg .I have type 2 diabetes since 2 years.my post food sugar levels are 150 to 250.how to control diabetes and how can I gain weight

Ans: To control diabetes, adopt a balanced diet by focusing on whole, nutrient-dense foods, complex carbohydrates like whole grains (brown rice, quinoa, oats), legumes, and vegetables. Use healthy fats like avocados, nuts, and olive oil. Include lean proteins like fish, poultry, tofu, and beans. Limit sugary foods, refined carbs, and saturated fats and stay physically active. Have a regular exercise schedule with focus on weight training which will help gain lean mass. This will help gain muscle and thus overall weight.

(more)

Komal Jethmalani |303 Answers |Ask -Follow

Dietician, Diabetes Expert - Answered on Apr 26, 2024

Asked by Anonymous - Dec 26, 2023Hindi

Health

I hope this message finds you well. I recently received my lipid profile results, and I wanted to seek your guidance on the next steps. Here are the details: TOTAL CHOLESTEROL Method: Enzymatic - Cholesterol Oxidase Result: 289 TRIGLYCERIDES Method: Colorimetric - Lip/Glycerol Kinase Result: 605.2 NON HDL CHOLESTEROL Method: Calculated Result: 223.7 LDL CHOLESTEROL Method: Calculated Result: 141.3 V.L.D.L CHOLESTEROL Method: Calculated Result: 137.02 I would appreciate it if you could suggest appropriate medication based on these results and provide insight into the reasons behind the recommendation. Additionally, I am curious to know whether I should be concerned about these results or if dietary adjustments alone could be beneficial. Thank you for your time and assistance. I look forward to your guidance. Best regards,

Ans: The lipid profile results are indicative of abnormal ranges. To lower these levels, you will need to consult your family physician for the need of medication. Dietary modifications are necessary by following a balanced diet with high fiber, low fat, moderate protein and low carbohydrate foods like whole grains, fruits, vegetables, nuts, egg whites, lean meat, etc. Opt for unsaturated fats, such as those found in olive oil, avocados, nuts, and seeds. Limit added sugars and refined carbs and stay active.

(more)

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x