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Should I Invest in Real Estate or the Stock Market? (Confused Investor Seeking Guidance)

Nayagam P P |11063 Answers |Ask -Follow

Career Counsellor - Answered on Dec 02, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
... more

Question by Abhay on Dec 01, 2024Hindi

Money

Thanks Sir for your response.

Ans: Welcome.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Question by Manoj - Apr 23, 2026Hindi

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Sir My EWS category rank in jee mains is 46050. Is there any chance of getting into NITs or IIITs or GFTIs

Ans: Admissions to top NITs/IIITs/GFTIs are on the borderline, but you may have slim chances in lower-demand branches at some GFTIs or in later rounds.

Good luck.
Follow me if you receive this reply.
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Nayagam P P |11063 Answers |Ask -Follow

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Question by Rudra - Apr 22, 2026Hindi

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Sir I got 58686 rank in jee mains. I am from west bengal. I am a general male candidate. Please suggest me some colleges.

Ans: With CRL 58,686, General male, and West Bengal home state, your realistic JoSAA options are mainly lower/mid branches, not CSE/ECE in top NITs. For NIT Durgapur (HS), 2025 closing ranks reported were about 50,787 for Biotechnology, 41,185 for Civil, and 40,862 for Metallurgy, so these look difficult in JoSAA main rounds. For IIEST Shibpur (HS), Mining closed around 53,638 and Civil around 49,180, so they are also slightly above your rank. IIIT Kalyani ECE may be possible in special rounds, while GFTIs/BIT Mesra lower branches are more realistic. My recommendation: fill JoSAA fully, then target CSAB seriously apart from WBJEE and some more Private Engineering Colleges in and around West Bengal. You should also thoroughly review JoSAA’s Opening and Closing Ranks from the last 1-2 years to identify realistic options for your rank and fill the maximum number of preferred choices accordingly.ALL the BEST for Your Prosperous Future!

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Nayagam P P |11063 Answers |Ask -Follow

Career Counsellor - Answered on Apr 23, 2026

Asked by Anonymous - Apr 22, 2026Hindi

Career

Sir, I have got 97.5311 %ile in JM'26 and a CRL rank of 39131 and EWS rank 5645.. I am getting Mesra CSE in the 1st round of JoSAA as per 2025 cutoff... So should I just go for MESRA CSE or during counseling, if I am allotted that, then I should for upgradation.. because I don't think I will get CSE in a good top NIT and Mesra is near to my hometown (6 hours distance).. so should I be choosing MESRA CSE or you would suggest me for some NIT (Though I don't think I will get CSE in any Tier 1.5 NIT like my HS NIT JSR too.. or NIT DGP etc...) Please suggest me the best choice.. Thank you!!

Ans: With a CRL of 39,131 and EWS rank of 5,645, BIT Mesra CSE is a strong option. Its 2025 EWS closing rank was 16,476, so your rank is comfortably better. Keep upgradation on, list better NIT/IIIT options above, but confidently accept BIT Mesra CSE if allotted due to location and placements. You should thoroughly review JoSAA’s Opening and Closing Ranks from the last 1-2 years to identify realistic options for your rank and fill the maximum number of preferred choices accordingly. ALL the BEST for Your Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Dr Nagarajan J S K |2675 Answers |Ask -Follow

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Question by siva - Apr 22, 2026Hindi

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Hello sir my student got 99+ percentile in both B arch as well as B.Plan but mains score 91 percentile belongs to OBC NCL tamilnadu. Is it possible for any NITs or IIITs for this 91 percentile or child go with b arch/b.plan

Ans: Hi Siva Sir,
GREETINGS FROM THE REDIFFGURUS!
CONGRATS TO YOUR STUDENT.
For those in the 99th percentile and above, there are strong prospects of admission to reputable architecture schools, including high chances for a Bachelor of Architecture (B.Arch) at prominent National Institutes of Technology (NITs), such as NIT Trichy through the home state quota, as well as other major NITs.

For those in the 91st percentile, there are good chances of securing admission to lower-tier or newer NITs, as well as IIITs and Government Funded Technical Institutes (GFTIs) for Bachelor of Technology (B.Tech). Utilizing the home state quota can significantly increase the likelihood of admission.

Best wishes!

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Asked by Anonymous - Apr 21, 2026Hindi

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Sir, my son scored 97.61 percentile and 37864 general cat rank and Delhi home state. Is nit delhi worth studying in view of placement

Ans: HI SIR,
GREETINGS FROM THE REDIFFGURUS!
Generally, institutions provide a brand, and candidates must perform well in interviews. If a candidate is not qualified, there's no way the industry will accept them. The main advantage of campus recruitment is that the competition is among classmates rather than strangers. This means candidates are already aware of each other's strengths and weaknesses, which can facilitate achieving their goals more easily. Being a national institute, especially one located in Delhi, is definitely an advantage. So go ahead.

BEST WISHES.

Dr Nagarajan J S K |2675 Answers |Ask -Follow

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Question by P - Apr 21, 2026Hindi

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Sir I got AIR RANK 279230, percentile is 82.190,Gen Ews category rank 42670,will I get any low NITS

Ans: HI,
GREETINGS FROM THE REDIFFGURUS!
Securing a seat in lower-ranking NITs (new NITs) is possible based on your rank, especially during the CSAB special rounds or the later JoSAA rounds, particularly for less competitive branches. I recommend considering a degree in Mechanical Engineering. The healthcare system relies on medical devices developed in the engineering field, and you could also pursue a career as a medical device inspector (iT IS NEW JOB OPPORTUNITY FOR THE ENGINEERING GRADUATES).
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Asked by Anonymous - Apr 21, 2026Hindi

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my son has got 74 percentile in jee mains and have a EWS certificate ,my question is whether he is eligible for GFTI in Delhi ncr or any best suggestion by you

Ans: HI SIR,
GREETINGS FROM THE REDIFFGURUS!
BIT DIFFICULT.
It may be possible to secure admission to lower-tier GFTIs, private universities, or specialized state-level engineering colleges, especially in branches like civil, chemical, or production. Please actively participate in the counseling process.
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Asked by Anonymous - Apr 21, 2026Hindi

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My son got 97.61 percentile in mains n we are from MP is it adviceable to give mhcet

Ans: HI SIR,
GREETINGS FROM THE REDIFFGURUS!
Kindly share the full details. The information provided is not sufficient to predict, especially regarding the category.
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Asked by Anonymous - Apr 22, 2026Hindi

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I am looking at thapar / manipal / comedk / vit

Ans: HI,
GREETINGS FROM THE REDIFFGURUS!,
You have provided very limited information. Share full details.
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Asked by Anonymous - Apr 21, 2026Hindi

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I got 13535 sc category rank female andhra pradesh. Is there any chance of getting civil in nit puducherry?

Ans: HI,
GREETINGS FROM THE REDIFFGURUS!
It is possible to get admission in NIT Puducherry, but possibilities exist in lower branches through CSAB or JoSAA rounds.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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